Skip to main content
PortsmouthCRADOCK GARDENS103 Decatur St✓ Source: REIN MLS #10640305 · record updated Aug 7, 2026 · synced every 2 min · your inquiry is never resold
103 Decatur ST, PORTSMOUTH VA 23702 - Main photo
103 Decatur ST, PORTSMOUTH VA 23702 - Photo 2
103 Decatur ST, PORTSMOUTH VA 23702 - Photo 3
103 Decatur ST, PORTSMOUTH VA 23702 - Photo 4
103 Decatur ST, PORTSMOUTH VA 23702 - Photo 5
$250,000
$152 / sqft · est. $1,664/mo →
3beds
2baths
1,648sqft
48days on market

103 Decatur St, Portsmouth, VA 23702

ActiveResidential · built 1941 · CRADOCK GARDENS

Facts & features

Type

Residential

Year built

1941

Price / sqft

$152

HOA

None

Taxes

$3,524/yr

County

Portsmouth VA

MLS #

10640305

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,648
Stories
1
Flooring
Ceramic, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
5
Other rooms
1st Floor BR, Attic, Breakfast Area, In-Law Suite
Appliances
Dishwasher, Disposal, Dryer Hookup, Elec Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan

Construction & exterior

Style
Bungalow, Ranch
Subtype
Detached
Foundation
Crawl, Slab
Roof
Asphalt Shingle
Exterior
Brick
Pool
No Pool
Fencing
Back Fenced,Chain Link,Partial

Utilities & systems

Heating
Electric
Cooling
Other
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1300
Subdivision
CRADOCK GARDENS
Zoning
UR
Ownership
Fee Simple
Garage
No
Parking
Off Street, Driveway Spc, Street
Possession
SETTLEMENT
Disclosures
Disclosure Statement, Short/Comp Sale

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Discover the unique opportunity this versatile two-home property offers! Situated on a single lot, this property features two detached single-family residences, making it ideal for multi-generational living, owner-occupants seeking rental income, or savvy investors looking to expand their portfolio. Updated in 2023, the first home offers 2 bedrooms, 1 bath, and an expansive open floor plan that seamlessly connects the living room, dining area, and kitchen. The second home features a spacious 1-bedroom, 1-bath design complete with a walk-in closet and an inviting open-concept layout with comfortable living space. Step outside and enjoy the covered patio, perfect for relaxing or entertaining, along with a manageable yard that provides outdoor enjoyment without extensive upkeep. Conveniently located near major interstate access, parks, schools, shopping, and dining, this property combines flexibility, functionality, and location. Whether you're looking to offset your mortgage with rental income or add a turnkey investment to your portfolio, this is an opportunity you won't want to miss. Schedule your private showing today! Now a short-sale. Price not yet approved by bank.

Listing courtesy of Melody Cespedes · 1st Class Real Estate Flagship · REIN MLS #10640305

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

103 Decatur Street is a 1,648-square-foot, three-bedroom, two-bath home built in 1941 in Portsmouth, Virginia. Five minutes from Norfolk Naval Shipyard and six from USCG Base Portsmouth, it puts daily errands, green space, and a handful of good restaurants within easy walking distance.

Read the full overview ↓

Why this home stands out

What sets 103 Decatur Street apart is the combination of genuine 1940s character — the kind of craftsmanship and proportions that newer construction rarely replicates — and an almost unbeatable position for anyone connected to the shipyard or the Coast Guard base. At 1,648 square feet across three bedrooms and two baths, the floor plan is practical without feeling cramped, and the lot sits in a walkable pocket of Portsmouth where parks, food, and a gym are all under half a mile.

CRADOCK GARDENS and the Portsmouth real estate market

Portsmouth is one of Hampton Roads' original port cities, and the streets around Decatur carry that history in their bones. The homes here tend to be mid-century brick and frame construction, set on established lots with mature trees and sidewalks that actually get used. It's a neighborhood where neighbors recognize each other, and where the pace feels a little slower than the suburban sprawl across the water. Portsmouth as a city punches above its weight for character — the Olde Towne historic district, the waterfront, and a genuine arts and dining scene are all within a short drive. Families comparing homes for sale in Portsmouth will notice that this particular corridor benefits from proximity to two military installations without sitting directly in the shadow of either one, which keeps the streetscape residential and calm. The 23702 zip code covers a broad swath of south Portsmouth, and this block sits in a well-established part of it — the kind of address that tends to hold its identity across decades.

What's nearby

Day-to-day life is genuinely convenient here. Afton Park and Afton Square are both about two-tenths of a mile away — easy for a morning walk or an afternoon with kids — and George Washington Park is just a third of a mile out. Vietnam 81 Restaurant is practically around the corner at 0.2 miles, and Geraldine's Kitchen and Burger King are each a short walk at 0.3 miles. Dunkin' is 0.4 miles away when you need a quick coffee run. For groceries, a BP is 0.3 miles out, Food Lion is half a mile, and the Scott Center Annex Commissary — a real asset for military households — is under a mile. Planet Fitness rounds things out at 0.5 miles.

For different buyers

For military families relocating

Norfolk Naval Shipyard is five minutes away, and USCG Base Portsmouth is six — it's hard to find a shorter commute in all of Hampton Roads. The Scott Center Annex Commissary is under a mile, and a VA loan can make ownership here very accessible. Families weighing homes for sale zoned for Manor High School and homes for sale zoned for Cradock Elementary School will find 103 Decatur Street worth a close look.

For first-time buyers

A 1941-built home with three bedrooms, two baths, and 1,648 square feet gives a first buyer real space to grow into — and the walkable location means one car can genuinely cover most daily needs. Among homes for sale in 23702, this address offers the kind of established neighborhood feel that newer subdivisions take decades to develop. A VA loan, if you qualify, can make the numbers work even better.

More buyer questions

How far is 103 Decatur Street from Norfolk Naval Shipyard?

The drive is roughly five minutes under normal conditions, making this one of the closer residential addresses to the shipyard's main gate in all of Portsmouth.

How far is 103 Decatur Street from USCG Base Portsmouth?

USCG Base Portsmouth is about six minutes away by car — a short enough commute that it barely registers on a daily basis.

Is 103 Decatur Street in a flood zone?

Flood zone status for this address is covered in the FloodRisk tile on this page, which pulls current FEMA map data — check there for the most accurate and up-to-date designation.

What is the square footage and layout of 103 Decatur Street?

The home offers 1,648 square feet with three bedrooms and two full baths, built in 1941 as a residential property in Portsmouth, Virginia.

Where are the nearest parks to 103 Decatur Street?

Afton Park and Afton Square are both about 0.2 miles away, and George Washington Park is 0.3 miles out — all reachable on foot in just a few minutes.

Tom and Dariya Milan at LPT Realty know Portsmouth homes for sale inside and out — reach out to get the full picture on 103 Decatur Street and what it takes to make it yours.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Portsmouth$210K – $290K3+ beds

Listings refresh every 2 minutes, straight from the MLS. At most one email a day. Unsubscribe anytime.

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 515529

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Brighton

Brighton is a residential neighborhood in Portsmouth, Virginia, characterized by tree-lined streets and a mix of housing styles that reflect its established community roots.

$286K

Median sale · 12 mo

$181

Sold $/sq ft

22d

Days on market

20

For sale now

$46K

HH income

55.2%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Brighton
Map of Brighton with neighborhood boundaryNeighborhood

see more Portsmouth homes

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,664/mo

Principal & interest

$1,297

Property tax

$294

Home insurance

$73

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

88% of $284,160

City assessment record · taxes $3,524/yr

Land share of assessed value

20% — $57,140

Improvements $227,020 · assessor record ✓

Price context — similar nearby homes

$200,000$330,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

54 Burtis ST · 0.1 mi · 1,626 sqft$235,000 sold 2026-07
87 Dahlgren AVE · 0.3 mi · 1,633 sqft$265,000 sold 2026-02
14 Davis ST · 0.2 mi · 1,562 sqft$200,000 sold 2026-02

Sale & Tax History

List Price

$250,000

Price / Sq Ft

$152

Annual Taxes

$3,524

Monthly Tax

$294

HOA

None

Tax Rate (effective)

1.41%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 20, 2026$250,000
Price reducedAug 7, 2026$250,000−$35,000
Currently listed$250,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

12% below assessment

Total Assessed

$284,160

Land

$57,140

Improvement

$227,020

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Portsmouth Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

48 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 103 Decatur St in a good school zone?+
The assigned zones on the listing record are Cradock Elementary (VaHome School Score 1.6/10), Cradock Middle (VaHome School Score 1.4/10), Manor High (VaHome School Score 3.6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 103 Decatur St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 103 Decatur St?+
Yes — Planet Fitness is about 0.4 miles away, per the cached nearby-places record for this address.
Are there parks near 103 Decatur St?+
Afton Park is about 0.1 miles away.
Where is the nearest grocery store to 103 Decatur St?+
bp is about 0.4 miles away. The closest dining on record is Vietnam 81 Restaurant (0.2 mi).
Does 103 Decatur St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 103 Decatur St built?+
It was built in 1941, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Melody Cespedes · 1st Class Real Estate Flagship · REIN MLS #10640305

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

103 Decatur St, Portsmouth — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

103 Decatur St, Portsmouth, Virginia 23702 · MLS #10640305 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.