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Virginia BeachHARBOUR POINT405 Harbour Point Pt ##305✓ Source: REIN MLS #10649032 · record updated Aug 22, 2026 · synced every 2 min · your inquiry is never resold
405 Harbour Point PT ##305, VIRGINIA BEACH VA 23451 - Main photo
405 Harbour Point PT ##305, VIRGINIA BEACH VA 23451 - Photo 2
405 Harbour Point PT ##305, VIRGINIA BEACH VA 23451 - Photo 3
405 Harbour Point PT ##305, VIRGINIA BEACH VA 23451 - Photo 4
405 Harbour Point PT ##305, VIRGINIA BEACH VA 23451 - Photo 5
$269,900
$337 / sqft · est. $2,182/mo →
1beds
1.1baths
800sqft
8days on market

405 Harbour Point Pt ##305, Virginia Beach, VA 23451

ActiveResidential · built 1986 · HARBOUR POINT

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Deep Water, Deep Water Access, Dock, Navigable.

Frontage

Waterfront ✓ VERIFIED

Dock

Dock

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

1986

Price / sqft

$337

Condo fee

$485/mo

Taxes

$2,609/yr

County

Virginia Beach VA

Waterfront

Yes

MLS #

10649032

Condo association includes

ClubhouseDockGated CommunityGround MaintPoolSecurityTrash Pickup

$485/mo condo fee · Harbour Point Condo Association · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
1
Full baths
1
Half baths
1
Approx. sqft
800
Stories
2
Flooring
Carpet, Ceramic
Ensuite bedrooms
1
Total rooms
5
Other rooms
Loft, PBR with Bath, Pantry
Appliances
Dishwasher, Dryer, Microwave, Elec Range, Refrigerator, Washer
Equipment
Ceiling Fan

Construction & exterior

Style
Contemp, Lo Rise
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
EIFS
Pool
No Pool
Waterfront
Deep Water,Deep Water Access,Dock,Navigable
Deep-water access
Yes

Utilities & systems

Heating
Heat Pump
Cooling
Heat Pump
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
HARBOUR POINT
Unit / floor
3
Ownership
Condo
Garage
No
Parking
1 Space, Assigned/Reserved, Lot
Possession
SETTLEMENT
Miscellaneous
Pet Restrictions
Disclosures
Common Interest Community, Disclosure Statement, Resale Certif Req

See more Virginia Beach waterfront homes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Fantastic buy & opportunity for "beach lifestyle", offering resort-style living in highly desirable Harbour Point community on Rudee Inlet & only minutes from Virginia Beach Oceanfront, Croatan Beach, the Boardwalk, The Dome, Atlantic Park Surf and much more! Beautifully updated 3rd floor, 2-level loft condo offers a bright open concept floor plan with soaring ceilings & modern updates throughout. Harbour Point amenities include gated entry, pool, covered cabana, outdoor shower, marina, boat dock, gazebo, kayak storage, fish cleaning station & waterfront access. Low maintenance living & an ideal primary residence, vacation getaway or investment property. Boat slips available for purchase or lease for unit owners only.

Listing courtesy of Kim Wilkins · RE/MAX Ultra · REIN MLS #10649032

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

A one-bedroom, one-and-a-half-bath condo at 405 Harbour Point PT #305 puts you steps from the Chesapeake Bay inlet, five minutes from Dam Neck Annex, and within a short walk of waterfront dining — all in one of Virginia Beach's most distinctive coastal pockets.

Read the full overview ↓

Why this home stands out

At 800 square feet, this 1986-built third-floor unit trades square footage for location in a way that's hard to argue with. You're 0.1 miles from Grommet Island Park and The Jetty, a short stroll to three waterfront restaurants, and tucked into a quiet condo community that feels genuinely removed from the resort-strip crowds — yet still fully connected to everything Virginia Beach offers.

HARBOUR POINT and the Virginia Beach real estate market

Harbour Point sits at the southern edge of the Lynnhaven Inlet corridor, where Virginia Beach shifts from oceanfront bustle to a quieter, water-oriented neighborhood character. The streets here attract boaters, anglers, and people who simply want to be close to the water without the noise of the resort strip. It's a small-scale, established pocket of the city — the kind of place where neighbors know each other and the pace feels a beat slower than the rest of 23451. Virginia Beach itself is one of the most livable mid-sized cities on the East Coast: a strong job market anchored by defense and tourism, a coastline that stretches for miles, and a city government that continues to invest in parks, trails, and public waterfront access. Whether you're drawn by the military mission, the water, or simply the lifestyle, Virginia Beach homes for sale in this zip code tend to attract buyers who've done their homework.

What's nearby

Daily life is easy here. Waterman's Surfside Grille, Roma Pizza, and Big Sam's Inlet Cafe & Raw Bar are all within 0.3 miles — walkable dinner options on a Tuesday or a Saturday night. Prise's Food Mart covers quick grocery runs at 0.6 miles, and Virginia Beach Coffee Co is just as close for a morning start. Grommet Island Park and The Jetty are both under 0.1 miles away, giving you immediate access to the inlet waterfront. CoreStrength Center at 0.4 miles handles fitness, and Virginia Legends Park is under a mile for open green space.

For different buyers

For military families relocating

Dam Neck Annex is five minutes away, and NAS Oceana is seven — a commute that's genuinely hard to beat anywhere in Hampton Roads. A VA loan can make this condo accessible with no down payment, and the low-maintenance lifestyle of condo living means you're not spending weekends on yard work when you could be on the water. Families comparing homes for sale in Virginia Beach with this kind of base proximity won't find many options this close to two installations at once.

For first-time buyers

At 800 square feet, 405 Harbour Point PT #305 is a manageable first home with an outsized location advantage — waterfront parks at your doorstep, multiple dining options within walking distance, and two military bases under ten minutes away. If you're weighing homes for sale in 23451 and want a low-maintenance entry point into Virginia Beach ownership, this condo format keeps upkeep simple while the neighborhood does the heavy lifting.

More buyer questions

How far is 405 Harbour Point PT #305 from Dam Neck Annex?

Dam Neck Annex is approximately five minutes by car — one of the shortest base commutes available anywhere in the Virginia Beach condo market. NAS Oceana is about seven minutes in the opposite direction.

Is 405 Harbour Point PT #305 in a flood zone?

Given its location near the Lynnhaven Inlet, flood zone status is a real consideration for this address — check the FloodRisk tile on this page for the current FEMA designation and what it means for insurance.

What schools serve 405 Harbour Point PT #305?

Buyers comparing homes for sale zoned for First Colonial High School and homes for sale zoned for Cooke Elementary School will want to confirm current zoning assignments with Virginia Beach City Public Schools directly, as boundaries can shift.

Does 405 Harbour Point PT #305 have an HOA?

Yes, the Harbour Point condominium community is governed by an HOA. Specific fee amounts and what they cover should be confirmed through the current disclosure documents.

Where is the nearest waterfront access to 405 Harbour Point PT #305?

Grommet Island Park and The Jetty are both within 0.1 miles — essentially a two-minute walk — giving you direct access to the Lynnhaven Inlet waterfront on foot.

Tom and Dariya Milan at LPT Realty know this stretch of Virginia Beach well. Reach out to get the full picture on 405 Harbour Point PT #305 and what ownership here looks like.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Virginia Beach$225K – $315K1+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 515531

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Aircraft Zone Information

Aircraft Noise

65-70 dB DNL

Accident Potential Zone

Not in a mapped Accident Potential Zone

Source: U.S. Navy AICUZ — Air Installations Compatible Use Zones (via city GIS)

Explore this neighborhood

Rudee Heights

Rudee Heights is a compact waterfront neighborhood at the south end of the Virginia Beach Oceanfront, set on the peninsula between Lake Rudee and Lake Wesley near Rudee Inlet.

2

For sale now

$176K

HH income

81.7%

Owner-occupied

U.S. Census ACS 2024 5-year

Explore Rudee Heights
Map of Rudee Heights with neighborhood boundaryNeighborhood

houses for sale in Virginia Beach

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,697/mo

Principal & interest

$1,400

Property tax

$217

Home insurance

$79

PMI

None

HOA/Condo (paid separately)

$485

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$240,000$645,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

407 Harbour Pt PL #306 · 0 mi · 800 sqft$260,000 sold 2026-07
415 Harbour PT #306 · 0.1 mi · 800 sqft$240,000 sold 2026-08
1429 Gannet RN · 0.2 mi · 713 sqft$240,000 sold 2026-05

Sale & Tax History

List Price

$269,900

Price / Sq Ft

$337

Annual Taxes

$2,609

Monthly Tax

$217

Condo fee

$485 / mo

Tax Rate (effective)

0.97%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 14, 2026$269,900
Currently listed$269,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Virginia Beach Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

8 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 405 Harbour Point Pt ##305 in a good school zone?+
The assigned zones on the listing record are W.T. Cooke Elementary (VaHome School Score 6/10), Virginia Beach Middle (VaHome School Score 6.4/10), First Colonial (VaHome School Score 7.4/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 405 Harbour Point Pt ##305 in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is 405 Harbour Point Pt ##305 a waterfront property?+
Yes. The listing record shows: Deep Water,Deep Water Access,Dock,Navigable.
Does 405 Harbour Point Pt ##305 have a condo association?+
Yes — condo association fees are on record for this unit (the current amount is shown in the facts section on this page). The association of record is Harbour Point Condo Association. Association amenities on record include: Clubhouse, Dock, Gated Community, Ground Maint, Pool, Security, Trash Pickup.
When was 405 Harbour Point Pt ##305 built?+
It was built in 1986, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Kim Wilkins · RE/MAX Ultra · REIN MLS #10649032

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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405 Harbour Point Pt ##305, Virginia Beach — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

405 Harbour Point Pt ##305, Virginia Beach, Virginia 23451 · MLS #10649032 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.