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Cape CharlesCAPE CHARLES144 Golden Bear Cir✓ Source: REIN MLS #10639718 · record updated Jun 25, 2026 · synced every 5 min · your inquiry is never resold
144 Golden Bear CIR, CAPECHARLES VA 23310 - Main photo
144 Golden Bear CIR, CAPECHARLES VA 23310 - Photo 2
144 Golden Bear CIR, CAPECHARLES VA 23310 - Photo 3
144 Golden Bear CIR, CAPECHARLES VA 23310 - Photo 4
144 Golden Bear CIR, CAPECHARLES VA 23310 - Photo 5
$1,455,000
$452 / sqft · est. $8,195/mo →
4beds
3.1baths
3,222sqft
36days on market

144 Golden Bear Cir, Cape Charles, VA 23310

ActiveResidential · built 2026 · CAPE CHARLES

About this home

The listing, in the seller's words

The Westerhouse from Bay Creek Homes, constructed by Virginia Builders, is a masterpiece of modern coastal architecture, merging sleek vertical board-and-batten and classic shake siding with an iconic wrap-around front porch. The main level is defined by expansive, flowing spaces, starting with a chef-inspired kitchen that features a sprawling social island and a dedicated pantry, perfectly situated between a formal dining room and a large family room. Discreetly tucked away for privacy, the primary bedroom suite offers a serene sanctuary, complete with two large walk-in closets and a luxurious en-suite bath with dual vanities and a soaking tub. A private home office and a large utility mudroom complete the first-floor amenities. Upstairs, a dramatic open-to-below view reveals two massive secondary bedrooms, one featuring its own oversized private closet and full bath, providing unparalleled space for family and guests. *Home Under Construction - all images for illustration purposes*

Listing courtesy of Shanna Colls · Bay Creek Realty LLC · REIN MLS #10639718

VaHome team overview

Our read on this home

At a glance

144 Golden Bear Circle is a 2026-built, 4-bedroom, 3.1-bath home spanning 3,222 square feet in Cape Charles, Virginia — a small coastal town on the Eastern Shore known for its walkable historic district, bay beaches, and laid-back charm.

Read the full overview ↓

Why this home stands out

New construction in Cape Charles is genuinely rare, and 144 Golden Bear Circle delivers it at a generous scale. Four bedrooms, three and a half baths, and 3,222 square feet give you room to spread out without sacrificing the small-town coastal character that draws people to the Eastern Shore in the first place. This is a home built for how people actually live — with space for guests, a home office, or a growing family.

About the Cape Charles real estate market

Cape Charles sits at the southern tip of Virginia's Eastern Shore, connected to the Hampton Roads metro by the Chesapeake Bay Bridge-Tunnel. It's a small town in the best possible sense — a walkable historic district lined with Victorian and Colonial Revival architecture, a sandy bay beach just blocks from downtown, and an unhurried pace that feels genuinely different from the suburban sprawl across the water. Golden Bear Circle is part of the Bay Creek community, a planned residential development wrapped around a Robert Trent Jones II golf course with access to a marina, resort-style amenities, and nature trails along the bay. Living here means you're close enough to Norfolk and Virginia Beach for a day trip, but far enough away to feel like you've actually left. The Eastern Shore of Virginia offers a rare combination of natural beauty, historic character, and modern new construction — and 144 Golden Bear Circle sits right at that intersection.

What's nearby

Downtown Cape Charles is just a short drive from Golden Bear Circle, putting you within easy reach of the town's boutique shops, waterfront restaurants, and the public bay beach. The Cape Charles Coffee shop and local dining along Mason Avenue give the area a genuine main-street feel. For everyday needs, Cheriton and Eastville are nearby, and a broader range of grocery and retail options are accessible along Route 13 heading north. The Cape Charles Natural Area and Kiptopeke State Park are close by for hiking, birding, and water access — making outdoor life a natural extension of daily routine here.

For different buyers

For military families relocating

Joint Base Langley-Eustis is roughly 44 minutes from Cape Charles via the Chesapeake Bay Bridge-Tunnel — a commute that trades suburban density for Eastern Shore quiet. A VA loan can make a new-construction home like this one more accessible than many buyers expect, and 3,222 square feet gives military families the flexibility they need whether a deployment is coming or the whole family is finally together.

For families upgrading

If you've been waiting for a home that actually fits your life — enough bedrooms for everyone, enough bathrooms to avoid the morning rush, and space that doesn't feel cramped the moment guests arrive — 144 Golden Bear Circle is worth a close look. Built in 2026 with 4 bedrooms and 3.1 baths across 3,222 square feet, it offers the kind of breathing room that growing families rarely find in new construction at this scale.

More buyer questions

How far is 144 Golden Bear Circle from Joint Base Langley-Eustis?

The drive from Cape Charles to Joint Base Langley-Eustis is approximately 44 minutes, crossing the Chesapeake Bay Bridge-Tunnel into Hampton. Traffic on the bridge can vary, especially during peak travel periods.

What is the Bay Creek community like in Cape Charles?

Bay Creek is a planned residential community built around a Robert Trent Jones II golf course, with a marina, resort amenities, and nature trails along the Chesapeake Bay. It offers a more amenity-rich setting than most of Cape Charles while still being minutes from the historic downtown.

Is 144 Golden Bear Circle in a flood zone?

Flood zone status for this address is displayed in the FloodRisk tile on this page, which reflects current FEMA map data. Buyers are encouraged to review that information and discuss flood insurance options with their agent.

What is the drive from Cape Charles to Norfolk or Virginia Beach?

Cape Charles is connected to the Hampton Roads metro via the Chesapeake Bay Bridge-Tunnel, putting Norfolk and Virginia Beach roughly 60 to 75 minutes away depending on traffic and your exact destination.

Does 144 Golden Bear Circle have an HOA?

Bay Creek is a planned community and does have a homeowners association. Specific fee amounts and what they cover should be confirmed with the listing agent or community management during your due diligence.

Tom and Dariya Milan at LPT Realty know Cape Charles and the Eastern Shore well — reach out to get your questions answered and schedule a visit to 144 Golden Bear Circle.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryKiptopeke Elementary
  • MiddleOther Middle School
  • HighNorthampton

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$452

HOA fee

$221/mo

County

Northampton County VA

Waterfront

Yes

MLS #

10639718

HOA association includes

ClubhouseGated CommunityGolfPoolPriv BeachTennis Cts

$221/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

The flood answer first — quantified, not buried

FEMA flood zone X · outside the high-risk area · FIRM 51131C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Homes at this tier often trade in cash or portfolio financing — the calculator below shows a financed view; taxes are from the public record.

Estimate your monthly payment

$8,195/mo

Principal & interest

$7,550

Property tax

$0

Home insurance

$424

PMI

None

HOA

$221

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$950,000$1,290,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 2 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

103 Gullane WAY · 0 mi · 3,156 sqft$1,175,000 active
230 Muirfield DR · 0.1 mi · 3,065 sqft$1,290,900 under contract
119 Golden Bear Circle · 0.2 mi · 3,450 sqft$1,094,000 under contract

Sale & Tax History

List Price

$1,455,000

Price / Sq Ft

$452

Annual Taxes

N/A

Monthly Tax

N/A

HOA fee

$221 / mo

Tax Rate (effective)

N/A

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 20, 2026$1,455,000
Currently listed$1,455,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cape Charles Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

36 days on market — read it in context

Higher-priced homes market more slowly by nature: the buyer pool is smaller and diligence is heavier. Days-on-market at this tier is a rhythm, not a warning.

Questions buyers ask

Real questions, answered from the record

Is 144 Golden Bear Cir in a good school zone?+
The assigned zones on the listing record are Kiptopeke Elementary, Other Middle School, Northampton. School attendance zones can change — always confirm enrollment with the local school division.
Is 144 Golden Bear Cir in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Are there parks near 144 Golden Bear Cir?+
Cape Charles Coastal Habitat Natural Area Preserve is about 0.2 miles away.
Where is the nearest grocery store to 144 Golden Bear Cir?+
Gull Hummock Gourmet Market is about 0.8 miles away. The closest dining on record is Hook @ Harvey a Cape Charles Bistro (0.6 mi).
Does 144 Golden Bear Cir have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Clubhouse, Gated Community, Golf, Pool, Priv Beach, Tennis Cts.
When was 144 Golden Bear Cir built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Shanna Colls · Bay Creek Realty LLC · REIN MLS #10639718

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

144 Golden Bear Cir, Cape Charles, Virginia 23310 · MLS #10639718 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.