Welcome to one of Virginia Beach's most established communities, Indian Lakes. This open-concept home offers 2 bedrooms and 1.5 baths with over 1,200 square feet of comfortable living space. The layout flows effortlessly, featuring a spacious living area for entertaining, highlighted by a tile fireplace and a unique spiral staircase that adds character and charm. Located in a quiet cul-de-sac, the property offers a spacious backyard with a privacy fence and deck, for relaxing, hosting, or creating your own outdoor retreat. Additional features include a detached garage and extended driveway space, providing ample parking and storage. Whether you're a first-time buyer or looking to downsize into a low-maintenance home, this property delivers both comfort and convenience. Centrally located near shopping, dining, interstates, and military bases, this is an opportunity to get into Indian Lakes at an accessible price point. Opportunities like this do not last long.
Listing courtesy of Brittany Wells-Arrington · ONYX Realty Professionals · REIN MLS #10636840
Facts & features
TypeResidential
Year built1975
Price / sqft$238
HOA fee$32/mo
Taxes$2,720/yr
CountyVirginia Beach VA
MLS #10636840
HOA association includes
ClubhousePlaygroundsPoolTennis Cts
$32/mo HOA fee · per the REIN MLS listing record. Confirm inclusions with the association.
VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.
How Far Is?
Driving distance by road and typical drive time via Google Maps, to the nearest location of each.
Also nearby
Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.
Homes like this one sell fast — see the next one first
Virginia Beach$250K – $345K2+ beds
By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty
Military Commute
Drive times to nearest bases
🚢
USCG Finance Ctr
Coast Guard
16min·7.2mi
⚓
NAS Oceana
Navy
28min·12.1mi
⚓
NNSY
Navy
22min·12.9mi
🚢
USCG Portsmouth
Coast Guard
20min·11.8mi
⚓
Little Creek
Navy
25min·11.6mi
Typical drive times from Google Maps, without live traffic. Rush hour and tunnel backups can add time.
Flood & environmentFlood risk (FEMA)
FEMA flood zone X · outside the high-risk area · FIRM 515531
🌊 Flood Risk (FEMA)
Source: FEMA National Flood Hazard Layer · FIRM 515531
Low / Moderate Risk
FEMA flood zone
X (low to moderate risk)
Base flood elevation
Not applicable in low-risk zones
Zone X is outside the Special Flood Hazard Area; FEMA doesn’t define a BFE here.
Property elevation
13.8 ft above sea level
USGS 3DEP digital elevation model
Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.
Data sources: Flood zone and base flood elevation come from FEMA’s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service — actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.
Stratford Chase is a settled neighborhood in the Kempsville area of central Virginia Beach. It sits in the 23464 ZIP code between the Carolanne Farms and Salem Woods neighborhoods.
$565KMedian sale · 12 mo
$222Sold $/sq ft
15dDays on market
3For sale now
$126KHH income
92.9%Owner-occupied
REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year
Estimates only. Taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.
Estimate your monthly payment
$1,870/mo
Principal & interest
$1,556
Property tax
$227
Home insurance
$87
PMI
None
HOA/Condo (paid separately)
$32
Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.
Value & historyComparables
Asking vs. assessment107% of $280,400City assessment record · taxes $2,720/yr
Land share of assessed value48% · $134,000Improvements $146,400 · assessor record ✓
Price context: similar nearby homes$310,000 – $430,475The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price, not an appraisal or an estimate of this home's value.
Source: City Assessor via Hampton Roads Regional Parcels.
7% above assessment
Total Assessed
$280,400
Land
$134,000
Improvement
$146,400
Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:
Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.
Comparable Properties
Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.
CompareThis home next to what else is for sale nearby
Home
Price
Beds
Baths
Sqft
$ / sqft
1220 Ferndale Ctthis home
$299,900
2
1.1
1,262
$238
Loading nearby homes for sale…
Active comparables from the REIN MLS, the same homes shown under Comparable Properties. Context for judging the asking price, not an appraisal.
Questions buyers ask
Is 1220 Ferndale Ct in a good school zone?
The assigned zones on the listing record are Indian Lakes Elementary (VaHome School Score 6.3/10), Brandon Middle (VaHome School Score 5.2/10), Salem (VaHome School Score 8.2/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1220 Ferndale Ct in a flood zone?
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1220 Ferndale Ct?
Yes — Natural Bodyz Fitness 24/7 Kempsville - Gyms in Virginia Beach is about 0.8 miles away, per the cached nearby-places record for this address.
Are there parks near 1220 Ferndale Ct?
Rosemont Forest Park is about 0.8 miles away.
Where is the nearest grocery store to 1220 Ferndale Ct?
Food Lion is about 0.5 miles away. The closest dining on record is Ouka Sora - Ferrell Parkway (0.4 mi).
Does 1220 Ferndale Ct have an HOA?
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is none. Association amenities on record include: Clubhouse, Playgrounds, Pool, Tennis Cts.
When was 1220 Ferndale Ct built?
It was built in 1975, per the listing record.
Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data. Never invented.
This home has soldThe next one doesn't have to be
Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.
Listing courtesy of Brittany Wells-Arrington · ONYX Realty Professionals · REIN MLS #10636840
1220 Ferndale Ct, Virginia Beach, Virginia 23464 · MLS #10636840 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed; verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.
