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Virginia Beach › HARBOUR POINT › 407 Harbour Pt #104✓ Source: REIN MLS #10649176 · record updated Oct 3, 2026 · synced every 2 min · your inquiry is never resold
407 Harbour PT #104, VIRGINIA BEACH VA 23451 - Main photo
407 Harbour PT #104, VIRGINIA BEACH VA 23451 - Photo 2
407 Harbour PT #104, VIRGINIA BEACH VA 23451 - Photo 3
407 Harbour PT #104, VIRGINIA BEACH VA 23451 - Photo 4
407 Harbour PT #104, VIRGINIA BEACH VA 23451 - Photo 5
2beds
2baths
1,200sqft
50days on market

407 Harbour Pt #104, Virginia Beach, VA 23451

Under ContractResidential · built 1986 · HARBOUR POINT

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Bulkhead, Deep Water, Deep Water Access, Dock, Navigable, Tidal.

Frontage

Tidal ✓ VERIFIED

Dock

Dock

Shoreline

Bulkheaded

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

1986

Price / sqft

$283

Condo fee

$485/mo

Taxes

$3,525/yr

County

Virginia Beach VA

Waterfront

Yes

MLS #

10649176

Condo association includes

ClubhouseDockGated CommunityGround MaintPoolSewerTrash PickupWater

$485/mo condo fee · Harbour Point Condominium Association · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
2
Full baths
2
Approx. sqft
1,200
Stories
1
Flooring
Carpet, Ceramic
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
5
Other rooms
1st Floor BR, 1st Floor Primary BR, Assigned Storage, PBR with Bath, Porch, Utility Closet
Appliances
Dishwasher, Disposal, Dryer, Microwave, Elec Range, Refrigerator, Washer
Equipment
Ceiling Fan

Construction & exterior

Style
Lo Rise
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
EIFS
Pool
No Pool
Waterfront
Bulkhead,Deep Water,Deep Water Access,Dock,Navigable,Tidal
Deep-water access
Yes

Utilities & systems

Heating
Electric, Heat Pump, Programmable Thermostat
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
HARBOUR POINT
Unit / floor
1
Zoning
RT3
Ownership
Condo
Garage
No
Parking
1 Space, Assigned/Reserved, Off Street
Possession
AT SETTLEMENT
Miscellaneous
Pet Restrictions
Disclosures
Call for Others, Common Interest Community, Deed Restrictions/Covenants, Disclosure Statement, Related to Seller, Resale Certif Req

See more Virginia Beach waterfront homes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Come home to resort-style living at Harbour Point, a gated waterfront community on Rudee Inlet. This first-floor, single-level 2-bedroom, 2-bath condo offers approximately 1,200 sq ft with an open layout, abundant natural light, and fresh neutral paint — move-in ready. The primary suite features a full bath and walk-in closet. A brand-new (8/2026) AC system with a 10-year warranty was just installed, and a new washer and dryer (3/2026) convey with the home. The community features a marina, boardwalk, gazebo over the water, and a pool with covered cabana, outdoor shower, sink, fridge, and ice machine, plus rentable kayak racks and fish-cleaning stations. Boat slips available to purchase or rent (none conveys). Minutes to the Oceanfront boardwalk, dining, shopping, and entertainment. Flood Zone X (low risk).

Listing courtesy of Williams Locke · Fathom Realty · REIN MLS #10649176

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Two-bedroom, two-bath condo in Virginia Beach with easy access to Dam Neck Annex and NAS Oceana. Built in 1986 and offering 1,200 square feet of living space. Located in a waterfront community near shopping and dining.

Keep searching in Virginia Beach

See all Virginia Beach homes for sale, including homes for sale in 23451, homes for sale zoned for First Colonial High School, and homes for sale zoned for Cooke Elementary School. Browse every listing among homes for sale in Virginia Beach — updated from the REIN MLS every few minutes. Nearby, look at Rudee Heights homes for sale, Virginia Beach waterfront homes for sale, Virginia Beach condos and townhomes for sale, and new construction homes in Virginia Beach.

Read the full overview ↓

Why this home stands out

This 1,200-square-foot condo sits in Harbour Pointe, a well-established waterfront community. You get two bedrooms and two full baths in a compact, efficient layout. The location puts you minutes from both Dam Neck Annex and NAS Oceana, making it practical for active-duty and civilian commuters. The building offers the convenience of condo living without a sprawling yard to maintain.

HARBOUR POINT and the Virginia Beach real estate market

Harbour Pointe is a mature waterfront community where residents enjoy direct water access and a strong sense of place. The neighborhood attracts people drawn to the water-view lifestyle and the ease of condo ownership. Virginia Beach itself is a vibrant coastal city with a robust military presence, thriving commercial corridors, and year-round outdoor recreation. The 23451 zip code sits in the southeastern part of the city, near the oceanfront and close to major employers. Getting around is straightforward: roads connect easily to Dam Neck Annex in about five minutes and NAS Oceana in roughly seven minutes. Shopping, dining, and entertainment are nearby on Shore Drive and in the surrounding commercial areas. Anyone comparing homes for sale in 23451 will find this location offers both waterfront character and military proximity. Virginia Beach homes for sale span a wide range of styles and price points across the city's neighborhoods.

What's nearby

Harbour Pointe sits close to the water and near several commercial districts. Shore Drive runs nearby with shops, restaurants, and services. The oceanfront and Virginia Beach's public beaches are a short drive away. Parks and recreational facilities dot the area, offering walking paths and waterfront access. Grocery stores and pharmacies are within minutes. The neighborhood's waterfront setting means water views and outdoor activities are part of daily life here.

For different buyers

Base commute and VA loan notes

Dam Neck Annex is about five minutes away, and NAS Oceana is roughly seven minutes from this address. VA loan financing is widely available in this market. The condo's two-bedroom layout and established community make it straightforward to move in quickly. No yard maintenance means more time for what matters most.

Room to grow

Two bedrooms and two full baths give you room to spread out without excess space to manage. The efficient 1,200-square-foot layout works well for those seeking a low-maintenance footprint. Condo living means no yard work or major exterior upkeep. Storage and parking are built into the community design, and the waterfront location adds everyday appeal.

More buyer questions

How far is 407 Harbour PT from Dam Neck Annex?

The commute is about five minutes by car, making it one of the shortest drives in Virginia Beach for personnel stationed there.

What is the drive time to NAS Oceana?

NAS Oceana is roughly seven minutes away, depending on traffic and which gate you use.

Are there homes for sale zoned for First Colonial High School and homes for sale zoned for Cooke Elementary School near this address?

Yes, this address falls within those school zones, and the neighborhood has other properties in similar attendance areas.

Does this condo have water access or water views?

Harbour Pointe is a waterfront community, and many units in the complex enjoy water views or direct water access through community amenities.

Is there parking at the condo?

Yes, the building includes parking as part of the condo community; specific details are available through a property tour or listing documents.

Ready to explore this waterfront condo? Contact Tom & Dariya Milan to schedule a showing and learn more about life in Harbour Pointe.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Virginia Beach$285K – $395K2+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 515531

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 515531

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

9.9 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Aircraft Zone Information

Aircraft Noise

65-70 dB DNL

Accident Potential Zone

Not in a mapped Accident Potential Zone

Source: U.S. Navy AICUZ — Air Installations Compatible Use Zones (via city GIS)

Explore this neighborhood

Rudee Heights

Rudee Heights is a compact waterfront neighborhood at the south end of the Virginia Beach Oceanfront. It sits on the peninsula between Lake Rudee and Lake Wesley, near Rudee Inlet.

1

For sale now

$176K

HH income

81.7%

Owner-occupied

U.S. Census ACS 2024 5-year

Explore Rudee Heights →
Map of Rudee Heights with neighborhood boundaryNeighborhood

browse Virginia Beach listings →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,157/mo

Principal & interest

$1,764

Property tax

$294

Home insurance

$99

PMI

None

HOA/Condo (paid separately)

$485

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$330,000 – $835,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

407 Harbour PT #204 · 0 mi · 1,200 sqft$340,000 sold 2026-03
411 Harbour PT #102 · 0 mi · 1,200 sqft$350,000 sold 2026-09
423 Harbour PT #102 · 0.1 mi · 1,200 sqft$420,000 sold 2026-09

Own a home nearby? See what it is worth today — What's your Virginia Beach home worth?

Sale & Tax History

List Price

$339,900

Price / Sq Ft

$283

Annual Taxes

$3,525

Monthly Tax

$294

Condo fee

$485 / mo

Tax Rate (effective)

1.04%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 14, 2026$339,900—
Price reducedSep 18, 2026$339,900−$5,000
Currently listed—$339,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Virginia Beach Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 407 Harbour Pt #104 in a good school zone?+
The assigned zones on the listing record are W.T. Cooke Elementary (VaHome School Score 6.3/10), Virginia Beach Middle (VaHome School Score 7.1/10), First Colonial (VaHome School Score 8.2/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 407 Harbour Pt #104 in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is 407 Harbour Pt #104 a waterfront property?+
Yes. The listing record shows: Bulkhead,Deep Water,Deep Water Access,Dock,Navigable,Tidal.
Does 407 Harbour Pt #104 have a condo association?+
Yes — condo association fees are on record for this unit (the current amount is shown in the facts section on this page). The association of record is Harbour Point Condominium Association. Association amenities on record include: Clubhouse, Dock, Gated Community, Ground Maint, Pool, Sewer, Trash Pickup, Water.
When was 407 Harbour Pt #104 built?+
It was built in 1986, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Williams Locke · Fathom Realty · REIN MLS #10649176

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

407 Harbour Pt #104, Virginia Beach — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

407 Harbour Pt #104, Virginia Beach, Virginia 23451 · MLS #10649176 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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