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Virginia Beach › SANDBRIDGE SHORES › 304 Ruddy Cres✓ Source: REIN MLS #10653075 · record updated Sep 27, 2026 · synced every 2 min · your inquiry is never resold
304 Ruddy CRES, VIRGINIA BEACH VA 23456 - Main photo
304 Ruddy CRES, VIRGINIA BEACH VA 23456 - Photo 2
304 Ruddy CRES, VIRGINIA BEACH VA 23456 - Photo 3
304 Ruddy CRES, VIRGINIA BEACH VA 23456 - Photo 4
304 Ruddy CRES, VIRGINIA BEACH VA 23456 - Photo 5
4beds
3.1baths
3,227sqft
16days on market

304 Ruddy Cres, Virginia Beach, VA 23456

ActiveResidential · built 1992 · SANDBRIDGE SHORES

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Bay, Canal, Navigable.

Frontage

Bay · Canal ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

1992

Price / sqft

$370

HOA

None

Taxes

$10,362/yr

County

Virginia Beach VA

Waterfront

Yes

MLS #

10653075

Interior

Bedrooms
4
Full baths
3
Half baths
1
Approx. sqft
3,227
Stories
3
Flooring
Carpet, Ceramic, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Balcony, Breakfast Area, In-Law Suite, PBR with Bath, Office/Study, Pantry, Porch, Utility Room
Appliances
220 V Elec, Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment
Ceiling Fan, Gar Door Opener, Jetted Tub

Construction & exterior

Style
Contemp, Split-Level
Subtype
Detached
Foundation
Pile
Roof
Composite
Exterior
Shingle
Pool
No Pool
Fencing
Partial
Waterfront
Bay,Canal,Navigable
Deep-water access
Yes

Utilities & systems

Heating
Heat Pump, Zoned
Cooling
Central Air, Zoned
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
SANDBRIDGE SHORES
Zoning
R15
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Multi Car, Driveway Spc, Street
Possession
SETTLEMENT
Disclosures
Disclosure Statement, Owner Agent, Special Tax Rate

See more Virginia Beach waterfront homes.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Waterfront living at its best on a private cul-de-sac! This beautiful home is a true waterfront retreat, complete with TWO private docks and a boat ramp—amazing for boating, fishing, kayaking and enjoying life on the water right from your backyard. Expansive double rear decks overlook the water and create an incredible setting for entertaining, relaxing and taking in the views. New roof was just installed September, 2026! Inside, the light-filled, open layout offers comfortable everyday living with a beautifully appointed kitchen featuring granite countertops, upgraded stainless steel appliances and sandstone flooring. The spacious primary suite is its own private retreat with a dedicated office and an extra-large walk-in closet the size of a bedroom. A first-floor suite provides excellent flexibility for guests, extended family or multigenerational living or the potential for a seperate rental space to generate some extra income! There is an extensive solar panel system that has been paid for and it just needs to be installed by new owner . Private, peaceful and designed to take full advantage of its waterfront setting, this property offers the perfect combination of everyday comfort and classic Sandbridge coastal back bay living!

Listing courtesy of Christopher Dennis · Sandbridge Coastal Real Estate · REIN MLS #10653075

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Four-bedroom, three-bath home on a quiet residential lot in Virginia Beach. Built in 1992 with over 3,200 square feet of living space. Close to Dam Neck Annex and NAS Oceana. A solid foundation for homes for sale in Virginia Beach.

Keep searching in Virginia Beach

See all Virginia Beach homes for sale, including homes for sale in 23456, homes for sale zoned for Floyd Kellam High School, and homes for sale zoned for Red Mill Elementary School. Browse every listing among homes for sale in Virginia Beach — updated from the REIN MLS every few minutes. Nearby, look at Sandbridge homes for sale, Virginia Beach waterfront homes for sale, Virginia Beach condos and townhomes for sale, and new construction homes in Virginia Beach.

Read the full overview ↓

Why this home stands out

This 1992-built home offers four bedrooms and 3.1 baths across 3,227 square feet, giving you plenty of room to spread out. The 0.37-acre lot provides outdoor space without overwhelming maintenance. Located just ten minutes from Dam Neck Annex, it's ideally positioned for base commuters. The home's layout and size make it a practical choice if you're comparing Virginia Beach homes for sale.

SANDBRIDGE SHORES and the Virginia Beach real estate market

You're in a residential pocket of Virginia Beach where tree-lined streets and established homes create a stable, quiet setting. The neighborhood feels settled and unpretentious—the kind of block that anchors homes for sale in 23456. Virginia Beach itself is a sprawling coastal city with over 450,000 residents, strong military ties, and a mix of urban and suburban living. Getting around is straightforward: major roads like Independence Boulevard and General Booth Boulevard connect you to shopping, dining, and the waterfront. The city balances active military culture with civilian neighborhoods, parks, and beach access. Anyone comparing homes for sale zoned for Floyd Kellam High School or homes for sale zoned for Red Mill Elementary School will find solid options throughout the area. You're never far from everyday needs—grocery stores, restaurants, and services dot the landscape.

What's nearby

Food for Thought restaurant sits just half a mile away, offering a quick dinner option without leaving the neighborhood. Virginia Beach's broader amenities are within a short drive: shopping centers, grocery chains, and parks. The city's recreational and cultural offerings—from beach access to museums—are accessible but not so close that traffic or crowds affect daily life here. You get the convenience of proximity without the noise.

For different buyers

Base commute and VA loan notes

About ten minutes to Dam Neck Annex and sixteen minutes to NAS Oceana—both straightforward commutes. VA loan financing is widely available for homes in this price range and location. Four bedrooms and outdoor space give you room to settle in without a long house-hunt. Move-in readiness means you can focus on the transition, not renovation.

Room to grow

Four bedrooms let each person claim their own space—or use one as a home office or guest room. Three full baths reduce morning conflicts and add flexibility. Over 3,200 square feet gives you room to grow without feeling cramped. The 0.37-acre lot provides yard space for outdoor activities and projects.

More buyer questions

How far is 304 Ruddy Cres from Dam Neck Annex?

About ten minutes by car, making it a convenient commute for base personnel.

What is the square footage of this home?

The home is 3,227 square feet with four bedrooms and 3.1 baths.

How many acres is the lot?

The lot is 0.37 acres, providing a manageable outdoor space.

When was this home built?

The home was built in 1992, giving it established neighborhood roots and proven construction.

Are there restaurants nearby?

Yes, Food for Thought restaurant is within half a mile, plus Virginia Beach offers many dining options throughout the city.

Ready to explore 304 Ruddy Cres? Contact Tom & Dariya Milan at LPT Realty to schedule a tour and learn more.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Virginia Beach$1M – $1.4M4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 515531

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 515531

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

6.4 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Sandbridge

Sandbridge is Virginia Beach's southernmost beach community. It is a roughly 4.5-mile barrier strip of low-rise coast. Locals often call it "Virginia's Outer Banks.

$1.06M

Median sale · 12 mo

$416

Sold $/sq ft

50d

Days on market

50

For sale now

$134K

HH income

82%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Sandbridge →
Map of Sandbridge with neighborhood boundaryNeighborhood

homes for sale in Virginia Beach →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Homes at this tier often trade in cash or portfolio financing — the calculator below shows a financed view; taxes are from the public record.

Estimate your monthly payment

$7,413/mo

Principal & interest

$6,201

Property tax

$864

Home insurance

$349

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

113% of $1,057,400

City assessment record · taxes $10,362/yr

Land share of assessed value

59% — $625,000

Improvements $432,400 · assessor record ✓

Price context — similar nearby homes

$1,200,000 – $2,740,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2852 Wood Duck DR · 0.1 mi · 3,252 sqft$1,200,000 sold 2026-07
2912 Sand Bend RD · 0.2 mi · 3,214 sqft$1,424,000 sold 2026-05
2927 Little Island RD · 0.2 mi · 3,368 sqft$1,295,000 sold 2026-09

Own a home nearby? See what it is worth today — What's your Virginia Beach home worth?

Sale & Tax History

List Price

$1,195,000

Price / Sq Ft

$370

Annual Taxes

$10,362

Monthly Tax

$864

HOA

None

Tax Rate (effective)

0.87%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 11, 2026$1,195,000—
Currently listed—$1,195,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

13% above assessment

Total Assessed

$1,057,400

Land

$625,000

Improvement

$432,400

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Virginia Beach Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

16 days on market — read it in context

Higher-priced homes market more slowly by nature: the buyer pool is smaller and diligence is heavier. Days-on-market at this tier is a rhythm, not a warning.

Questions buyers ask

Is 304 Ruddy Cres in a good school zone?+
The assigned zones on the listing record are Red Mill Elementary (VaHome School Score 8.9/10), Princess Anne Middle (VaHome School Score 9.8/10), Kellam (VaHome School Score 8.8/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 304 Ruddy Cres in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is 304 Ruddy Cres a waterfront property?+
Yes. The listing record shows: Bay,Canal,Navigable.
Does 304 Ruddy Cres have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 304 Ruddy Cres built?+
It was built in 1992, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Christopher Dennis · Sandbridge Coastal Real Estate · REIN MLS #10653075

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

304 Ruddy Cres, Virginia Beach — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

304 Ruddy Cres, Virginia Beach, Virginia 23456 · MLS #10653075 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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