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SmithfieldCHURCH SQUARE203 Oxford Ave #39-4✓ Source: REIN MLS #10642871 · record updated Jul 15, 2026 · synced every 2 min · your inquiry is never resold
203 Oxford AVE #39-4, SMITHFIELD VA 23430 - Main photo
203 Oxford AVE #39-4, SMITHFIELD VA 23430 - Photo 2
203 Oxford AVE #39-4, SMITHFIELD VA 23430 - Photo 3
203 Oxford AVE #39-4, SMITHFIELD VA 23430 - Photo 4
203 Oxford AVE #39-4, SMITHFIELD VA 23430 - Photo 5
2beds
2baths
1,898sqft
29days on market

203 Oxford Ave #39-4, Smithfield, VA 23430

ActiveResidential · built 2026 · CHURCH SQUARE

Facts & features

Type

Residential

Year built

2026

Price / sqft

$238

HOA fee

$240/mo

Taxes

$3,800/yr

County

Isle of Wight County VA

MLS #

10642871

Interior

Bedrooms
2
Full baths
2
Approx. sqft
1,898
Stories
1
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
6
Appliances
Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Elec Range, Washer Hookup

Construction & exterior

Style
Craftsman
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Stone,Vinyl
Pool
No Pool
Fencing
Privacy

Utilities & systems

Heating
Heat Pump, Nat Gas
Cooling
16+ SEER A/C, Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
CHURCH SQUARE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Oversized Gar
Possession
AT CLOSING
Disclosures
Residential 55+ Community

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

***New Construction - Available Now!!!*** This popular Augusta model has everything 55+ are looking for: one-level living, a large, spacious kitchen with an entertaining island, lots of natural light, a private outdoor courtyard, a well-appointed owner's suite, a generous guest suite, flex space, storage galore - oversized 2-car garage! Boutique 55+ community steps from downtown Smithfield. Lively and engaged social activities, pool, fitness center, expansive clubhouse, and grounds. You don't want to miss this amazing opportunity! Please call to schedule your appointment with our on-site sales manager to learn more about this home and wonderful community! Low-maintenance living at Church Square: neighbors are friends, and life is never boring. Join in the fun and relax in your home.

Listing courtesy of Francis Lackman · CH Realty LLC · REIN MLS #10642871

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

203 Oxford Ave #39-4 is a brand-new 2-bedroom, 2-bath home in Smithfield, Virginia, offering 1,898 square feet of thoughtfully designed living space built in 2026. Walkable dining and green space sit right outside your door, and Joint Base Langley-Eustis is a straightforward 24-minute drive away.

Read the full overview ↓

Why this home stands out

New construction in an established small town is a rare find, and that's exactly what 203 Oxford Ave #39-4 delivers. You're getting nearly 1,900 square feet of fresh, modern living in Smithfield — a community that trades suburban sprawl for genuine historic character. No deferred maintenance, no dated finishes to work around. Just a clean slate in a place that already has deep roots.

CHURCH SQUARE and the Smithfield real estate market

Smithfield sits in Isle of Wight County, tucked along the Pagan River in one of Hampton Roads' most distinctive small towns. The downtown corridor is genuinely walkable, lined with locally owned shops, waterfront views, and the kind of unhurried pace that's increasingly hard to find this close to major employment centers. Oxford Ave places you within the town's residential fabric — quiet streets, mature trees, and neighbors who tend to stay for years. Smithfield is best known for its namesake ham and a well-preserved historic district that gives the whole town a sense of place most newer suburbs simply can't manufacture. Isle of Wight County's lower density means more breathing room and a noticeably different feel from the busier corridors of Virginia Beach or Chesapeake. If you're comparing Smithfield homes for sale, the combination of new construction and genuine small-town character here is genuinely uncommon.

What's nearby

Day-to-day errands are easy from Oxford Ave. Royal Farms, just half a mile out, covers quick grocery runs and fuel. A Dollar General sits six-tenths of a mile away for household staples. When you're ready to eat, The Oak & Ivy Taphouse and Q Daddy's Pitmaster BBQ are both within 0.3 miles — walkable on a nice evening. Green space is equally close: Beale Park is a three-tenths-of-a-mile stroll, Bill Laine Park is half a mile, and Windsor Park North rounds out the options at 0.8 miles. You're well set for both routine days and leisurely ones.

For different buyers

For military families relocating

Joint Base Langley-Eustis is 24 minutes from the front door, and NSA Northwest Annex is reachable in about 28. A VA loan pairs naturally with a new-construction purchase like this one — no seller concessions needed to cover inspection surprises when everything is freshly built. Smithfield's lower cost of living and Isle of Wight County's quieter pace make the commute trade-off an easy calculation for many service members and their families.

For first-time buyers

Stepping into a brand-new home removes one of the biggest first-time buyer anxieties: what's hiding behind the walls. At 203 Oxford Ave #39-4, everything is 2026-built, under warranty, and ready to go. Two full baths and nearly 1,900 square feet give you genuine room to grow, and Smithfield's walkable core means you can leave the car parked and still have a full evening out.

More buyer questions

How far is 203 Oxford Ave #39-4 from Joint Base Langley-Eustis?

The drive runs approximately 24 minutes under normal traffic conditions, making this one of the more practical Smithfield addresses for Fort Eustis personnel. NSA Northwest Annex is a slightly longer 28-minute trip in the same general direction.

Is 203 Oxford Ave #39-4 in a flood zone?

Flood zone designation for this address is detailed in the FloodRisk tile on this page, which pulls current FEMA map data. Isle of Wight County does have areas of varying flood risk, so reviewing that tile before making decisions is worthwhile.

What school zone does 203 Oxford Ave #39-4 fall in?

Families comparing homes for sale zoned for Smithfield High School will find this address falls within that Isle of Wight County district. The Schools tile on this page has full zoning details for all grade levels.

How big is the home at 203 Oxford Ave #39-4?

The unit offers 1,898 square feet of living space across two bedrooms and two full bathrooms, all built new in 2026.

Does 203 Oxford Ave #39-4 have an HOA?

This property is part of a residential community structure consistent with a condominium or planned development, so an HOA is likely in place. Your agent can confirm the association details and governing documents before you move forward.

Tom and Dariya Milan at LPT Realty know Smithfield and Isle of Wight County well. Reach out to schedule a walkthrough of 203 Oxford Ave #39-4 and get your questions answered by someone who knows this market.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Smithfield$380K – $525K2+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,797/mo

Principal & interest

$2,348

Property tax

$317

Home insurance

$132

PMI

None

HOA/Condo (paid separately)

$240

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

696% of $65,000

City assessment record · taxes $3,800/yr

Land share of assessed value

100% — $65,000

Improvements $0 · assessor record ✓

Price context — similar nearby homes

$412,705$470,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

224 St. Pauls Avenue #32-3 · 0.1 mi · 1,898 sqft$412,705 sold 2026-07
209 Oxford AVE #40-1 · 0 mi · 1,805 sqft$446,757 sold 2026-08
224 Richmond AVE · 0.1 mi · 1,816 sqft$465,000 sold 2026-04

Own a home nearby? See what it is worth today — What's your Smithfield home worth?

Sale & Tax History

List Price

$452,567

Price / Sq Ft

$238

Annual Taxes

$3,800

Monthly Tax

$317

HOA fee

$240 / mo

Tax Rate (effective)

0.84%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 6, 2026$452,567
Currently listed$452,567

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

596% above assessment

Total Assessed

$65,000

Land

$65,000

Improvement

N/A

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

29 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 203 Oxford Ave #39-4 in a good school zone?+
The assigned zones on the listing record are Smithfield, Hardy (VaHome School Score 5.2/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 203 Oxford Ave #39-4 in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 203 Oxford Ave #39-4 have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is None.
When was 203 Oxford Ave #39-4 built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Francis Lackman · CH Realty LLC · REIN MLS #10642871

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

203 Oxford Ave #39-4, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

203 Oxford Ave #39-4, Smithfield, Virginia 23430 · MLS #10642871 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.