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Virginia Beach › LAKE SMITH TERRACE › 948 W Ferry Plantation Rd✓ Source: REIN MLS #10618130 · record updated Mar 25, 2026 · synced every 2 min · your inquiry is never resold
948 W Ferry Plantation RD, VIRGINIABEACH VA 23455 - Main photo
$575,000
$260 / sqft · est. $3,575/mo →
3beds
2baths
2,211sqft
15days on market

948 W Ferry Plantation Rd, Virginia Beach, VA 23455

SoldResidential · built 1969 · LAKE SMITH TERRACE

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Lake.

Frontage

Lake ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

About this home

The listing, in the seller's words

Welcome to this meticulously maintained corner lot, brick, ranch-style home on the water in the highly sought after Lake Smith Terrace! Located conveniently near Town Center, the bases, the interstate, and the Bay. Updates include: windows, roof, floors, bathrooms, kitchen, appliances, water heater, light fixtures (2023), completely renovated and expanded master bathroom and closet (2023), HVAC (2024), fence in the front yard (2024), and a recently updated electric panel. This home has an inviting open concept layout, a cozy family room with a wood-burning fireplace, and three access points to the backyard terrace for easy entertaining. Come make this house your home!

Listing courtesy of Jennifer Johnson · Signature Homes · REIN MLS #10618130

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1969

Price / sqft

$260

HOA

None

Taxes

$5,085/yr

County

Virginia Beach VA

Waterfront

Yes

MLS #

10618130

Interior

Bedrooms
3
Full baths
2
Approx. sqft
2,211
Stories
1
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, PBR with Bath
Appliances
Dishwasher, Disposal, Dryer, Microwave, Elec Range, Refrigerator, Washer
Equipment
Ceiling Fan
Accessibility
Main Floor Laundry

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick
Pool
No Pool
Fencing
Back Fenced,Full
Waterfront
Lake

Utilities & systems

Heating
Heat Pump
Cooling
Central Air, Heat Pump
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.4409
Subdivision
LAKE SMITH TERRACE
Zoning
R10
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, Driveway Spc
Possession
NEGOTIABLE
Disclosures
Disclosure Statement

See more Virginia Beach waterfront homes.

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 515531

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Haygood

Haygood is an established neighborhood in northern Virginia Beach's Bayside area, centered near the intersection of Haygood Road and Independence Boulevard in the 23455 ZIP code.

$648K

Median sale · 12 mo

$247

Sold $/sq ft

15d

Days on market

5

For sale now

$73K

HH income

54.6%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Haygood →
Map of Haygood with neighborhood boundaryNeighborhood

Virginia Beach homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,575/mo

Principal & interest

$2,984

Property tax

$424

Home insurance

$168

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$409,000 – $712,010

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

4633 Copperfield RD · 0.3 mi · 2,186 sqft$530,000 sold 2026-03
1040 Ewell RD · 0.3 mi · 2,128 sqft$409,000 sold 2026-05
4717 Haygood Point RD · 0.3 mi · 2,466 sqft$712,010 sold 2026-04

Sale & Tax History

List Price

$575,000

Price / Sq Ft

$260

Annual Taxes

$5,085

Monthly Tax

$424

HOA

None

Tax Rate (effective)

0.88%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 24, 2026$575,000—
SoldMar 16, 2026$575,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Virginia Beach Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 948 W Ferry Plantation Rd in a good school zone?+
The assigned zones on the listing record are Pembroke Elementary (GreatSchools 8/10), Independence Middle (GreatSchools 6/10), Bayside (GreatSchools 4/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 948 W Ferry Plantation Rd in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is 948 W Ferry Plantation Rd a waterfront property?+
Yes. The listing record shows: Lake.
Does 948 W Ferry Plantation Rd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 948 W Ferry Plantation Rd built?+
It was built in 1969, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jennifer Johnson · Signature Homes · REIN MLS #10618130

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

🏡 Similar homes for saleWhat's my home worth?
948 W Ferry Plantation Rd, Virginia Beach — photo

This one's sold — the next one doesn't have to be.

🏡 Homes for sale in Virginia BeachCall or text (757) 777-7577

948 W Ferry Plantation Rd, Virginia Beach, Virginia 23455 · MLS #10618130 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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