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Virginia Beach › OCEAN PARK › 3920 Whispering Oaks Pl #102✓ Source: REIN MLS #10648060 · record updated Oct 6, 2026 · synced every 2 min · your inquiry is never resold
3920 Whispering Oaks PL #102, VIRGINIA BEACH VA 23455 - Main photo
3920 Whispering Oaks PL #102, VIRGINIA BEACH VA 23455 - Photo 2
3920 Whispering Oaks PL #102, VIRGINIA BEACH VA 23455 - Photo 3
3920 Whispering Oaks PL #102, VIRGINIA BEACH VA 23455 - Photo 4
3920 Whispering Oaks PL #102, VIRGINIA BEACH VA 23455 - Photo 5
3beds
2baths
1,538sqft
54days on market

3920 Whispering Oaks Pl #102, Virginia Beach, VA 23455

ActiveResidential · built 1975 · OCEAN PARK

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Bay.

Frontage

Bay ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

1975

Price / sqft

$471

Condo fee

$813/mo

Taxes

$5,277/yr

County

Virginia Beach VA

Waterfront

Yes

MLS #

10648060

Condo association includes

ClubhouseGated CommunityGround MaintPoolSewerTrash PickupWater

$813/mo condo fee · Water Oaks Condominium Association · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,538
Stories
1
Flooring
Ceramic, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor BR, 1st Floor Primary BR, PBR with Bath, Sun Room
Appliances
Dishwasher, Disposal, Dryer, Microwave, Elec Range, Refrigerator, Washer

Construction & exterior

Style
Lo Rise
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Waterfront
Bay

Utilities & systems

Heating
Electric, Forced Hot Air
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
OCEAN PARK
Unit / floor
1
Ownership
Condo
Garage
No
Parking
Assigned/Reserved, Lot
Possession
SETTLEMENT
Miscellaneous
Pet Restrictions
Disclosures
Common Interest Community, Disclosure Statement, Resale Certif Req

See more Virginia Beach waterfront homes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Location! Location! Location! Welcome to Water Oaks! Experience effortless waterfront living with beach access just beyond your backyard. Ideally located beside the community pool, this updated first-floor condo puts shoreline strolls, poolside afternoons, and the relaxed coastal lifestyle right at your doorstep. The gated community offers added privacy and security, along with convenient parking for owners and guests. Inside, you'll find three bedrooms, two baths, an enclosed sunroom, an updated kitchen, and newer flooring. Step outside to a newer deck surrounded by refreshed landscaping, where your backyard is the sand dune with the Bay just beyond—so close you can hear the waves along the shore. Whether you're looking for a full-time residence or a peaceful Bay retreat, this move-in-ready condo offers an opportunity to live where others come to vacation. Come see how close the beach and pool really are—schedule your private showing today. A fantastic opportunity to enjoy easy first-floor living in a desirable bayfront community! Pet restrictions of two pets and 100# total. 1538 square footage per 2D floor plan.

Listing courtesy of Shelly Braun Hogbin · Real Broker LLC · REIN MLS #10648060

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Three-bedroom, two-bath condo in Virginia Beach with easy access to JEB Little Creek-Fort Story and NAS Oceana. Built in 1975, this 1,538-square-foot home sits in a convenient location for commuters. The established neighborhood offers stable, quiet living near base and city amenities.

Keep searching in Virginia Beach

See all Virginia Beach homes for sale, including homes for sale in 23455, homes for sale zoned for Cox High School, and homes for sale zoned for Thoroughgood Elementary School. Browse every listing among homes for sale in Virginia Beach — updated from the REIN MLS every few minutes. Nearby, look at Baylake Pines homes for sale, Virginia Beach waterfront homes for sale, Virginia Beach condos and townhomes for sale, and new construction homes in Virginia Beach.

Read the full overview ↓

Why this home stands out

This unit offers a practical layout with three bedrooms and two full baths in a well-established community. The 1,538-square-foot floor plan provides comfortable living space without excess to maintain. Located just six minutes from JEB Little Creek-Fort Story, it's ideal for those seeking a short commute. The condo format means less exterior upkeep, leaving more time for what matters to you. Virginia Beach homes for sale in this price range rarely offer this proximity to military bases.

OCEAN PARK and the Virginia Beach real estate market

The 23455 zip code sits in a residential pocket of Virginia Beach with steady, quiet blocks. Tree-lined streets and modest homes dominate the surrounding area, creating a stable neighborhood feel. The community has been established since the 1970s, so homes have mature landscaping and settled character. Virginia Beach itself is a sprawling city of over 450,000 residents, blending military heritage with beach culture and suburban neighborhoods. Getting around is straightforward: major roads like Virginia Beach Boulevard and Indian River Road connect you to shopping, dining, and the waterfront. Anyone comparing homes for sale in Virginia Beach will find this location strikes a balance between proximity to bases and access to everyday conveniences. The 23455 area is particularly convenient for those working at nearby military installations.

What's nearby

You're about six minutes from JEB Little Creek-Fort Story and fifteen minutes from NAS Oceana, making this address practical for base commuters. Local shopping and dining cluster along nearby commercial corridors. Parks and recreational facilities are within a short drive. The Virginia Beach waterfront and beach access are roughly twenty minutes away. Homes for sale zoned for Cox High School and homes for sale zoned for Thoroughgood Elementary School serve the neighborhood.

For different buyers

Base commute and VA loan notes

Six minutes to JEB Little Creek-Fort Story keeps your commute short and predictable. VA loan financing is widely available in this zip code, and the condo's established condition means quick closing timelines. The low-maintenance format frees up weekends instead of yard work.

Room to grow

Three bedrooms and two baths give you space to spread out without overwhelming upkeep. The established condo community means no yard maintenance, letting you focus on the home's interior. A practical floor plan works well for households needing defined spaces and flexibility. The mature neighborhood provides a settled feel while remaining close to shopping and schools.

More buyer questions

How far is 3920 Whispering Oaks PL from JEB Little Creek-Fort Story?

The commute is about six minutes by car, making it convenient for daily travel to the base.

What is the square footage of this three-bedroom condo?

The unit is 1,538 square feet, offering comfortable space across three bedrooms and two bathrooms.

When was this home built?

The property was constructed in 1975 and sits in an established neighborhood with mature character.

Is this a condo or a single-family home?

This is a residential condo, which means lower exterior maintenance and often lower HOA costs than single-family ownership.

How far is this address from NAS Oceana?

NAS Oceana is approximately fifteen minutes away by car, making it accessible for those stationed there.

Ready to explore this Virginia Beach property? Contact Tom & Dariya Milan to schedule a tour and learn more about your next home.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Virginia Beach$615K – $835K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 515531

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 515531

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

7.4 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

In the Baylake Pines neighborhood of Virginia Beach. VA Beach homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,413/mo

Principal & interest

$3,761

Property tax

$440

Home insurance

$211

PMI

None

HOA/Condo (paid separately)

$813

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$340,000 – $625,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3813 Mystic Cove CT · 0.5 mi · 1,519 sqft$385,000 sold 2026-06
2231 Westsail LN #182 · 1.3 mi · 1,501 sqft$340,000 sold 2026-05
4505 Delco RD · 1.1 mi · 1,785 sqft$588,000 sold 2026-06

Own a home nearby? See what it is worth today — What's your Virginia Beach home worth?

Sale & Tax History

List Price

$724,900

Price / Sq Ft

$471

Annual Taxes

$5,277

Monthly Tax

$440

Condo fee

$813 / mo

Tax Rate (effective)

0.73%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 13, 2026$724,900—
Currently listed—$724,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Virginia Beach Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

54 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 3920 Whispering Oaks Pl #102 in a good school zone?+
The assigned zones on the listing record are Thoroughgood Elementary (VaHome School Score 9.5/10), Great Neck Middle (VaHome School Score 9.2/10), Frank W. Cox (VaHome School Score 8.2/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 3920 Whispering Oaks Pl #102 in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is 3920 Whispering Oaks Pl #102 a waterfront property?+
Yes. The listing record shows: Bay.
Does 3920 Whispering Oaks Pl #102 have a condo association?+
Yes — condo association fees are on record for this unit (the current amount is shown in the facts section on this page). The association of record is Water Oaks Condominium Association. Association amenities on record include: Clubhouse, Gated Community, Ground Maint, Pool, Sewer, Trash Pickup, Water.
When was 3920 Whispering Oaks Pl #102 built?+
It was built in 1975, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Shelly Braun Hogbin · Real Broker LLC · REIN MLS #10648060

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

3920 Whispering Oaks Pl #102, Virginia Beach — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

3920 Whispering Oaks Pl #102, Virginia Beach, Virginia 23455 · MLS #10648060 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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