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Franklin › ALL OTHERS AREA 67 › 317 Clay St St✓ Source: REIN MLS #10654396 · record updated Sep 27, 2026 · synced every 2 min · your inquiry is never resold
317 Clay St ST, FRANKLIN VA 23851 - Main photo
317 Clay St ST, FRANKLIN VA 23851 - Photo 2
317 Clay St ST, FRANKLIN VA 23851 - Photo 3
317 Clay St ST, FRANKLIN VA 23851 - Photo 4
317 Clay St ST, FRANKLIN VA 23851 - Photo 5
3beds
2baths
1,315sqft
9days on market

317 Clay St St, Franklin, VA 23851

ActiveResidential · built 1987 · ALL OTHERS AREA 67

Facts & features

Type

Residential

Year built

1987

Price / sqft

$186

HOA fee

$150/mo

County

Franklin VA

MLS #

10654396

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,315
Stories
2
Flooring
Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR
Appliances
Dryer Hookup, Range, Elec Range, Washer Hookup

Construction & exterior

Style
Townhouse
Subtype
Attached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick
Pool
No Pool
Fencing
Back Fenced

Utilities & systems

Heating
Electric
Cooling
Central Air, Heat Pump
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.0300
Subdivision
ALL OTHERS AREA 67
Zoning
R2
Ownership
Fee Simple
Garage
No
Parking
2 Space, Assigned/Reserved, Off Street
Possession
SETTLEMENT
Disclosures
Common Interest Community, Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Welcome home to this inviting 3-bedroom, 2-bath residence located in the established Clay Court community of Franklin! This home offers a comfortable, functional layout with plenty of space for everyday living and entertaining. The living area flows naturally into the kitchen and dining space, creating an open and welcoming atmosphere. Three bedrooms provide flexibility for guests, a home office, or additional living space. Enjoy the convenience of two assigned parking spaces and a location that puts you within easy reach of Franklin's shopping, dining, schools, medical services, and everyday conveniences. Whether you're purchasing your first home, downsizing, or simply looking for a low-maintenance place to call your own, this Clay Court property is ready for its next owner. Present all offers. Schedule your showing today!

Listing courtesy of Shante Cross · Summit Realty Group LLC · REIN MLS #10654396

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 317 Clay Street in Franklin—a three-bedroom, two-bath home built in 1987 with 1,315 square feet of comfortable living space. The location puts you near downtown shops, restaurants, and parks. It's the kind of home that anchors Franklin homes for sale in a walkable neighborhood.

Keep searching in Franklin

See all Franklin homes for sale. Browse every listing among homes for sale in Franklin — updated from the REIN MLS every few minutes.

Read the full overview ↓

Why this home stands out

This residential property sits on a tree-lined street in Franklin's established core, where you're within steps of local dining and within a short drive of the Riverwalk. The 1987 construction means solid bones and a familiar floor plan. Three bedrooms and two full baths give you flexibility—whether you're settling in or looking to grow. The lot and layout reflect the neighborhood's character: unpretentious, accessible, and genuinely livable.

ALL OTHERS AREA 67 and the Franklin real estate market

Franklin's downtown district has a relaxed, small-town feel. Clay Street itself is quiet and tree-shaded, lined with homes from the 1980s and earlier. You'll find a mix of owner-occupied houses and long-time residents who know their neighbors. The city sits where the Blackwater River curves through Southampton County, about 30 miles south of Suffolk and roughly 45 minutes from the Virginia Beach waterfront. Getting around is straightforward: Main Street runs north-south through downtown, and US Route 58 connects you to the wider region. Anyone comparing homes for sale in Franklin will notice the affordability and the genuine sense of community. Schools, parks, and local services cluster within a few minutes' drive or a pleasant walk.

What's nearby

Wydia's Seafood and Steakhouse is just a three-minute walk away, and Fred's Restaurant and Serve are equally close for casual meals. Cameron car wash and StoreHouse Coffee sit within a short stroll. Groceries are easy: Los Cerezos Latino Store, Dollar General, and Don Pancho's Cantina are all under a mile. For fitness, TaylorMade Fitness VA is a two-minute drive. Recreation is nearby too—Barrett's Landing Park and the City of Franklin Riverwalk Park Kayak Launch offer green space and river access within walking distance.

For different buyers

Base commute and VA loan notes

Joint Staff J7 Suffolk is about 39 minutes away, making this home accessible for base commuters. VA loan financing is widely available in Franklin, and the modest price point means less time in closing and more time settling in. Three bedrooms and solid square footage give you room to land and unpack.

For buyers drawn to character

This 1987-built home carries the understated charm of a neighborhood that hasn't chased trends. Original details and a straightforward layout appeal to buyers who value authenticity over flash. You're buying into a place where the community is the real draw—not the house alone.

More buyer questions

How far is 317 Clay Street from Joint Staff J7 Suffolk?

The commute is approximately 39 minutes by car, depending on traffic and your exact route.

What restaurants are within walking distance?

Wydia's Seafood and Steakhouse is just 0.3 miles away, and Fred's Restaurant and Serve are both under 0.5 miles.

Is there a grocery store nearby?

Yes—Los Cerezos Latino Store is 0.6 miles away, and Dollar General is 0.8 miles. Don Pancho's Cantina is also close at 0.9 miles.

Where can I find coffee and fitness?

Cameron car wash and StoreHouse Coffee are within 0.5 miles, and TaylorMade Fitness VA is just 0.2 miles away.

Are there parks nearby?

Yes—Barrett's Landing Park is 0.6 miles away, and the City of Franklin Riverwalk Park Kayak Launch is 0.7 miles, both offering outdoor recreation and river access.

Ready to explore 317 Clay Street and discover what Franklin has to offer? Reach out to Tom & Dariya Milan at LPT Realty to schedule a tour today.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Franklin$205K – $285K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryS.P. Morton Elementary
    —
  • MiddleOther Middle School
    —
  • HighFranklin
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510060

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510060

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

30.3 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Franklin real estate →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,343/mo

Principal & interest

$1,271

Property tax

$0

Home insurance

$71

PMI

None

HOA/Condo (paid separately)

$150

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

150% of $163,400

City assessment record

Land share of assessed value

15% — $25,300

Improvements $138,100 · assessor record ✓

Price context — similar nearby homes

$65,000 – $229,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

601 Pace ST · 0.3 mi · 1,287 sqft$229,000 sold 2026-08
1005 Railroad AVE · 0.4 mi · 1,286 sqft$73,500 sold 2026-08
403 W 4th AVE · 0.1 mi · 1,200 sqft$65,000 sold 2026-05

Own a home nearby? See what it is worth today — What's your Franklin home worth?

Sale & Tax History

List Price

$245,000

Price / Sq Ft

$186

Annual Taxes

N/A

Monthly Tax

N/A

HOA fee

$150 / mo

Tax Rate (effective)

N/A

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 19, 2026$245,000—
Currently listed—$245,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

50% above assessment

Total Assessed

$163,400

Land

$25,300

Improvement

$138,100

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Franklin Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

9 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 317 Clay St St in a good school zone?+
The assigned zones on the listing record are S.P. Morton Elementary, Other Middle School, Franklin. School attendance zones can change — always confirm enrollment with the local school division.
Is 317 Clay St St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 317 Clay St St have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A.
When was 317 Clay St St built?+
It was built in 1987, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Shante Cross · Summit Realty Group LLC · REIN MLS #10654396

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

317 Clay St St, Franklin — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

317 Clay St St, Franklin, Virginia 23851 · MLS #10654396 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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