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Virginia BeachCROATAN628 Surfside Ave✓ Source: REIN MLS #10636131 · record updated Jun 6, 2026 · synced every 2 min · your inquiry is never resold
628 Surfside Ave NONE, VIRGINIA BEACH VA 23451 - Main photo
$1,090,000
$374 / sqft · est. $6,770/mo →
6beds
3baths
2,912sqft
15days on market

628 Surfside Ave, Virginia Beach, VA 23451

Off MarketResidential · built 1989 · CROATAN

About this home

The listing, in the seller's words

VERY MOTIVATED SELLERS - all offers considered!! Welcome to your coastal retreat in highly sought-after Croatan, where beachside living meets rare flexibility and versatility. Just moments from the ocean, this beautifully designed home offers spacious living areas, abundant natural light, and a layout for both entertaining and everyday comfort. A standout feature of this property is the private separate living space, great for multigenerational living, extended guests, private quarters, or flexible lifestyle needs. This beach home has an elevator that services all three levels to accommodate ease of movement or multi-generational living. The thoughtful floorplan offers endless possibilities while maintaining comfort and privacy throughout. Enjoy the best of coastal living with inviting outdoor spaces designed for relaxing after a day at the beach. HVAC units upgraded 2025! Whether you're searching for a primary residence, second home, or a property with exceptional flexibility, 628 Surfside offers a rare opportunity in one of Virginia Beach's most desirable coastal communities. Schedule your private showing today.

Listing courtesy of Gina Woodward · COVA Home Realty · REIN MLS #10636131

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1989

Price / sqft

$374

HOA

None

Taxes

$9,555/yr

County

Virginia Beach VA

MLS #

10636131

Interior

Bedrooms
6
Full baths
3
Approx. sqft
2,912
Stories
3
Flooring
Carpet, Ceramic, Wood
First-floor bed & full bath
Yes
Total rooms
8
Other rooms
1st Floor BR, Attic, Balcony, Converted Gar, In-Law Suite, Screened Porch, Spare Room, Utility Closet
Appliances
Dishwasher, Disposal, Dryer, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer, Washer Hookup
Accessibility
Elevator

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Wood
Pool
No Pool
Fencing
Partial

Utilities & systems

Heating
Forced Hot Air
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
CROATAN
Zoning
R10
Ownership
Fee Simple
Garage
No
Parking
4 Space, Driveway Spc
Possession
@CLOSING
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Aircraft Zone Information

Aircraft Noise

65-70 dB DNL

Accident Potential Zone

Not in a mapped Accident Potential Zone

Source: U.S. Navy AICUZ — Air Installations Compatible Use Zones (via city GIS)

Explore this neighborhood

Croatan Beach

Croatan Beach is an oceanfront neighborhood known for its exclusive beach lifestyle, direct ocean access, and premium residential properties.

$1.26M

Median sale · 12 mo

$377

Sold $/sq ft

17d

Days on market

1

For sale now

$176K

HH income

81.7%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Croatan Beach
Map of Croatan Beach with neighborhood boundaryNeighborhood

see more Virginia Beach homes

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Homes at this tier often trade in cash or portfolio financing — the calculator below shows a financed view; taxes are from the public record.

Estimate your monthly payment

$6,770/mo

Principal & interest

$5,656

Property tax

$796

Home insurance

$318

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

111% of $985,000

City assessment record · taxes $9,555/yr

Land share of assessed value

54% — $535,000

Improvements $450,000 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$1,000,000$1,300,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

628 Surfside AVE · 0 mi · 2,912 sqft$1,000,000 sold 2026-08
665 S Atlantic AVE · 0.1 mi · 2,800 sqft$1,000,000 sold 2026-05
533 Vanderbilt AVE · 0.1 mi · 2,800 sqft$1,260,000 sold 2026-06

Sale & Tax History

List Price

$1,090,000

Price / Sq Ft

$374

Annual Taxes

$9,555

Monthly Tax

$796

HOA

None

Tax Rate (effective)

0.88%

Sale Timeline (this listing)

EventDatePriceDetail
Price reducedJun 3, 2026$1,090,000−$9,998
ListedJul 20, 2026$1,090,000
Currently listed$1,090,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

11% above assessment

Total Assessed

$985,000

Land

$535,000

Improvement

$450,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Virginia Beach Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 628 Surfside Ave in a good school zone?+
The assigned zones on the listing record are W.T. Cooke Elementary (GreatSchools 7/10), Virginia Beach Middle (GreatSchools 7/10), First Colonial (GreatSchools 7/10). School attendance zones can change — always confirm enrollment with the local school division.
Does 628 Surfside Ave have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 628 Surfside Ave built?+
It was built in 1989, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Gina Woodward · COVA Home Realty · REIN MLS #10636131

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

628 Surfside Ave, Virginia Beach, Virginia 23451 · MLS #10636131 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.