Skip to main content
MathewsMATHEWS558 Seaford Ln✓ Source: REIN MLS #10637414 · record updated Jun 10, 2026 · synced every 5 min · your inquiry is never resold
558 Seaford LN, MATHEWS VA 23109 - Main photo
558 Seaford LN, MATHEWS VA 23109 - Photo 2
558 Seaford LN, MATHEWS VA 23109 - Photo 3
558 Seaford LN, MATHEWS VA 23109 - Photo 4
558 Seaford LN, MATHEWS VA 23109 - Photo 5
$1,350,000
$338 / sqft · est. $8,749/mo →
4beds
4.1baths
4,000sqft
8days on market

558 Seaford Ln, Mathews, VA 23109

ActiveResidential · built 2014 · MATHEWS

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Creek, Deep Water, Dock.

Frontage

Creek ✓ VERIFIED

Dock

Dock

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

About this home

The listing, in the seller's words

Beautiful custom built brick home in "Seaford Estates", a waterfront community of only 5 homes on over 100 acres and desirable Stutts Creek, only minutes to the Chesapeake Bay and a sandy island just off Gwynns Island. Home has brick quoins and rollock accents and guest house only minutes to the Chesapeake Bay and Mathews Yacht Club by boat. Home is not in a flood zone. Over 2 acres with nearly 400' of waterfront and 225' of rip rap feet on a point of land. Huge pier with extra mooring poles for larger boat. Water at pier also. Open floor plan for todays living. Water Views from every room on the rear of the house. Enjoy those late afternoons on the rear porch overlooking the creek and big back yard for entertaining. All four bedrooms have private ensuite baths. Custom kitchen cabinets with granite countertops and large pantry. Double oven and a gas cook top with buried propane tank. Multiple storage areas plus an attic. Custom made balcony railing with a Blue Heron design. There is a matching detached garage/apartment with over 750 square feet of living space and the same brick quoins and rollock accents as the main home featuring HVAC, 1 1/2 bath and laundry area that could be fully self contained. Currently in sheet rock stage ready to be completed. Total living space of over 4000 square feet(3250 house, 750 guest house apartment), 5 bedrooms, 5 baths and 2 half baths at this property. This home is about 5 minutes from downtown Mathews shopping and restaurants and less than 20 minutes to major shopping in Gloucester and the hospital. Emergency services are less than 5 minutes away. This beautiful home is also NOT in a flood zone.

Listing courtesy of Michael Brown · Bay and River Real Estate LLC · REIN MLS #10637414

VaHome team overview

Our read on this home

At a glance

558 Seaford Lane is a 4,000-square-foot, four-bedroom, four-and-a-half-bath home built in 2014 in Mathews, Virginia. With generous living space, a thoughtful layout, and the quiet character of Mathews County, this address offers a genuinely different pace of life on the Middle Peninsula.

Read the full overview ↓

Why this home stands out

What sets 558 Seaford Lane apart is the combination of scale and setting that's rare in Mathews County. At 4,000 square feet with four full baths plus a half bath, this 2014-built home delivers the kind of room count and finish quality you'd expect in a larger metro market — without the density. The Middle Peninsula lifestyle, with its waterfront culture and unhurried rhythm, wraps around a home that's genuinely built for how people actually live.

About the Mathews real estate market

Mathews, Virginia sits at the tip of the Middle Peninsula, surrounded on three sides by the Chesapeake Bay and its tidal tributaries. It's one of the smallest counties in the Commonwealth, and that intimacy shows — in the one-stoplight courthouse village, the working waterfront, and the neighbors who actually know each other. Life here orbits around the water: kayaking, crabbing, sailing, and long drives down county roads lined with farmland and marsh grass. The Mathews County primary keyword is a genuinely unhurried coastal community where people choose to live intentionally, not just conveniently. The town center is compact and walkable, with local businesses that have been around for generations. Mathews County sits within the Northern Neck and Middle Peninsula region, close enough to Gloucester and Williamsburg for larger shopping and services, yet far enough removed to feel like a world apart. If you've been searching for a home that trades commute culture for coastline, Seaford Lane delivers exactly that.

What's nearby

Day-to-day errands are manageable right from the neighborhood. Howard-Dooley Cafe is just 0.8 miles away and has the kind of local-institution energy that makes weekday mornings feel less routine. Linda's Diner, also about a mile out, is a reliable spot for a sit-down meal without driving far. For quick stops, a 7-Eleven and Dollar General are both within a mile. Mathews County Parks and Recreation is 0.8 miles away — a convenient anchor for outdoor time, community events, and keeping kids active. Gloucester Courthouse, with broader retail and dining, is a short drive north.

For different buyers

For military families relocating

Naval Weapons Station Yorktown is approximately 42 minutes from 558 Seaford Lane, and Camp Peary runs about 40 minutes out. For service members who want to separate home life from base life entirely, Mathews County delivers that buffer in a meaningful way. A VA loan can make a home at this price point and square footage more accessible — and this address gives a military family serious space to spread out.

For buyers drawn to character

If your search has been driven by a feeling — the pull toward somewhere quieter, more connected to land and water, less defined by traffic and strip malls — then Mathews County deserves a serious look. At 558 Seaford Lane, you're getting 4,000 square feet of 2014-built quality in a county where the Chesapeake Bay sets the pace. That's not a compromise. That's a deliberate upgrade in how you live.

More buyer questions

How far is 558 Seaford Lane from Naval Weapons Station Yorktown?

Naval Weapons Station Yorktown is approximately 42 miles from 558 Seaford Lane, translating to roughly a 42-minute drive via Route 17 and the George P. Coleman Memorial Bridge. The route is straightforward and largely rural.

How far is 558 Seaford Lane from Camp Peary?

Camp Peary is approximately 40 minutes from this address, following a similar route through Gloucester and into York County. It's a manageable commute for those stationed there.

What is the flood risk situation for this address?

Mathews County has low-lying coastal areas, and flood zone status varies significantly by parcel. Check the dedicated FloodRisk tile on this page for the specific FEMA designation assigned to 558 Seaford Lane.

Is there an HOA at 558 Seaford Lane?

HOA status for this address should be confirmed through current property disclosures. Mathews County has a mix of deed-restricted and non-restricted communities, so it's worth verifying directly.

What is Mathews County like as a place to live?

Mathews is a small, water-oriented county on Virginia's Middle Peninsula, known for its Chesapeake Bay access, tight-knit community feel, and distinctly slower pace compared to Hampton Roads or the Richmond suburbs. It draws people who want space, nature, and genuine small-town character.

Tom and Dariya Milan at LPT Realty know Mathews County and the Middle Peninsula well. Reach out through vahome.com to ask questions or schedule a visit to 558 Seaford Lane.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryLee Jackson
  • MiddleThomas Hunter Middle
  • HighMathews

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2014

Price / sqft

$338

HOA fee

$1,000/mo

Taxes

$4,200/yr

County

Mathews County VA

Waterfront

Yes

MLS #

10637414

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

The flood answer first — quantified, not buried

FEMA flood zone X · outside the high-risk area · FIRM 51115C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Homes at this tier often trade in cash or portfolio financing — the calculator below shows a financed view; taxes are from the public record.

Estimate your monthly payment

$8,749/mo

Principal & interest

$7,005

Property tax

$350

Home insurance

$394

PMI

None

HOA

$1,000

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Sale & Tax History

List Price

$1,350,000

Price / Sq Ft

$338

Annual Taxes

$4,200

Monthly Tax

$350

HOA fee

$1,000 / mo

Tax Rate (effective)

0.31%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 2, 2026$1,350,000
Currently listed$1,350,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Mathews Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

8 days on market — read it in context

Higher-priced homes market more slowly by nature: the buyer pool is smaller and diligence is heavier. Days-on-market at this tier is a rhythm, not a warning.

Questions buyers ask

Real questions, answered from the record

Is 558 Seaford Ln in a good school zone?+
The assigned zones on the listing record are Lee Jackson, Thomas Hunter Middle, Mathews. School attendance zones can change — always confirm enrollment with the local school division.
Is 558 Seaford Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Are there parks near 558 Seaford Ln?+
Mathews County Parks and Recreation is about 0.8 miles away.
Where is the nearest grocery store to 558 Seaford Ln?+
Dollar General is about 1 miles away. The closest dining on record is Howard-Dooley Cafe (0.8 mi).
Is 558 Seaford Ln a waterfront property?+
Yes. The listing record shows: Creek,Deep Water,Dock.
Does 558 Seaford Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is NA.
When was 558 Seaford Ln built?+
It was built in 2014, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Michael Brown · Bay and River Real Estate LLC · REIN MLS #10637414

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

558 Seaford Ln, Mathews, Virginia 23109 · MLS #10637414 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.