67 days on market
$410,000
2560 N Independence Dr
Montross, Virginia 22520
MLS# 10625546 · ALL OTHERS VA AREA 51 · Westmoreland VA
Updated May 22, 2026 · Source: REIN MLS
Est. payment
$2,387/mo
Edit below
Price / sq ft
$139
2,940 sq ft
Days on market
67
HOA
None
Year built
2005
21 yrs old
Beds
4
Full Baths
3
Half Baths
0
Sq Ft
2,940
Garage
Yes
Schools
- ElementaryOther Elementary School—
- MiddleOther Middle School—
- HighOther High School—
Info provided by GreatSchools
About this home
Step into this beautiful 2940-sq. ft rancher in Montross, VA. Featuring a legally permitted ADU - for multi-gen living, guest or income potential! With fresh paint, updated flooring, and stylish new lighting, this home creates a bright, modern feel in every room. Enjoy the convenience of 4 beds & 3 full baths along with 2 kitchens, offering incredible flexibility for living and entertaining. Stainless steel applianc…
Listed by Traci Cardamone · Turn Key Real Estate LLC
VaHome Team property overview
A four-bedroom, three-bath home spanning 2,940 square feet in Montross, Virginia — built in 2005 and offering generous living space in a quieter corner of the Northern Neck, well away from the bustle of Hampton Roads.
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Why this home stands out
What sets 2560 N Independence Drive apart is the combination of substantial square footage — nearly 3,000 square feet — and the unhurried pace of Westmoreland County living. Homes of this size in Montross are relatively uncommon, making this address a standout for buyers who want room to spread out without the density of a larger metro area. Four bedrooms and three full baths means there's genuine flexibility here, whether that's a dedicated home office, a guest suite, or space for a growing household.
ALL OTHERS VA AREA 51 and the Montross real estate market
Montross is the county seat of Westmoreland County, tucked into Virginia's Northern Neck — the peninsula formed between the Potomac and Rappahannock Rivers. Life here moves at a different rhythm than the Hampton Roads metro. The town is small and the landscape is largely rural, with open farmland, mature tree lines, and easy access to the water that defines this part of the state. N Independence Drive sits in a residential pocket that reflects the broader character of the area: spacious lots, a sense of privacy, and neighbors who tend to know one another. Westmoreland County living is a genuine alternative for buyers who've priced out of or grown tired of busier markets — and 2560 N Independence Drive Montross Virginia 22520 sits squarely in that tradition. The Northern Neck has seen steady interest from buyers seeking a slower pace without sacrificing a solid, well-built home.
What's nearby
Day-to-day errands in Montross are straightforward. The town center is just a short drive away and covers the basics — grocery options, pharmacies, and local dining. Westmoreland State Park is one of the genuine gems of the Northern Neck, offering Potomac River access, trails, and camping just a few miles from town. George Washington Birthplace National Monument is also nearby, adding a layer of history to weekend exploring. For a broader retail or dining selection, the Fredericksburg area is roughly an hour north on Route 3, making it a practical destination for bigger shopping trips.
For different buyers
For families upgrading
If you've outgrown your current home, 2,940 square feet across four bedrooms and three baths gives everyone room to breathe. Built in 2005, the layout is modern enough to feel functional without the quirks of an older build. Westmoreland County offers a calmer environment for households that want space — indoors and out — without the premium pricing of denser suburban markets.
For buyers drawn to character
The Northern Neck has its own identity — river culture, agricultural roots, and a community that values quiet over convenience. If you're drawn to that kind of place, 2560 N Independence Drive delivers a well-sized, solidly built home in a setting that genuinely feels removed from the ordinary. Four bedrooms and nearly 3,000 square feet means you're not sacrificing comfort for character — you're getting both.
Frequently asked questions
How far is 2560 N Independence Drive from Fredericksburg?
Fredericksburg is approximately 55 to 65 miles north via Route 3, typically a drive of about an hour depending on traffic. It's the closest major retail and medical hub for Montross residents.
What county is 2560 N Independence Drive in?
The property is located in Westmoreland County, Virginia — the county seat of which is Montross itself.
Is 2560 N Independence Drive near any water access?
Westmoreland County borders the Potomac River, and Westmoreland State Park — just a few miles away — provides public access to the river along with trails and recreational amenities.
Does 2560 N Independence Drive have an HOA?
HOA status for this property should be confirmed through current listing documentation or directly with the county — details can shift between ownership cycles.
What is the flood risk at 2560 N Independence Drive?
Flood zone designation for this address is displayed in the FloodRisk tile on this page — check that section for the most current FEMA map data for this parcel.
Curious about 2560 N Independence Drive? Tom and Dariya Milan at LPT Realty know the Northern Neck market well — reach out and they'll walk you through everything you need to know.
Summary generated by AI from public records and publicly available information.
Location & Neighborhood
Places within ~1 mile, ordered by distance from this property. Powered by Google Places.
Flood Risk
Property Details
Bedrooms
4
Full Baths
3
Half Baths
0
Approx Sq Ft
2,940
Stories
2
Fireplaces
0
Flooring
Laminate/LVP, Vinyl, Wood
Heating
Cooling
Laundry
Interior Features
N/A
Appliances
Dishwasher, Dryer, Dryer Hookup, Energy Star Appliance(s), Microwave, Gas Range, Refrigerator, Washer, Washer Hookup
Sale & Tax History
List Price
$410,000
Price / Sq Ft
$139
Annual Taxes
$1,686
Monthly Tax
$141
HOA
None
Tax Rate (effective)
0.41%
Sale Timeline (this listing)
| Event | Date | Price | Detail |
|---|---|---|---|
| Listed | Mar 16, 2026 | $410,000 | — |
| Currently listed | — | $410,000 | — |
Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:
Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.
Comparable Properties
Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.
Military Commute
Drive times to nearest basesDrive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.
Estimate your monthly payment
$2,387/moPrincipal & interest
$2,127
Property tax
$141
Home insurance
$120
PMI
None
HOA
None
Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.
Listed by Turn Key Real Estate LLC · MLS# 10625546
Data provided by REIN MLS. Information deemed reliable but not guaranteed.
$410,000
2560 N Independence DR, MONTROSS VA 22520
Montross, Virginia 22520
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