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Virginia Beach › RIVER OAKS › 3872 River Oak Cir✓ Source: REIN MLS #10636858 · record updated Jun 29, 2026 · synced every 5 min · your inquiry is never resold
3872 River Oak CIR, VIRGINIABEACH VA 23456 - Main photo
3872 River Oak CIR, VIRGINIABEACH VA 23456 - Photo 2
3872 River Oak CIR, VIRGINIABEACH VA 23456 - Photo 3
3872 River Oak CIR, VIRGINIABEACH VA 23456 - Photo 4
3872 River Oak CIR, VIRGINIABEACH VA 23456 - Photo 5
$754,900
$238 / sqft · est. $4,684/mo →
5beds
2.1baths
3,168sqft
31days on market

3872 River Oak Cir, Virginia Beach, VA 23456

Under ContractResidential · built 2002 · RIVER OAKS

About this home

The listing, in the seller's words

Beautiful 2-story home in River Oaks, perfectly situated on a corner lot in a cul-de-sac with a large, fenced backyard and kidney-shaped in-ground saltwater pool. This spacious 5-bedroom, 2.5-bath home offers a kitchen with pantry, gas range, and granite countertops. Enjoy outdoor living on the PVC deck, replaced just last year, overlooking the pool and backyard. Major improvements include Pool Liner (replaced 2018), 50-year Shingle Roof and Downstairs AC (replaced 2019), Upstairs AC (replaced 2020), Windows replaced this year and have a transferrable warranty. A wonderful blend of space, updates, and backyard living in a sought-after neighborhood. Just in time to enjoy the pool for the summer!

Listing courtesy of Julio Gutierrez · Wainwright Real Estate · REIN MLS #10636858

VaHome team overview

Our read on this home

At a glance

3872 River Oak Circle is a five-bedroom, 2.1-bath home in Virginia Beach offering 3,168 square feet of living space built in 2002. It sits within easy reach of two military installations and puts everyday conveniences, parks, and the coast well within reach.

Read the full overview ↓

Why this home stands out

Square footage is the headline here — 3,168 feet across five bedrooms gives everyone room to spread out without compromise. Built in 2002, the home hits a sweet spot between modern construction standards and a neighborhood that already has mature trees and an established feel. Five true bedrooms is a rarity in this size range, making it a genuinely flexible floor plan for households that need a home office, a guest suite, or both.

RIVER OAKS and the Virginia Beach real estate market

River Oak Circle sits in the southwestern corner of Virginia Beach, a part of the city that trades the resort-strip energy for quieter cul-de-sacs and tree-lined streets without giving up any of the access that makes Virginia Beach so livable. This zip code — 23456 — is one of the more sought-after pockets for buyers browsing homes for sale near Virginia Beach who want suburban breathing room alongside a short commute to work or the waterfront. The area is largely residential, with a mix of early-2000s construction and slightly older homes, giving the streets a cohesive, settled character. Neighbors tend to stay for years, which shows in the well-kept yards and the general sense of community. You're far enough from the oceanfront that traffic is a non-issue on most days, yet close enough that a spontaneous beach afternoon is a realistic plan, not a production.

What's nearby

Day-to-day errands are straightforward from River Oak Circle. Grocery options, pharmacies, and big-box retail cluster along Holland Road and Princess Anne Road within five to ten minutes. Stumpy Lake Natural Area is a short drive for trail walks and kayaking on a surprisingly wild stretch of water inside city limits. Farmers markets pop up seasonally at the Virginia Beach Farmers Market on Dam Neck Road, a local institution. For coffee, several independent cafes and national chains sit within a ten-minute radius. The Oceanfront Boardwalk and Town Center are both reachable in under thirty minutes, giving you two very different flavors of Virginia Beach dining and nightlife whenever the mood strikes.

For different buyers

For military families relocating

USCG Finance Center Chesapeake is roughly twelve minutes away, and NAS Oceana is about fourteen — both well within the commute range that matters when you're weighing a VA loan and trying to make the numbers work for a family of any size. Five bedrooms means a deployment-friendly layout where a parent working from home still has a dedicated space, and the established neighborhood makes PCS transitions a little less disorienting for kids.

For families upgrading

If your current home has three bedrooms and you've been doing creative math with closet space, River Oak Circle is worth a serious look. Five bedrooms across 3,168 square feet means the homework room, the guest room, and the master suite can all exist at the same time — no compromises. The 2002 build year puts major systems in a reasonable age range, and the Virginia Beach location means holidays in Virginia Beach — from the Neptune Festival to Fourth of July on the Oceanfront — are part of your annual calendar, not a road trip.

More buyer questions

How far is 3872 River Oak Circle from NAS Oceana?

NAS Oceana is approximately fourteen minutes from 3872 River Oak Circle under typical traffic conditions, making it one of the more convenient off-base addresses for personnel stationed there.

How far is 3872 River Oak Circle from USCG Finance Center Chesapeake?

The USCG Finance Center in Chesapeake is about twelve minutes away, a straightforward commute that avoids most of the congestion corridors in the region.

What is the square footage and layout of 3872 River Oak Circle?

The home offers 3,168 square feet of living space configured across five bedrooms and two and a half baths, built in 2002 on a residential lot in Virginia Beach's 23456 zip code.

Is 3872 River Oak Circle in a flood zone?

Flood zone information for this address is available in the FloodRisk tile on this page, which pulls current FEMA map data for the parcel.

Are there parks or outdoor spaces near River Oak Circle in Virginia Beach?

Stumpy Lake Natural Area is one of the closest natural escapes, offering trails and water access just a short drive away, and the broader Virginia Beach parks system adds several additional options within a fifteen-minute radius.

Tom and Dariya Milan at LPT Realty know this corner of Virginia Beach well — reach out to talk through what 3872 River Oak Circle could look like for your household.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2002

Price / sqft

$238

HOA fee

$30/mo

Taxes

$6,200/yr

County

Virginia Beach VA

Waterfront

Yes

MLS #

10636858

HOA association includes

Ground Maint

$30/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

The flood answer first — quantified, not buried

FEMA flood zone X · outside the high-risk area · FIRM 515531

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Aircraft Zone Information

Aircraft Noise

70-75 dB DNL

Accident Potential Zone

Not in a mapped Accident Potential Zone

Source: U.S. Navy AICUZ — Air Installations Compatible Use Zones (via city GIS)

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,684/mo

Principal & interest

$3,917

Property tax

$517

Home insurance

$220

PMI

None

HOA

$30

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

118% of $639,200

City assessment record · taxes $6,200/yr

Land share of assessed value

32% — $202,000

Improvements $437,200 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$485,625 – $859,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2505 Unbridled LN · 0.3 mi · 3,092 sqft$750,000 sold 2026-05
3836 Affirmed WAY · 0.4 mi · 3,219 sqft$679,900 sold 2026-06
3821 Boysenberry CT · 0.5 mi · 3,088 sqft$706,500 sold 2026-06

Sale & Tax History

List Price

$754,900

Price / Sq Ft

$238

Annual Taxes

$6,200

Monthly Tax

$517

HOA fee

$30 / mo

Tax Rate (effective)

0.82%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 29, 2026$754,900—
Price reducedJun 8, 2026$754,900−$20,100
Currently listed—$754,900—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

18% above assessment

Total Assessed

$639,200

Land

$202,000

Improvement

$437,200

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Virginia Beach Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 3872 River Oak Cir in a good school zone?+
The assigned zones on the listing record are New Castle Elementary (GreatSchools 8/10), Landstown Middle (GreatSchools 7/10), Landstown (GreatSchools 7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 3872 River Oak Cir in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 3872 River Oak Cir have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Ground Maint.
When was 3872 River Oak Cir built?+
It was built in 2002, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Julio Gutierrez · Wainwright Real Estate · REIN MLS #10636858

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

3872 River Oak Cir, Virginia Beach, Virginia 23456 · MLS #10636858 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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