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Cape Charles › CAPE CHARLES › 144 Golden Bear Cir✓ Source: REIN MLS #10639718 · record updated Jun 24, 2026 · synced every 2 min · your inquiry is never resold
144 Golden Bear CIR, CAPE CHARLES VA 23310 - Main photo
144 Golden Bear CIR, CAPE CHARLES VA 23310 - Photo 2
144 Golden Bear CIR, CAPE CHARLES VA 23310 - Photo 3
144 Golden Bear CIR, CAPE CHARLES VA 23310 - Photo 4
144 Golden Bear CIR, CAPE CHARLES VA 23310 - Photo 5
4beds
3.1baths
3,222sqft
77days on market

144 Golden Bear Cir, Cape Charles, VA 23310

ActiveResidential · built 2026 · CAPE CHARLES

Facts & features

Type

Residential

Year built

2026

Price / sqft

$452

HOA fee

$221/mo

County

Northampton County VA

MLS #

10639718

HOA association includes

ClubhouseGated CommunityGolfPoolPriv BeachTennis Cts

$221/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
3
Half baths
1
Approx. sqft
3,222
Stories
2
Flooring
Ceramic, Wood
First-floor bed & full bath
Yes
Total rooms
9
Appliances
Dishwasher, Disposal, Dryer Hookup, Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Contemp
Subtype
Detached
Foundation
Other
Roof
Composite
Exterior
Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Heat Pump
Cooling
Heat Pump
Water heater
Other
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
CAPE CHARLES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

The Westerhouse from Bay Creek Homes, constructed by Virginia Builders, is a masterpiece of modern coastal architecture, merging sleek vertical board-and-batten and classic shake siding with an iconic wrap-around front porch. The main level is defined by expansive, flowing spaces, starting with a chef-inspired kitchen that features a sprawling social island and a dedicated pantry, perfectly situated between a formal dining room and a large family room. Discreetly tucked away for privacy, the primary bedroom suite offers a serene sanctuary, complete with two large walk-in closets and a luxurious en-suite bath with dual vanities and a soaking tub. A private home office and a large utility mudroom complete the first-floor amenities. Upstairs, a dramatic open-to-below view reveals two massive secondary bedrooms, one featuring its own oversized private closet and full bath, providing unparalleled space for family and guests. *Home Under Construction - all images for illustration purposes*

Listing courtesy of Shanna Colls · Bay Creek Realty LLC · REIN MLS #10639718

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 144 Golden Bear Circle in Cape Charles—a brand-new four-bedroom, three-bath home with 3,222 square feet of modern living space. Built in 2026, this residence sits on a quiet residential street steps from downtown charm and natural preserves. You're within walking distance of cafes, restaurants, and grocery shops that define Cape Charles's welcoming waterfront character.

Read the full overview ↓

Why this home stands out

This newly constructed home offers clean lines and contemporary finishes throughout. Four generously sized bedrooms and three full baths provide flexibility for a home office, guest suite, or hobby space. The open floor plan flows naturally from kitchen to living areas, and the location—just a short walk to Cape Charles Natural Area Preserve—blends suburban comfort with small-town walkability. You'll appreciate the thoughtful design that makes daily life feel both spacious and connected.

About the Cape Charles real estate market

Cape Charles is a charming waterfront town on Virginia's Eastern Shore, known for its tree-lined streets, local restaurants, and tight-knit community feel. Golden Bear Circle sits in a quiet residential pocket that's close enough to downtown shops and galleries to walk to lunch, yet far enough to enjoy peaceful mornings at home. The town itself is compact and navigable—most errands are a short drive or walk away. Cape Charles has a slower pace than the mainland but full access to services: grocery stores, pharmacies, schools, and parks. Getting around is easy on quiet roads. If you work at Joint Base Langley-Eustis, the commute runs about 44 minutes via the bridge-tunnel route. The Eastern Shore lifestyle appeals to anyone who values community, natural beauty, and a break from suburban sprawl.

What's nearby

You're surrounded by Cape Charles's best walkable amenities. Cape Charles Natural Area Preserve and Cape Charles Coastal Habitat Natural Area Preserve sit just two-tenths of a mile away—perfect for morning walks or weekend exploration. Hook @ Harvey a Cape Charles Bistro is a three-minute walk for dinner, and The Shanty and Mason Avenue Bakery are equally close for casual meals. Coffee lovers have choices: Cape Charles Coffee House, The Almeta, and Edible Picasso are all within a half-mile. Gull Hummock Gourmet Market and Drizzles Oil & Vinegar Tasting Store handle groceries and specialty items nearby. Sky's The Limit Yoga Co and Central Park round out your wellness and recreation options.

For different buyers

Base commute and VA loan notes

This home sits about 44 minutes from Joint Base Langley-Eustis, making it a viable option for those with a Langley assignment. VA loan financing is widely available in the Cape Charles market. The new construction means no immediate repairs or surprises—you can close and settle in quickly. The Eastern Shore's lower cost of living and tight community appeal to many who want a quieter home base.

Room to grow

Four bedrooms give you space for kids, a home office, and guests without compromise. Three full baths mean morning routines run smoothly. The 3,222 square feet layout separates living and sleeping zones naturally. A new build means no hidden maintenance surprises, and the walkable neighborhood lets children safely explore downtown shops and parks on foot.

More buyer questions

How far is 144 Golden Bear Circle from Joint Base Langley-Eustis?

The commute is about 44 minutes via the bridge-tunnel route. Many personnel choose Cape Charles for its slower pace and lower cost of living while maintaining a reasonable drive to base.

What's within walking distance of this home?

Cape Charles Natural Area Preserve is two-tenths of a mile away. Hook @ Harvey a Cape Charles Bistro, Mason Avenue Bakery, and three coffee shops are all within a five-minute walk. Grocery stores and specialty shops are equally close.

Is this a new construction home?

Yes, the home was built in 2026 and features modern finishes, clean lines, and contemporary systems throughout. You won't face the surprises of an older home.

What kind of neighborhood is Golden Bear Circle in?

It's a quiet residential street in Cape Charles, a charming waterfront town known for local restaurants, galleries, and a tight-knit community feel. The area balances suburban peace with easy walkability to downtown.

Can I use a VA loan to buy this home?

VA loan financing is common in the Cape Charles market and available for eligible buyers. Work with your lender to confirm eligibility and lock in your rate.

Ready to explore 144 Golden Bear Circle? Contact Tom & Dariya Milan at LPT Realty to schedule a tour and learn more about this Cape Charles home.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Cape Charles$1.2M – $1.7M4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryKiptopeke Elementary
    —
  • MiddleOther Middle School
    —
  • HighNorthampton
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51131C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51131C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

10.6 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Homes at this tier often trade in cash or portfolio financing — the calculator below shows a financed view; taxes are from the public record.

Estimate your monthly payment

$7,974/mo

Principal & interest

$7,550

Property tax

$0

Home insurance

$424

PMI

None

HOA/Condo (paid separately)

$221

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$850,000 – $1,200,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

230 Muirfield DR · 0.1 mi · 3,065 sqft$1,200,000 sold 2026-07
408 Cassatt Knoll · 0.6 mi · 2,850 sqft$1,137,000 sold 2026-09
4 Martz CT · 1 mi · 3,100 sqft$850,000 sold 2026-08

Own a home nearby? See what it is worth today — What's your Cape Charles home worth?

Sale & Tax History

List Price

$1,455,000

Price / Sq Ft

$452

Annual Taxes

N/A

Monthly Tax

N/A

HOA fee

$221 / mo

Tax Rate (effective)

N/A

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 19, 2026$1,455,000—
Currently listed—$1,455,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cape Charles Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

77 days on market — read it in context

Higher-priced homes market more slowly by nature: the buyer pool is smaller and diligence is heavier. Days-on-market at this tier is a rhythm, not a warning.

Questions buyers ask

Is 144 Golden Bear Cir in a good school zone?+
The assigned zones on the listing record are Kiptopeke Elementary, Other Middle School, Northampton. School attendance zones can change — always confirm enrollment with the local school division.
Is 144 Golden Bear Cir in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Are there parks near 144 Golden Bear Cir?+
Cape Charles Coastal Habitat Natural Area Preserve is about 0.2 miles away.
Where is the nearest grocery store to 144 Golden Bear Cir?+
Gull Hummock Gourmet Market is about 0.8 miles away. The closest dining on record is Hook @ Harvey a Cape Charles Bistro (0.6 mi).
Does 144 Golden Bear Cir have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Clubhouse, Gated Community, Golf, Pool, Priv Beach, Tennis Cts.
When was 144 Golden Bear Cir built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Shanna Colls · Bay Creek Realty LLC · REIN MLS #10639718

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

144 Golden Bear Cir, Cape Charles — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

144 Golden Bear Cir, Cape Charles, Virginia 23310 · MLS #10639718 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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