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Virginia BeachLAKE SMITH TERRACE1365 Independence Blvd✓ Source: REIN MLS #10636332 · record updated Jul 16, 2026 · synced every 2 min · your inquiry is never resold
1365 Independence BLVD, VIRGINIABEACH VA 23455 - Main photo
1365 Independence BLVD, VIRGINIABEACH VA 23455 - Photo 2
1365 Independence BLVD, VIRGINIABEACH VA 23455 - Photo 3
1365 Independence BLVD, VIRGINIABEACH VA 23455 - Photo 4
1365 Independence BLVD, VIRGINIABEACH VA 23455 - Photo 5
$538,000
$213 / sqft · est. $3,302/mo →
5beds
3baths
2,526sqft
55days on market

1365 Independence Blvd, Virginia Beach, VA 23455

ActiveResidential · built 1973 · LAKE SMITH TERRACE

About this home

The listing, in the seller's words

Discover This Well Maintained Four-Bedroom Ranch, Ideally Situated in the Heart of Virginia Beach, less than three miles from Town Center. Prime location, placed on a Feeder Road to help with easy access to Independence BLVD. This property is nestled within the well-established and inviting community of Lake Smith Terrace. It features a pet-friendly, spacious backyard enclosed by a privacy fence. This home boasts recent upgrades including a 2020 water heater and gutters, 2021 HVAC with a 10-year warranty, and 2022 crawlspace encapsulation with a dehumidifier along with A Termite Bond. BUT WAIT there's more... updates include new insulation, ventilation, Dishwasher, Washer, and Dryer 2026, Porch Support Pillars in 2025, plus Festive GOVEE Lights in 2024! 5 bedrooms, an office, and a FROG (5th Bedroom), there's plenty of space. Plus, there is a clear termite report from John Edwards Pest Control. Lender Credit Offered for using Trusted Lending Partner Miles Mulkey with Movement Mortgage.

Listing courtesy of Katherine Newell · AtCoastal Realty · REIN MLS #10636332

VaHome team overview

Our read on this home

At a glance

Meet 1365 Independence Blvd — a four-bedroom, three-bath home in Virginia Beach's Lake Smith Terrace neighborhood, offering 2,526 square feet of living space built in 1973, with JEB Little Creek-Fort Story just six minutes away and everyday conveniences practically at your doorstep.

Read the full overview ↓

Why this home stands out

What sets 1365 Independence Blvd apart is the combination of genuine square footage and a location that quietly overdelivers. At 2,526 square feet, there's real room to spread out — four bedrooms, three full baths, and the kind of floor plan that handles a busy household without feeling cramped. Layer on a sub-ten-minute drive to JEB Little Creek-Fort Story and you've got a home that works hard for the people who live in it.

LAKE SMITH TERRACE and the Virginia Beach real estate market

Lake Smith Terrace sits in the Bayside corridor of Virginia Beach — one of those established neighborhoods where the streets are lined with mature trees and the lots have actual breathing room. Built out largely in the 1970s, the area has a settled, community feel that newer developments often can't replicate. Neighbors tend to stay, which says something. If you're browsing virginia beach houses for sale and want a location that puts you close to both the oceanfront energy and the calmer, residential side of the city, this pocket delivers. Virginia Beach itself is one of the most livable cities on the East Coast — a coastal city with serious infrastructure, a strong military presence, and a year-round quality of life that draws people from across the country. The Bayside area in particular offers easy access to I-64, making the broader Hampton Roads metro genuinely accessible from your front door.

What's nearby

Daily life is easy here. Groceries are covered in every direction — Lidl, Harris Teeter, and Tienda Murido Latino Mart are all within 0.7 miles, so you're never far from a quick run. When you'd rather let someone else cook, The Pizzeria is four-tenths of a mile away, Nara Sushi is just down the road at 0.5 miles, and Subway is right there too. Colattao Coffee House is a half-mile out for a proper morning cup. Fitness options are equally solid: HOTWORX Virginia Beach Haygood, Sky's The Limit Yoga Co, and Natural Bodyz Fitness 24/7 are all under a mile. Haygood Point Park at 0.8 miles rounds things out nicely for weekend walks or outdoor time.

For different buyers

For military families relocating

Six minutes to JEB Little Creek-Fort Story and fourteen to NAS Oceana — 1365 Independence Blvd puts two major installations within easy reach, which matters enormously when duty schedules are unpredictable. The four-bedroom layout handles growing families or the occasional out-of-town visitor, and using a VA loan here makes strong financial sense. BAH rates in Virginia Beach are competitive, and this location is built for military life.

For families upgrading

Four bedrooms and three full baths across 2,526 square feet means everyone gets their own space — and then some. The Lake Smith Terrace neighborhood has the kind of established, quiet character that families tend to prioritize once they've outgrown starter homes. You're close to groceries, parks, and restaurants, but far enough from the noise that coming home actually feels like coming home.

More buyer questions

How far is 1365 Independence Blvd from JEB Little Creek-Fort Story?

The drive is approximately six minutes under normal traffic conditions, making this one of the closer residential options to the base in Virginia Beach. It's a straightforward route with no highway required.

How far is 1365 Independence Blvd from NAS Oceana?

NAS Oceana is roughly fourteen minutes away by car, a manageable commute for personnel assigned there. The route via Virginia Beach Blvd is direct and well-traveled.

What is the flood risk situation for this address?

Flood zone information for 1365 Independence Blvd is displayed in the FloodRisk tile on this page, which pulls current FEMA map data for the parcel. We recommend reviewing that section and consulting your insurance agent for specifics.

What neighborhood is 1365 Independence Blvd in?

The property is located in Lake Smith Terrace, an established residential neighborhood in the Bayside area of Virginia Beach. It's known for mature landscaping, larger lots, and a stable, long-tenured community feel.

Are there parks or green spaces near 1365 Independence Blvd?

Haygood Point Park is 0.8 miles away and offers outdoor space for walking, recreation, and casual time outside. The broader Bayside area of Virginia Beach also has several additional parks within a short drive.

Want to see 1365 Independence Blvd in person? Tom and Dariya Milan at LPT Realty know this neighborhood well — reach out and let's set up a walkthrough on your schedule.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1973

Price / sqft

$213

HOA

None

Taxes

$4,240/yr

County

Virginia Beach VA

Waterfront

Yes

MLS #

10636332

Interior

Bedrooms
5
Full baths
3
Approx. sqft
2,526
Stories
1
Flooring
Carpet, Laminate/LVP, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
9
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Fin. Rm Over Gar, Foyer, PBR with Bath, Office/Study, Porch, Utility Room
Appliances
220 V Elec, Dishwasher, Disposal, Dryer, Dryer Hookup, Gas Range, Refrigerator, Washer, Washer Hookup

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick
Pool
No Pool
Fencing
Back Fenced,Partial,Wood Fence
Waterfront
Not Waterfront

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
LAKE SMITH TERRACE
Zoning
R10
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 4 Space, Driveway Spc
Possession
CLOSING
Disclosures
Pet on Premises

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 515531

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Thoroughgood

Thoroughgood is a family-friendly Virginia Beach neighborhood known for its tree-lined streets, proximity to highly-rated schools, parks, shopping, and beautiful beaches.

$723K

Median sale · 12 mo

$254

Sold $/sq ft

8d

Days on market

7

For sale now

$154K

HH income

89.8%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Thoroughgood
Map of Thoroughgood with neighborhood boundaryNeighborhood

Virginia Beach homes for sale

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,302/mo

Principal & interest

$2,792

Property tax

$353

Home insurance

$157

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

121% of $445,700

City assessment record · taxes $4,240/yr

Land share of assessed value

28% — $123,800

Improvements $321,900 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$471,000$720,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

600 Hudgins CT · 1.8 mi · 2,515 sqft$555,000 sold 2026-06
4624 Serapis LN · 1.9 mi · 2,515 sqft$471,000 sold 2026-04
608 Hessian RD · 1.9 mi · 2,653 sqft$615,000 sold 2026-06

Sale & Tax History

List Price

$538,000

Price / Sq Ft

$213

Annual Taxes

$4,240

Monthly Tax

$353

HOA

None

Tax Rate (effective)

0.79%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 22, 2026$538,000
Price reducedJul 9, 2026$538,000−$12,000
Currently listed$538,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

21% above assessment

Total Assessed

$445,700

Land

$123,800

Improvement

$321,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Virginia Beach Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

55 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 1365 Independence Blvd in a good school zone?+
The assigned zones on the listing record are Thoroughgood Elementary (GreatSchools 7/10), Independence Middle (GreatSchools 6/10), Bayside (GreatSchools 4/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1365 Independence Blvd in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1365 Independence Blvd?+
Yes — HOTWORX- Virginia Beach, VA - Haygood is about 0.7 miles away, per the cached nearby-places record for this address.
Are there parks near 1365 Independence Blvd?+
Haygood Point Park is about 0.8 miles away.
Where is the nearest grocery store to 1365 Independence Blvd?+
Lidl is about 0.7 miles away. The closest dining on record is The Pizzeria (0.4 mi).
Does 1365 Independence Blvd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 1365 Independence Blvd built?+
It was built in 1973, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Katherine Newell · AtCoastal Realty · REIN MLS #10636332

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1365 Independence Blvd, Virginia Beach — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1365 Independence Blvd, Virginia Beach, Virginia 23455 · MLS #10636332 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.