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Virginia BeachLAKE JAMES5408 Montague Cir✓ Source: REIN MLS #10631198 · record updated Jun 24, 2026 · synced every 2 min · your inquiry is never resold
5408 Montague CIR, VIRGINIA BEACH VA 23464 - Main photo
5408 Montague CIR, VIRGINIA BEACH VA 23464 - Photo 2
$475,000
$196 / sqft · est. $2,980/mo →
5beds
2.1baths
2,418sqft
61days on market

5408 Montague Cir, Virginia Beach, VA 23464

Off MarketResidential · built 1982 · LAKE JAMES

About this home

The listing, in the seller's words

Are you a buyer looking for your forever home?! This is the one! Explore the option of a 203k renovation loan and customize this home to fit your needs! Are you an investor looking for your next project?! This is one you don't want to miss out on. Nestled in the heart of the desirable Lake James community, this home boasts location, size, amenities and endless potential. Reach out today to schedule your own private tour!

Listing courtesy of Kristina Price · EXP Realty LLC · REIN MLS #10631198

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1982

Price / sqft

$196

HOA fee

$29/mo

Taxes

$4,168/yr

County

Virginia Beach VA

MLS #

10631198

HOA association includes

Boat Slip

$29/mo HOA fee · Lake James · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
5
Full baths
2
Half baths
1
Approx. sqft
2,418
Stories
2
Flooring
Carpet, Parquet, Vinyl
Ensuite bedrooms
1
Total rooms
9
Other rooms
Attic, Fin. Rm Over Gar, PBR with Bath, Pantry, Utility Room
Appliances
Dishwasher, Disposal, Dryer, Energy Star Appliance(s), Elec Range, Refrigerator, Washer, Washer Hookup
Equipment
Attic Fan, Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Colonial
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Heat Pump, Programmable Thermostat, Zoned
Cooling
Central Air, Zoned
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.2300
Subdivision
LAKE JAMES
Zoning
R10
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 515531

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Lake Christopher

Lake Christopher is a scenic family-friendly neighborhood known for its beautiful waterfront views, lake-oriented recreational amenities, parks, and convenient shopping access.

1

For sale now

$100K

HH income

83.7%

Owner-occupied

U.S. Census ACS 2024 5-year

Explore Lake Christopher
Map of Lake Christopher with neighborhood boundaryNeighborhood

houses for sale in Virginia Beach

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,951/mo

Principal & interest

$2,465

Property tax

$347

Home insurance

$139

PMI

None

HOA/Condo (paid separately)

$29

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

111% of $429,700

City assessment record · taxes $4,168/yr

Land share of assessed value

38% — $165,000

Improvements $264,700 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$361,500$575,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1524 Brendle CT · 0.1 mi · 2,196 sqft$375,000 sold 2026-08
1520 Saybrook CV · 0.7 mi · 2,337 sqft$361,500 sold 2026-06
1640 Coolspring WAY · 0.4 mi · 2,170 sqft$385,000 sold 2026-07

Sale & Tax History

List Price

$475,000

Price / Sq Ft

$196

Annual Taxes

$4,168

Monthly Tax

$347

HOA fee

$29 / mo

Tax Rate (effective)

0.88%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 4, 2026$475,000
Currently listed$475,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

11% above assessment

Total Assessed

$429,700

Land

$165,000

Improvement

$264,700

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Virginia Beach Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 5408 Montague Cir in a good school zone?+
The assigned zones on the listing record are Fairfield Elementary (GreatSchools 5/10), Brandon Middle (GreatSchools 6/10), Tallwood (GreatSchools 7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 5408 Montague Cir in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 5408 Montague Cir have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is Lake James. Association amenities on record include: Boat Slip.
When was 5408 Montague Cir built?+
It was built in 1982, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Kristina Price · EXP Realty LLC · REIN MLS #10631198

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

5408 Montague Cir, Virginia Beach — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

5408 Montague Cir, Virginia Beach, Virginia 23464 · MLS #10631198 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.