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Williamsburg › THE SETTLEMENT AT POWHATAN CREEK › 5046 Winding Crk✓ Source: REIN MLS #10648763 · record updated Aug 29, 2026 · synced every 2 min · your inquiry is never resold
5046 Winding CRK, WILLIAMSBURG VA 23188 - Main photo
5046 Winding CRK, WILLIAMSBURG VA 23188 - Photo 2
5046 Winding CRK, WILLIAMSBURG VA 23188 - Photo 3
5046 Winding CRK, WILLIAMSBURG VA 23188 - Photo 4
5046 Winding CRK, WILLIAMSBURG VA 23188 - Photo 5
$359,990
$247 / sqft · est. $2,428/mo →
3beds
3baths
1,456sqft
16days on market

5046 Winding Crk, Williamsburg, VA 23188

ActiveResidential · built 2026 · THE SETTLEMENT AT POWHATAN CREEK

Facts & features

Type

Residential

Year built

2026

Price / sqft

$247

HOA fee

$288/mo

Taxes

$2,000/yr

County

James City County VA

MLS #

10648763

HOA association includes

ClubhouseExercise RmGated CommunityPoolTennis Cts

$288/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
3
Approx. sqft
1,456
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
2
First-floor bed & full bath
Yes
Total rooms
5
Other rooms
1st Floor Primary BR, Attic, Breakfast Area, PBR with Bath, Office/Study, Pantry, Porch
Appliances
Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Elec Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Craftsman, Townhouse
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Nat Gas, Programmable Thermostat
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1000
Subdivision
THE SETTLEMENT AT POWHATAN CREEK
Zoning
PUD-R
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, 2 Space, Driveway Spc
Possession
CLOSING
Miscellaneous
Warranty Plan
Disclosures
Residential 55+ Community

See more Williamsburg new construction homes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Located in a gated community with indoor and outdoor pools, this home is minutes from central Williamsburg. The Dunmore floor plan offers low-maintenance living with a main-level primary bedroom suite, open-concept kitchen, and great room with access to a rear patio. The kitchen includes modern finishes and functional layout. A second first-floor bedroom provides flexible space for a guest room, office, or additional living area.

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10648763

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

5046 Winding Creek is a brand-new 2026-built home in Williamsburg, Virginia, offering three bedrooms, three full baths, and 1,456 square feet of thoughtfully designed living space — all within easy reach of Camp Peary, Naval Weapons Station Yorktown, and the best of the Historic Triangle.

Keep searching in Williamsburg

See all Williamsburg homes for sale, including homes for sale in 23188, homes for sale zoned for Jamestown High School, and homes for sale zoned for Clara Byrd Baker Elementary School. Browse every listing among homes for sale in Williamsburg — updated from the REIN MLS every few minutes. Nearby, look at The Settlement at Powhatan Creek homes for sale, Williamsburg waterfront homes for sale, Williamsburg condos and townhomes for sale, and new construction homes in Williamsburg.

Read the full overview ↓

Why this home stands out

New construction in 2026 means everything — the roof, the systems, the finishes — is fresh and under warranty, with no deferred maintenance surprises waiting around the corner. Three full bathrooms across a 1,456-square-foot footprint is a genuinely rare ratio that makes multi-roommate or multi-generation living feel comfortable rather than cramped. Add a Williamsburg address with sub-20-minute access to Camp Peary and you have a combination that's hard to replicate.

THE SETTLEMENT AT POWHATAN CREEK and the Williamsburg real estate market

Williamsburg occupies a special place in Virginia's geography — a small city where colonial-era brick streets and world-class museums share a zip code with thriving modern neighborhoods, strong employers, and easy highway access. The 23188 zip code puts you on the western side of the city, in a quieter residential corridor that trades the tourist bustle of the Historic District for tree-lined streets and a genuine neighborhood feel. James City County surrounds much of this area, keeping density low and green space plentiful. Winding Creek itself suggests exactly what the name implies: a community that curves and meanders rather than marching in rigid grid lines. Residents here enjoy proximity to Colonial Williamsburg and Busch Gardens without living in the thick of the crowds, and Interstate 64 is close enough to make Virginia Beach, Richmond, or Hampton Roads day trips rather than ordeals.

What's nearby

Daily life is easy from 5046 Winding Creek. Powhatan Bar & Grill is just half a mile away — a quick walk or a two-minute drive when you want a casual dinner without the planning. Five Forks Cafe, under a mile out, covers both your morning coffee and a relaxed lunch in one stop. China Wok offers another nearby dinner option at the same distance. When you need a caffeine fix fast, Starbucks is a mile away and a 7-Eleven is right there too. MaxFit 24 Gym at 0.9 miles means fitness is genuinely on the way, not out of the way. Greensprings Interpretive Trail, also under a mile, gives you a natural escape for walks and wildlife without leaving the neighborhood.

For different buyers

For military families relocating

Camp Peary sits 19 minutes away and Naval Weapons Station Yorktown is a 24-minute drive — both well within a comfortable commute from 5046 Winding Creek. New construction means no costly repairs eating into your BAH, and three full bathrooms make the home practical for families of any size. A VA loan is a natural fit for a property at this price point in this location.

For first-time buyers

Buying new construction as your first home removes one of the biggest unknowns: condition. At 5046 Winding Creek, everything is brand new in 2026 — appliances, roof, plumbing, electrical — so your early years of ownership are about building equity, not fixing surprises. Three bedrooms and three full baths give you room to grow, and Williamsburg's stable market makes this a solid long-term foundation.

More buyer questions

How far is 5046 Winding Creek from Camp Peary?

Camp Peary is approximately 19 minutes from 5046 Winding Creek under typical traffic conditions. The route via Interstate 64 East is straightforward and consistent.

How far is 5046 Winding Creek from Naval Weapons Station Yorktown?

Naval Weapons Station Yorktown is about 24 minutes away, making it a realistic daily commute from this Williamsburg address.

What year was 5046 Winding Creek built?

The home was built in 2026, making it brand-new construction with all the warranty protections and modern building standards that come with a newly completed property.

Is 5046 Winding Creek in a flood zone?

Flood zone information for this address is available in the FloodRisk tile on this page, which pulls current FEMA map data for the specific parcel.

Are there parks or trails near 5046 Winding Creek?

Greensprings Interpretive Trail is less than a mile away and offers a natural, wooded walking experience that's easy to reach on foot or by bike from the property.

Tom and Dariya Milan at LPT Realty know Williamsburg inside and out — reach out to get your questions answered and schedule a walk-through of 5046 Winding Creek.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Williamsburg$305K – $415K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

The Settlement at Powhatan Creek

The Settlement at Powhatan Creek is a gated, legally age-qualified 55+ active-adult community (HOPA) in James City County, just south of Monticello Avenue, near the waters of Powhatan Creek and the Greensprings Greenway trail system.

$444K

Median sale · 12 mo

$230

Sold $/sq ft

21d

Days on market

10

For sale now

$106K

HH income

82.7%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore The Settlement at Powhatan Creek →
Map of The Settlement at Powhatan Creek with neighborhood boundaryNeighborhood

homes for sale in Williamsburg →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,140/mo

Principal & interest

$1,868

Property tax

$167

Home insurance

$105

PMI

None

HOA/Condo (paid separately)

$288

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$279,000 – $341,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1709 Duntrune GLN · 0.9 mi · 1,419 sqft$279,000 sold 2026-02
101 Braemar CRK · 0.8 mi · 1,390 sqft$341,000 sold 2026-05
164 Shoal CRK · 0.6 mi · 1,604 sqft$329,000 sold 2026-02

Sale & Tax History

List Price

$359,990

Price / Sq Ft

$247

Annual Taxes

$2,000

Monthly Tax

$167

HOA fee

$288 / mo

Tax Rate (effective)

0.56%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 13, 2026$359,990—
Price increasedAug 17, 2026$359,990+$10,000
Currently listed—$359,990—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Williamsburg Real Estate Assessment

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

16 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 5046 Winding Crk in a good school zone?+
The assigned zones on the listing record are Clara Byrd Baker Elementary (VaHome School Score 6.6/10), Lois S Hornsby Middle School, Jamestown (VaHome School Score 7.7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 5046 Winding Crk in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 5046 Winding Crk have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Exercise Rm, Gated Community, Pool, Tennis Cts.
When was 5046 Winding Crk built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10648763

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

5046 Winding Crk, Williamsburg — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

5046 Winding Crk, Williamsburg, Virginia 23188 · MLS #10648763 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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