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Virginia BeachINDIAN LAKES1220 Ferndale Ct✓ Source: REIN MLS #10636840 · record updated Jun 25, 2026 · synced every 5 min · your inquiry is never resold
1220 Ferndale CT, VIRGINIABEACH VA 23464 - Main photo
1220 Ferndale CT, VIRGINIABEACH VA 23464 - Photo 2
1220 Ferndale CT, VIRGINIABEACH VA 23464 - Photo 3
1220 Ferndale CT, VIRGINIABEACH VA 23464 - Photo 4
1220 Ferndale CT, VIRGINIABEACH VA 23464 - Photo 5
$299,900
$238 / sqft · est. $1,902/mo →
2beds
1.1baths
1,262sqft
28days on market

1220 Ferndale Ct, Virginia Beach, VA 23464

Under ContractResidential · built 1975 · INDIAN LAKES

About this home

The listing, in the seller's words

Welcome to one of Virginia Beach's most established communities, Indian Lakes. This open-concept home offers 2 bedrooms and 1.5 baths with over 1,200 square feet of comfortable living space. The layout flows effortlessly, featuring a spacious living area for entertaining, highlighted by a tile fireplace and a unique spiral staircase that adds character and charm. Located in a quiet cul-de-sac, the property offers a spacious backyard with a privacy fence and deck, for relaxing, hosting, or creating your own outdoor retreat. Additional features include a detached garage and extended driveway space, providing ample parking and storage. Whether you're a first-time buyer or looking to downsize into a low-maintenance home, this property delivers both comfort and convenience. Centrally located near shopping, dining, interstates, and military bases, this is an opportunity to get into Indian Lakes at an accessible price point. Opportunities like this do not last long.

Listing courtesy of Brittany Wells-Arrington · ONYX Realty Professionals · REIN MLS #10636840

VaHome team overview

Our read on this home

At a glance

1220 Ferndale Court is a 2-bedroom, 1.5-bath home built in 1975 in Virginia Beach, offering 1,262 square feet of comfortable living space on a quiet cul-de-sac street with everyday essentials and dining just minutes away.

Read the full overview ↓

Why this home stands out

Cul-de-sac living is one of those underrated perks that makes a real difference day to day — less cut-through traffic, a quieter street, and a little more breathing room. At 1,262 square feet, this 1975-built home keeps things manageable without feeling cramped. Two bedrooms and a full bath plus a half bath give you a practical layout, and the location puts grocery stores, restaurants, and green space all within a mile.

INDIAN LAKES and the Virginia Beach real estate market

Ferndale Court sits within the broader Kempsville-area corridor of Virginia Beach — one of the city's most established and centrally located zones. The surrounding streets have a settled, residential feel: mature trees, sidewalks, and neighborhoods that have been home to families for decades. Virginia Beach itself is one of the most populous cities in Virginia, stretching from the Chesapeake Bay to the Atlantic Ocean, and the inland Kempsville section puts you close to the city's everyday infrastructure without the beach-town price premium. If you've been browsing homes for sale near Virginia Beach and want something with real proximity to bases, shopping, and parks — without the oceanfront noise — this part of the city consistently delivers. The zip code 23464 is well-connected, with quick access to Indian River Road, Kempsville Road, and the broader Interstate 264 corridor.

What's nearby

Daily errands are genuinely easy from Ferndale Court. Food Lion is just half a mile out, Harris Teeter is 0.7 miles away, and ALDI is under a mile — three grocery options without ever getting on a highway. When you want to eat out, Ouka Sora on Ferrell Parkway is practically around the corner at 0.4 miles, and both Mel's Place and New Number 1 are within half a mile. Morning coffee is covered by Wawa and Starbucks Coffee Company, both 0.6 miles away, with Tropical Smoothie Cafe as a solid third option at 0.8 miles. For fitness, Natural Bodyz Fitness 24/7 Kempsville, 45 Elite Training Studio, and Higher Vision Studios are all under a mile. Rosemont Forest Park and Chatham Hall Park offer outdoor space within easy reach.

For different buyers

For military families relocating

USCG Finance Center Chesapeake is about 10 minutes from Ferndale Court, and NAS Oceana is roughly 14 minutes away — making this address a practical choice for Coast Guard and Navy households alike. A VA loan can make ownership here especially straightforward, and the cul-de-sac setting offers a quieter home base after long duty days.

For first-time buyers

At 1,262 square feet with two bedrooms and a half bath, 1220 Ferndale Court is a right-sized starting point — not too much house to maintain, but enough space to actually live in. The cul-de-sac location keeps things calm, and having three grocery stores, multiple restaurants, and two parks all within a mile means you're set up for convenience from day one.

More buyer questions

How far is 1220 Ferndale Court from NAS Oceana?

NAS Oceana is approximately 14 minutes from 1220 Ferndale Court under typical traffic conditions. The route runs primarily along established Virginia Beach corridors without requiring highway travel.

What is the lot situation at 1220 Ferndale Court?

The home sits on a cul-de-sac, which means reduced through traffic and a more private street environment compared to standard grid lots in the area.

Is 1220 Ferndale Court part of an HOA?

HOA status for this address should be confirmed during the transaction process, as community association details can change over time.

What grocery stores are closest to 1220 Ferndale Court?

Food Lion is the nearest at 0.5 miles, followed by Harris Teeter at 0.7 miles and ALDI at 0.9 miles — all within easy driving distance.

Are there flood zone concerns at 1220 Ferndale Court?

Flood zone designation for this address is displayed in the FloodRisk tile on this page, which pulls current FEMA map data for the specific parcel.

Curious about 1220 Ferndale Court? Tom and Dariya Milan at LPT Realty know this part of Virginia Beach well — reach out and let's talk through what this address could mean for you.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1975

Price / sqft

$238

HOA fee

$32/mo

Taxes

$2,720/yr

County

Virginia Beach VA

Waterfront

Yes

MLS #

10636840

HOA association includes

ClubhousePlaygroundsPoolTennis Cts

$32/mo HOA fee · none · per the REIN MLS listing record — confirm inclusions with the association.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

The flood answer first — quantified, not buried

FEMA flood zone X · outside the high-risk area · FIRM 515531

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,902/mo

Principal & interest

$1,556

Property tax

$227

Home insurance

$87

PMI

None

HOA

$32

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

107% of $280,400

City assessment record · taxes $2,720/yr

Land share of assessed value

48% — $134,000

Improvements $146,400 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$280,000$401,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1501 Merton CT · 0.2 mi · 1,309 sqft$380,000 sold 2026-04
5033 Hillswick DR · 0.5 mi · 1,245 sqft$350,000 sold 2026-02
1655 Jameson DR · 0.6 mi · 1,334 sqft$280,000 sold 2026-05

Sale & Tax History

List Price

$299,900

Price / Sq Ft

$238

Annual Taxes

$2,720

Monthly Tax

$227

HOA fee

$32 / mo

Tax Rate (effective)

0.91%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 28, 2026$299,900
Price reducedJun 13, 2026$299,900−$19,100
Currently listed$299,900

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

7% above assessment

Total Assessed

$280,400

Land

$134,000

Improvement

$146,400

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Virginia Beach Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 1220 Ferndale Ct in a good school zone?+
The assigned zones on the listing record are Indian Lakes Elementary (GreatSchools 4/10), Brandon Middle (GreatSchools 6/10), Salem (GreatSchools 8/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1220 Ferndale Ct in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1220 Ferndale Ct?+
Yes — Natural Bodyz Fitness 24/7 Kempsville - Gyms in Virginia Beach is about 0.8 miles away, per the cached nearby-places record for this address.
Are there parks near 1220 Ferndale Ct?+
Rosemont Forest Park is about 0.8 miles away.
Where is the nearest grocery store to 1220 Ferndale Ct?+
Food Lion is about 0.5 miles away. The closest dining on record is Ouka Sora - Ferrell Parkway (0.4 mi).
Does 1220 Ferndale Ct have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is none. Association amenities on record include: Clubhouse, Playgrounds, Pool, Tennis Cts.
When was 1220 Ferndale Ct built?+
It was built in 1975, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Brittany Wells-Arrington · ONYX Realty Professionals · REIN MLS #10636840

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

1220 Ferndale Ct, Virginia Beach, Virginia 23464 · MLS #10636840 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.