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Virginia BeachOCEAN LAKES521 Summer Lake Ln✓ Source: REIN MLS #10629968 · record updated Jun 1, 2026 · synced every 2 min · your inquiry is never resold
521 Summer Lake LN, VIRGINIABEACH VA 23454 - Main photo
$550,000
$243 / sqft · est. $3,289/mo →
4beds
2.1baths
2,264sqft
39days on market

521 Summer Lake Ln, Virginia Beach, VA 23454

SoldResidential · built 1995 · OCEAN LAKES

About this home

The listing, in the seller's words

You will love this meticulously maintained home in the desirable Ocean Lakes neighborhood! Featuring four spacious bedrooms, an eat-in kitchen, dining room, living room, and family room, this home is perfect for both everyday living and entertaining. The primary suite offers a soaking tub, double vanity, and a walk-in closet with built-ins. Major updates include new flooring (Oct 2021), roof (June 2022), siding (2022), HVAC with new ductwork (July 2023), and water heater (Sept 2025). The same care extends outdoors to a beautifully manicured yard. See feature sheet for more!

Listing courtesy of Ryan Ceballo · Coastal Life Realty · REIN MLS #10629968

VaHome team overview

Our read on this home

At a glance

Meet 521 Summer Lake Lane — a four-bedroom, 2.5-bath home in Virginia Beach's Ocean Lakes neighborhood. Built in 1995 and spanning 2,264 square feet, it puts you two minutes from Dam Neck Annex and steps from a neighborhood park.

Read the full overview ↓

Why this home stands out

What sets 521 Summer Lake Lane apart is its rare combination of space and location. Four bedrooms and 2,264 square feet give growing households genuine room to breathe, while a half-bath downstairs keeps daily traffic flowing. The 1995 build means solid construction without the quirks of older stock — and that two-minute drive to Dam Neck Annex is genuinely hard to beat anywhere in Virginia Beach.

OCEAN LAKES and the Virginia Beach real estate market

Ocean Lakes is one of Virginia Beach's most consistently sought-after residential pockets, and it's easy to understand why. The neighborhood carries a quiet, established feel — mature trees, well-kept streets, and a genuine sense of community — while keeping you close to everything the city offers. If you've been searching virginia beach houses for sale and wondering which neighborhood actually delivers on the lifestyle promise, Ocean Lakes tends to rise to the top of that conversation. Virginia Beach itself is a city of real variety: you're never far from the oceanfront, the resort strip, or the inland conveniences that make everyday life smooth. Ocean Lakes sits in the southwestern part of the city, giving you quick access to both the military corridor along Dam Neck Road and the retail and dining options along General Booth Boulevard. It's a neighborhood where neighbors tend to stay for years, which tells you something about how it feels to actually live here.

What's nearby

Daily life is easy from Summer Lake Lane. Ocean Lakes Park is just 0.2 miles away — a quick walk for morning routines or afternoon wind-downs. Pine Meadows West Park and Pine Meadows Park add more green space within a mile. For food, COCO's Cuisine is a short 0.3-mile trip, while Galley and Panda Express are both within 0.6 miles for those nights when you want options. Fitness is covered too — the Dam Neck Fitness Center sits just 0.6 miles out, making it one of the most convenient on-base gym commutes you'll find in this part of Virginia Beach.

For different buyers

For military families relocating

Two minutes to Dam Neck Annex and nine minutes to NAS Oceana — that's the kind of commute that changes your quality of life. For military families weighing BAH and looking to put down roots close to the installation, 521 Summer Lake Lane checks the boxes that matter: four bedrooms for a growing household, a VA loan-friendly property type, and a neighborhood that welcomes military families year after year.

For families upgrading

Four bedrooms, 2,264 square feet, and a half-bath on the main level — this is the layout families tend to graduate into when the previous house stops fitting. Ocean Lakes offers the kind of neighborhood stability that makes upgrading feel like a long-term decision rather than a short-term fix. Parks within walking distance and easy access to everyday conveniences mean the whole family benefits from the move.

More buyer questions

How far is 521 Summer Lake Lane from Dam Neck Annex?

Dam Neck Annex is approximately a two-minute drive from 521 Summer Lake Lane, making this one of the closest off-base residential addresses you'll find to that installation. The short commute is a genuine daily quality-of-life advantage.

How far is 521 Summer Lake Lane from NAS Oceana?

NAS Oceana is about nine minutes by car — a straightforward drive that keeps you connected to one of the region's largest naval air installations without putting you in the middle of heavy base traffic.

What is the Ocean Lakes neighborhood like in Virginia Beach?

Ocean Lakes is an established, residential neighborhood in the southwestern part of Virginia Beach known for mature landscaping, well-maintained streets, and a stable, long-term resident base. It offers easy access to parks, dining, and the military corridor along Dam Neck Road.

Is 521 Summer Lake Lane in a flood zone?

Flood zone information for this address is detailed in the FloodRisk tile on this page, which pulls current FEMA map data. We recommend reviewing that section and discussing it with your agent before making any decisions.

Are there parks near 521 Summer Lake Lane?

Yes — Ocean Lakes Park is just 0.2 miles away, and both Pine Meadows West Park and Pine Meadows Park are within a mile, giving you several green-space options within easy walking or biking distance.

Ready to see 521 Summer Lake Lane in person? Tom and Dariya Milan at LPT Realty know Ocean Lakes well — reach out and let's set up a walkthrough at your convenience.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1995

Price / sqft

$243

HOA fee

$35/mo

Taxes

$2,876/yr

County

Virginia Beach VA

Waterfront

Yes

MLS #

10629968

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
2,264
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
Total rooms
8
Other rooms
Attic, Breakfast Area, PBR with Bath, Utility Closet
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Contemp
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Aluminum,Vinyl
Pool
No Pool
Fencing
Wood Fence
Waterfront
Not Waterfront

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
OCEAN LAKES
Zoning
PDH2
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 4 Space
Possession
SETTLE
Disclosures
Common Interest Community, Disclosure Statement, Pet on Premises

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 515531

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

South Shore Estates

South Shore Estates is a lakefront neighborhood in southeastern Virginia Beach, set off General Booth Boulevard near Nimmo Parkway and the Red Mill area, within the 23454 zip code.

$775K

Median sale · 12 mo

$263

Sold $/sq ft

14d

Days on market

2

For sale now

$128K

HH income

85.9%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore South Shore Estates
Map of South Shore Estates with neighborhood boundaryNeighborhood

see more Virginia Beach homes

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,289/mo

Principal & interest

$2,854

Property tax

$240

Home insurance

$160

PMI

None

HOA

$35

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

108% of $507,300

City assessment record · taxes $2,876/yr

Land share of assessed value

34% — $175,000

Improvements $332,300 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$469,900$695,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

408 Fieldstone Glen WAY · 0.6 mi · 2,066 sqft$485,000 sold 2026-06
409 Fieldstone Glen WAY · 0.5 mi · 2,566 sqft$510,000 sold 2026-07
797 Daimler DR · 0.4 mi · 1,831 sqft$469,900 sold 2026-04

Sale & Tax History

List Price

$550,000

Price / Sq Ft

$243

Annual Taxes

$2,876

Monthly Tax

$240

HOA fee

$35 / mo

Tax Rate (effective)

0.52%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 23, 2026$550,000
Price increasedJun 1, 2026$550,000+$100,000
SoldMay 26, 2026$550,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

8% above assessment

Total Assessed

$507,300

Land

$175,000

Improvement

$332,300

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Virginia Beach Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 521 Summer Lake Ln in a good school zone?+
The assigned zones on the listing record are Ocean Lakes Elementary (GreatSchools 8/10), Corporate Landing Middle (GreatSchools 9/10), Ocean Lakes (GreatSchools 8/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 521 Summer Lake Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 521 Summer Lake Ln?+
Yes — Dam Neck Fitness Center is about 0.6 miles away, per the cached nearby-places record for this address.
Are there parks near 521 Summer Lake Ln?+
Ocean Lakes Park is about 0.2 miles away.
Does 521 Summer Lake Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is NA.
When was 521 Summer Lake Ln built?+
It was built in 1995, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Ryan Ceballo · Coastal Life Realty · REIN MLS #10629968

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

This one's sold — the next one doesn't have to be.

521 Summer Lake Ln, Virginia Beach, Virginia 23454 · MLS #10629968 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.