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White StoneWHITE STONE687 Clark Point Dr✓ Source: REIN MLS #10648426 · record updated Aug 25, 2026 · synced every 2 min · your inquiry is never resold
687 Clark Point DR, WHITE STONE VA 22578 - Main photo
687 Clark Point DR, WHITE STONE VA 22578 - Photo 2
687 Clark Point DR, WHITE STONE VA 22578 - Photo 3
687 Clark Point DR, WHITE STONE VA 22578 - Photo 4
687 Clark Point DR, WHITE STONE VA 22578 - Photo 5
$1,600,000
$533 / sqft · est. $9,204/mo →
4beds
3.1baths
3,001sqft
14days on market

687 Clark Point Dr, White Stone, VA 22578

ActiveResidential · built 1974 · WHITE STONE

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Dock.

Frontage

Waterfront ✓ VERIFIED

Dock

Dock

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

1974

Price / sqft

$533

HOA

None

Taxes

$5,223/yr

County

Lancaster County VA

Waterfront

Yes

MLS #

10648426

Interior

Bedrooms
4
Full baths
3
Half baths
1
Approx. sqft
3,001
Stories
2
Flooring
Ceramic, Vinyl
Ensuite bedrooms
2
First-floor bed & full bath
Yes
Total rooms
8
Other rooms
1st Floor BR, 1st Floor Primary BR, Balcony, Loft, Screened Porch
Appliances
Dishwasher, Microwave, Refrigerator, Washer

Construction & exterior

Style
Contemp
Subtype
Detached
Foundation
Other
Roof
Composite
Exterior
Stone,Wood
Pool
No Pool
Waterfront
Dock
Deep-water access
Yes

Utilities & systems

Heating
Electric, Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
WHITE STONE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Det 2 Car, Carport
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Rare waterfront opportunity on the Chesapeake Bay in the heart of Virginia's Northern Neck. This fully renovated contemporary residence sits on 2 private acres with sweeping water views, a private dock, and a beach-inspired sandy fire-pit area—perfect for kayaking, entertaining, and watching unforgettable sunrises and sunsets. The home features an open-concept design with soaring ceilings, extensive glass, and seamless indoor-outdoor living. The chef's kitchen showcases custom cabinetry, high-end quartz counters, and premium GE Café appliances. Large-format Italian porcelain floors with radiant heat, updated bathrooms, a dramatic glass staircase, loft, screened porch, and multiple outdoor living spaces complete the package. Major systems have been upgraded, including new HVAC, electrical, plumbing, and spray-foam insulation. Enjoy 4 bedrooms (including a first-floor primary), 3.5 baths, and exceptional natural light throughout. A true private retreat where modern luxury meets the tranquility of the Bay.

Listing courtesy of Eva Fisher · 1st Class Real Estate Flagship · REIN MLS #10648426

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

A four-bedroom, three-and-a-half-bath home on Clark Point Drive in White Stone, Virginia, offering 3,001 square feet of living space on the Northern Neck — a region defined by quiet waterfront character, wide skies, and a pace of life that's genuinely hard to find elsewhere.

Read the full overview ↓

Why this home stands out

Built in 1974 and carrying the bones of a well-established home, 687 Clark Point Drive sits in one of the Northern Neck's most coveted pockets. With four bedrooms, three full baths, a half bath, and just over 3,000 square feet, there's real room to spread out. The 1970s era brought generous floor plans and solid construction, and this address delivers both — with the added draw of White Stone's waterfront-adjacent lifestyle right outside the door.

About the White Stone real estate market

White Stone is a small, unhurried town in Lancaster County on Virginia's Northern Neck — the peninsula that reaches between the Rappahannock and Potomac Rivers toward the Chesapeake Bay. Clark Point Drive sits in one of the area's quieter residential corridors, where mature trees line the roads and the water is never far from view or mind. The Northern Neck has long attracted people who want a genuine alternative to suburban density: neighbors tend to know each other, the landscape stays largely natural, and the rhythm of daily life follows the seasons rather than the traffic. Lancaster County governs the area, and White Stone itself functions as a small commercial and social hub for the surrounding communities — with a marina, local dining, and a handful of shops that give the town real personality without the noise of a larger city.

What's nearby

Day-to-day needs are closer than the rural setting might suggest. White Stone's small downtown is just minutes away, with local restaurants, a pharmacy, and the White Stone Wine & Cheese shop for an easy evening out. The Rappahannock River flows nearby, and Windmill Point offers public beach access and boat launches. Kilmarnock — about ten minutes west — adds a grocery store, hardware, medical offices, and more dining options. Irvington's Tides Inn is a short drive for waterfront dining or a special occasion. Outdoor life here means kayaking, fishing, crabbing, and long walks along quiet roads with almost no traffic.

For different buyers

For families upgrading

Families comparing larger homes in the region will find that 687 Clark Point Drive checks the boxes that matter most at this stage: four bedrooms, three and a half baths, and more than 3,000 square feet give everyone real space. Lancaster County's pace and the Northern Neck's natural setting make it a genuinely different kind of upgrade — less commute pressure, more outdoor life, and a neighborhood where kids actually play outside.

For buyers drawn to character

If you've been searching for a home with roots — one that has lived through decades in a place with genuine regional identity — Clark Point Drive is worth a serious look. The 1974 construction gives the home a floor plan with real proportions, and White Stone's Northern Neck setting means you're buying into a landscape and community that hasn't been homogenized. This is the kind of address that rewards people who care more about character than trends.

More buyer questions

How far is 687 Clark Point Drive from Camp Peary?

Camp Peary is approximately 57 minutes from 687 Clark Point Drive, heading south via US-17. The drive takes you across the Rappahannock River and through Gloucester County before reaching the York County area.

What is the flood zone status for 687 Clark Point Drive in White Stone?

Flood zone designation for this property is determined by FEMA maps and is displayed in the dedicated FloodRisk tile on this page — check there for the most current zone classification.

Where is the nearest grocery store to Clark Point Drive?

Kilmarnock, roughly ten minutes west of White Stone, has the closest full grocery options along with pharmacy and hardware stores. It's the practical hub for most Northern Neck errands.

What is the lot and property type at 687 Clark Point Drive?

687 Clark Point Drive is a residential single-family property built in 1974, with 3,001 square feet of living space, four bedrooms, and three and a half baths in Lancaster County, Virginia.

Is White Stone, Virginia a good area for waterfront lifestyle?

White Stone sits at the heart of the Northern Neck, with the Rappahannock River, Chesapeake Bay access, and multiple marinas and boat launches within a short drive — making it one of the more accessible waterfront-lifestyle communities in the region without the density of Virginia Beach or the Hampton Roads metro.

Tom and Dariya Milan at LPT Realty know the Northern Neck well. Reach out to get the full picture on 687 Clark Point Drive and what life on the water's edge actually looks like day to day.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

White Stone$1.4M – $1.8M4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryLancaster Primary
  • MiddleLancaster Middle
  • HighLancaster

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 5 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 51103C

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Homes at this tier often trade in cash or portfolio financing — the calculator below shows a financed view; taxes are from the public record.

Estimate your monthly payment

$9,204/mo

Principal & interest

$8,302

Property tax

$435

Home insurance

$467

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Sale & Tax History

List Price

$1,600,000

Price / Sq Ft

$533

Annual Taxes

$5,223

Monthly Tax

$435

HOA

None

Tax Rate (effective)

0.33%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 11, 2026$1,600,000
Currently listed$1,600,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

White Stone Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

14 days on market — read it in context

Higher-priced homes market more slowly by nature: the buyer pool is smaller and diligence is heavier. Days-on-market at this tier is a rhythm, not a warning.

Questions buyers ask

Is 687 Clark Point Dr in a good school zone?+
The assigned zones on the listing record are Lancaster Primary, Lancaster Middle, Lancaster. School attendance zones can change — always confirm enrollment with the local school division.
Is 687 Clark Point Dr in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 5 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is 687 Clark Point Dr a waterfront property?+
Yes. The listing record shows: Dock.
Does 687 Clark Point Dr have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 687 Clark Point Dr built?+
It was built in 1974, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Eva Fisher · 1st Class Real Estate Flagship · REIN MLS #10648426

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

687 Clark Point Dr, White Stone — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

687 Clark Point Dr, White Stone, Virginia 22578 · MLS #10648426 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.