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NorfolkTHE TERN9622 21st Bay St✓ Source: REIN MLS #10630858 · record updated May 4, 2026 · synced every 2 min · your inquiry is never resold
9622 21st Bay ST, NORFOLK VA 23518 - Main photo
9622 21st Bay ST, NORFOLK VA 23518 - Photo 2
$2,895
$2 / sqft · est. $16/mo →
2beds
2.1baths
1,575sqft
13days on market

9622 21st Bay St, Norfolk, VA 23518

RentedRental · built 2020 · THE TERN

About this home

The listing, in the seller's words

An immaculate townhome so close to the beach that you can see the Bay from your own balcony! One of less than 100 luxury townhomes in The Tern, this unit features 2 generous primary suites, each with a private bath and an attached 2-car garage nestled just a few hundred yards from the sandy beaches of the Chesapeake Bay! This dog-friendly home is 1,500 square feet of fabulous living space with an open floor-plan and a neutral color palette with modern finishes throughout, luxury vinyl plank flooring, soft-close technology, electric fireplace, recessed lighting, and energy efficient windows and upgraded appliances. There's even quartz counters and tiled back splash in your eat-in kitchen with island & breakfast bar! PLUS, all appliances (including washer & dryer) convey! Dog-friendly on a case-by-case for well qualified applicants (sorry, no cats). Pet deposits required per dog. Applicants must be able to move in within two weeks of the availability date and have credit scores over 600.

Listing courtesy of Stephanie Clark · RE/MAX Alliance · REIN MLS #10630858

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Rental

Year built

2020

Price / sqft

$2

HOA

None

County

Norfolk VA

MLS #

10630858

Association amenities

Ground MaintTrash Pickup

Interior

Bedrooms
2
Full baths
2
Half baths
1
Approx. sqft
1,575
Stories
3
Flooring
Carpet, Laminate/LVP, Wood
Other rooms
Balcony, Breakfast Area, Foyer, PBR with Bath, Utility Closet
Interior features
Primary Sink-Double
Appliances
Dishwasher, Disposal, Dryer, Microwave, Elec Range, Refrigerator, Washer
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Transitional
Foundation
Slab
Roof
Asphalt Shingle
Pool
No Pool

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
THE TERN
Unit / floor
1
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc
Possession
05-22-26
Disclosures
Common Interest Community, Noise < 65 dB

See more Norfolk homes under $200K.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone AE · base flood elevation 7 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Ocean View

Ocean View is a waterfront neighborhood in Norfolk, Virginia, known for its access to the Chesapeake Bay and maritime character.

$395K

Median sale · 12 mo

$260

Sold $/sq ft

26d

Days on market

66

For sale now

$61K

HH income

36.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Ocean View
Map of Ocean View with neighborhood boundaryNeighborhood

Norfolk homes for sale

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$16/mo

Principal & interest

$15

Property tax

$0

Home insurance

$1

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

1% of $479,300

City assessment record

Land share of assessed value

26% — $123,500

Improvements $355,800 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$300,000$365,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

7044 Gardner DR · 2.2 mi · 1,456 sqft$300,000 sold 2026-02
1916 McDowell RD · 2.6 mi · 1,577 sqft$309,500 sold 2026-04
6501 Clemson AVE · 2.7 mi · 1,580 sqft$360,000 sold 2026-06

Sale & Tax History

List Price

$2,895

Price / Sq Ft

$2

Annual Taxes

N/A

Monthly Tax

N/A

HOA

None

Tax Rate (effective)

N/A

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 27, 2026$2,895
Currently listed$2,895

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

99% below assessment

Total Assessed

$479,300

Land

$123,500

Improvement

$355,800

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 9622 21st Bay St in a good school zone?+
The assigned zones on the listing record are Little Creek Elementary (GreatSchools 4/10), Azalea Gardens Middle, Lake Taylor (GreatSchools 3/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 9622 21st Bay St in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 7 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Does 9622 21st Bay St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 9622 21st Bay St built?+
It was built in 2020, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Stephanie Clark · RE/MAX Alliance · REIN MLS #10630858

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

9622 21st Bay St, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

9622 21st Bay St, Norfolk, Virginia 23518 · MLS #10630858 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.