Skip to main content
CardinalALL OTHERS AREA 1263340 East River Rd✓ Source: REIN MLS #10620681 · record updated May 27, 2026 · synced every 2 min · your inquiry is never resold
3340 East River RD, CARDINAL VA 23025 - Main photo
$355,000
$140 / sqft · est. $2,086/mo →
3beds
2baths
2,538sqft
67days on market

3340 East River Rd, Cardinal, VA 23025

SoldResidential · built 1972 · ALL OTHERS AREA 126

About this home

The listing, in the seller's words

Discover the perfect blend of comfort, craftsmanship, & country charm at 3340 East River Rd in the serene community of Cardinal, VA in Mathews County, Offering the quiet, family-friendly lifestyle you've been looking for just a short drive from the conveniences of Mathews & Gloucester Courthouses. Well-maintained brick ranch built & lovingly cared for by its original owner-a skilled brick mason reflects true pride of ownership thru-out. 3 spacious bedrms, 3 full baths, & flexible bonus rm. 1 acre of peaceful property, exceptional craftsmanship & thoughtful details. While the interior retains its classic charm & offers great potential for modern updates, it has been meticulously cared for inside & out. Detached 5-bay garage (2 front-access bays, 3 side-access bays) w/additional 1/2 bath for convenience, rear lean-to for extra storage, & screened porch. Peaceful, family-friendly setting-outstanding opportunity to enjoy the best of small-town Virginia living!

Listing courtesy of Tracy Foster · Abbitt Realty Company LLC · REIN MLS #10620681

VaHome team overview

Our read on this home

At a glance

A nearly one-acre property on East River Road in Cardinal, Virginia — 2,538 square feet of single-family living with three bedrooms, two baths, and a 1972 build that carries genuine character. Wide-open lot, rural pace, and Chesapeake Bay country right outside the door.

Read the full overview ↓

Why this home stands out

What sets 3340 East River Road apart is the combination of elbow room and livable square footage that's genuinely hard to find in this corridor. Close to a full acre of land, a footprint over 2,500 square feet, and a location deep in Mathews County's quiet waterfront country — this is the kind of property where the lot is as much a feature as the house itself. There's room to breathe, room to garden, and room to simply be.

ALL OTHERS AREA 126 and the Cardinal real estate market

Cardinal sits in Mathews County on the Middle Peninsula of Virginia, tucked between the North River and the East River where they reach toward the Chesapeake Bay. It's one of those places that people from the Hampton Roads metro discover and quietly never stop thinking about. The pace here is genuinely rural — think gravel lanes, working watermen, osprey overhead, and neighbors who wave. If you've been searching for farmettes for sale in virginia and kept finding properties that were either too small or too far from the water, Cardinal has a way of checking both boxes at once. Mathews County as a whole has one of the lowest population densities on the East Coast, and that's entirely by design — there's no interstate, no big-box sprawl, just tidal creeks, pine forests, and a tight-knit community that takes its landscape seriously. East River Road in particular runs close to the water, giving the area a distinctly coastal-rural feel that's rare even by Virginia standards.

What's nearby

Daily life in Cardinal means a short drive to the village of Mathews Court House for groceries, hardware, and local dining. The Mathews Farmers Market brings seasonal produce and community together on weekends. Gwynn's Island — one of the most scenic spots on the Middle Peninsula — is just a short drive south, and the public boat ramps along the East River and North River give water access without a private dock. The town of Gloucester is roughly 25 minutes north and adds a broader range of shopping, pharmacy, and dining options. Williamsburg, with its full retail corridor and medical facilities, is under an hour away.

For different buyers

For military families relocating

Camp Peary is about 32 minutes from East River Road, and Naval Weapons Station Yorktown is only a minute farther. For service members who want genuine separation between duty and home life, this kind of distance is a feature. A VA loan can make a property like this — nearly an acre, over 2,500 square feet — very achievable, and BAH rates for the Williamsburg-Newport News area apply to this zip code.

For buyers drawn to character

A 1972 build on nearly an acre in Mathews County's tidal country is exactly the kind of find that character buyers spend years tracking down. The bones are solid, the lot is generous, and the setting — East River Road winding through one of Virginia's least-developed coastal counties — is the sort of thing you simply can't manufacture. This is a property with a sense of place.

More buyer questions

How far is 3340 East River Road from Camp Peary?

Camp Peary is approximately 32 minutes from 3340 East River Road via Route 17 and Route 14. The drive is mostly rural highway with minimal traffic at most hours.

How far is 3340 East River Road from Naval Weapons Station Yorktown?

Naval Weapons Station Yorktown is about 33 minutes away, making it a comparable commute to Camp Peary for service members stationed there.

What county is 3340 East River Road in?

The property is located in Mathews County, Virginia — one of the smallest and least densely populated counties on the East Coast, known for its tidal waterways and rural character.

Is 3340 East River Road in a flood zone?

Mathews County has significant areas within FEMA flood zones given its coastal geography — check the FloodRisk tile on this page for the specific designation tied to this parcel.

Does 3340 East River Road have an HOA?

This property is listed under the All Others Area 126 designation, which does not indicate a formal HOA — but always confirm current covenants or deed restrictions during the due-diligence period.

Curious whether 3340 East River Road fits your plans? Tom and Dariya Milan at LPT Realty know this stretch of Mathews County well — reach out and let's talk through the details.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryMatthews Elementary
  • MiddleThomas Hunter Middle
  • HighMathews

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1972

Price / sqft

$140

HOA

None

Taxes

$1,691/yr

County

Mathews County VA

Waterfront

Yes

MLS #

10620681

Interior

Bedrooms
3
Full baths
2
Approx. sqft
2,538
Stories
1
Flooring
Carpet, Ceramic, Laminate/LVP, Vinyl
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
8
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, PBR with Bath, Pantry, Porch, Spare Room, Workshop
Appliances
220 V Elec, Dishwasher, Dryer, Dryer Hookup, Microwave, Range, Refrigerator, Washer, Washer Hookup

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle,Composite
Exterior
Brick
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Basebd, Oil
Cooling
Central Air
Water heater
Electric
Water
Well
Sewer
Septic

Lot, parking & ownership

Lot size
0.9750
Subdivision
ALL OTHERS AREA 126
Zoning
SC-1
Ownership
Fee Simple
Garage
Yes
Parking
Garage Det 3+ Car, Oversized Gar, Driveway Spc
Possession
CLOSING
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51115C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,086/mo

Principal & interest

$1,842

Property tax

$141

Home insurance

$104

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Sale & Tax History

List Price

$355,000

Price / Sq Ft

$140

Annual Taxes

$1,691

Monthly Tax

$141

HOA

None

Tax Rate (effective)

0.48%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMar 21, 2026$355,000
Price reducedMay 27, 2026$355,000−$20,000
SoldMay 19, 2026$355,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cardinal Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 3340 East River Rd in a good school zone?+
The assigned zones on the listing record are Matthews Elementary, Thomas Hunter Middle, Mathews. School attendance zones can change — always confirm enrollment with the local school division.
Is 3340 East River Rd in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 3340 East River Rd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 3340 East River Rd built?+
It was built in 1972, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Tracy Foster · Abbitt Realty Company LLC · REIN MLS #10620681

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

This one's sold — the next one doesn't have to be.

3340 East River Rd, Cardinal, Virginia 23025 · MLS #10620681 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.