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✓ Source: REIN MLS #10643516 · record updated Sep 24, 2026 · synced every 2 min · your inquiry is never resold
4634 Fern Oak CT, VIRGINIA BEACH VA 23462 - Main photo
3beds
2.1baths
1,696sqft
54days on market

4634 Fern Oak Ct, Virginia Beach, VA 23462

SoldResidential · built 1982 · KEMPSVILLE LAKE

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Lake.

Frontage

Lake ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

About this home

Updated and well-maintained, this spacious townhome features 3 bedrooms! Centrally located and tucked away in the Kempsville Lake neighborhood, the home features a privacy-fenced backyard with a water view. Great room with wood-burning fireplace. Super convenient to shopping, dining, and interstate access. HOA amenities: lakefront pool & clubhouse, tennis courts, playgrounds, and walking trails. Convenient and welcoming -- this Kempsville Lake townhouse is one you won't want to miss.

Listing courtesy of Lance Van Auken · The Bryant Group · REIN MLS #10643516

Facts & features

Type

Residential

Year built

1982

Price / sqft

$206

HOA fee

$27/mo

Taxes

$2,873/yr

County

Virginia Beach VA

Waterfront

Yes

MLS #

10643516

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
1,696
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
Total rooms
5
Other rooms
Breakfast Area, Pantry, Porch
Appliances
Dishwasher, Disposal, Dryer, Microwave, Elec Range, Refrigerator, Washer

Construction & exterior

Style
Townhouse
Subtype
Attached
Foundation
Slab
Roof
Composite
Exterior
Vinyl
Pool
No Pool
Fencing
Back Fenced
Waterfront
Lake

Utilities & systems

Heating
Forced Hot Air
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
KEMPSVILLE LAKE
Zoning
A12
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, 2 Space
Possession
SETTLEMENT
Disclosures
Common Interest Community, Disclosure Statement

See more Virginia Beach waterfront homes.

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

This three-bedroom, two-bath home sits on a quiet street in Virginia Beach with easy access to NAS Oceana and JEB Little Creek-Fort Story. Built in 1982, it offers 1,696 square feet of living space. You're minutes from shopping, dining, and fitness options.

Keep searching in Virginia Beach

See all Virginia Beach homes for sale, including homes for sale in 23462, homes for sale zoned for Kempsville High School, and homes for sale zoned for Point O' View Elementary School. Nearby, look at Kempsville homes for sale, Virginia Beach waterfront homes for sale, Virginia Beach condos and townhomes for sale, and new construction homes in Virginia Beach.

Read the full overview ↓

Why this home stands out

The home's layout gives you flexibility: three bedrooms mean space for a home office, guest room, or hobby area. A half bath on the main level adds convenience when you're hosting. The 1982 construction reflects solid Virginia Beach building standards. Proximity to two major military installations makes this a practical choice for anyone with base commutes. You'll find groceries and coffee within walking distance.

KEMPSVILLE LAKE and the Virginia Beach real estate market

Fern Oak Court sits in a residential pocket of Virginia Beach where tree-lined streets and single-family homes create a stable, quiet neighborhood feel. The area has been established for decades, giving it a settled character without feeling isolated. Daily errands are quick—grocery stores, cafes, and fitness centers cluster within a half-mile radius. Virginia Beach itself stretches from the oceanfront to inland neighborhoods like this one, offering everything from beach recreation to suburban calm. Getting around is straightforward: major roads connect you to NAS Oceana in about 13 minutes and to JEB Little Creek-Fort Story in the same timeframe. If you're comparing homes for sale in Virginia Beach, note that this zip code balances affordability with accessibility. The broader city has grown into a major employment hub, military anchor, and family destination on the Hampton Roads waterfront.

What's nearby

Within a short walk or quick drive, you'll find groceries at BP and E Mart, plus Dollar General for essentials. Coffee shops—Project Seed Coffee, Cafe Genevieve, and 7-Eleven—are all under a mile away. For dining, LIF Catering serves African food, Subway and 7-Eleven offer quick bites. Fitness options include Simon Family Jewish Community Center, Built to Worship Fitness, and Evolve Fitness and Personal Training. Kempes Landing Park and Lark Downs Park provide outdoor space nearby.

For different buyers

Base commute and VA loan notes

About 13 minutes to NAS Oceana and JEB Little Creek-Fort Story makes this address practical for base commuters. VA loan financing is common in this area. The home's three bedrooms and established neighborhood support straightforward moves. You'll find quick access to essential services without a lengthy drive.

Room to grow

Three bedrooms give you room for children, a home office, or guest space. The two full baths plus half bath mean less morning conflict. A fenced yard (if present) or lot space supports outdoor play and storage. The 1,696 square feet layout separates living zones, so noise and activity stay contained.

More buyer questions

How far is 4634 Fern Oak Court from NAS Oceana?

About 13 minutes by car. The commute is straightforward on local roads without heavy highway traffic.

What grocery stores are near this address?

BP is half a mile away, E Mart is 0.6 miles, and Dollar General is under a mile. All three are quick stops for everyday shopping.

Are there coffee shops within walking distance?

Yes. Project Seed Coffee and 7-Eleven are both about half a mile away, and Cafe Genevieve is 0.6 miles from the home.

What parks are nearby?

Kempes Landing Park is 0.7 miles away, and Lark Downs Park is about a mile away. Both offer outdoor space for recreation.

Is this address in a school zone, and which schools?

Yes. Anyone comparing homes for sale zoned for Point O' View Elementary School and homes for sale zoned for Kempsville High School will find this address serves both.

Ready to explore this Virginia Beach home? Contact Tom & Dariya Milan at LPT Realty to schedule a tour and learn more about the neighborhood.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each. Straight-line distances in “What’s nearby” are shorter.

Homes like this one sell fast — see the next one first

Virginia Beach$295K – $405K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 515531

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 515531

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

14.7 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Kempsville

Kempsville is the historic crossroads at Princess Anne Road and Kempsville Road, and in REIN the name covers a cluster of subdivisions around it in ZIPs 23462 and 23464: Kempsville Lake, Kempsville Greens, Kempsville Colony and Kempsville Crossing.

$325K

Median sale · 12 mo

$209

Sold $/sq ft

14d

Days on market

8

For sale now

$71K

HH income

58.1%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Kempsville →
Map of Kempsville with neighborhood boundaryNeighborhood

homes for sale in Virginia Beach, VA →

Location intelligence

What's nearby

Location & Neighborhood

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Military Commute

Drive times to nearest bases

Little Creek

Navy

20min·8.5mi

NAS Oceana

Navy

23min·12.7mi

USCG Finance Ctr

Coast Guard

21min·9.1mi

USCG Portsmouth

Coast Guard

16min·9.9mi

NNSY

Navy

18min·11mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,158/mo

Principal & interest

$1,816

Property tax

$239

Home insurance

$102

PMI

None

HOA/Condo (paid separately)

$27

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$310,000 – $510,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

208 Agate ST · 0.5 mi · 1,890 sqft$359,000 sold 2026-05
4609 Birdie CT · 0.6 mi · 1,972 sqft$510,000 sold 2026-05
1545 Stonemoss CT · 1.3 mi · 1,560 sqft$310,000 sold 2026-03

Own a home nearby? See what it is worth today — What's your Virginia Beach home worth?

Sale & Tax History

List Price

$350,000

Price / Sq Ft

$206

Annual Taxes

$2,873

Monthly Tax

$239

HOA fee

$27 / mo

Tax Rate (effective)

0.82%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 1, 2026$350,000—
Price reducedAug 25, 2026$350,000−$10,000
SoldSep 23, 2026$350,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Virginia Beach Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 4634 Fern Oak Ct in a good school zone?+
The assigned zones on the listing record are Point O' View Elementary (VaHome School Score 1.9/10), Larkspur Middle (VaHome School Score 4.7/10), Kempsville (VaHome School Score 7.5/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 4634 Fern Oak Ct in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is 4634 Fern Oak Ct a waterfront property?+
Yes. The listing record shows: Lake.
Does 4634 Fern Oak Ct have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A.
When was 4634 Fern Oak Ct built?+
It was built in 1982, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Lance Van Auken · The Bryant Group · REIN MLS #10643516

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

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4634 Fern Oak Ct, Virginia Beach — photo

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4634 Fern Oak Ct, Virginia Beach, Virginia 23462 · MLS #10643516 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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