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✓ Source: REIN MLS #10645095 · record updated Sep 3, 2026 · synced every 2 min · your inquiry is never resold
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3D aerial flyover
$995,500
4beds
4baths
3,351sqft
$297per sqft
22days on market

4828 Zivo Ct, Virginia Beach, VA 23455

SoldResidential · built 2009 · CHESAPEAKE BEACH · MLS #10645095

Price per sqft$297compare with nearby salesSchools
Frank W. CoxHigh8.2
Great NeckMiddle9.2
HermitageElementary5.7
VaHome School ScoreFlood
Low / moderate riskZone X
flood insurance not requiredHOANoneno HOA fee on the MLS recordSold for$995,500closed Aug 28, 2026Taxes$8,532/yrasking is 113% of assessmentCondo feeNAnot a condo

OverviewAbout this home

Look no further! This single-family home in sought after Chic's Beach offers beach living at its best!! Enjoy so many custom features in this home, four bedrooms, four full bathrooms with an open floor plan. Italian Marble flooring & Hard wood flooring throughout. SS appliances, great lighting, pre-wired surround sound throughout, with additional office space. The great patios are perfect for entertaining and enjoying the outdoors. This home includes a Generac Generator, central vacuum, an encapsulated crawl space and a beautiful lawn within ground sprinkler system. Close to the Bay, restaurants and the popular Commonwealth Brewing Co. Central to Airport, Bases, and the sought-after Great Neck Schools. Golf cart approved community. Priced below current appraisal.

Listing courtesy of Jeanine Montgomery · Howard Hanna Real Estate Svcs. · REIN MLS #10645095

Facts & features

TypeResidential
Year built2009
Price / sqft$297
HOANone
Taxes$8,532/yr
CountyVirginia Beach VA
MLS #10645095

Interior

Bedrooms
4
Full baths
4
Approx. sqft
3,351
Stories
2
Flooring
Marble, Wood
Ensuite bedrooms
2
Total rooms
8
Other rooms
Attic, Balcony, Breakfast Area, Foyer, Loft, PBR with Bath, Office/Study, Pantry, Porch, Utility Room
Appliances
220 V Elec, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Equipment
Backup Generator, Cable Hookup, Ceiling Fan, Central Vac, Gar Door Opener, Jetted Tub
Accessibility
Grab bars, Main Floor Laundry

Construction & exterior

Style
Contemp
Subtype
Detached
Foundation
Crawl
Roof
Composite
Exterior
Brick
Pool
No Pool
Fencing
Back Fenced

Utilities & systems

Heating
Forced Hot Air, Nat Gas
Cooling
16+ SEER A/C, Central Air, Heat Pump
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
CHESAPEAKE BEACH
Zoning
R5R
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, Close to Mass Transit, Off Street, Driveway Spc
Possession
AT CLOSE
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor

Keep searching in Virginia Beach

See all Virginia Beach homes for sale, including homes for sale in 23455, homes for sale zoned for Cox High School, and homes for sale zoned for Hermitage Elementary School. Nearby, look at Chic's Beach homes for sale, Virginia Beach waterfront homes for sale, Virginia Beach condos and townhomes for sale, and new construction homes in Virginia Beach.

Schools · VaHome School ScoreAssigned schools

Our own 1–10 rating, scored from Virginia Department of Education data.

HighFrank W. Cox High School
8.2/10
Up 0.2 from 2024–25
MiddleGreat Neck Middle School
9.2/10
Up 0.2 from 2024–25
ElementaryHermitage Elementary School
5.7/10
Down 0.4 from 2024–25

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Virginia Beach$845K – $1.1M4+ beds

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Military Commute

Drive times to nearest bases

Little Creek

Navy

10min·3.3mi

NAS Oceana

Navy

29min·14.6mi

NS Norfolk

Navy

20min·13.4mi

USCG Portsmouth

Coast Guard

22min·13.5mi

MARFORCOM

Marines

22min·14.3mi

Typical drive times from Google Maps, without live traffic. Rush hour and tunnel backups can add time.

Flood & environmentFlood risk (FEMA)

FEMA flood zone X · outside the high-risk area · FIRM 515531

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 515531

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn’t define a BFE here.

Property elevation

11.4 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA’s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service — actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhoodChic's Beach

Chic's Beach, Chesapeake Beach on the plat and in REIN, is the Virginia Beach neighborhood that fronts the Chesapeake Bay between the Lesner Bridge and Joint Expeditionary Base Little Creek, in ZIP 23455.

$557KMedian sale · 12 mo
$307Sold $/sq ft
25dDays on market
11For sale now
$88KHH income
39.8%Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Chic's Beach →
Map of Chic's Beach with neighborhood boundaryNeighborhood

homes for sale in Virginia Beach, VA →

CostPayment calculator

Estimates only. Taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$6,167/mo

Principal & interest

$5,165

Property tax

$711

Home insurance

$290

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & historyComparables

Asking vs. assessment113% of $879,600City assessment record · taxes $8,532/yr
Land share of assessed value41% · $357,000Improvements $522,600 · assessor record ✓
Price context: similar nearby homes$579,900 – $785,000The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price, not an appraisal or an estimate of this home's value.
1448 Iredell CT · 2.2 mi · 3,315 sqft$785,000 sold 2026-01
4640 Miles Standish RD · 2.2 mi · 3,000 sqft$579,900 sold 2026-02
816 Mariposa CT · 2.6 mi · 3,185 sqft$610,000 sold 2026-03

Own a home nearby? See what it is worth today: What's your Virginia Beach home worth?

Sale & Tax History

List Price

$995,500

Price / Sq Ft

$297

Annual Taxes

$8,532

Monthly Tax

$711

HOA

None

Tax Rate (effective)

0.86%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 12, 2026$995,500—
Price reducedSep 3, 2026$995,500−$54,500
SoldAug 28, 2026$995,500—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

13% above assessment

Total Assessed

$879,600

Land

$357,000

Improvement

$522,600

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Virginia Beach Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

CompareThis home next to what else is for sale nearby

HomePriceBedsBathsSqft$ / sqft
4828 Zivo Ctthis home$995,500443,351$297
Loading nearby homes for sale…

Active comparables from the REIN MLS, the same homes shown under Comparable Properties. Context for judging the asking price, not an appraisal.

Questions buyers ask

Is 4828 Zivo Ct in a good school zone?
The assigned zones on the listing record are Hermitage Elementary (VaHome School Score 5.7/10), Great Neck Middle (VaHome School Score 9.2/10), Frank W. Cox (VaHome School Score 8.2/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 4828 Zivo Ct in a flood zone?
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 4828 Zivo Ct have an HOA?
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 4828 Zivo Ct built?
It was built in 2009, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data. Never invented.

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Listing courtesy of Jeanine Montgomery · Howard Hanna Real Estate Svcs. · REIN MLS #10645095

4828 Zivo Ct, Virginia Beach, Virginia 23455 · MLS #10645095 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed; verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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