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Virginia BeachPECAN GARDENS646 Garfield Ave✓ Source: REIN MLS #10636054 · record updated Jul 2, 2026 · synced every 2 min · your inquiry is never resold
646 Garfield AVE, VIRGINIABEACH VA 23452 - Main photo
646 Garfield AVE, VIRGINIABEACH VA 23452 - Photo 2
646 Garfield AVE, VIRGINIABEACH VA 23452 - Photo 3
646 Garfield AVE, VIRGINIABEACH VA 23452 - Photo 4
646 Garfield AVE, VIRGINIABEACH VA 23452 - Photo 5
$344,900
$232 / sqft · est. $2,107/mo →
4beds
2baths
1,485sqft
20days on market

646 Garfield Ave, Virginia Beach, VA 23452

Under ContractResidential · built 1986 · PECAN GARDENS

About this home

The listing, in the seller's words

This well maintained home has classic modern features, and upgrades throughout. Newer stainless steal appliances, granite counter tops, brand new HVAC compressor, newer water heater and windows. Centrally located to shopping, dinning, and interstates. This corner lot home has a large yard and privacy fence ready to host your summer barbecue.

Listing courtesy of Ann Davis · BHHS RW Towne Realty · REIN MLS #10636054

VaHome team overview

Our read on this home

At a glance

646 Garfield Ave is a four-bedroom, two-bath home in Virginia Beach built in 1986, offering 1,485 square feet of living space just seven minutes from NAS Oceana. Everyday errands, green space, and fitness options are all within half a mile of the front door.

Read the full overview ↓

Why this home stands out

What sets 646 Garfield Ave apart is the combination of a practical four-bedroom layout and an almost absurdly convenient location. Two grocery options, multiple parks, two gyms, and a handful of quick-bite spots are all reachable in under ten minutes on foot or by bike. For households that want to spend less time commuting and more time living, the address does a lot of the heavy lifting.

PECAN GARDENS and the Virginia Beach real estate market

646 Garfield Ave sits in the Bow Creek corridor of Virginia Beach — a well-established, inland section of the city that trades oceanfront drama for genuine everyday livability. Streets here are lined with mature trees, and the neighborhood has the settled, unhurried feel that comes from decades of owner-occupied homes. Bow Creek Recreation Center anchors the community with recreation programming and green space, while Pecan Gardens Park and the Hannibal Street Neighborhood Arboretum give you quiet spots to decompress without driving anywhere. Virginia Beach is a year-round city, and one thing locals appreciate is that even va beach in winter stays mild enough for outdoor walks and weekend activity — this neighborhood rewards that lifestyle. The broader Chimney Hill and Bow Creek area is close to the Virginia Beach Expressway, making it easy to reach Town Center, the Oceanfront, or any of the region's military installations without fighting traffic for long. It's the kind of address that works hard in the background so daily life feels effortless.

What's nearby

Day-to-day errands practically run themselves from Garfield Ave. ALDI and a BP station are both 0.4 miles away for grocery runs, and Metro Mart Int'l African Restaurant at 0.8 miles adds international pantry options. Bodega Cafe is just 0.3 miles out when you need a proper coffee stop. For a quick meal, Wendy's, Sonic Drive-In, and a 7-Eleven are all within 0.4 miles. Fitness is equally close — Crunch Fitness Chimney Hill and Powerhouse Boxing and Kickboxing are each 0.4 miles away, and Bow Creek Recreation Center is half a mile down the road. Pecan Gardens Park (0.3 mi), the Hannibal Street Neighborhood Arboretum (0.4 mi), and The Lakes Park (0.5 mi) round out the outdoor options.

For different buyers

For military families relocating

NAS Oceana is seven minutes away, and Dam Neck Annex is fourteen — two of Hampton Roads' most active installations within easy reach of a single address. A VA loan can make this four-bedroom layout even more accessible for qualifying service members and veterans. Four bedrooms also means space for a home office or a dedicated room for remote duty work, which matters more than ever for today's military households.

For families upgrading

Four bedrooms and two full baths give a growing family real room to spread out, and the 1,485-square-foot footprint keeps utility costs and maintenance manageable. Three parks within half a mile — including the Hannibal Street Neighborhood Arboretum — mean kids have genuine outdoor space without a long drive. The Bow Creek Recreation Center nearby adds structured programming options year-round.

More buyer questions

How far is 646 Garfield Ave from NAS Oceana?

NAS Oceana is approximately seven minutes by car from 646 Garfield Ave, making it one of the more convenient off-base addresses for personnel stationed there. Dam Neck Annex is about fourteen minutes away.

What grocery stores are near 646 Garfield Ave?

ALDI and a BP convenience store are both within 0.4 miles, and Metro Mart Int'l African Restaurant — which carries international grocery items — is 0.8 miles away. You're never far from a quick grocery run.

Are there parks within walking distance of 646 Garfield Ave?

Yes — Pecan Gardens Park is 0.3 miles away, the Hannibal Street Neighborhood Arboretum is 0.4 miles, and The Lakes Park is half a mile from the front door. All three are easily walkable.

Is 646 Garfield Ave in a flood zone?

Flood zone status for this address is displayed in the FloodRisk tile on this page, which pulls current FEMA map data. It's worth reviewing before making any decisions, and a local agent can help you interpret what it means for insurance.

What is the neighborhood like around 646 Garfield Ave?

The Bow Creek area is a well-established, tree-lined residential neighborhood with a calm, community-oriented feel. Bow Creek Recreation Center, multiple nearby parks, and walkable retail make it a practical and pleasant place to put down roots in Virginia Beach.

Ready to take a closer look at 646 Garfield Ave? Tom and Dariya Milan at LPT Realty know Virginia Beach inside and out — reach out and let's set up a walkthrough.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1986

Price / sqft

$232

HOA

None

Taxes

$2,598/yr

County

Virginia Beach VA

Waterfront

Yes

MLS #

10636054

Interior

Bedrooms
4
Full baths
2
Approx. sqft
1,485
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor BR, 1st Floor Primary BR, Converted Gar, Porch, Utility Room
Appliances
Dryer, Microwave, Elec Range, Refrigerator, Washer
Equipment
Cable Hookup, Ceiling Fan

Construction & exterior

Style
Cape Cod
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Back Fenced,Full,Picket
Waterfront
Not Waterfront

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1457
Subdivision
PECAN GARDENS
Zoning
R75
Ownership
Fee Simple
Garage
No
Parking
4 Space, Off Street, Driveway Spc, Street
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 515531

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Aircraft Zone Information

Aircraft Noise

65-70 dB DNL

Accident Potential Zone

Not in a mapped Accident Potential Zone

Source: U.S. Navy AICUZ — Air Installations Compatible Use Zones (via city GIS)

Explore this neighborhood

Princess Anne

Princess Anne Plaza is one of central Virginia Beach's larger established planned communities, set between Holland Road and Virginia Beach Boulevard near the Lynnhaven corridor in the 23452 ZIP code.

$370K

Median sale · 12 mo

$256

Sold $/sq ft

12d

Days on market

13

For sale now

$80K

HH income

82.4%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Princess Anne
Map of Princess Anne with neighborhood boundaryNeighborhood

see more Virginia Beach homes

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,107/mo

Principal & interest

$1,790

Property tax

$217

Home insurance

$101

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

129% of $267,800

City assessment record · taxes $2,598/yr

Land share of assessed value

37% — $100,000

Improvements $167,800 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$316,000$399,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3069 Glastonbury DR · 2.8 mi · 1,529 sqft$316,000 sold 2026-05
2057 Big Boulder DR · 2.8 mi · 1,444 sqft$390,250 sold 2026-03
2289 Speckled Rock LN · 2.8 mi · 1,430 sqft$399,900 sold 2026-03

Sale & Tax History

List Price

$344,900

Price / Sq Ft

$232

Annual Taxes

$2,598

Monthly Tax

$217

HOA

None

Tax Rate (effective)

0.75%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 12, 2026$344,900
Currently listed$344,900

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

29% above assessment

Total Assessed

$267,800

Land

$100,000

Improvement

$167,800

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Virginia Beach Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 646 Garfield Ave in a good school zone?+
The assigned zones on the listing record are Windsor Oaks Elementary (GreatSchools 4/10), Plaza Middle (GreatSchools 8/10), Green Run (GreatSchools 5/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 646 Garfield Ave in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 646 Garfield Ave?+
Yes — Powerhouse Boxing and Kickboxing is about 0.4 miles away, per the cached nearby-places record for this address.
Are there parks near 646 Garfield Ave?+
Pecan Gardens Park is about 0.3 miles away.
Where is the nearest grocery store to 646 Garfield Ave?+
bp is about 0.4 miles away. The closest dining on record is 7-Eleven (0.3 mi).
Does 646 Garfield Ave have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 646 Garfield Ave built?+
It was built in 1986, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Ann Davis · BHHS RW Towne Realty · REIN MLS #10636054

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

646 Garfield Ave, Virginia Beach — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

646 Garfield Ave, Virginia Beach, Virginia 23452 · MLS #10636054 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.