Cape Charles › CAPE CHARLES › 103 Gullane Way✓ Source: REIN MLS #10639929 · record updated Jun 24, 2026 · synced every 2 min · your inquiry is never resold

103 Gullane WAY, CAPE CHARLES VA 23310 - Main photo

103 Gullane WAY, CAPE CHARLES VA 23310 - Photo 2

103 Gullane WAY, CAPE CHARLES VA 23310 - Photo 3

103 Gullane WAY, CAPE CHARLES VA 23310 - Photo 4

103 Gullane WAY, CAPE CHARLES VA 23310 - Photo 5

$1,175,000

$372 / sqft · est. $6,661/mo →

3beds

3.1baths

3,156sqft

49days on market

103 Gullane Way, Cape Charles, VA 23310

ActiveResidential · built 2026 · CAPE CHARLES

Facts & features

Type

Residential

Year built

2026

Price / sqft

$372

HOA fee

$221/mo

County

Northampton County VA

MLS #

10639929

HOA association includes

ClubhouseExercise RmGated CommunityGolfPoolPriv BeachTennis Cts

$221/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms: 3
Full baths: 3
Half baths: 1
Approx. sqft: 3,156
Stories: 2
Flooring: Ceramic, Wood
Ensuite bedrooms: 1
First-floor bed & full bath: Yes
Total rooms: 9
Appliances: Dishwasher, Disposal, Dryer Hookup, Range, Refrigerator, Washer Hookup

Construction & exterior

Style: Contemp
Subtype: Detached
Foundation: Other
Roof: Concrete
Exterior: Fiber Cement
Pool: No Pool

Utilities & systems

Heating: Heat Pump
Cooling: Heat Pump
Water heater: Other
Water: City/County
Sewer: City/County

Lot, parking & ownership

Subdivision: CAPE CHARLES
Ownership: Fee Simple
Garage: Yes
Parking: Garage Att 2 Car
Possession: AT SETTLEMENT
Disclosures: Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

The Kendall from Bay Creek Homes, constructed by Virginia Builders, is a triumph of coastal farmhouse design, featuring a commanding wrap-around front porch and a sophisticated blend of lap and vertical board-and-batten siding. The main level is engineered for modern living, anchored by an open-concept gourmet kitchen with a social island that flows into an airy dining space and a magnificent family room. Tucked away for maximum seclusion, the main-level primary suite serves as a spa-like retreat with a soaking tub, dual vanities, and a generous walk-in closet. A private home office and a convenient "drop zone" entry from the garage round out the thoughtful first floor. Upstairs, a massive multi-zone loft overlooks the foyer and leads to two additional oversized bedrooms, each with ample closet space. Coastal elegance meets superior functionality in The Kendall! *Home Under Construction - all images, including furniture, are computer renderings and for illustration purposes only.*

Listing courtesy of Shanna Colls · Bay Creek Realty LLC · REIN MLS #10639929

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 103 Gullane Way, a new 2026 home in Cape Charles with three bedrooms, three full baths, and over 3,100 square feet. The open layout and modern finishes make this a fresh start on the Eastern Shore. You're steps from nature preserves and waterfront dining.

Read the full overview ↓

Why this home stands out

Built in 2026, this home arrives with contemporary design and efficient systems. The 3.1-bath layout means mornings run smoothly. An open floor plan connects living spaces naturally. Large windows frame views across the neighborhood. The location puts you near Cape Charles's quieter side, away from highway noise. Walking distance to two nature preserves adds outdoor appeal without leaving town.

About the Cape Charles real estate market

Cape Charles sits on Virginia's Eastern Shore, a quieter corner of the state with a small-town feel and genuine waterfront character. The streets here are tree-lined and walkable. You'll find a mix of new construction and restored historic homes, each with its own personality. The town centers on its charming downtown and harbor, where local restaurants and shops anchor the community. Getting around is easy—most errands stay local, and you're never far from the water. The broader Eastern Shore region offers a slower pace than mainland Hampton Roads, with farms, nature preserves, and quiet beaches nearby. Daily life here means knowing your neighbors and having time to enjoy the outdoors.

What's nearby

Coach House Tavern sits less than a mile away for casual dining and drinks. Hook @ Harvey a Cape Charles Bistro offers upscale fare just over a mile down the road. Two nature preserves bookend your walks: Cape Charles Coastal Habitat Natural Area Preserve is a half-mile away, and Cape Charles Natural Area Preserve sits at 0.6 miles. Both offer trails and wildlife viewing. The waterfront is a short drive, and downtown Cape Charles shops and services are within five minutes by car.

For different buyers

Base commute and VA loan notes

Joint Base Langley-Eustis lies about 44 minutes away, a reasonable commute for active-duty and civilian personnel. VA loan financing is common in this region. The 2026 construction means no immediate repairs—move in and settle. The Eastern Shore's slower pace offers a genuine break from base-adjacent density.

For buyers drawn to character

New construction with thoughtful design appeals to buyers who want modern bones without renovation projects. The three-bath layout and open floor plan feel contemporary. Cape Charles itself has deep roots—walking the town reveals layers of history alongside new builds. Living here means supporting a real community with character, not a sprawling suburb.

Homes like this one sell fast — see the next one first

Cape Charles$995K – $1.4M3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

ElementaryKiptopeke Elementary
—
MiddleOther Middle School
—
HighNorthampton
—

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51131C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51131C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

7.6 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Homes at this tier often trade in cash or portfolio financing — the calculator below shows a financed view; taxes are from the public record.

Estimate your monthly payment

$6,440/mo

Down payment20% · $235,000

Interest rate6.75%

Loan term30 years

Principal & interest

$6,097

Property tax

Home insurance

$343

PMI

None

HOA/Condo (paid separately)

$221

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$850,000 – $1,200,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

230 Muirfield DR · 0 mi · 3,065 sqft$1,200,000 sold 2026-07

408 Cassatt Knoll · 0.6 mi · 2,850 sqft$1,137,000 sold 2026-09

4 Martz CT · 1.1 mi · 3,100 sqft$850,000 sold 2026-08

Own a home nearby? See what it is worth today — What's your Cape Charles home worth?

Sale & Tax History

List Price

$1,175,000

Price / Sq Ft

$372

Annual Taxes

N/A

Monthly Tax

N/A

HOA fee

$221 / mo

Tax Rate (effective)

N/A

Sale Timeline (this listing)

Event	Date	Price	Detail
Listed	Jun 16, 2026	$1,175,000	—
Currently listed	—	$1,175,000	—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cape Charles Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

49 days on market — read it in context

Higher-priced homes market more slowly by nature: the buyer pool is smaller and diligence is heavier. Days-on-market at this tier is a rhythm, not a warning.

Questions buyers ask

Is 103 Gullane Way in a good school zone?+

The assigned zones on the listing record are Kiptopeke Elementary, Other Middle School, Northampton. School attendance zones can change — always confirm enrollment with the local school division.

Is 103 Gullane Way in a flood zone?+

FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.

Are there parks near 103 Gullane Way?+

Cape Charles Coastal Habitat Natural Area Preserve is about 0.2 miles away.

Where is the nearest grocery store to 103 Gullane Way?+

Gull Hummock Gourmet Market is about 0.9 miles away. The closest dining on record is Hook @ Harvey a Cape Charles Bistro (0.7 mi).

Does 103 Gullane Way have an HOA?+

Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Clubhouse, Exercise Rm, Gated Community, Golf, Pool, Priv Beach, Tennis Cts.

When was 103 Gullane Way built?+

It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Shanna Colls · Bay Creek Realty LLC · REIN MLS #10639929

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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Call or text (757) 777-7577

103 Gullane Way, Cape Charles, Virginia 23310 · MLS #10639929 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

✆

103 Gullane Way, Cape Charles, VA 23310

Facts & features

About this home

Our read on this home

Why this home stands out

About the Cape Charles real estate market

What's nearby

For different buyers

Base commute and VA loan notes

For buyers drawn to character

More buyer questions

Homes like this one sell fast — see the next one first

Schools

Flood & environment

🌊 Flood Risk (FEMA)

Hurricane Evacuation Zone

Minutes to real places, not a score

Location & Neighborhood

Military Commute

Run the real carrying cost

Estimate your monthly payment

Judge value on real ground

Sale & Tax History

Sale Timeline (this listing)

Comparable Properties

49 days on market — read it in context

Questions buyers ask

You'll talk to a person, not a lead queue

See it in person — the record only says so much.

Flood Risk (FEMA)