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CardinalALL OTHERS AREA 126175 Heron Point Rd✓ Source: REIN MLS #10646961 · record updated Sep 4, 2026 · synced every 2 min · your inquiry is never resold
175 Heron Point RD, CARDINAL VA 23025 - Main photo
175 Heron Point RD, CARDINAL VA 23025 - Photo 2
175 Heron Point RD, CARDINAL VA 23025 - Photo 3
175 Heron Point RD, CARDINAL VA 23025 - Photo 4
175 Heron Point RD, CARDINAL VA 23025 - Photo 5
3beds
2.1baths
2,469sqft
35days on market

175 Heron Point Rd, Cardinal, VA 23025

ActiveResidential · built 1994 · ALL OTHERS AREA 126

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Creek, Dock, River.

Frontage

Creek · River ✓ VERIFIED

Dock

Dock

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

1994

Price / sqft

$223

HOA

None

Taxes

$2,584/yr

County

Mathews County VA

Waterfront

Yes

MLS #

10646961

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
2,469
Stories
2
Flooring
Laminate/LVP, Vinyl, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
9
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, PBR with Bath, Office/Study, Porch, Screened Porch, Spare Room, Sun Room, Utility Room
Appliances
Dishwasher, Dryer, Dryer Hookup, Energy Star Appliance(s), Elec Range, Refrigerator, Washer, Washer Hookup
Equipment
Ceiling Fan, Gar Door Opener, Water Softener

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool
Waterfront
Creek,Dock,River
Deep-water access
Yes

Utilities & systems

Heating
Electric, Heat Pump, Programmable Thermostat
Cooling
Central Air, Heat Pump
Water heater
Electric
Water
Well
Sewer
Septic

Lot, parking & ownership

Lot size
2.4500
Subdivision
ALL OTHERS AREA 126
Zoning
RES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Garage Det 1 Car, Off Street, Driveway Spc
Possession
DEED
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Where timeless character meets modern comfort—and water surrounds you from both directions. Tucked away on 2.45 beautiful acres, this one-of-a-kind property offers the rare opportunity to enjoy waterfront on both the front and rear. Launch your next adventure from your private dock on Miles Creek or wander to the peaceful wooded shoreline along the East River beside Zimmerman Marine. Best of all, the home is located in Flood Zone X. From the street, the classic brick Cape offers timeless curb appeal. Inside, the home unfolds into something entirely unexpected. The soaring rear elevation, walls of windows, and vaulted ceilings create a bright, airy atmosphere where traditional architecture blends effortlessly with modern and mid-century influences. Designed for everyday living and entertaining, the home offers 9 versatile rooms that easily adapt to your lifestyle. Hardwood floors, Brazilian cherry flooring upstairs, recessed LED lighting, and custom built-ins add warmth and character throughout. The updated kitchen features solid wood cabinetry, tile backsplash, stainless steel appliances, and opens to the dining room with built-ins. The inviting living room includes a cozy TV nook with a butcher block accent. The first-floor primary suite offers a walk-in closet, double vanity, backlit mirror, soaking tub, and separate walk-in shower. A second main-level room is ideal as a guest room, office, or flex space with built-in bookcases. Upstairs, vaulted ceilings continue through spacious, light-filled rooms, including a bedroom with floor-to-ceiling built-ins, full bath, walk-in attic, and two additional vaulted rooms perfect for guests, hobbies, fitness, or creative space. Relax on the full front porch overlooking Miles Creek or unwind on the screened rear porch surrounded by nature. The beautifully landscaped yard features mature fig and mimosa trees. Additional highlights include zoned HVAC and mini split 2020-2022, mudroom with butler's area, attached two-car garage with workshop, detached garage, abundant storage, and a truly distinctive waterfront setting.

Listing courtesy of Candace Segalini · Southern Trade Realty Inc. · REIN MLS #10646961

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

A 1994-built, three-bedroom, 2.1-bath home on Heron Point Road in Cardinal, Virginia — 2,469 square feet of comfortable living space tucked into the quiet, water-adjacent community of Mathews County, roughly 33 minutes from both Camp Peary and Naval Weapons Station Yorktown.

Read the full overview ↓

Why this home stands out

What sets 175 Heron Point Road apart is its combination of generous square footage — 2,469 square feet across a single-family footprint — and its setting in Cardinal, a small Mathews County community where the pace slows down and the Chesapeake Bay watershed shapes everyday life. Homes here are spread out, neighbors know each other, and the natural environment is genuinely part of the address, not just a backdrop.

ALL OTHERS AREA 126 and the Cardinal real estate market

Cardinal sits in Mathews County, one of Virginia's least-densely populated jurisdictions, on a peninsula bounded by the North River and the broader Chesapeake Bay system. The community has no downtown grid — instead it's a loose collection of residential roads, waterfront lots, and working waterfronts that give it a distinctly unhurried character. Heron Point Road itself threads through a quiet corridor where mature trees and water views define the streetscape more than any commercial development ever could. Mathews County as a whole draws people who want space, privacy, and proximity to the water without sacrificing a reasonable commute to the Hampton Roads metro. The drive to Gloucester Court House takes under 20 minutes, and from there the broader region opens up. If you're weighing Cardinal, Virginia homes for sale, the county's low traffic, low density, and access to boating and fishing are usually the deciding factors.

What's nearby

Day-to-day conveniences are a short drive away in Mathews Court House and Gloucester, where you'll find grocery options, pharmacies, hardware stores, and local restaurants. The Mathews Farmers Market is a warm-weather staple. For waterfront recreation, the county's public boat ramps and the nearby North River give direct access to some of the best fishing and crabbing on the Middle Peninsula. Gloucester Point Beach Park is roughly 30 minutes east and offers a sandy shoreline on the York River. The Colonial Parkway and historic Yorktown are within 40 minutes, making weekend day trips genuinely easy from this address.

For different buyers

For military families relocating

Camp Peary and Naval Weapons Station Yorktown are each about 33 minutes from 175 Heron Point Road — a manageable commute that keeps you well outside the congestion of the base perimeter. A VA loan can make a property like this especially accessible, and Mathews County's lower cost basis relative to Virginia Beach or Norfolk gives military households meaningful room to work with on square footage and lot size.

For buyers drawn to character

There's a particular kind of buyer who sees a 1994-built home on a quiet road in Mathews County and immediately understands the appeal — not a subdivision, not a HOA-managed community, just a well-proportioned house in a place where the herons actually land. At 2,469 square feet, 175 Heron Point Road has the bones for a thoughtful renovation or simply comfortable living as-is, in a county that rewards people who value landscape over amenities.

More buyer questions

How far is 175 Heron Point Road from Camp Peary?

The drive from 175 Heron Point Road to Camp Peary is approximately 33 minutes under normal traffic conditions, heading north and west through Gloucester County toward the York County line.

How far is 175 Heron Point Road from Naval Weapons Station Yorktown?

Naval Weapons Station Yorktown is also about 33 minutes from this address, making it a comparable commute to Camp Peary — both are accessible via Route 17 north through Gloucester.

Is 175 Heron Point Road in a flood zone?

Mathews County has significant flood-mapped areas given its low-lying, water-adjacent geography — the FloodRisk tile on this page provides the specific FEMA flood zone designation and elevation data for this address.

What is the lot and property type at 175 Heron Point Road?

175 Heron Point Road is a single-family residential property built in 1994, offering 2,469 square feet of living space with three bedrooms and 2.1 bathrooms in Mathews County, Virginia.

Does Mathews County have a lot of HOA-governed communities?

HOA governance is relatively uncommon in Mathews County compared to higher-density Hampton Roads jurisdictions — many roads, including Heron Point Road, reflect the county's tradition of independent, low-density residential development.

Tom and Dariya Milan at LPT Realty know this stretch of the Middle Peninsula well — reach out to talk through what 175 Heron Point Road could look like for your family, your commute, and your next chapter.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Cardinal$465K – $635K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryMatthews Elementary
  • MiddleThomas Hunter Middle
  • HighMathews

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51115C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,229/mo

Principal & interest

$2,853

Property tax

$215

Home insurance

$160

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$259,000$699,000

The 3 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 2 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3340 East River RD · 0.7 mi · 2,538 sqft$355,000 sold 2026-05
448 Sandberg LN · 1.2 mi · 2,179 sqft$699,000 sold 2026-03
302 Sandberg LN · 1.1 mi · 2,855 sqft$259,000 under contract

Own a home nearby? See what it is worth today — What's your Cardinal home worth?

Sale & Tax History

List Price

$549,900

Price / Sq Ft

$223

Annual Taxes

$2,584

Monthly Tax

$215

HOA

None

Tax Rate (effective)

0.47%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 31, 2026$549,900
Price reducedSep 3, 2026$549,900−$25,000
Currently listed$549,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cardinal Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

35 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 175 Heron Point Rd in a good school zone?+
The assigned zones on the listing record are Matthews Elementary, Thomas Hunter Middle, Mathews. School attendance zones can change — always confirm enrollment with the local school division.
Is 175 Heron Point Rd in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is 175 Heron Point Rd a waterfront property?+
Yes. The listing record shows: Creek,Dock,River.
Does 175 Heron Point Rd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 175 Heron Point Rd built?+
It was built in 1994, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Candace Segalini · Southern Trade Realty Inc. · REIN MLS #10646961

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

175 Heron Point Rd, Cardinal — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

175 Heron Point Rd, Cardinal, Virginia 23025 · MLS #10646961 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.