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White Stone › WHITE STONE › 687 Clark Point Dr✓ Source: REIN MLS #10648426 · record updated Aug 10, 2026 · synced every 2 min · your inquiry is never resold
687 Clark Point DR, WHITE STONE VA 22578 - Main photo
687 Clark Point DR, WHITE STONE VA 22578 - Photo 2
687 Clark Point DR, WHITE STONE VA 22578 - Photo 3
687 Clark Point DR, WHITE STONE VA 22578 - Photo 4
687 Clark Point DR, WHITE STONE VA 22578 - Photo 5
$1,600,000
$533 / sqft · est. $9,204/mo →
4beds
3.1baths
3,001sqft
0days on market

687 Clark Point Dr, White Stone, VA 22578

New ListingResidential · built 1974 · WHITE STONE

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Dock.

Frontage

Waterfront ✓ VERIFIED

Dock

Dock

Source: REIN MLS listing record · waterfront features as listed

About this home

The listing, in the seller's words

Rare waterfront opportunity on the Chesapeake Bay in the heart of Virginia's Northern Neck. This fully renovated contemporary residence sits on 2 private acres with sweeping water views, a private dock, and a beach-inspired sandy fire-pit area—perfect for kayaking, entertaining, and watching unforgettable sunrises and sunsets. The home features an open-concept design with soaring ceilings, extensive glass, and seamless indoor-outdoor living. The chef's kitchen showcases custom cabinetry, high-end quartz counters, and premium GE Café appliances. Large-format Italian porcelain floors with radiant heat, updated bathrooms, a dramatic glass staircase, loft, screened porch, and multiple outdoor living spaces complete the package. Major systems have been upgraded, including new HVAC, electrical, plumbing, and spray-foam insulation. Enjoy 4 bedrooms (including a first-floor primary), 3.5 baths, and exceptional natural light throughout. A true private retreat where modern luxury meets the tranquility of the Bay.

Listing courtesy of Eva Fisher · 1st Class Real Estate Flagship · REIN MLS #10648426

Schools

  • ElementaryLancaster Primary
    —
  • MiddleLancaster Middle
    —
  • HighLancaster
    —

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1974

Price / sqft

$533

HOA

None

Taxes

$5,223/yr

County

Lancaster County VA

Waterfront

Yes

MLS #

10648426

Interior

Bedrooms
4
Full baths
3
Half baths
1
Approx. sqft
3,001
Stories
2
Flooring
Ceramic, Vinyl
Ensuite bedrooms
2
First-floor bed & full bath
Yes
Total rooms
12
Other rooms
1st Floor BR, 1st Floor Primary BR, Balcony, Loft, Screened Porch
Appliances
Dishwasher, Microwave, Refrigerator, Washer

Construction & exterior

Style
Contemp
Subtype
Detached
Foundation
Other
Roof
Composite
Exterior
Stone,Wood
Pool
No Pool
Waterfront
Dock
Deep-water access
Yes

Utilities & systems

Heating
Electric, Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
WHITE STONE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Det 2 Car, Carport
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone AE · base flood elevation 5 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 51103C

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Homes at this tier often trade in cash or portfolio financing — the calculator below shows a financed view; taxes are from the public record.

Estimate your monthly payment

$9,204/mo

Principal & interest

$8,302

Property tax

$435

Home insurance

$467

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Sale & Tax History

List Price

$1,600,000

Price / Sq Ft

$533

Annual Taxes

$5,223

Monthly Tax

$435

HOA

None

Tax Rate (effective)

0.33%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 10, 2026$1,600,000—
Currently listed—$1,600,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

White Stone Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

0 days on market — read it in context

Higher-priced homes market more slowly by nature: the buyer pool is smaller and diligence is heavier. Days-on-market at this tier is a rhythm, not a warning.

Questions buyers ask

Real questions, answered from the record

Is 687 Clark Point Dr in a good school zone?+
The assigned zones on the listing record are Lancaster Primary, Lancaster Middle, Lancaster. School attendance zones can change — always confirm enrollment with the local school division.
Is 687 Clark Point Dr in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 5 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is 687 Clark Point Dr a waterfront property?+
Yes. The listing record shows: Dock.
Does 687 Clark Point Dr have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 687 Clark Point Dr built?+
It was built in 1974, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Eva Fisher · 1st Class Real Estate Flagship · REIN MLS #10648426

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

687 Clark Point Dr, White Stone — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

687 Clark Point Dr, White Stone, Virginia 22578 · MLS #10648426 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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