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Virginia Beach › LAKE SMITH TERRACE › 1040 Ewell Rd✓ Source: REIN MLS #10633280 · record updated May 27, 2026 · synced every 2 min · your inquiry is never resold
1040 Ewell RD, VIRGINIABEACH VA 23455 - Main photo
$409,000
$192 / sqft · est. $2,558/mo →
4beds
2baths
2,128sqft
3days on market

1040 Ewell Rd, Virginia Beach, VA 23455

SoldResidential · built 1966 · LAKE SMITH TERRACE

About this home

The listing, in the seller's words

4-bedroom, 2-bath ranch in sought after Lake Smith Terrace offering solid construction and great potential. This home has "good bones" and a functional layout, ready for your cosmetic updates and personal touch. Spacious living areas, generous bedrooms, and a sizable lot provide the perfect canvas to create a modern ranch tailored to your style. Ideal for investors or buyers looking to build equity. Priced to sell and offered As Is-bring your vision and make this home your own!

Listing courtesy of Eric Ziemer · The Real Estate Group · REIN MLS #10633280

VaHome team overview

Our read on this home

At a glance

Meet 1040 Ewell Road — a four-bedroom, two-bath, 2,128-square-foot home in Virginia Beach's Lake Smith Terrace neighborhood, built in 1966 and sitting just six minutes from JEB Little Creek-Fort Story. Solid bones, generous space, and everyday conveniences practically at your doorstep.

Read the full overview ↓

Why this home stands out

What sets 1040 Ewell Road apart is the combination of square footage and location that's genuinely hard to find at this intersection of the city. At 2,128 square feet across four bedrooms, there's room to spread out, host, or carve out a dedicated workspace. The 1966 construction means real structural character — not the paper-thin walls of newer builds — and the half-mile grocery corridor means you're never far from what you need.

LAKE SMITH TERRACE and the Virginia Beach real estate market

Lake Smith Terrace is one of those Virginia Beach neighborhoods that rewards people who actually look for it. Tucked in the Haygood area of the city's Bayside district, it carries the quiet confidence of an established mid-century community — mature trees, wider lots, and neighbors who tend to stay. The streets feel residential without feeling remote, and the proximity to both the Chesapeake Bay corridor and the city's interior makes it genuinely central. Virginia Beach as a whole is a city of distinct pockets, and this one sits well. Golfers will note that heron ridge golf club virginia beach va is within easy reach, adding a leisure dimension that's rare this close to the water. The Bayside area has seen steady reinvestment over the years, and Lake Smith Terrace benefits from that momentum without losing the low-key character that makes it appealing in the first place. For anyone wanting a real neighborhood — not a development, not a condo corridor — this address delivers.

What's nearby

Daily life is genuinely easy from 1040 Ewell Road. Colattao Coffee House is just 0.3 miles away for your morning routine, and The Pizzeria and Nara Sushi are both within a three-minute walk for weeknight dinners. Groceries are covered from multiple angles — Harris Teeter, Lidl, and Tienda Murido Latino Mart are all within half a mile, giving you real options. Tropical Smoothie Cafe and McDonald's round out the quick-stop corridor along the main drag. When it's time to move your body, HOTWORX Virginia Beach Haygood, Emerge Fitness, and ArrowFit Human Performance are all close. Haygood Point Park at 0.5 miles is a natural pressure valve for weekend mornings.

For different buyers

For military families relocating

Six minutes to JEB Little Creek-Fort Story and fourteen to NAS Oceana — 1040 Ewell Road puts you in a strong position on both commute and BAH alignment. Four bedrooms means space for a growing family or a dedicated home office, and the established neighborhood offers the stability military families often prioritize. A VA loan can make this address even more accessible; it's worth running the numbers.

For families upgrading

If you're trading up from a smaller home and need four real bedrooms plus room to breathe, 1040 Ewell Road delivers 2,128 square feet in a neighborhood where the streets are quiet and the lot sizes are honest. The proximity to parks, multiple grocery options, and fitness studios means the whole family's routine fits without a long commute to the basics.

More buyer questions

How far is 1040 Ewell Road from JEB Little Creek-Fort Story?

The drive is approximately six minutes under normal traffic conditions, making this one of the closer residential options to the base in Virginia Beach. That short commute is a meaningful quality-of-life factor for service members stationed there.

How far is 1040 Ewell Road from NAS Oceana?

NAS Oceana is roughly fourteen minutes away by car, a straightforward drive through the city's interior. The route is well-traveled and avoids most of the beach-area congestion.

What is the Lake Smith Terrace neighborhood like?

Lake Smith Terrace is an established mid-century neighborhood in Virginia Beach's Bayside district, characterized by mature trees, wider lots, and a quiet residential feel. It's close to everyday conveniences without the density of newer development corridors.

Is 1040 Ewell Road in a flood zone?

Flood zone information for this address is detailed in the FloodRisk tile on this page, which pulls current FEMA map data. It's worth reviewing before making any decisions, as flood zone designation affects both insurance requirements and long-term cost.

Does 1040 Ewell Road have an HOA?

Lake Smith Terrace is not governed by a mandatory HOA, which means no association fees or deed restriction layers beyond standard city ordinances — a detail that matters to buyers who prefer fewer constraints on how they use their property.

Want to walk through 1040 Ewell Road in person or get your questions answered before scheduling? Tom and Dariya Milan at LPT Realty know this corner of Virginia Beach well — reach out and let's talk.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1966

Price / sqft

$192

HOA

None

Taxes

$3,793/yr

County

Virginia Beach VA

Waterfront

Yes

MLS #

10633280

Interior

Bedrooms
4
Full baths
2
Approx. sqft
2,128
Stories
1
Flooring
Carpet, Ceramic, Vinyl, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
8
Other rooms
1st Floor BR, 1st Floor Primary BR, Foyer, PBR with Bath, Office/Study, Porch
Appliances
Dishwasher, Dryer, Elec Range, Refrigerator, Washer
Equipment
Ceiling Fan
Accessibility
Ramp

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick
Pool
No Pool
Fencing
Back Fenced,Chain Link,Privacy
Waterfront
Not Waterfront

Utilities & systems

Heating
Electric, Heat Pump, Programmable Thermostat
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
LAKE SMITH TERRACE
Zoning
R10
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, Oversized Gar
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 515531

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Haygood

Haygood is an established neighborhood in northern Virginia Beach's Bayside area, centered near the intersection of Haygood Road and Independence Boulevard in the 23455 ZIP code.

$648K

Median sale · 12 mo

$247

Sold $/sq ft

15d

Days on market

5

For sale now

$73K

HH income

54.6%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Haygood →
Map of Haygood with neighborhood boundaryNeighborhood

houses for sale in Virginia Beach →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,558/mo

Principal & interest

$2,122

Property tax

$316

Home insurance

$119

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

105% of $391,000

City assessment record · taxes $3,793/yr

Land share of assessed value

42% — $165,000

Improvements $226,000 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$380,000 – $712,010

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

4633 Copperfield RD · 0.2 mi · 2,186 sqft$530,000 sold 2026-03
1020 Miles Standish RD · 0.3 mi · 1,900 sqft$459,000 sold 2026-07
1016 Perth LN · 0.9 mi · 2,074 sqft$415,000 sold 2026-06

Sale & Tax History

List Price

$409,000

Price / Sq Ft

$192

Annual Taxes

$3,793

Monthly Tax

$316

HOA

None

Tax Rate (effective)

0.93%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 24, 2026$409,000—
Price reducedMay 27, 2026$409,000−$10,000
SoldMay 27, 2026$409,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

Asking near assessment

Total Assessed

$391,000

Land

$165,000

Improvement

$226,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Virginia Beach Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 1040 Ewell Rd in a good school zone?+
The assigned zones on the listing record are Thoroughgood Elementary (GreatSchools 7/10), Independence Middle (GreatSchools 6/10), Bayside (GreatSchools 4/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1040 Ewell Rd in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1040 Ewell Rd?+
Yes — HOTWORX- Virginia Beach, VA - Haygood is about 0.4 miles away, per the cached nearby-places record for this address.
Are there parks near 1040 Ewell Rd?+
Haygood Point Park is about 0.5 miles away.
Where is the nearest grocery store to 1040 Ewell Rd?+
Tienda Murido Latino Mart is about 0.4 miles away. The closest dining on record is The Pizzeria (0.3 mi).
Does 1040 Ewell Rd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 1040 Ewell Rd built?+
It was built in 1966, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Eric Ziemer · The Real Estate Group · REIN MLS #10633280

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

🏡 Similar homes for saleWhat's my home worth?

This one's sold — the next one doesn't have to be.

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1040 Ewell Rd, Virginia Beach, Virginia 23455 · MLS #10633280 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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