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CardinalALL OTHERS AREA 126175 Heron Point Rd✓ Source: REIN MLS #10646961 · record updated Aug 9, 2026 · synced every 2 min · your inquiry is never resold
175 Heron Point RD, CARDINAL VA 23025 - Main photo
175 Heron Point RD, CARDINAL VA 23025 - Photo 2
175 Heron Point RD, CARDINAL VA 23025 - Photo 3
175 Heron Point RD, CARDINAL VA 23025 - Photo 4
175 Heron Point RD, CARDINAL VA 23025 - Photo 5
$574,900
$233 / sqft · est. $3,366/mo →
3beds
2.1baths
2,469sqft
8days on market

175 Heron Point Rd, Cardinal, VA 23025

ActiveResidential · built 1994 · ALL OTHERS AREA 126

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Creek, Dock, River.

Frontage

Creek · River ✓ VERIFIED

Dock

Dock

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

1994

Price / sqft

$233

HOA

None

Taxes

$2,584/yr

County

Mathews County VA

Waterfront

Yes

MLS #

10646961

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
2,469
Stories
2
Flooring
Laminate/LVP, Vinyl, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
9
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, PBR with Bath, Office/Study, Porch, Screened Porch, Spare Room, Sun Room, Utility Room
Appliances
Dishwasher, Dryer, Dryer Hookup, Energy Star Appliance(s), Elec Range, Refrigerator, Washer, Washer Hookup
Equipment
Ceiling Fan, Gar Door Opener, Water Softener

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool
Waterfront
Creek,Dock,River
Deep-water access
Yes

Utilities & systems

Heating
Electric, Heat Pump, Programmable Thermostat
Cooling
Central Air, Heat Pump
Water heater
Electric
Water
Well
Sewer
Septic

Lot, parking & ownership

Lot size
2.4500
Subdivision
ALL OTHERS AREA 126
Zoning
RES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Garage Det 1 Car, Off Street, Driveway Spc
Possession
DEED
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Where timeless character meets modern comfort—and water surrounds you from both directions. Tucked away on 2.45 beautiful acres, this one-of-a-kind property offers the rare opportunity to enjoy waterfront on both the front and rear. Launch your next adventure from your private dock on Miles Creek or wander to the peaceful wooded shoreline along the East River beside Zimmerman Marine. Best of all, the home is located in Flood Zone X. From the street, the classic brick Cape offers timeless curb appeal. Inside, the home unfolds into something entirely unexpected. The soaring rear elevation, walls of windows, and vaulted ceilings create a bright, airy atmosphere where traditional architecture blends effortlessly with modern and mid-century influences. Designed for everyday living and entertaining, the home offers 9 versatile rooms that easily adapt to your lifestyle. Hardwood floors, Brazilian cherry flooring upstairs, recessed LED lighting, and custom built-ins add warmth and character throughout. The updated kitchen features solid wood cabinetry, tile backsplash, stainless steel appliances, and opens to the dining room with built-ins. The inviting living room includes a cozy TV nook with a butcher block accent. The first-floor primary suite offers a walk-in closet, double vanity, backlit mirror, soaking tub, and separate walk-in shower. A second main-level room is ideal as a guest room, office, or flex space with built-in bookcases. Upstairs, vaulted ceilings continue through spacious, light-filled rooms, including a bedroom with floor-to-ceiling built-ins, full bath, walk-in attic, and two additional vaulted rooms perfect for guests, hobbies, fitness, or creative space. Relax on the full front porch overlooking Miles Creek or unwind on the screened rear porch surrounded by nature. The beautifully landscaped yard features mature fig and mimosa trees. Additional highlights include zoned HVAC and mini split 2020-2022, mudroom with butler's area, attached two-car garage with workshop, detached garage, abundant storage, and a truly distinctive waterfront setting.

Listing courtesy of Candace Segalini · Southern Trade Realty Inc. · REIN MLS #10646961

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

175 Heron Point Road is a 3-bedroom, 2.1-bath single-family home in Cardinal, Virginia, offering 2,469 square feet of living space on the Middle Peninsula — a quiet, water-adjacent community where the pace of life slows down and the Chesapeake Bay region opens up around you.

Read the full overview ↓

Why this home stands out

Built in 1994 and sitting in the small waterfront community of Cardinal, this home gives you genuine square footage — nearly 2,500 feet — in a setting that most of the Hampton Roads metro simply can't replicate. Cardinal is tucked along Fishing Bay and the broader Piankatank River corridor, which means you get that rare combination of rural quiet, water access culture, and a manageable drive to major employment and military corridors.

ALL OTHERS AREA 126 and the Cardinal real estate market

Cardinal, Virginia is a small unincorporated community in Mathews County, positioned along the western shore of Chesapeake Bay country where the Piankatank River meets Fishing Bay. Life here runs at a different rhythm than the dense suburbs of Hampton Roads — neighbors tend to know each other, watercraft are a common sight, and the landscape is defined by tidal creeks, pine stands, and open sky. Mathews County itself is one of Virginia's most scenic coastal counties, consistently drawing people who want genuine connection to the water without the congestion of a larger city. The county seat of Mathews is a short drive away and offers a classic small-town courthouse square with local shops and services. Cardinal sits close enough to Gloucester and Williamsburg to access real amenities while remaining genuinely removed from suburban sprawl. For buyers who want space, water culture, and a home that actually breathes, this corner of the Middle Peninsula delivers.

What's nearby

Day-to-day errands are manageable from 175 Heron Point Road, with Gloucester Court House offering grocery stores, pharmacies, hardware stores, and dining options roughly 20 to 25 minutes north. Mathews town center is closer and covers basics with local character. Deltaville, a well-known boating hub, is just south and adds marinas, seafood spots, and waterfront recreation to your regular rotation. Williamsburg — with its broader retail, medical facilities, and Colonial Williamsburg attractions — sits within about 45 minutes. The Middle Peninsula's network of county roads makes navigation straightforward once you know the routes.

For different buyers

For military families relocating

Naval Weapons Station Yorktown sits roughly 33 minutes from 175 Heron Point Road, and Camp Peary runs the same commute window. That's a realistic daily drive, and it comes with a trade-off worth considering: you get nearly 2,500 square feet in a quiet Mathews County setting at a price point that's hard to find closer to base. A VA loan can make the math work even more in your favor on a home this size.

For buyers drawn to character

If your search has been about finding something that doesn't look like every other subdivision built in the last decade, Cardinal is worth your attention. The Piankatank River corridor has a distinct identity — water, working watermen culture, wide skies — and 175 Heron Point Road puts you inside that world with three bedrooms and generous square footage to grow into. This is the kind of address that becomes part of your story.

More buyer questions

How far is 175 Heron Point Road from Naval Weapons Station Yorktown?

Naval Weapons Station Yorktown is approximately 33 minutes from 175 Heron Point Road under typical driving conditions, heading north via Route 17 through Gloucester. The route is straightforward and mostly rural highway.

How far is 175 Heron Point Road from Camp Peary?

Camp Peary is also approximately 33 minutes away, following a similar northward route through Gloucester County toward the York County line. Commute times can vary slightly depending on traffic through Gloucester Court House.

What county is 175 Heron Point Road in?

The property is located in Mathews County, Virginia — one of the state's smaller coastal counties on the Middle Peninsula, known for its Chesapeake Bay shoreline and low-density, water-oriented character.

Is 175 Heron Point Road in a flood zone?

Mathews County has significant coastal and tidal flood exposure, and properties near waterways in Cardinal should be reviewed carefully for flood zone designation. Check the FloodRisk tile on this page for the specific FEMA flood zone classification for this address.

Does 175 Heron Point Road have a garage?

Garage and parking details for this 1994-built single-family home are best confirmed through the current property disclosures or a walkthrough — reach out to Tom or Dariya Milan at LPT Realty for the specifics.

Ready to see 175 Heron Point Road in person? Tom and Dariya Milan know the Middle Peninsula market well — reach out and let's set up a visit on your schedule.

Summary generated by AI from public records and publicly available information.

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryMatthews Elementary
  • MiddleThomas Hunter Middle
  • HighMathews

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51115C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,366/mo

Principal & interest

$2,983

Property tax

$215

Home insurance

$168

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$259,000$699,000

The 3 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 2 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3340 East River RD · 0.7 mi · 2,538 sqft$355,000 sold 2026-05
448 Sandberg LN · 1.2 mi · 2,179 sqft$699,000 sold 2026-03
302 Sandberg LN · 1.1 mi · 2,855 sqft$259,000 under contract

Sale & Tax History

List Price

$574,900

Price / Sq Ft

$233

Annual Taxes

$2,584

Monthly Tax

$215

HOA

None

Tax Rate (effective)

0.45%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 1, 2026$574,900
Currently listed$574,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cardinal Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

8 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 175 Heron Point Rd in a good school zone?+
The assigned zones on the listing record are Matthews Elementary, Thomas Hunter Middle, Mathews. School attendance zones can change — always confirm enrollment with the local school division.
Is 175 Heron Point Rd in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is 175 Heron Point Rd a waterfront property?+
Yes. The listing record shows: Creek,Dock,River.
Does 175 Heron Point Rd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 175 Heron Point Rd built?+
It was built in 1994, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Candace Segalini · Southern Trade Realty Inc. · REIN MLS #10646961

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

175 Heron Point Rd, Cardinal — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

175 Heron Point Rd, Cardinal, Virginia 23025 · MLS #10646961 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.