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Virginia BeachTIMBERLAKE727 Spence Cir✓ Source: REIN MLS #10644721 · record updated Aug 5, 2026 · synced every 2 min · your inquiry is never resold
727 Spence CIR, VIRGINIA BEACH VA 23462 - Main photo
727 Spence CIR, VIRGINIA BEACH VA 23462 - Photo 2
727 Spence CIR, VIRGINIA BEACH VA 23462 - Photo 3
727 Spence CIR, VIRGINIA BEACH VA 23462 - Photo 4
727 Spence CIR, VIRGINIA BEACH VA 23462 - Photo 5
$289,999
$232 / sqft · est. $1,814/mo →
3beds
1.1baths
1,249sqft
19days on market

727 Spence Cir, Virginia Beach, VA 23462

Under ContractResidential · built 1980 · TIMBERLAKE

About this home

The listing, in the seller's words

MOVE RIGHT IN! AFFORDABLE, BEAUTIFULLY RENOVATED END UNIT WITH NEW LVP FLOORING, CARPET & FRESH PAINT THROUGHOUT. NEW KITCHEN INCLUDING CABINETS, GRANITE COUNTERS, STAINLESS UNDERMOUNT SINKS, STOVE. SPARKLING RESURFACED BATHTUB. IT ALL FEELS BRIGHT, SHINY & NEW. ENJOY THE CONVENIENCE OF NEARBY SHOPPING, RESTAURANTS & EASY INTERSTATE ACCESS. LESS THAN 3 MILES FROM TOWN CENTER.

Listing courtesy of Darnise Hayden · BHHS RW Towne Realty · REIN MLS #10644721

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

727 Spence Circle is a 3-bedroom, 1.1-bath home in Virginia Beach built in 1980, offering 1,249 square feet of comfortable living space just minutes from NAS Oceana and a walkable cluster of everyday conveniences right outside the door.

Read the full overview ↓

Why this home stands out

What sets 727 Spence Circle apart is its genuinely walkable position in a city where most errands require a car. Three grocery options, multiple quick-bite restaurants, a fitness center, and a playground café all sit within two-tenths of a mile. Add a 10-minute drive to NAS Oceana and you have a location that quietly does a lot of heavy lifting for daily life.

TIMBERLAKE and the Virginia Beach real estate market

Spence Circle sits in a residential pocket of central Virginia Beach — a city of roughly 460,000 people stretching from the Chesapeake Bay to the Atlantic Ocean. This part of town, near the intersection of Kempsville Road and Indian River Road, is one of those practical, lived-in corners of Virginia Beach where convenience quietly outperforms curb appeal. Strip centers with real grocery stores, fitness studios, and casual dining line the nearby corridors, while quieter side streets like Spence Circle offer a buffer from the bustle. Virginia Beach is known for its military presence, its 35 miles of Atlantic coastline, and a quality-of-life ranking that consistently draws families and service members alike. The city's road network here connects you efficiently to I-264, the Virginia Beach Expressway, and the broader Hampton Roads metro — meaning Norfolk, Chesapeake, and the Oceanfront are all within reasonable reach on any given day.

What's nearby

Daily errands are almost effortless from Spence Circle. Food Lion, Organic Food Depot Grocery, and Dollar General are all within 0.2 miles — a short walk covers groceries without touching a car. Subway is literally steps away, with Taco Bell and KFC just 0.1 miles out for quick meals. FunVille Playground and Cafe and Tropical Smoothie Cafe are both within two blocks, and Lily's Crepes rounds out the café options nearby. Anytime Fitness is 0.1 miles away for daily workouts, with International Yoga Institute and My Personal Gym within a half-mile. Windsor Oaks West Park and Mt. Trashmore Fishing Inlet offer green space and outdoor recreation within walking or biking distance.

For different buyers

For military families relocating

NAS Oceana is about 10 minutes away, and USCG Finance Center Chesapeake is roughly 14 minutes out — making 727 Spence Circle a practical home base for service members at either installation. A VA loan can make ownership here straightforward, and the central Virginia Beach location keeps commute options flexible if orders ever shift to another Hampton Roads installation.

For first-time buyers

If you're buying your first home, location risk matters as much as the house itself — and Spence Circle delivers on that front. Walkable groceries, fitness, and dining mean your cost of daily life stays manageable. At 1,249 square feet with three bedrooms, there's real livability here without the overhead of a larger property, giving you room to grow equity before your next move.

More buyer questions

How far is 727 Spence Circle from NAS Oceana?

NAS Oceana is approximately 10 minutes by car from 727 Spence Circle, making it one of the more convenient off-base addresses for personnel stationed there. The drive is straightforward via Virginia Beach Boulevard or Indian River Road.

What is the flood zone status for 727 Spence Circle?

Flood zone information for this address is displayed in the FloodRisk tile on this page — check there for the current FEMA designation and any relevant insurance considerations.

Is there an HOA at 727 Spence Circle?

HOA status for this property should be confirmed through current disclosure documents, as community association rules can change over time.

What parks are near 727 Spence Circle?

Windsor Oaks West Park is about 0.4 miles away, and Mt. Trashmore Fishing Inlet — part of the broader Mt. Trashmore Park area — is roughly 0.6 miles out, offering green space, walking paths, and fishing access.

How many square feet is 727 Spence Circle and what does the layout include?

The home offers 1,249 square feet of living space across a 3-bedroom, 1.1-bath layout, built in 1980 — a practical footprint that works well for small families, couples, or individuals who want dedicated bedroom space without excess square footage to maintain.

Want to know more about 727 Spence Circle or similar homes in Virginia Beach? Tom and Dariya Milan at LPT Realty are ready to walk you through everything — reach out today.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1980

Price / sqft

$232

HOA fee

$53/mo

Taxes

$2,064/yr

County

Virginia Beach VA

MLS #

10644721

HOA association includes

ClubhousePlaygroundsPoolTennis Cts

$53/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
1
Half baths
1
Approx. sqft
1,249
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
Total rooms
5
Other rooms
Attic, Breakfast Area, PBR with Bath, Utility Closet
Appliances
220 V Elec, Dishwasher, Disposal, Range, Refrigerator
Equipment
Cable Hookup, Ceiling Fan
Accessibility
Stepless Entrance

Construction & exterior

Style
Townhouse, Transitional
Subtype
Attached
Foundation
Slab
Roof
Composite
Exterior
Aluminum
Pool
No Pool
Fencing
Back Fenced,Privacy,Wood Fence

Utilities & systems

Heating
Heat Pump
Cooling
Central Air, Heat Pump
Water heater
Solar
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
TIMBERLAKE
Zoning
PDH1
Ownership
Fee Simple
Garage
No
Parking
Off Street, Driveway Spc
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 515531

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone D

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Timberlake

Timberlake is an established, deed-restricted planned community in central Virginia Beach, spanning roughly 600 acres between Holland Road and Princess Anne Road, with Windsor Oaks Boulevard and South Plaza Trail forming its eastern and western edges.

$318K

Median sale · 12 mo

$232

Sold $/sq ft

17d

Days on market

6

For sale now

$87K

HH income

59.7%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Timberlake
Map of Timberlake with neighborhood boundaryNeighborhood

VA Beach homes for sale

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,761/mo

Principal & interest

$1,505

Property tax

$172

Home insurance

$85

PMI

None

HOA/Condo (paid separately)

$53

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

136% of $212,800

City assessment record · taxes $2,064/yr

Land share of assessed value

43% — $92,000

Improvements $120,800 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$255,000$420,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1753 Moonstone DR · 2.6 mi · 1,212 sqft$370,000 sold 2026-06
1801 Cougar CT · 2.8 mi · 1,236 sqft$363,600 sold 2026-04
1685 Darrow ST · 2.7 mi · 1,212 sqft$360,000 sold 2026-05

Sale & Tax History

List Price

$289,999

Price / Sq Ft

$232

Annual Taxes

$2,064

Monthly Tax

$172

HOA fee

$53 / mo

Tax Rate (effective)

0.71%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 17, 2026$289,999
Currently listed$289,999

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

36% above assessment

Total Assessed

$212,800

Land

$92,000

Improvement

$120,800

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Virginia Beach Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 727 Spence Cir in a good school zone?+
The assigned zones on the listing record are Kempsville Elementary (GreatSchools 7/10), Larkspur Middle (GreatSchools 6/10), Green Run (GreatSchools 5/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 727 Spence Cir in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 727 Spence Cir have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Playgrounds, Pool, Tennis Cts.
When was 727 Spence Cir built?+
It was built in 1980, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Darnise Hayden · BHHS RW Towne Realty · REIN MLS #10644721

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

727 Spence Cir, Virginia Beach — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

727 Spence Cir, Virginia Beach, Virginia 23462 · MLS #10644721 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.