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Virginia BeachPRINCESS ANNE PLAZA3540 Chester St✓ Source: REIN MLS #10621469 · record updated Jul 6, 2026 · synced every 2 min · your inquiry is never resold
3540 Chester ST, VIRGINIABEACH VA 23452 - Main photo
3540 Chester ST, VIRGINIABEACH VA 23452 - Photo 2
3540 Chester ST, VIRGINIABEACH VA 23452 - Photo 3
3540 Chester ST, VIRGINIABEACH VA 23452 - Photo 4
3540 Chester ST, VIRGINIABEACH VA 23452 - Photo 5
$308,000
$338 / sqft · est. $1,868/mo →
3beds
1baths
910sqft
130days on market

3540 Chester St, Virginia Beach, VA 23452

Under ContractResidential · built 1961 · PRINCESS ANNE PLAZA

About this home

The listing, in the seller's words

Centrally located in the heart of Virginia Beach, this charming 3-bedroom, 1-bath home offers easy access to major interstates, shopping, dining, and entertainment — making daily commutes and weekend plans a breeze! Fresh paint and brand-new flooring throughout give the home a clean, updated feel that's truly move-in ready and offers a blank canvas for you to personalize the home to your liking. Enjoy a spacious, fully fenced backyard perfect for pets, play, or entertaining. It also has a shed for added convenience and storage. With its prime location, recent updates, and affordability, this home presents a fantastic opportunity to own in Virginia Beach. Schedule your showing today!

Listing courtesy of Megan Gallaher · Howard Hanna Real Estate Svcs. · REIN MLS #10621469

VaHome team overview

Our read on this home

At a glance

3540 Chester Street is a cozy 1961 single-family home in Virginia Beach's Princess Anne Plaza neighborhood, offering 910 square feet of living space with 3 bedrooms and 1 bath — a compact, practical footprint just minutes from NAS Oceana.

Read the full overview ↓

Why this home stands out

What sets 3540 Chester Street apart is its location in a mature, established neighborhood where the streets are quiet and the lots have character. Built in 1961, the home carries the solid construction sensibility of its era on a real residential street — not a sprawling subdivision, but a genuine neighborhood with roots. For buyers who want proximity to two major military installations without paying for extra square footage they don't need, this address delivers.

PRINCESS ANNE PLAZA and the Virginia Beach real estate market

Princess Anne Plaza is one of Virginia Beach's most enduring mid-century neighborhoods, developed primarily through the late 1950s and 1960s when the city was still finding its shape. The streets here are lined with mature trees, and the homes have a settled, lived-in quality that newer subdivisions simply can't replicate. Neighbors tend to stay, and the community has a genuine sense of place. Chester Street itself is a quiet residential road — low traffic, walkable, and connected to the broader grid without feeling like a cut-through. Virginia Beach as a whole gives residents access to 35 miles of Atlantic coastline, a thriving restaurant and arts scene along the Oceanfront, and one of the most military-friendly cities on the East Coast. Princess Anne Plaza sits comfortably inland, away from the tourist corridor, which means you get all the benefits of the city without the seasonal congestion.

What's nearby

Daily errands are easy from Chester Street. Lynnhaven Mall is roughly 10 minutes west, covering everything from big-box retail to dining. Grocery options including Farm Fresh and Walmart Neighborhood Market are within a short drive. For green space, Red Wing Park is nearby and offers walking trails, Japanese gardens, and open fields. The Oceanfront boardwalk is about 15 minutes east — close enough for a weekend morning run or an evening out. Several local coffee shops and casual dining spots are scattered along Virginia Beach Boulevard and Independence Boulevard, both easily accessible from the neighborhood.

For different buyers

For military families relocating

Seven minutes to NAS Oceana and 14 minutes to JEB Little Creek-Fort Story — 3540 Chester Street is positioned well for service members at either installation. The home's modest size keeps things manageable during deployments, and a VA loan can make the path to ownership straightforward. Princess Anne Plaza has long been a go-to neighborhood for military families who want a real community, not a transient feel.

For first-time buyers

If you're stepping into homeownership for the first time, 910 square feet is a manageable place to start — lower utility costs, less maintenance overhead, and a price point that tends to be more accessible. Princess Anne Plaza is a stable, established neighborhood, which means you're not taking a gamble on an up-and-coming area. You're buying into a community with decades of track record behind it.

More buyer questions

How far is 3540 Chester Street from NAS Oceana?

NAS Oceana is approximately 7 minutes from 3540 Chester Street by car, making it one of the closer residential options to the base in Virginia Beach. The route is straightforward via Virginia Beach Boulevard.

How far is 3540 Chester Street from JEB Little Creek-Fort Story?

JEB Little Creek-Fort Story is about 14 minutes from Chester Street, heading northeast through the city. It's a practical commute for service members stationed there.

What is the Princess Anne Plaza neighborhood like?

Princess Anne Plaza is a mid-century residential neighborhood in Virginia Beach with mature trees, established streets, and a mix of long-term homeowners. It has a quiet, community-oriented character that distinguishes it from newer developments.

Is 3540 Chester Street in a flood zone?

Flood zone information for this property is displayed in the FloodRisk tile on this page, which pulls the current FEMA designation for the address.

What is the square footage and layout of the home at 3540 Chester Street?

The home offers 910 square feet of living space with 3 bedrooms and 1 bathroom, built in 1961 as a single-family residential property on Chester Street in Virginia Beach.

Want to know more about 3540 Chester Street or Princess Anne Plaza? Tom and Dariya Milan at LPT Realty are happy to walk you through the details — reach out and let's talk.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1961

Price / sqft

$338

HOA

None

Taxes

$2,164/yr

County

Virginia Beach VA

Waterfront

Yes

MLS #

10621469

Interior

Bedrooms
3
Full baths
1
Approx. sqft
910
Stories
1
Flooring
Carpet, Ceramic, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Pantry
Appliances
Dishwasher, Dryer, Dryer Hookup, None, Range, Elec Range, Refrigerator, Washer, Washer Hookup

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Back Fenced
Waterfront
Not Waterfront

Utilities & systems

Heating
Electric
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
PRINCESS ANNE PLAZA
Ownership
Fee Simple
Garage
No
Parking
Multi Car, Off Street, Driveway Spc, Street
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 515531

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Princess Anne

Princess Anne Plaza is one of central Virginia Beach's larger established planned communities, set between Holland Road and Virginia Beach Boulevard near the Lynnhaven corridor in the 23452 ZIP code.

$370K

Median sale · 12 mo

$256

Sold $/sq ft

11d

Days on market

15

For sale now

$80K

HH income

82.4%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Princess Anne
Map of Princess Anne with neighborhood boundaryNeighborhood

homes for sale in Virginia Beach

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,868/mo

Principal & interest

$1,598

Property tax

$180

Home insurance

$90

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

138% of $223,100

City assessment record · taxes $2,164/yr

Land share of assessed value

58% — $129,000

Improvements $94,100 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$195,000$319,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

233 Cassady AVE · 0.1 mi · 925 sqft$315,000 sold 2026-07
244 Melinda PL · 0.2 mi · 936 sqft$319,900 sold 2026-07
516 RIVERS RCH · 1.1 mi · 969 sqft$195,000 sold 2026-06

Sale & Tax History

List Price

$308,000

Price / Sq Ft

$338

Annual Taxes

$2,164

Monthly Tax

$180

HOA

None

Tax Rate (effective)

0.70%

Sale Timeline (this listing)

EventDatePriceDetail
ListedFeb 26, 2026$308,000
Price reducedJun 19, 2026$308,000−$2,000
Currently listed$308,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

38% above assessment

Total Assessed

$223,100

Land

$129,000

Improvement

$94,100

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Virginia Beach Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 3540 Chester St in a good school zone?+
The assigned zones on the listing record are Lynnhaven Elementary (GreatSchools 8/10), Plaza Middle (GreatSchools 8/10), Princess Anne (GreatSchools 7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 3540 Chester St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 3540 Chester St?+
Yes — UrLife Now Fitness is about 0.2 miles away, per the cached nearby-places record for this address.
Are there parks near 3540 Chester St?+
Plaza Methodist Park is about 0.3 miles away.
Where is the nearest grocery store to 3540 Chester St?+
Dollar General is about 0.3 miles away. The closest dining on record is Krazy Trompos (0.2 mi).
Does 3540 Chester St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 3540 Chester St built?+
It was built in 1961, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Megan Gallaher · Howard Hanna Real Estate Svcs. · REIN MLS #10621469

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

3540 Chester St, Virginia Beach — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

3540 Chester St, Virginia Beach, Virginia 23452 · MLS #10621469 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.