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SuffolkALL OTHERS AREA 62103 Church St✓ Source: REIN MLS #10640060 · record updated Jun 27, 2026 · synced every 5 min · your inquiry is never resold
103 Church ST, SUFFOLK VA 23434 - Main photo
103 Church ST, SUFFOLK VA 23434 - Photo 2
103 Church ST, SUFFOLK VA 23434 - Photo 3
$279,999
$243 / sqft · est. $1,660/mo →
3beds
1.1baths
1,150sqft
8days on market

103 Church St, Suffolk, VA 23434

ActiveResidential · built 2026 · ALL OTHERS AREA 62

About this home

The listing, in the seller's words

NEW CONSTRUCTION 60 DAYS UNTIL COMPLETION!! Up to $8,399.97 in closing cost assistance when using preferred lender and settlement company, with funds available at buyers' discretion per program guidelines. Beautiful new construction 2-story home featuring 3 bedrooms, 1.5 baths and stunning modern finishes. The kitchen offers granite countertops, stainless steel appliances including the refrigerator. A two zone HVAC system with separate thermostats, and concrete driveway. This thoughtfully designed home provides the perfect blend of comfort and convenience. Don't miss your opportunity to own a brand-new home! Pictures are of model, colors may vary depending on address.

Listing courtesy of Debbie Crevier-Kent · Cottage Street Realty LLC · REIN MLS #10640060

VaHome team overview

Our read on this home

At a glance

103 Church Street is a brand-new 3-bedroom, 1.1-bath home in Suffolk, Virginia, delivering 1,150 square feet of freshly built living space just one minute from Joint Staff J7 Suffolk — a rare combination of modern construction and unbeatable proximity to work.

Read the full overview ↓

Why this home stands out

Built in 2026, this home offers something genuinely hard to find in Hampton Roads: construction that hasn't been lived in yet, with no deferred maintenance, no aging systems, and no inherited quirks to sort out. Add a one-minute commute to Joint Staff J7 Suffolk and you have a property that checks two of the biggest boxes — newness and location — at the same time.

ALL OTHERS AREA 62 and the Suffolk real estate market

Church Street sits in the heart of Suffolk, Virginia's largest city by land area and one of the most underrated addresses in Hampton Roads. Suffolk has a distinct personality — part small-town charm, part growing mid-size city — with a walkable historic downtown anchored by local restaurants, coffee shops, and community events that give it genuine character. The surrounding streets near 103 Church Street carry that same energy: established trees, a mix of longtime residents and newer arrivals, and a pace that feels a step removed from the busier corridors of Virginia Beach or Norfolk without sacrificing access to them. Suffolk's location puts you within reasonable reach of the entire Hampton Roads region, and the city itself continues to grow in ways that reward early movers. Whether you're drawn by the commute, the community, or simply the appeal of owning in a city with room to evolve, this address places you squarely in the middle of it all.

What's nearby

Daily life is easy from 103 Church Street. Downtown Suffolk's Main Street district is just minutes away, offering local dining, coffee, and community events without a long drive. Grocery options, pharmacies, and everyday retail are close at hand along the major corridors feeding into the city center. Constant's Wharf and the Nansemond River waterfront give you outdoor access and scenic spots for weekends. Joint Staff J7 Suffolk is essentially around the corner — a one-minute drive that makes this address exceptional for anyone working on that installation. NSA Northwest Annex is reachable in about 34 minutes.

For different buyers

For military families relocating

A one-minute drive to Joint Staff J7 Suffolk is genuinely rare, and 103 Church Street delivers exactly that. For military families weighing commute time against quality of life, this address removes the daily grind entirely. The home is brand new — built in 2026 — so you're not inheriting someone else's maintenance backlog. A VA loan can make ownership here straightforward and accessible.

For first-time buyers

Stepping into a home built in 2026 means everything is new — the systems, the finishes, the bones. For a first-time buyer, that matters enormously: you're not budgeting for surprises in year one or two. At 1,150 square feet across three bedrooms, 103 Church Street offers a manageable, right-sized entry point into homeownership in Suffolk without the complexity of a larger property.

More buyer questions

How far is 103 Church Street from Joint Staff J7 Suffolk?

Joint Staff J7 Suffolk is approximately one minute from 103 Church Street — it's essentially around the corner, making this one of the closest residential addresses to that installation in the city.

How far is 103 Church Street from NSA Northwest Annex?

NSA Northwest Annex is roughly 34 minutes from 103 Church Street, a manageable drive for those who split time between installations or work at the Annex full-time.

What year was 103 Church Street built?

The home was built in 2026, making it brand-new construction with no prior occupancy history.

Is 103 Church Street in a flood zone?

Flood zone designation for this property is detailed in the FloodRisk tile on this page — check that section for the current FEMA map classification.

Does 103 Church Street have an HOA?

Based on available information, there is no HOA associated with this property, though you should confirm current status during the due-diligence period.

Tom and Dariya Milan at LPT Realty know Suffolk inside and out — reach out to get your questions answered and schedule a closer look at 103 Church Street.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$243

HOA

None

Taxes

$1,500/yr

County

Suffolk VA

Waterfront

Yes

MLS #

10640060

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

The flood answer first — quantified, not buried

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,660/mo

Principal & interest

$1,453

Property tax

$125

Home insurance

$82

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$275,000$284,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

608 Battery AVE · 1 mi · 1,150 sqft$279,999 sold 2026-04
435 Wellons ST · 0.9 mi · 1,200 sqft$284,900 sold 2026-06
437 Wellons ST · 0.9 mi · 1,200 sqft$275,000 sold 2026-06

Sale & Tax History

List Price

$279,999

Price / Sq Ft

$243

Annual Taxes

$1,500

Monthly Tax

$125

HOA

None

Tax Rate (effective)

0.54%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 19, 2026$279,999
Currently listed$279,999

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

8 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 103 Church St in a good school zone?+
The assigned zones on the listing record are Elephant's Fork Elementary (GreatSchools 3/10), King`s Fork Middle, Kings Fork. School attendance zones can change — always confirm enrollment with the local school division.
Is 103 Church St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 103 Church St?+
Yes — C-FIT Studio is about 0.4 miles away, per the cached nearby-places record for this address.
Are there parks near 103 Church St?+
Wellons Park is about 0.3 miles away.
Where is the nearest grocery store to 103 Church St?+
JC3 Family Farm is about 0.2 miles away. The closest dining on record is McDonald's (0.2 mi).
Does 103 Church St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 103 Church St built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Debbie Crevier-Kent · Cottage Street Realty LLC · REIN MLS #10640060

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

103 Church St, Suffolk, Virginia 23434 · MLS #10640060 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.