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Virginia BeachOCEAN PARK3920 Whispering Oaks Pl #102✓ Source: REIN MLS #10648060 · record updated Sep 20, 2026 · synced every 2 min · your inquiry is never resold
3920 Whispering Oaks PL #102, VIRGINIA BEACH VA 23455 - Main photo
3920 Whispering Oaks PL #102, VIRGINIA BEACH VA 23455 - Photo 2
3920 Whispering Oaks PL #102, VIRGINIA BEACH VA 23455 - Photo 3
3920 Whispering Oaks PL #102, VIRGINIA BEACH VA 23455 - Photo 4
3920 Whispering Oaks PL #102, VIRGINIA BEACH VA 23455 - Photo 5
3beds
2baths
1,538sqft
38days on market

3920 Whispering Oaks Pl #102, Virginia Beach, VA 23455

ActiveResidential · built 1975 · OCEAN PARK

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Bay.

Frontage

Bay ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

1975

Price / sqft

$471

Condo fee

$813/mo

Taxes

$5,277/yr

County

Virginia Beach VA

Waterfront

Yes

MLS #

10648060

Condo association includes

ClubhouseGated CommunityGround MaintPoolSewerTrash PickupWater

$813/mo condo fee · Water Oaks Condominium Association · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,538
Stories
1
Flooring
Ceramic, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor BR, 1st Floor Primary BR, PBR with Bath, Sun Room
Appliances
Dishwasher, Disposal, Dryer, Microwave, Elec Range, Refrigerator, Washer

Construction & exterior

Style
Lo Rise
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Waterfront
Bay

Utilities & systems

Heating
Electric, Forced Hot Air
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
OCEAN PARK
Unit / floor
1
Ownership
Condo
Garage
No
Parking
Assigned/Reserved, Lot
Possession
SETTLEMENT
Miscellaneous
Pet Restrictions
Disclosures
Common Interest Community, Disclosure Statement, Resale Certif Req

See more Virginia Beach waterfront homes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Welcome to Water Oaks! This beautifully updated first-floor, bayfront 3-bedroom, 2-full-bath condo offers the perfect blend of comfort, convenience, and coastal living. The spacious, enclosed sunroom provides an inviting additional living space, while newer flooring adds a fresh, modern feel throughout. The updated kitchen features a beautiful backsplash and stainless-steel appliances. Step outside to enjoy the newer deck surrounded by beautiful landscaping—great for relaxing or entertaining. Located just steps from the beach and community pool, this gated community offers an exceptional beachside lifestyle. A fantastic opportunity to enjoy easy first-floor living in a desirable bayfront community! Pet restrictions of two pets and 100# total. 1538 square footage per 2D floor plan.

Listing courtesy of Shelly Braun Hogbin · Real Broker LLC · REIN MLS #10648060

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

3920 Whispering Oaks Place #102 is a three-bedroom, two-bath ground-floor condo in Virginia Beach, offering 1,365 square feet of comfortable living space built in 1975 — just six minutes from JEB Little Creek-Fort Story and surrounded by parks, local eateries, and everyday conveniences.

Read the full overview ↓

Why this home stands out

What sets this address apart is the combination of a generous floor plan for a condo of this era, a location that puts you within walking distance of green space and local dining, and an almost unbeatable commute to JEB Little Creek-Fort Story. Ground-floor access, three true bedrooms, and two full baths in a single unit are genuinely hard to find in this zip code — making this a practical, livable choice that holds up across seasons and life stages.

OCEAN PARK and the Virginia Beach real estate market

Whispering Oaks Place sits in a quiet residential pocket of north Virginia Beach, tucked between the Chesapeake Bay shoreline and the Lynnhaven River corridor. The surrounding streets feel established and unhurried — mature trees, low traffic, and neighbors who tend to stay a while. Virginia Beach as a whole brings a rare mix of coastal character and suburban practicality: you get oceanfront energy when you want it, but everyday life here is calmer and more grounded. The 23455 zip code covers a stretch of the city that's convenient without being congested, and families comparing homes for sale in 23455 often discover that the north end punches well above its weight for park access and neighborhood feel. Whether you're drawn to the bay views a short drive away or the walkable rhythm of the immediate block, this corner of Virginia Beach rewards people who want space, nature, and convenience working together.

What's nearby

Daily life is easy here. Sculpt Sweat is just 0.2 miles away for workouts, and Pleasure House Point Yoga & Wellness at 0.4 miles offers a quieter alternative. Aeries on the Bay Park is a three-minute walk at 0.3 miles, and both Bayville Farms Park and Loch Haven Park are under a mile out — solid options for weekend mornings. TASTE at 0.4 miles covers groceries, a sit-down meal, and coffee in one stop, while Froggie's at 0.6 miles adds a local dining option with neighborhood character. American Brew at 0.8 miles rounds out the coffee scene nicely. A 7-Eleven at 0.2 miles handles quick runs.

For different buyers

For military families relocating

Six minutes to JEB Little Creek-Fort Story makes 3920 Whispering Oaks Place #102 one of the more strategically located addresses in Virginia Beach for active-duty households. NAS Oceana is roughly 15 minutes in the other direction, so dual-military couples have real options. A VA loan pairs naturally with a condo at this price point, and three bedrooms give a growing family room to breathe without the maintenance burden of a standalone house.

For first-time buyers

If you're weighing Virginia Beach homes for sale and trying to land in a neighborhood that won't feel like a compromise, Whispering Oaks Place delivers. Three bedrooms and two full baths give you space to grow into, ground-floor access keeps things practical, and the walkable park-and-dining scene means you're not dependent on a car for every errand. It's a real home — not a starter box — at a condo footprint.

More buyer questions

How far is 3920 Whispering Oaks Place #102 from JEB Little Creek-Fort Story?

The drive is roughly six minutes under normal traffic conditions, making this one of the closer residential addresses to the base in Virginia Beach. That short commute is a meaningful quality-of-life advantage for active-duty service members stationed there.

What schools serve homes for sale zoned for Cox High School and homes for sale zoned for Thoroughgood Elementary School in this area?

Families comparing homes for sale zoned for Cox High School and homes for sale zoned for Thoroughgood Elementary School will find that this address falls within Virginia Beach City Public Schools — the district's school-finder tool confirms current zoning assignments for this specific unit.

Is 3920 Whispering Oaks Place #102 in a flood zone?

Flood zone status for this address is detailed in the FloodRisk tile on this page, which pulls current FEMA map data. It's worth reviewing before making any decisions, as north Virginia Beach has varied flood designations depending on exact location.

Does this condo have an HOA?

Yes, the property is part of a condominium association. HOA fee amounts and what they cover should be confirmed through current disclosure documents, as those details can change between listing cycles.

Where are the nearest parks to 3920 Whispering Oaks Place #102?

Aeries on the Bay Park is the closest at 0.3 miles — an easy walk — followed by Bayville Farms Park and Loch Haven Park, both under a mile away and accessible without getting on a major road.

Tom and Dariya Milan at LPT Realty know this corner of Virginia Beach well. Reach out to get current availability, schedule a walkthrough, or talk through your options.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Virginia Beach$615K – $835K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 515531

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

In the Baylake Pines neighborhood of Virginia Beach. VA Beach homes for sale

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,413/mo

Principal & interest

$3,761

Property tax

$440

Home insurance

$211

PMI

None

HOA/Condo (paid separately)

$813

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$340,000$625,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3813 Mystic Cove CT · 0.5 mi · 1,519 sqft$385,000 sold 2026-06
2231 Westsail LN #182 · 1.3 mi · 1,501 sqft$340,000 sold 2026-05
4505 Delco RD · 1.1 mi · 1,785 sqft$588,000 sold 2026-06

Own a home nearby? See what it is worth today — What's your Virginia Beach home worth?

Sale & Tax History

List Price

$724,900

Price / Sq Ft

$471

Annual Taxes

$5,277

Monthly Tax

$440

Condo fee

$813 / mo

Tax Rate (effective)

0.73%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 14, 2026$724,900
Currently listed$724,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Virginia Beach Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

38 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 3920 Whispering Oaks Pl #102 in a good school zone?+
The assigned zones on the listing record are Thoroughgood Elementary (VaHome School Score 9/10), Great Neck Middle (VaHome School Score 9/10), Frank W. Cox (VaHome School Score 8/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 3920 Whispering Oaks Pl #102 in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is 3920 Whispering Oaks Pl #102 a waterfront property?+
Yes. The listing record shows: Bay.
Does 3920 Whispering Oaks Pl #102 have a condo association?+
Yes — condo association fees are on record for this unit (the current amount is shown in the facts section on this page). The association of record is Water Oaks Condominium Association. Association amenities on record include: Clubhouse, Gated Community, Ground Maint, Pool, Sewer, Trash Pickup, Water.
When was 3920 Whispering Oaks Pl #102 built?+
It was built in 1975, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Shelly Braun Hogbin · Real Broker LLC · REIN MLS #10648060

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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3920 Whispering Oaks Pl #102, Virginia Beach — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

3920 Whispering Oaks Pl #102, Virginia Beach, Virginia 23455 · MLS #10648060 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.