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Virginia BeachKEMPSVILLE LAKE4634 Fern Oak Ct✓ Source: REIN MLS #10643516 · record updated Jul 21, 2026 · synced every 2 min · your inquiry is never resold
4634 Fern Oak CT, VIRGINIA BEACH VA 23462 - Main photo
4634 Fern Oak CT, VIRGINIA BEACH VA 23462 - Photo 2
4634 Fern Oak CT, VIRGINIA BEACH VA 23462 - Photo 3
4634 Fern Oak CT, VIRGINIA BEACH VA 23462 - Photo 4
4634 Fern Oak CT, VIRGINIA BEACH VA 23462 - Photo 5
$365,000
$215 / sqft · est. $2,267/mo →
3beds
2.1baths
1,696sqft
11days on market

4634 Fern Oak Ct, Virginia Beach, VA 23462

ActiveResidential · built 1982 · KEMPSVILLE LAKE

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Lake.

Frontage

Lake ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

About this home

The listing, in the seller's words

Updated and well-maintained, this spacious townhome features 3 bedrooms! Centrally located and tucked away in the Kempsville Lake neighborhood, the home features a privacy-fenced backyard with a water view. Great room with wood-burning fireplace. Super convenient to shopping, dining, and interstate access. HOA amenities: lakefront pool & clubhouse, tennis courts, playgrounds, and walking trails. Convenient and welcoming -- this Kempsville Lake townhouse is one you won't want to miss.

Listing courtesy of Lance Van Auken · The Bryant Group · REIN MLS #10643516

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

4634 Fern Oak Court is a 3-bedroom, 2.1-bath home in Virginia Beach, built in 1982 and offering 1,696 square feet of living space. Two major military installations are each about 13 minutes away, making this address a natural fit for active-duty households.

Read the full overview ↓

Why this home stands out

Cul-de-sac living is genuinely different from a standard street address — less cut-through traffic, a tighter-knit cluster of neighbors, and kids who can actually play outside without you watching the road every 30 seconds. Fern Oak Court delivers exactly that. The 1982 build era brings solid construction bones, and at 1,696 square feet across three bedrooms and two and a half baths, the floor plan is efficient without feeling cramped.

KEMPSVILLE LAKE and the Virginia Beach real estate market

Virginia Beach is one of the largest cities by land area in the entire country, and that scale means wildly different neighborhoods can coexist within the same zip code. The 23462 zip sits in the central interior of the city — no oceanfront premium baked in, but also no oceanfront commute headaches. This part of Virginia Beach tends to attract families and working professionals who want suburban calm with quick access to I-264 and Virginia Beach Boulevard. Grocery stores, pharmacies, and everyday retail are genuinely close rather than theoretically close. The neighborhood around Fern Oak Court is a mature, tree-lined residential pocket where the lots have had four decades to grow in and the streets feel settled. It's the kind of area where neighbors recognize each other, the cul-de-sac keeps things quiet, and you're far enough from the resort strip to avoid tourist traffic while still being able to reach the oceanfront in under 30 minutes when the mood strikes.

What's nearby

Day-to-day errands are straightforward from Fern Oak Court. Virginia Beach Boulevard puts a wide range of retail, dining, and services within a short drive in either direction. Grocery options, pharmacies, and quick-service restaurants are all reachable without getting on a highway. For something more intentional, the Town Center district — Virginia Beach's walkable urban core — is roughly 10 minutes west and offers restaurants, a movie theater, and weekend events. Outdoor options include several city parks within a few miles, and the Oceanfront boardwalk is accessible in under 30 minutes for beach days, running, or cycling the boardwalk path.

For different buyers

For military families relocating

NAS Oceana and JEB Little Creek-Fort Story are each about 13 minutes from the front door — a genuinely short commute by Hampton Roads standards. If you're weighing a VA loan, this location keeps BAH working hard: you're close to two major installations without paying the waterfront-adjacent premium. Cul-de-sac streets also tend to feel safer for families with kids, which matters when one parent is deployed.

For families upgrading

Three bedrooms, two and a half baths, and a cul-de-sac address check a lot of boxes for a growing household. The 1982 build means the home has real structure — not the paper-thin walls of newer construction — and the mature neighborhood means the trees, sidewalks, and community feel are already established. You're not waiting for a subdivision to grow up around you.

More buyer questions

How far is 4634 Fern Oak Court from NAS Oceana?

NAS Oceana is approximately 13 minutes from Fern Oak Court under typical traffic conditions. The route is straightforward and avoids most of the congestion that affects other parts of Virginia Beach.

How far is 4634 Fern Oak Court from JEB Little Creek-Fort Story?

JEB Little Creek-Fort Story is also roughly 13 minutes away, making this address unusually well-positioned for households with assignments at either installation.

Is 4634 Fern Oak Court in a flood zone?

Flood zone information for this property is displayed in the FloodRisk tile on this page, which pulls current FEMA map data for the specific parcel.

What is the lot situation like on a cul-de-sac address?

Cul-de-sac lots often have a slightly wider frontage or a pie-shaped configuration compared to standard street lots, and they benefit from significantly reduced through-traffic — a meaningful quality-of-life difference for families.

What zip code is 4634 Fern Oak Court in, and what does that mean for the neighborhood?

The home sits in the 23462 zip code, which covers a central interior section of Virginia Beach — established, residential, and well-connected to major corridors without the noise or pricing pressure of oceanfront-adjacent zip codes.

Tom and Dariya Milan at LPT Realty know this part of Virginia Beach well. Reach out to get honest answers about 4634 Fern Oak Court and what it could mean for your next chapter.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1982

Price / sqft

$215

HOA fee

$27/mo

Taxes

$2,873/yr

County

Virginia Beach VA

Waterfront

Yes

MLS #

10643516

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
1,696
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
Total rooms
5
Other rooms
Breakfast Area, Pantry, Porch
Appliances
Dishwasher, Disposal, Dryer, Microwave, Elec Range, Refrigerator, Washer

Construction & exterior

Style
Townhouse
Subtype
Attached
Foundation
Slab
Roof
Composite
Exterior
Vinyl
Pool
No Pool
Fencing
Back Fenced
Waterfront
Lake

Utilities & systems

Heating
Forced Hot Air
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
KEMPSVILLE LAKE
Zoning
A12
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, 2 Space
Possession
SETTLEMENT
Disclosures
Common Interest Community, Disclosure Statement

See more Virginia Beach waterfront homes.

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 515531

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Kempsville

Kempsville is a large, well-established Virginia Beach neighborhood known for its diverse housing options, excellent schools, central location, and established residential character.

$325K

Median sale · 12 mo

$209

Sold $/sq ft

12d

Days on market

10

For sale now

$71K

HH income

58.1%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Kempsville
Map of Kempsville with neighborhood boundaryNeighborhood

browse Virginia Beach listings

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,240/mo

Principal & interest

$1,894

Property tax

$239

Home insurance

$106

PMI

None

HOA/Condo (paid separately)

$27

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$295,000$437,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

4798 Open Greens Dr · 0.2 mi · 1,607 sqft$393,000 sold 2026-05
4768 Christopher ARCH · 0.7 mi · 1,692 sqft$407,000 sold 2026-06
4924 Almandine AVE · 0.4 mi · 1,880 sqft$382,000 sold 2026-06

Sale & Tax History

List Price

$365,000

Price / Sq Ft

$215

Annual Taxes

$2,873

Monthly Tax

$239

HOA fee

$27 / mo

Tax Rate (effective)

0.79%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 10, 2026$365,000
Price reducedJul 21, 2026$365,000−$5,000
Currently listed$365,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Virginia Beach Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

11 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 4634 Fern Oak Ct in a good school zone?+
The assigned zones on the listing record are Point O' View Elementary (GreatSchools 5/10), Larkspur Middle (GreatSchools 6/10), Kempsville (GreatSchools 7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 4634 Fern Oak Ct in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is 4634 Fern Oak Ct a waterfront property?+
Yes. The listing record shows: Lake.
Does 4634 Fern Oak Ct have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A.
When was 4634 Fern Oak Ct built?+
It was built in 1982, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Lance Van Auken · The Bryant Group · REIN MLS #10643516

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

4634 Fern Oak Ct, Virginia Beach — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

4634 Fern Oak Ct, Virginia Beach, Virginia 23462 · MLS #10643516 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.