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✓ Source: REIN MLS #10614698 · record updated Mar 23, 2026 · synced every 2 min · your inquiry is never resold
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$550,000Last list price
3beds
2baths
1,275sqft
$431per sqft
Off the market since Mar 23, 2026

3850 Stumpy Lake Ln, Virginia Beach, VA 23456

Off MarketResidential · built 1965 · 0.54 acres · KEMPSVILLE HEIGHTS · MLS #10614698

Listing statusThis home is off the market

3850 Stumpy Lake Ln was listed for sale on Feb 21, 2026. The last list price was $550,000. The MLS record was last updated on Mar 23, 2026. It is not listed for sale in the REIN MLS.

OverviewAbout this home

Modern Farmhouse Luxury + Buildable Half-Acre Lot near Stumpy Lake Step into a gorgeously reimagined single-story retreat in Virginia Beach's beautiful Stumpy Lake area. This rare offering features a fully updated 3-bedroom, 2-bathroom residence paired with a subdivided, 0.541-acre buildable lot—perfect for a generational compound or a custom new-build project with no HOA restrictions. Sitting on a 0.289 acre lot, the heart of the 1,275 sq. ft. home is a chef-inspired kitchen that blends style and function. Flexible Space: The 324 sq. ft. garage is fully insulated with its own central heat and air. Beyond the pristine main house sits a lush, level 0.541-acre parcel already subdivided and ready for your vision. Bring your own builder and enjoy the privacy and freedom for everyone to enjoy!

Listing courtesy of Jonathan Minerick · homecoin.com · REIN MLS #10614698

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Riparian Rights.

Frontage

Waterfront ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

Facts & features

TypeResidential
Year built1965
Price / sqft$431
HOANone
Taxes$4,000/yr
CountyVirginia Beach VA
WaterfrontYes
MLS #10614698

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,275
Stories
1
Flooring
Other, Wood
First-floor bed & full bath
Yes
Total rooms
8
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic
Interior features
Cathedral Ceiling, Pull Down Attic Stairs
Appliances
220 V Elec, Dishwasher, Disposal, Dryer, Dryer Hookup, Range, Elec Range, Refrigerator, Trash Compactor, Washer, Washer Hookup
Equipment
Attic Fan, Ceiling Fan

Construction & exterior

Style
Farmhouse,Ranch
Subtype
Detached
Foundation
Sealed/Encapsulated Crawl Space
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Exterior features
Corner, Well
Pool
No Pool
Fencing
Chain Link
Waterfront
Riparian Rights

Utilities & systems

Heating
Forced Hot Air,Nat Gas
Cooling
Central Air,Heat Pump W/A
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.5410
Approx. acres
0.54
Subdivision
KEMPSVILLE HEIGHTS
Zoning
R10
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, 2 Space
Disclosures
Pet on Premises

See more Virginia Beach waterfront homes.

Sources: REIN MLS record

Schools · VaHome School ScoreAssigned schools

Our own 1–10 rating, scored from Virginia Department of Education data.

HighSalem High School
8.2/10
Up 0.2 from 2024–25
MiddleSalem Middle School
8.1/10
Down 0.5 from 2024–25
ElementaryGlenwood Elementary School
7.9/10
Up 0.2 from 2024–25

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

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Military Commute

Drive times to nearest bases

USCG Finance Ctr

Coast Guard

14min·7.7mi

NAS Oceana

Navy

22min·10.6mi

NNSY

Navy

26min·15.4mi

Dam Neck

Navy

24min·12.2mi

USCG Portsmouth

Coast Guard

24min·14.2mi

Typical drive times from Google Maps, without live traffic. Rush hour and tunnel backups can add time.

Flood & environmentFlood risk (FEMA)

FEMA flood zone X · outside the high-risk area · FIRM 515531

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 515531

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn’t define a BFE here.

Property elevation

10.3 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA’s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service — actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhoodKempsville

Kempsville is the historic crossroads at Princess Anne Road and Kempsville Road, and in REIN the name covers a cluster of subdivisions around it in ZIPs 23462 and 23464: Kempsville Lake, Kempsville Greens, Kempsville Colony and Kempsville Crossing.

$325KMedian sale · 12 mo
$208Sold $/sq ft
14dDays on market
7For sale now
$71KHH income
58.1%Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Kempsville →
Map of Kempsville with neighborhood boundaryNeighborhood

houses for sale in Virginia Beach →

Value & historyComparables

Price context: similar nearby homes$310,000 – $430,475The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for the last list price, not an appraisal or an estimate of this home's value.
4257 Eagle Rock CT · 0.5 mi · 1,436 sqft$422,000 sold 2026-07
3957 Pleasant Valley RD · 0.5 mi · 1,448 sqft$430,475 sold 2026-04
3917 Adonis CT · 1.3 mi · 1,257 sqft$384,900 sold 2026-09

Own a home nearby? See what it is worth today: What's your Virginia Beach home worth?

Sale & Tax History

List Price

$550,000

Price / Sq Ft

$431

Annual Taxes

$4,000

Monthly Tax

$333

HOA

None

Tax Rate (effective)

0.73%

Sale Timeline (this listing)

EventDatePriceDetail
ListedFeb 21, 2026$550,000—
Off market—$550,000Last list price

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Virginia Beach Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

CompareThis home next to what else is for sale nearby

HomePriceBedsBathsSqft$ / sqft
3850 Stumpy Lake Lnthis home, last list price$550,000321,275$431
Loading nearby homes for sale…

Active comparables from the REIN MLS, the same homes shown under Comparable Properties. Context for judging the asking price, not an appraisal.

Questions about this home

Is 3850 Stumpy Lake Ln in a good school zone?
The assigned zones on the listing record are Glenwood Elementary (VaHome School Score 7.9/10), Salem Middle (VaHome School Score 8.1/10), Salem (VaHome School Score 8.2/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 3850 Stumpy Lake Ln in a flood zone?
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is 3850 Stumpy Lake Ln a waterfront property?
Yes. The listing record shows: Riparian Rights.
Does 3850 Stumpy Lake Ln have an HOA?
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 3850 Stumpy Lake Ln built?
It was built in 1965, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data. Never invented.

Off the marketSee what this home is worth now

This home is not listed for sale in the REIN MLS. The home value tool estimates a current value from recent nearby sales.

Homes for sale in Virginia Beach

Listing courtesy of Jonathan Minerick · homecoin.com · REIN MLS #10614698