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Suffolk › ALL OTHERS AREA 62 › 103 Church St✓ Source: REIN MLS #10650097 · record updated Aug 28, 2026 · synced every 2 min · your inquiry is never resold
103 Church ST, SUFFOLK VA 23434 - Main photo
103 Church ST, SUFFOLK VA 23434 - Photo 2
103 Church ST, SUFFOLK VA 23434 - Photo 3
3beds
1.1baths
1,150sqft
8days on market

103 Church St, Suffolk, VA 23434

ActiveResidential · built 2026 · ALL OTHERS AREA 62

Facts & features

Type

Residential

Year built

2026

Price / sqft

$243

HOA

None

Taxes

$1,500/yr

County

Suffolk VA

MLS #

10650097

Interior

Bedrooms
3
Full baths
1
Half baths
1
Approx. sqft
1,150
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
Total rooms
6
Other rooms
Porch, Utility Room
Appliances
Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment
Ceiling Fan

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Electric
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1150
Subdivision
ALL OTHERS AREA 62
Ownership
Fee Simple
Garage
No
Parking
Driveway Spc
Possession
SETTLEMENT
Disclosures
Disclosure Statement

See more Suffolk new construction homes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

NEW CONSTRUCTION 30 DAYS UNTIL COMPLETION!! 4% closing cost assistance when using preferred lender and settlement company, with funds available at buyers' discretion per program guidelines. BUYER CAN CHOOSE ONE OF THE FOLLOWING WASHER/DRYER OR $2500 FENCE CREDIT. Beautiful new construction 2-story home featuring 3 bedrooms, 1.5 baths and stunning modern finishes. The kitchen offers granite countertops, stainless steel appliances including the refrigerator. A two zone HVAC system with separate thermostats, and concrete driveway. This thoughtfully designed home provides the perfect blend of comfort and convenience. Don't miss your opportunity to own a brand-new home! Pictures are of model, colors may vary depending on address.

Listing courtesy of Debbie Crevier-Kent · Cottage Street Realty LLC · REIN MLS #10650097

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 103 Church Street in Suffolk—a three-bedroom, one-bath home built in 2026 with 1,150 square feet of modern living space. Just one minute from Joint Staff J7 Suffolk, it's built for a short commute. This is a straightforward, well-positioned Suffolk homes for sale option.

Read the full overview ↓

Why this home stands out

Brand-new construction means everything is current and under warranty. The open layout maximizes the footprint without wasted hallways. Modern systems—electrical, plumbing, HVAC—are fresh and efficient. You'll find solid finishes throughout, honest bones, and no surprise repairs waiting. It's the kind of turnkey setup that appeals to buyers who value simplicity and low maintenance from day one.

ALL OTHERS AREA 62 and the Suffolk real estate market

Church Street sits in a quiet residential pocket of Suffolk, where tree-lined blocks and modest setbacks create a calm, walkable feel. Neighbors tend to know each other, and the street has the character of an established community without the noise of major thoroughfares. Suffolk itself is a mid-sized city with real roots—downtown has local shops, restaurants, and parks within a short drive. Getting around is easy: major routes like US Route 13 and Route 58 connect you to Norfolk, Virginia Beach, and the wider region in under 30 minutes. Anyone comparing homes for sale in Suffolk will find this address sits at the sweet spot—close enough to employment centers, far enough from congestion. The city balances small-town charm with modern amenities. Schools, groceries, and healthcare are all nearby. If you are considering homes for sale in 23434, note that this zip code covers much of central Suffolk and offers solid value.

What's nearby

Within a five-minute drive, you'll find grocery stores, pharmacies, and casual dining. Constant's Wharf Park is about ten minutes away and offers walking trails and water access on the Nansemond River. Downtown Suffolk—with its historic district, local restaurants, and weekend events—is roughly 15 minutes north. Restaurants, coffee shops, and retail anchor the nearby commercial corridors. The commute to Norfolk Naval Shipyard runs about 34 minutes via US Route 13, making it accessible for shipyard workers.

For different buyers

Base commute and VA loan notes

Joint Staff J7 Suffolk is just one minute away—a rare, ultra-short commute that cuts stress and saves time daily. Norfolk Naval Shipyard sits 34 minutes out, reachable without sitting in traffic. VA loan financing is common in this price range and zip code. The new construction means no surprises before move-in, and you can close quickly.

Room to grow

Three bedrooms and a solid layout give you room to spread out and grow. The 1,150 square feet is efficient without feeling cramped. New construction means modern storage, updated closets, and systems built for today's living. Everything works as intended from day one—no renovation projects ahead.

More buyer questions

How far is 103 Church Street from Joint Staff J7 Suffolk?

About one minute by car—one of the shortest commutes available in the area. You'll have time to spare each morning.

What is the commute to Norfolk Naval Shipyard from this address?

Approximately 34 minutes via US Route 13, depending on traffic. It's a straightforward drive without major congestion.

Are there schools nearby if I'm comparing homes for sale zoned for King's Fork High School and homes for sale zoned for Elephant's Fork Elementary School?

Yes, both serve this area of Suffolk. Check the Schools tile on this listing for ratings, programs, and zone details.

What year was this home built?

2026—brand-new construction with modern systems, current building codes, and manufacturer warranties still in effect.

Is there parking or a garage?

The property includes standard parking appropriate to the lot size. Details on garage type and driveway are available in the full property specs.

Ready to tour 103 Church Street? Contact Tom & Dariya Milan to schedule a showing and learn more about this Suffolk home.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Suffolk$235K – $325K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Downtown Suffolk

Downtown Suffolk is known historically as Old Town. It is the walkable, tree-lined heart of the city. Its core is West Washington Street and North Main Street.

$255K

Median sale · 12 mo

$165

Sold $/sq ft

22d

Days on market

17

For sale now

$54K

HH income

46.2%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Downtown Suffolk →
Map of Downtown Suffolk with neighborhood boundaryNeighborhood

browse Suffolk listings →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,660/mo

Principal & interest

$1,453

Property tax

$125

Home insurance

$82

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$120,000 – $278,500

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

504 Cedar CT · 1.1 mi · 1,100 sqft$215,000 sold 2026-08
627 Spruce ST · 1.3 mi · 1,150 sqft$278,500 sold 2026-03
310 Greenfield CRES · 1.3 mi · 1,146 sqft$260,000 sold 2026-07

Own a home nearby? See what it is worth today — What's your Suffolk home worth?

Sale & Tax History

List Price

$279,999

Price / Sq Ft

$243

Annual Taxes

$1,500

Monthly Tax

$125

HOA

None

Tax Rate (effective)

0.54%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 21, 2026$279,999—
Currently listed—$279,999—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

8 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 103 Church St in a good school zone?+
The assigned zones on the listing record are Elephant's Fork Elementary (VaHome School Score 2.2/10), King`s Fork Middle, Kings Fork. School attendance zones can change — always confirm enrollment with the local school division.
Is 103 Church St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 103 Church St?+
Yes — C-FIT Studio is about 0.4 miles away, per the cached nearby-places record for this address.
Are there parks near 103 Church St?+
Wellons Park is about 0.3 miles away.
Where is the nearest grocery store to 103 Church St?+
JC3 Family Farm is about 0.2 miles away. The closest dining on record is McDonald's (0.2 mi).
Does 103 Church St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 103 Church St built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Debbie Crevier-Kent · Cottage Street Realty LLC · REIN MLS #10650097

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

103 Church St, Suffolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

103 Church St, Suffolk, Virginia 23434 · MLS #10650097 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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