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Virginia Beach › OCEAN PARK › 3920 Whispering Oaks Pl #102✓ Source: REIN MLS #10648060 · record updated Aug 13, 2026 · synced every 2 min · your inquiry is never resold
3920 Whispering Oaks PL #102, VIRGINIA BEACH VA 23455 - Main photo
3920 Whispering Oaks PL #102, VIRGINIA BEACH VA 23455 - Photo 2
3920 Whispering Oaks PL #102, VIRGINIA BEACH VA 23455 - Photo 3
3920 Whispering Oaks PL #102, VIRGINIA BEACH VA 23455 - Photo 4
3920 Whispering Oaks PL #102, VIRGINIA BEACH VA 23455 - Photo 5
$724,900
$531 / sqft · est. $5,226/mo →
3beds
2baths
1,365sqft
0days on market

3920 Whispering Oaks Pl #102, Virginia Beach, VA 23455

New ListingResidential · built 1975 · OCEAN PARK

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Bay.

Frontage

Bay ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

About this home

The listing, in the seller's words

Welcome to Water Oaks! This beautifully updated **first-floor, bayfront 3-bedroom, 2-full-bath condo** offers the perfect blend of comfort, convenience, and coastal living. The spacious, enclosed sunroom provides an inviting additional living space, while newer flooring adds a fresh, modern feel throughout. The updated kitchen features a beautiful backsplash and stainless-steel appliances. Step outside to enjoy the **newer deck surrounded by beautiful landscaping**—great for relaxing or entertaining. Located just steps from the **beach and community pool**, this gated community offers an exceptional beachside lifestyle. A fantastic opportunity to enjoy easy first-floor living in a desirable bayfront community! Pet restrictions of two pets and 100# total.

Listing courtesy of Shelly Braun Hogbin · Real Broker LLC · REIN MLS #10648060

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Facts & features

The record, sourced

Type

Residential

Year built

1975

Price / sqft

$531

Condo fee

$813/mo

Taxes

$5,277/yr

County

Virginia Beach VA

Waterfront

Yes

MLS #

10648060

Condo association includes

ClubhouseGated CommunityGround MaintPoolSewerTrash PickupWater

$813/mo condo fee · Water Oaks Condominium Association · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,365
Stories
1
Flooring
Ceramic, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor BR, 1st Floor Primary BR, PBR with Bath, Sun Room
Appliances
Dishwasher, Disposal, Dryer, Microwave, Elec Range, Refrigerator, Washer

Construction & exterior

Style
Lo Rise
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Waterfront
Bay

Utilities & systems

Heating
Electric, Forced Hot Air
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
OCEAN PARK
Unit / floor
1
Ownership
Condo
Garage
No
Parking
Assigned/Reserved, Lot
Possession
SETTLEMENT
Miscellaneous
Pet Restrictions
Disclosures
Common Interest Community, Disclosure Statement, Resale Certif Req

See more Virginia Beach waterfront homes.

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 515531

Flood Risk

Looking up FEMA flood zone…

Explore this neighborhood

Chic's Beach

Chic's Beach is a bay-front neighborhood known for its casual beach lifestyle, tight-knit community feel, and waterfront access.

$545K

Median sale · 12 mo

$302

Sold $/sq ft

20d

Days on market

24

For sale now

$88K

HH income

39.8%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Chic's Beach →
Map of Chic's Beach with neighborhood boundaryNeighborhood

VA Beach homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,413/mo

Principal & interest

$3,761

Property tax

$440

Home insurance

$211

PMI

None

HOA/Condo (paid separately)

$813

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$275,000 – $670,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3817 Long Ship CT · 0.3 mi · 1,406 sqft$485,000 sold 2026-06
3813 Mystic Cove CT · 0.5 mi · 1,519 sqft$385,000 sold 2026-06
3300 Ocean Shore AVE #1101 · 1.3 mi · 1,350 sqft$640,000 sold 2026-02

Sale & Tax History

List Price

$724,900

Price / Sq Ft

$531

Annual Taxes

$5,277

Monthly Tax

$440

Condo fee

$813 / mo

Tax Rate (effective)

0.73%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 13, 2026$724,900—
Currently listed—$724,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Virginia Beach Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

0 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 3920 Whispering Oaks Pl #102 in a good school zone?+
The assigned zones on the listing record are Thoroughgood Elementary (VaHome School Score 9/10), Great Neck Middle (VaHome School Score 9/10), Frank W. Cox (VaHome School Score 8/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 3920 Whispering Oaks Pl #102 in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is 3920 Whispering Oaks Pl #102 a waterfront property?+
Yes. The listing record shows: Bay.
Does 3920 Whispering Oaks Pl #102 have a condo association?+
Yes — condo association fees are on record for this unit (the current amount is shown in the facts section on this page). The association of record is Water Oaks Condominium Association. Association amenities on record include: Clubhouse, Gated Community, Ground Maint, Pool, Sewer, Trash Pickup, Water.
When was 3920 Whispering Oaks Pl #102 built?+
It was built in 1975, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Shelly Braun Hogbin · Real Broker LLC · REIN MLS #10648060

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

3920 Whispering Oaks Pl #102, Virginia Beach — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

3920 Whispering Oaks Pl #102, Virginia Beach, Virginia 23455 · MLS #10648060 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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