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SmithfieldCHURCH SQUARE203 Oxford Ave #39-4✓ Source: REIN MLS #10642871 · record updated Jul 6, 2026 · synced every 5 min · your inquiry is never resold
203 Oxford AVE #39-4, SMITHFIELD VA 23430 - Main photo
203 Oxford AVE #39-4, SMITHFIELD VA 23430 - Photo 2
203 Oxford AVE #39-4, SMITHFIELD VA 23430 - Photo 3
203 Oxford AVE #39-4, SMITHFIELD VA 23430 - Photo 4
203 Oxford AVE #39-4, SMITHFIELD VA 23430 - Photo 5
$452,567
$238 / sqft · est. $3,037/mo →
2beds
2baths
1,898sqft
0days on market

203 Oxford Ave #39-4, Smithfield, VA 23430

New ListingResidential · built 2026 · CHURCH SQUARE

About this home

The listing, in the seller's words

***New Construction - Available Now!!!*** This popular Augusta model has everything 55+ are looking for: one-level living, a large, spacious kitchen with an entertaining island, lots of natural light, a private outdoor courtyard, a well-appointed owner's suite, a generous guest suite, flex space, storage galore - oversized 2-car garage! Boutique 55+ community steps from downtown Smithfield. Lively and engaged social activities, pool, fitness center, expansive clubhouse, and grounds. You don't want to miss this amazing opportunity! Please call to schedule your appointment with our on-site sales manager to learn more about this home and wonderful community! Low-maintenance living at Church Square: neighbors are friends, and life is never boring. Join in the fun and relax in your home.

Listing courtesy of Francis Lackman · CH Realty LLC · REIN MLS #10642871

VaHome team overview

Our read on this home

At a glance

203 Oxford Ave #39-4 is a brand-new 2-bedroom, 2-bath home in Smithfield, Virginia, offering 1,898 square feet of thoughtfully designed living space completed in 2026. It sits within easy reach of Isle of Wight County's charming small-town core and major Hampton Roads employment corridors.

Read the full overview ↓

Why this home stands out

New construction finished in 2026 means everything — systems, surfaces, fixtures — starts fresh with you. At 1,898 square feet across two bedrooms and two full baths, the layout gives each room genuine breathing room rather than squeezing square footage into awkward corners. Smithfield's slower pace and tight-knit community feel set this address apart from the denser, louder submarkets closer to the water, while still keeping you connected to the broader Hampton Roads region.

CHURCH SQUARE and the Smithfield real estate market

Smithfield, Virginia sits in Isle of Wight County on the western bank of the Pagan River, and it carries a personality unlike anywhere else in Hampton Roads. The historic downtown is genuinely walkable — red-brick storefronts, locally owned restaurants, a farmers market, and a riverfront that invites an evening stroll rather than a quick errand. Life here moves at a deliberate pace, which is exactly the draw for people who want community depth over suburban anonymity. Oxford Avenue places you close to that downtown core without putting you in the thick of tourist foot traffic. Isle of Wight County is known for lower population density, a strong sense of civic identity, and a school system that draws families from across the region. The primary keyword for this address — Smithfield Virginia new construction — reflects exactly what 203 Oxford Ave #39-4 represents: a rare opportunity to own a freshly built home inside an established, character-rich town rather than a sprawling new development carved from farmland.

What's nearby

Smithfield's downtown is just minutes away, putting you within easy reach of the Smithfield Station waterfront, local dining along Main Street, and the Isle of Wight County Museum. Grocery runs are straightforward with Food Lion and Walmart Supercenter serving the area. For outdoor time, Windsor Castle Park offers trails, a kayak launch, and open green space right along the Pagan River. Newport News is roughly 20 minutes east, expanding your dining, retail, and entertainment options considerably. Joint Base Langley-Eustis sits about 24 minutes away, and NSA Northwest Annex is approximately 28 minutes out.

For different buyers

For military families relocating

Joint Base Langley-Eustis is about 24 minutes from 203 Oxford Ave #39-4, and NSA Northwest Annex is roughly 28 minutes out — both well within a manageable daily commute. A VA loan can make a 2026-built home like this one especially accessible, letting you step into new construction without the typical new-build financing headaches. Smithfield's stable, low-density community is a strong fit for families who want roots between PCS cycles.

For first-time buyers

Buying your first home in a brand-new build means you're not inheriting anyone else's deferred maintenance — everything at 203 Oxford Ave #39-4 is factory-fresh as of 2026. Two full baths and nearly 1,900 square feet give you genuine room to grow. Smithfield's relatively calm market and Isle of Wight County's community character make this a grounded, low-stress entry point into homeownership in the Hampton Roads area.

More buyer questions

How far is 203 Oxford Ave #39-4 from Joint Base Langley-Eustis?

The drive from 203 Oxford Ave #39-4 to Joint Base Langley-Eustis is approximately 24 minutes under normal traffic conditions. That puts it comfortably within the commute range most service members target when searching in Isle of Wight County.

What is the square footage of 203 Oxford Ave #39-4?

The home measures 1,898 square feet of living space across two bedrooms and two full bathrooms, all delivered as new construction completed in 2026.

Is 203 Oxford Ave #39-4 part of an HOA?

Based on the property structure as a numbered unit within a residential development, an HOA or community association is likely in place — confirm the specific terms and any associated rules directly with the listing documentation.

What flood zone is 203 Oxford Ave #39-4 in?

Flood zone designation for this address is displayed in the dedicated FloodRisk tile on this page. Isle of Wight County does include areas with varying flood risk, so reviewing that information before making decisions is worthwhile.

Can a VA loan be used to purchase 203 Oxford Ave #39-4?

New construction properties like this one are generally eligible for VA loan financing, though the process involves a few additional steps such as builder approval and a VA appraisal. A lender familiar with VA loans in the Hampton Roads market can walk you through the specifics.

Want to see 203 Oxford Ave #39-4 in person? Tom and Dariya Milan know Smithfield and Isle of Wight County well — reach out and let's set up a visit.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementarySmithfield
  • MiddleHardy
  • HighSmithfield

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$238

HOA fee

$240/mo

Taxes

$3,800/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10642871

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

The flood answer first — quantified, not buried

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,037/mo

Principal & interest

$2,348

Property tax

$317

Home insurance

$132

PMI

None

HOA

$240

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$400,000$559,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

224 Richmond AVE · 0.1 mi · 1,816 sqft$465,000 sold 2026-04
222 Richmond AVE #20-1 · 0.1 mi · 1,805 sqft$406,743 sold 2026-03
206 Oxford AVE #47-2 · 0 mi · 1,660 sqft$427,933 sold 2026-06

Sale & Tax History

List Price

$452,567

Price / Sq Ft

$238

Annual Taxes

$3,800

Monthly Tax

$317

HOA fee

$240 / mo

Tax Rate (effective)

0.84%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 7, 2026$452,567
Currently listed$452,567

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

0 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 203 Oxford Ave #39-4 in a good school zone?+
The assigned zones on the listing record are Smithfield, Hardy, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is 203 Oxford Ave #39-4 in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 203 Oxford Ave #39-4 have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is None.
When was 203 Oxford Ave #39-4 built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Francis Lackman · CH Realty LLC · REIN MLS #10642871

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

203 Oxford Ave #39-4, Smithfield, Virginia 23430 · MLS #10642871 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.