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Virginia BeachCROATAN628 Surfside Ave✓ Source: REIN MLS #10638727 · record updated Jul 10, 2026 · synced every 2 min · your inquiry is never resold
628 Surfside AVE, VIRGINIABEACH VA 23451 - Main photo
628 Surfside AVE, VIRGINIABEACH VA 23451 - Photo 2
628 Surfside AVE, VIRGINIABEACH VA 23451 - Photo 3
628 Surfside AVE, VIRGINIABEACH VA 23451 - Photo 4
628 Surfside AVE, VIRGINIABEACH VA 23451 - Photo 5
$1,034,000
$355 / sqft · est. $6,463/mo →
6beds
3baths
2,912sqft
17days on market

628 Surfside Ave, Virginia Beach, VA 23451

Under ContractResidential · built 1989 · CROATAN

About this home

The listing, in the seller's words

Beach living, flexible space, and one of Virginia Beach's most coveted coastal communities and this home has it all. Located in Croatan Beach, this exceptional property offers beach access just one minute away. Designed for comfortable coastal living, this home features front and rear balconies, an interior elevator, and an amazing floor plan ideal for multi-generational living. The main level offers a full living area and kitchen, two bedrooms, and one bathroom, while the upper two levels feature another full living area and kitchen, four additional bedrooms, and two bathrooms. Enjoy easy access to the Virginia Beach Oceanfront's dining, shopping, and entertainment while embracing the relaxed atmosphere of one of the area's most sought-after beach communities. The sellers are motivated and have already found their next home, so bring all offers. Don't miss this opportunity to make Croatan Beach your home.

Listing courtesy of Ellen Davina Hughes · Iron Valley Real Est Norfolk · REIN MLS #10638727

VaHome team overview

Our read on this home

At a glance

628 Surfside Ave is a six-bedroom, three-bath home in Virginia Beach just minutes from the oceanfront, Dam Neck Annex, and NAS Oceana. With nearly 3,000 square feet built in 1989, it offers serious space in one of the most walkable coastal neighborhoods on the East Coast.

Read the full overview ↓

Why this home stands out

Six bedrooms this close to the Virginia Beach oceanfront is genuinely rare. Whether you need room for a large family, a dedicated home office, a gym, or space for visiting family, 628 Surfside Ave gives you options most coastal properties simply can't. Add a four-minute drive to Dam Neck Annex and you have a combination of size, location, and beach-town lifestyle that's hard to replicate anywhere in Hampton Roads.

CROATAN and the Virginia Beach real estate market

Surfside Ave sits in the southern reaches of Virginia Beach's resort strip, where the energy of the oceanfront meets a quieter, more residential pace. The streets here are lined with a mix of established homes and beach cottages, and the Atlantic is never far from your front door. You're within easy walking distance of the Boardwalk, Rudee Inlet, and a string of waterfront parks — the kind of neighborhood where a morning walk to the water is just part of the routine. Virginia Beach is a year-round coastal city, and life here reflects that: even virginia beach in december has a certain charm, with uncrowded beaches, mild winters compared to much of the country, and a local scene that doesn't pack up when summer ends. The city's infrastructure — major grocery corridors, medical facilities, entertainment, and two significant military installations — makes it one of the most self-contained metro areas in Virginia. For anyone who wants genuine beach-town character without sacrificing urban convenience, this part of Virginia Beach delivers.

What's nearby

Beach Park is just 0.3 miles away — an easy walk for morning coffee or an afternoon with kids. The Jetty and Grommet Island Park are both within 0.6 miles, giving you multiple spots to catch a sunset or spend a weekend afternoon outdoors. When it's time to eat, Big Sam's Inlet Cafe & Raw Bar, Rudee's Restaurant and Cabana Bar, and The Dock Grill are all within 0.8 miles — a walkable dinner lineup that most neighborhoods can't match. For fitness, Camp Pendleton Gym is under a mile away and CoreStrength Center is just one mile out.

For different buyers

For military families relocating

Dam Neck Annex is a four-minute drive from 628 Surfside Ave, and NAS Oceana is seven minutes out — two of Hampton Roads' most significant installations within a single commute window. Six bedrooms means there's room for everyone, and a VA loan can make a home this size more accessible than you might expect. It's a practical choice with a serious lifestyle upside.

For families upgrading

If your current home is running out of room, 628 Surfside Ave answers that problem with six bedrooms and nearly 3,000 square feet — all within walking distance of the beach, multiple parks, and a string of waterfront restaurants. Virginia Beach in November and beyond stays lively, so the lifestyle you're upgrading into isn't seasonal. It's a genuine year-round home base.

More buyer questions

How far is 628 Surfside Ave from Dam Neck Annex?

Dam Neck Annex is approximately four minutes by car from 628 Surfside Ave, making this one of the closest residential streets to the base in Virginia Beach. The short commute is a significant draw for personnel stationed there.

How far is 628 Surfside Ave from NAS Oceana?

NAS Oceana is about seven minutes from the property, putting two major military installations within a single short commute window — an unusual advantage for military families in the area.

What is the walkability like around 628 Surfside Ave?

Walkability here is genuinely strong for Virginia Beach — Beach Park is 0.3 miles away, three waterfront restaurants are within 0.8 miles, and two fitness centers are under a mile out. The Virginia Beach Boardwalk and Rudee Inlet are also reachable on foot.

Is 628 Surfside Ave in a flood zone?

Flood zone status for this address is displayed in the dedicated FloodRisk tile on this page, which pulls current FEMA map data. Reviewing that tile alongside your insurance agent is the best way to understand flood risk and coverage options for this property.

Does 628 Surfside Ave have an HOA?

Based on available property data, this home does not appear to be subject to a mandatory HOA, though you should confirm current community governance details during the due diligence process.

Want to see 628 Surfside Ave in person? Tom and Dariya Milan at LPT Realty know this stretch of Virginia Beach well — reach out and let's set up a walkthrough.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1989

Price / sqft

$355

HOA

None

Taxes

$9,554/yr

County

Virginia Beach VA

Waterfront

Yes

MLS #

10638727

Interior

Bedrooms
6
Full baths
3
Approx. sqft
2,912
Stories
3
Flooring
Laminate/LVP, Wood
First-floor bed & full bath
Yes
Total rooms
8
Other rooms
1st Floor BR, Attic, Balcony, Converted Gar, In-Law Suite, Screened Porch, Spare Room, Utility Closet
Appliances
Dishwasher, Disposal, Dryer, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer, Washer Hookup
Equipment
Ceiling Fan
Accessibility
Elevator

Construction & exterior

Style
Transitional, Tri-Level
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Wood
Pool
No Pool
Fencing
Partial
Waterfront
Not Waterfront

Utilities & systems

Heating
Forced Hot Air
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
CROATAN
Zoning
R10
Ownership
Fee Simple
Garage
No
Parking
4 Space, Driveway Spc
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 515531

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Aircraft Zone Information

Aircraft Noise

65-70 dB DNL

Accident Potential Zone

Not in a mapped Accident Potential Zone

Source: U.S. Navy AICUZ — Air Installations Compatible Use Zones (via city GIS)

Explore this neighborhood

Croatan Beach

Croatan Beach is an oceanfront neighborhood known for its exclusive beach lifestyle, direct ocean access, and premium residential properties.

$1.27M

Median sale · 12 mo

$379

Sold $/sq ft

18d

Days on market

2

For sale now

$176K

HH income

81.7%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Croatan Beach
Map of Croatan Beach with neighborhood boundaryNeighborhood

Virginia Beach homes for sale

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Homes at this tier often trade in cash or portfolio financing — the calculator below shows a financed view; taxes are from the public record.

Estimate your monthly payment

$6,463/mo

Principal & interest

$5,365

Property tax

$796

Home insurance

$302

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

105% of $985,000

City assessment record · taxes $9,554/yr

Land share of assessed value

54% — $535,000

Improvements $450,000 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$1,000,000$1,300,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

665 S Atlantic AVE · 0.1 mi · 2,800 sqft$1,000,000 sold 2026-05
533 Vanderbilt AVE · 0.1 mi · 2,800 sqft$1,260,000 sold 2026-06
425 Maryland CT · 0.2 mi · 3,000 sqft$1,130,000 sold 2026-04

Sale & Tax History

List Price

$1,034,000

Price / Sq Ft

$355

Annual Taxes

$9,554

Monthly Tax

$796

HOA

None

Tax Rate (effective)

0.92%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 23, 2026$1,034,000
Price reducedJun 27, 2026$1,034,000−$15,000
Currently listed$1,034,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

Asking near assessment

Total Assessed

$985,000

Land

$535,000

Improvement

$450,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Virginia Beach Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 628 Surfside Ave in a good school zone?+
The assigned zones on the listing record are W.T. Cooke Elementary (GreatSchools 7/10), Virginia Beach Middle (GreatSchools 7/10), First Colonial (GreatSchools 7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 628 Surfside Ave in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 628 Surfside Ave?+
Yes — CAMP PENDLETON GYM is about 0.9 miles away, per the cached nearby-places record for this address.
Are there parks near 628 Surfside Ave?+
Beach Park is about 0.3 miles away.
Does 628 Surfside Ave have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 628 Surfside Ave built?+
It was built in 1989, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Ellen Davina Hughes · Iron Valley Real Est Norfolk · REIN MLS #10638727

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

628 Surfside Ave, Virginia Beach — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

628 Surfside Ave, Virginia Beach, Virginia 23451 · MLS #10638727 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.