Where timeless character meets modern comfort—and water surrounds you from both directions. Tucked away on 2.45 beautiful acres, this one-of-a-kind property offers the rare opportunity to enjoy waterfront on both the front and rear. Launch your next adventure from your private dock on Miles Creek or wander to the peaceful, wooded shoreline along the East River. Best of all, the home is located in Flood Zone X. From the street, the classic brick Cape offers timeless curb appeal. Inside, the home unfolds into something entirely unexpected. The soaring rear elevation, walls of windows, and vaulted ceilings create a bright, airy atmosphere where traditional architecture blends effortlessly with modern and mid-century influences. Designed for everyday living and entertaining, the home offers 9 versatile rooms that easily adapt to your lifestyle. Hardwood floors, Brazilian cherry flooring upstairs, recessed LED lighting, and custom built-ins add warmth and character throughout. The updated kitchen features solid wood cabinetry, tile backsplash, stainless steel appliances, and opens to the dining room with built-ins. The inviting living room includes a cozy TV nook with a butcher block accent. The first-floor primary suite offers a walk-in closet, double vanity, backlit mirror, soaking tub, and separate walk-in shower. A second main-level room is ideal as a guest room, office, or flex space with built-in bookcases. Upstairs, vaulted ceilings continue through spacious, light-filled rooms, including a bedroom with floor-to-ceiling built-ins, full bath, walk-in attic, and two additional vaulted rooms perfect for guests, hobbies, fitness, or creative space. Relax on the full front porch overlooking Miles Creek or unwind on the screened rear porch surrounded by nature. The beautifully landscaped yard features mature fig and mimosa trees. Additional highlights include a 2-year-old HVAC, mudroom with butler's area, attached two-car garage with workshop, detached garage, abundant storage, and a truly distinctive waterfront setting. Photos include virtual staging
Listing courtesy of Candace Segalini · Southern Trade Realty Inc. · REIN MLS #10660425
Chapter · The Water
Life on the water
The waterfront is the reason this home exists. Its water record, straight from the listing: Creek, Dock, River.
Frontage
Creek · River ✓ VERIFIED
Dock
Dock
Source: REIN MLS listing record · waterfront features as listed
Three-bedroom, two-bath home on Heron Point Road in Cardinal, Virginia. Built in 1994 with 2,469 square feet of living space. About 33 minutes to Naval Weapons Station Yorktown and Camp Peary. A solid foundation for your next chapter.
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Why this home stands out
This 1994-built home sits on a quiet street in Cardinal with three bedrooms and over 2,400 square feet of living space. The layout offers practical room for daily life, with two full baths plus a powder room. You're positioned for a reasonable commute to the bases that anchor the region's economy. The home's age and size make it a solid foundation for your next chapter.
ALL OTHERS AREA 126 and the Cardinal real estate market
Cardinal is a small, quiet community in James City County with tree-lined streets and a rural feel. Homes here tend toward established neighborhoods with modest lot sizes and a mix of ages. You'll find a slower pace than the urban corridor, yet you're still within reach of the Peninsula's main attractions. Williamsburg sits about 15 minutes away, offering shopping, dining, and cultural events. Naval Weapons Station Yorktown and Camp Peary anchor the region's employment base. Getting around is straightforward—local roads connect easily to Route 199 and Interstate 64. The county provides schools, parks, and essential services across the Peninsula.
What's nearby
Daily errands are close by. Grocery stores, pharmacies, and casual dining are within a few minutes' drive. Williamsburg's Colonial Quarter and outlet shopping are about 15 minutes north. Parks and outdoor recreation dot the area, including access to the York River watershed. Route 199 and I-64 put you within reach of Newport News and Hampton for broader shopping and employment. The Peninsula is compact—most places you'll need are under 20 minutes away.
For different buyers
Base commute and VA loan notes
About 33 minutes to Naval Weapons Station Yorktown and Camp Peary. VA loan financing is widely available in this market. The home's 1994 construction and solid layout mean fewer surprises during inspection. Three bedrooms and established neighborhood character support a stable living situation.
Room to grow
Three bedrooms give you room to spread out, with a second full bath plus powder room for morning routines. Over 2,400 square feet means space for a home office, hobby room, or guest area. The lot is typical for Cardinal—enough room without overwhelming upkeep. A practical floor plan works well for households that need flexibility.
More buyer questions
How far is 175 Heron Point Road from Naval Weapons Station Yorktown?
About 33 minutes by car. Camp Peary is also roughly 33 minutes away, making this location reasonable for either base commute.
What is the square footage and bedroom count?
The home is 2,469 square feet with three bedrooms and two full baths plus a powder room.
How old is the home?
Built in 1994, the home is a solid 30-year-old structure with established character.
What is Cardinal like as a neighborhood?
Cardinal is a quiet, tree-lined community in James City County with a rural feel and established residential character. It's close enough to Williamsburg and the Peninsula's employment centers yet far enough to feel removed from the bustle.
Are VA loans common in this area?
Yes, VA loan financing is widely used throughout James City County and the Peninsula, and lenders are familiar with the market.
Ready to explore this Cardinal home? Contact Tom & Dariya Milan at LPT Realty to schedule a tour.
Summary generated by AI from public records and publicly available information.
Schools · VaHome School ScoreAssigned schools
Our own 1–10 rating, scored from Virginia Department of Education data.
HighMathews
—
MiddleThomas Hunter Middle
—
ElementaryMatthews Elementary
—
VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.
How Far Is?
Driving distance by road and typical drive time via Google Maps, to the nearest location of each.
Also nearby
Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.
Homes like this one sell fast — see the next one first
Cardinal$450K – $620K3+ beds
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Military Commute
Drive times to nearest bases
🏛️
Camp Peary
DoD
55min·40.7mi
⚓
NWS Yorktown
Navy
41min·30.5mi
⭐
JBLE Ft Eustis
Army
49min·37.4mi
✈️
JBLE Langley
Air Force
67min·50.5mi
⚓
NSA HR
Navy
78min·62.3mi
Typical drive times from Google Maps, without live traffic. Rush hour and tunnel backups can add time.
Flood & environmentFlood risk (FEMA)
FEMA flood zone X · outside the high-risk area · FIRM 51115C
🌊 Flood Risk (FEMA)
Source: FEMA National Flood Hazard Layer · FIRM 51115C
Low / Moderate Risk
FEMA flood zone
X (low to moderate risk)
Base flood elevation
Not applicable in low-risk zones
Zone X is outside the Special Flood Hazard Area; FEMA doesn’t define a BFE here.
Property elevation
9.1 ft above sea level
USGS 3DEP digital elevation model
Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.
Data sources: Flood zone and base flood elevation come from FEMA’s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service — actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.
Estimates only. Taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.
Estimate your monthly payment
$3,147/mo
Principal & interest
$2,775
Property tax
$215
Home insurance
$156
PMI
None
HOA/Condo (paid separately)
None
Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.
Value & historyComparables
Price context: similar nearby homes$259,000 – $699,000The 3 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 2 sold). Context for judging the asking price, not an appraisal or an estimate of this home's value.
Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:
Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.
Comparable Properties
Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.
0 days on market: read it in context
Days on market reflects pricing, season, and inventory. Compare it against similar nearby homes before reading anything into it.
CompareThis home next to what else is for sale nearby
Home
Price
Beds
Baths
Sqft
$ / sqft
175 Heron Point Rdthis home
$534,900
3
2.1
2,469
$217
Loading nearby homes for sale…
Active comparables from the REIN MLS, the same homes shown under Comparable Properties. Context for judging the asking price, not an appraisal.
Questions buyers ask
Is 175 Heron Point Rd in a good school zone?
The assigned zones on the listing record are Matthews Elementary, Thomas Hunter Middle, Mathews. School attendance zones can change — always confirm enrollment with the local school division.
Is 175 Heron Point Rd in a flood zone?
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is 175 Heron Point Rd a waterfront property?
Yes. The listing record shows: Creek,Dock,River.
Does 175 Heron Point Rd have an HOA?
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 175 Heron Point Rd built?
It was built in 1994, per the listing record.
Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data. Never invented.
Tom & Dariya Milan | LPT Realty
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175 Heron Point Rd, Cardinal, Virginia 23025 · MLS #10660425 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed; verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.
