Virginia Beach › CHESAPEAKE BEACH › 4828 Zivo Ct✓ Source: REIN MLS #10645095 · record updated Sep 3, 2026 · synced every 2 min · your inquiry is never resold

4828 Zivo CT, VIRGINIA BEACH VA 23455 - Main photo

$995,500

4beds

4baths

3,351sqft

22days on market

4828 Zivo Ct, Virginia Beach, VA 23455

SoldResidential · built 2009 · CHESAPEAKE BEACH

Facts & features

Type

Residential

Year built

2009

Price / sqft

$297

HOA

None

Taxes

$8,532/yr

County

Virginia Beach VA

MLS #

10645095

Interior

Bedrooms: 4
Full baths: 4
Approx. sqft: 3,351
Stories: 2
Flooring: Marble, Wood
Ensuite bedrooms: 2
Total rooms: 8
Other rooms: Attic, Balcony, Breakfast Area, Foyer, Loft, PBR with Bath, Office/Study, Pantry, Porch, Utility Room
Appliances: 220 V Elec, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Equipment: Backup Generator, Cable Hookup, Ceiling Fan, Central Vac, Gar Door Opener, Jetted Tub
Accessibility: Grab bars, Main Floor Laundry

Construction & exterior

Style: Contemp
Subtype: Detached
Foundation: Crawl
Roof: Composite
Exterior: Brick
Pool: No Pool
Fencing: Back Fenced

Utilities & systems

Heating: Forced Hot Air, Nat Gas
Cooling: 16+ SEER A/C, Central Air, Heat Pump
Water heater: Gas
Water: City/County
Sewer: City/County

Lot, parking & ownership

Subdivision: CHESAPEAKE BEACH
Zoning: R5R
Ownership: Fee Simple
Garage: Yes
Parking: Garage Att 1 Car, Close to Mass Transit, Off Street, Driveway Spc
Possession: AT CLOSE
Disclosures: Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Look no further! This single-family home in sought after Chic's Beach offers beach living at its best!! Enjoy so many custom features in this home, four bedrooms, four full bathrooms with an open floor plan. Italian Marble flooring & Hard wood flooring throughout. SS appliances, great lighting, pre-wired surround sound throughout, with additional office space. The great patios are perfect for entertaining and enjoying the outdoors. This home includes a Generac Generator, central vacuum, an encapsulated crawl space and a beautiful lawn within ground sprinkler system. Close to the Bay, restaurants and the popular Commonwealth Brewing Co. Central to Airport, Bases, and the sought-after Great Neck Schools. Golf cart approved community. Priced below current appraisal.

Listing courtesy of Jeanine Montgomery · Howard Hanna Real Estate Svcs. · REIN MLS #10645095

Keep searching in Virginia Beach

See all Virginia Beach homes for sale, including homes for sale in 23455, homes for sale zoned for Cox High School, and homes for sale zoned for Hermitage Elementary School. Browse every listing among homes for sale in Virginia Beach — updated from the REIN MLS every few minutes. Nearby, look at Chic's Beach homes for sale, Virginia Beach waterfront homes for sale, Virginia Beach condos and townhomes for sale, and new construction homes in Virginia Beach.

Homes like this one sell fast — see the next one first

Virginia Beach$845K – $1.1M4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

ElementaryHermitage Elementary School
6.1/10
MiddleGreat Neck Middle School
9/10
HighFrank W. Cox High School
8/10

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 515531

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Chic's Beach

Chic's Beach is a bay-front neighborhood known for its casual beach lifestyle, tight-knit community feel, and waterfront access.

$557K

Median sale · 12 mo

$311

Sold $/sq ft

23d

Days on market

For sale now

$88K

HH income

39.8%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Chic's Beach →

Neighborhood

browse Virginia Beach listings →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$6,167/mo

Down payment20% · $199,100

Interest rate6.75%

Loan term30 years

Principal & interest

$5,165

Property tax

$711

Home insurance

$290

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

113% of $879,600

City assessment record · taxes $8,532/yr

Land share of assessed value

41% — $357,000

Improvements $522,600 · assessor record ✓

Price context — similar nearby homes

$579,900 – $785,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1448 Iredell CT · 2.2 mi · 3,315 sqft$785,000 sold 2026-01

4640 Miles Standish RD · 2.2 mi · 3,000 sqft$579,900 sold 2026-02

816 Mariposa CT · 2.6 mi · 3,185 sqft$610,000 sold 2026-03

Own a home nearby? See what it is worth today — What's your Virginia Beach home worth?

Sale & Tax History

List Price

$995,500

Price / Sq Ft

$297

Annual Taxes

$8,532

Monthly Tax

$711

HOA

None

Tax Rate (effective)

0.86%

Sale Timeline (this listing)

Event	Date	Price	Detail
Listed	Aug 12, 2026	$995,500	—
Price reduced	Sep 3, 2026	$995,500	−$54,500
Sold	Aug 28, 2026	$995,500	—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

13% above assessment

Total Assessed

$879,600

Land

$357,000

Improvement

$522,600

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Virginia Beach Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 4828 Zivo Ct in a good school zone?+

The assigned zones on the listing record are Hermitage Elementary (VaHome School Score 6.1/10), Great Neck Middle (VaHome School Score 9/10), Frank W. Cox (VaHome School Score 8/10). School attendance zones can change — always confirm enrollment with the local school division.

Is 4828 Zivo Ct in a flood zone?+

FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.

Does 4828 Zivo Ct have an HOA?+

No — there are no HOA, condo, or association dues on the listing record for this property.

When was 4828 Zivo Ct built?+

It was built in 2009, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jeanine Montgomery · Howard Hanna Real Estate Svcs. · REIN MLS #10645095

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

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4828 Zivo Ct, Virginia Beach, Virginia 23455 · MLS #10645095 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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