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NorfolkTHE TERN9631 21st Bay St✓ Source: REIN MLS #10637732 · record updated Jun 23, 2026 · synced every 5 min · your inquiry is never resold
9631 21st Bay ST, NORFOLK VA 23518 - Main photo
$2,995
$2 / sqft · est. $16/mo →
2beds
2.1baths
1,500sqft
20days on market

9631 21st Bay St, Norfolk, VA 23518

RentedRental · built 2020 · THE TERN

About this home

The listing, in the seller's words

This beautifully appointed end-unit townhome offers the perfect blend of coastal living and modern comfort. Featuring two spacious primary suites, an open-concept floor plan, luxury vinyl plank flooring, and an inviting electric fireplace, this home is designed for both everyday living and entertaining. The custom kitchen showcases granite countertops, soft-close cabinetry, and stainless-steel appliances, creating a stylish and functional space for cooking and gathering. All appliances are included, and the oversized rear-loading garage provides ample storage and convenience. Located just moments from the sandy beaches of the Chesapeake Bay and a variety of nearby restaurants, this home offers an exceptional opportunity to enjoy the sought-after East Beach lifestyle. Pets okay on a case by case basis. Pictures are similar, not actual.

Listing courtesy of Nora Spruill · The Property Shoppe · REIN MLS #10637732

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Rental

Year built

2020

Price / sqft

$2

HOA

None

County

Norfolk VA

Waterfront

Yes

MLS #

10637732

Association amenities

Ground MaintTrash Pickup

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

The flood answer first — quantified, not buried

FEMA flood zone AE · base flood elevation 7 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$16/mo

Principal & interest

$16

Property tax

$0

Home insurance

$1

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

1% of $491,700

City assessment record

Land share of assessed value

26% — $130,000

Improvements $361,700 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$280,000$375,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

8200 Highland ST · 0.5 mi · 1,381 sqft$338,000 sold 2026-03
8118 Ships Crossing RD · 0.6 mi · 1,639 sqft$375,000 sold 2026-06
9513 6th Bay ST · 1 mi · 1,524 sqft$375,000 sold 2026-06

Sale & Tax History

List Price

$2,995

Price / Sq Ft

$2

Annual Taxes

N/A

Monthly Tax

N/A

HOA

None

Tax Rate (effective)

N/A

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 3, 2026$2,995
SoldJun 22, 2026$2,995

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

99% below assessment

Total Assessed

$491,700

Land

$130,000

Improvement

$361,700

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 9631 21st Bay St in a good school zone?+
The assigned zones on the listing record are Little Creek Elementary (GreatSchools 4/10), Azalea Gardens Middle, Lake Taylor (GreatSchools 3/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 9631 21st Bay St in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 7 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is there a gym near 9631 21st Bay St?+
Yes — Fit Body Boot Camp is about 0.2 miles away, per the cached nearby-places record for this address.
Are there parks near 9631 21st Bay St?+
East Beach Fountain Square and Park is about 0.2 miles away.
Where is the nearest grocery store to 9631 21st Bay St?+
Riffle Farms Market & Co-op is about 0.2 miles away. The closest dining on record is Sour Street Pizza (0 mi).
Does 9631 21st Bay St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 9631 21st Bay St built?+
It was built in 2020, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Nora Spruill · The Property Shoppe · REIN MLS #10637732

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

9631 21st Bay St, Norfolk, Virginia 23518 · MLS #10637732 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.