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Virginia BeachOCEAN LAKES528 Summer Lake Ln✓ Source: REIN MLS #10638560 · record updated Jun 30, 2026 · synced every 2 min · your inquiry is never resold
528 Summer Lake LN, VIRGINIABEACH VA 23454 - Main photo
$604,000
$286 / sqft · est. $3,748/mo →
4beds
2.1baths
2,115sqft
2days on market

528 Summer Lake Ln, Virginia Beach, VA 23454

SoldResidential · built 1995 · OCEAN LAKES

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Lake.

Frontage

Lake ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

About this home

The listing, in the seller's words

WELCOME HOME TO LAKEFRONT LIVING! Enjoy stunning lake views from nearly every room in this beautifully updated 4-bedroom home. Major improvements include a new bulkhead and dock (2022), complete kitchen renovation (2022), three bathroom renovations (2023), and luxury vinyl plank flooring throughout (2023). The eat-in kitchen features quartz countertops, soft-close cabinetry, and matching stainless steel appliances overlooking the water. The spacious primary suite offers a custom walk-in closet. Cozy up by the fully functional wood-burning fireplace or relax outdoors while taking in the peaceful waterfront setting. Additional updates include HVAC replacement in 2021 and water heater replacement in 2019. Located in the desirable Ocean Lakes community with amenities including pools, clubhouse, playgrounds, and tennis courts. Convenient to beaches, military bases, shopping, dining, and top-rated schools. Waterfront living at its finest!

Listing courtesy of Debra Marable · The Real Estate Group · REIN MLS #10638560

VaHome team overview

Our read on this home

At a glance

528 Summer Lake Lane is a 4-bedroom, 2.5-bath home in Virginia Beach built in 1995, offering 2,115 square feet of living space just two minutes from Dam Neck Annex and a short drive to the oceanfront, parks, and everyday conveniences.

Read the full overview ↓

Why this home stands out

What sets 528 Summer Lake Lane apart is its rare proximity to Dam Neck Annex — we're talking a two-minute commute — combined with a quiet residential street flanked by multiple parks within a half-mile. Four bedrooms and 2,115 square feet give you genuine flexibility for home offices, guests, or a growing household, all without sacrificing that easy Virginia Beach lifestyle.

OCEAN LAKES and the Virginia Beach real estate market

Summer Lake Lane sits in a well-established residential pocket of Virginia Beach, where the streets are calm, the lots are mature, and neighbors tend to stay a while. The area carries the relaxed confidence of a community that's been around long enough to know what it's doing — solid construction from the mid-1990s, tree-lined roads, and a genuine sense of place. Virginia Beach in December is one of the best-kept secrets in Hampton Roads: mild temperatures, uncrowded beaches, and a city that keeps humming year-round without the summer frenzy. This corner of the city sits inland just enough to feel suburban and settled, yet close enough to the coast and the base corridor that you're never far from what you need. Virginia Beach as a whole is one of the most populous cities in the Commonwealth, and this neighborhood benefits from all of that infrastructure — good roads, reliable services, and a city that invests in its parks and green spaces — while still feeling like a neighborhood rather than a sprawl.

What's nearby

Daily life is genuinely easy from Summer Lake Lane. Ocean Lakes Park is just 0.2 miles away — a quick walk for morning routines or afternoon wind-downs. Pine Meadows West Park and Pine Meadows Park are both under a mile, giving you multiple green-space options. When hunger hits, COCO's Cuisine is 0.3 miles away, and both Galley and Panda Express are 0.6 miles out. The Dam Neck Fitness Center, also 0.6 miles from your front door, makes it simple to keep up a workout routine without a long drive. Everything you need day-to-day is within easy reach.

For different buyers

For military families relocating

Two minutes to Dam Neck Annex and nine minutes to NAS Oceana — it's hard to find a location in Virginia Beach that checks both boxes this cleanly. Four bedrooms handle the realities of military family life: a dedicated workspace, room for visiting family during PCS transitions, and space for kids to spread out. A VA loan can make the path to ownership here more straightforward than many families expect.

For families upgrading

If you've outgrown your current space, 2,115 square feet across four bedrooms gives everyone in the household room to breathe. The half-bath adds practical convenience for busy mornings, and having Ocean Lakes Park less than a quarter-mile away means outdoor time doesn't require loading up the car. This is the kind of home where a growing family can actually settle in and stay.

More buyer questions

How far is 528 Summer Lake Lane from Dam Neck Annex?

Dam Neck Annex is approximately two minutes from 528 Summer Lake Lane by car, making this one of the closest residential streets to the base in Virginia Beach. NAS Oceana is roughly nine minutes away, giving you convenient access to both installations.

What is the square footage and layout of 528 Summer Lake Lane?

The home offers 2,115 square feet of living space with four bedrooms and two and a half bathrooms, built in 1995 as a single-family residential property.

Are there parks near 528 Summer Lake Lane?

Yes — Ocean Lakes Park is just 0.2 miles away, Pine Meadows West Park is 0.6 miles, and Pine Meadows Park is 0.7 miles, giving you three distinct green spaces all within easy reach of the front door.

Is 528 Summer Lake Lane in a flood zone?

Flood zone information for this address is displayed in the FloodRisk tile on this page, which pulls current FEMA map data for the most accurate and up-to-date designation.

Can a VA loan be used to purchase a home at 528 Summer Lake Lane?

Yes, eligible active-duty service members and veterans can use a VA loan to purchase this property — a particularly useful option given the home's proximity to Dam Neck Annex and NAS Oceana.

Want to know more about 528 Summer Lake Lane or the surrounding area? Tom and Dariya Milan at LPT Realty are ready to walk you through every detail.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1995

Price / sqft

$286

HOA fee

$36/mo

Taxes

$4,825/yr

County

Virginia Beach VA

Waterfront

Yes

MLS #

10638560

HOA association includes

ClubhousePlaygroundsPool

$36/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
2,115
Stories
2
Flooring
Laminate/LVP
Ensuite bedrooms
1
Total rooms
8
Other rooms
Attic, Breakfast Area, PBR with Bath
Appliances
Dishwasher, Disposal, Microwave, Refrigerator
Equipment
Gar Door Opener

Construction & exterior

Style
Transitional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Back Fenced
Waterfront
Lake

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.2800
Subdivision
OCEAN LAKES
Zoning
PDH2
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, Oversized Gar, Off Street
Possession
CLOSING
Disclosures
Common Interest Community, Disclosure Statement, Pet on Premises

See more Virginia Beach waterfront homes.

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 515531

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

South Shore Estates

South Shore Estates is a lakefront neighborhood in southeastern Virginia Beach, set off General Booth Boulevard near Nimmo Parkway and the Red Mill area, within the 23454 zip code.

$787K

Median sale · 12 mo

$266

Sold $/sq ft

18d

Days on market

3

For sale now

$128K

HH income

85.9%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore South Shore Estates
Map of South Shore Estates with neighborhood boundaryNeighborhood

houses for sale in Virginia Beach

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,748/mo

Principal & interest

$3,134

Property tax

$402

Home insurance

$176

PMI

None

HOA

$36

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$345,000$505,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

408 Fieldstone Glen WAY · 0.5 mi · 2,066 sqft$485,000 sold 2026-06
797 Daimler DR · 0.4 mi · 1,831 sqft$469,900 sold 2026-04
1531 Sword Dancer DR · 0.3 mi · 1,692 sqft$345,000 sold 2026-05

Sale & Tax History

List Price

$604,000

Price / Sq Ft

$286

Annual Taxes

$4,825

Monthly Tax

$402

HOA fee

$36 / mo

Tax Rate (effective)

0.80%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 28, 2026$604,000
SoldJun 29, 2026$604,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Virginia Beach Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 528 Summer Lake Ln in a good school zone?+
The assigned zones on the listing record are Ocean Lakes Elementary (GreatSchools 8/10), Corporate Landing Middle (GreatSchools 9/10), Ocean Lakes (GreatSchools 8/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 528 Summer Lake Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 528 Summer Lake Ln?+
Yes — Dam Neck Fitness Center is about 0.6 miles away, per the cached nearby-places record for this address.
Are there parks near 528 Summer Lake Ln?+
Ocean Lakes Park is about 0.2 miles away.
Is 528 Summer Lake Ln a waterfront property?+
Yes. The listing record shows: Lake.
Does 528 Summer Lake Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Playgrounds, Pool.
When was 528 Summer Lake Ln built?+
It was built in 1995, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Debra Marable · The Real Estate Group · REIN MLS #10638560

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

This one's sold — the next one doesn't have to be.

528 Summer Lake Ln, Virginia Beach, Virginia 23454 · MLS #10638560 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.