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Lancaster › ALL OTHERS AREA 127 › 3 Bells Creek Lane✓ Source: REIN MLS #10544511 · record updated Jan 31, 2026 · synced every 2 min · your inquiry is never resold
3 Bells Creek Lane, Lancaster VA 22503 - Main photo
$91,000
553days on market

3 Bells Creek Lane, Lancaster, VA 22503

Off MarketLand and Farms · ALL OTHERS AREA 127

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Creek.

Frontage

Creek ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Land and Farms

HOA

None

Taxes

$519/yr

County

Lancaster County VA

Waterfront

Yes

MLS #

10544511

Construction & exterior

Waterfront
Creek

Utilities & systems

Utilities available
Electric Avail, Sewer Avail, Water Avail, Well

Lot, parking & ownership

Lot size
1.2400
Road surface
Gravel
Subdivision
ALL OTHERS AREA 127
Ownership
Fee Simple
Possession
CLOSING

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Looking for a beautiful secluded property in Lancaster? This secluded enclave in River Ridge is it! Build your dream with beautiful views of Bells Creek! The other two lots can be combined to create a approximate 5 acre lot. See MLS#'s for Lot# 5 and lot #6z

Listing courtesy of Helen VanOrden · BHHS RW Towne Realty · REIN MLS #10544511

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryLancaster Middle
    —
  • MiddleLancaster Middle
    —
  • HighLancaster
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51103C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$542/mo

Principal & interest

$472

Property tax

$43

Home insurance

$27

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Sale & Tax History

List Price

$91,000

Price / Sq Ft

$0

Annual Taxes

$519

Monthly Tax

$43

HOA

None

Tax Rate (effective)

0.57%

Sale Timeline (this listing)

EventDatePriceDetail
ListedNov 2, 2024$91,000—
Currently listed—$91,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Lancaster Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 3 Bells Creek Lane in a good school zone?+
The assigned zones on the listing record are Lancaster Middle, Lancaster Middle, Lancaster. School attendance zones can change — always confirm enrollment with the local school division.
Is 3 Bells Creek Lane in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is 3 Bells Creek Lane a waterfront property?+
Yes. The listing record shows: Creek.
Does 3 Bells Creek Lane have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Helen VanOrden · BHHS RW Towne Realty · REIN MLS #10544511

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

3 Bells Creek Lane, Lancaster, Virginia 22503 · MLS #10544511 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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