Skip to main content
NorfolkTHE TERN9615 21st Bay St✓ Source: REIN MLS #10638765 · record updated Jun 25, 2026 · synced every 2 min · your inquiry is never resold
9615 21st Bay ST, NORFOLK VA 23518 - Main photo
9615 21st Bay ST, NORFOLK VA 23518 - Photo 2
9615 21st Bay ST, NORFOLK VA 23518 - Photo 3
9615 21st Bay ST, NORFOLK VA 23518 - Photo 4
9615 21st Bay ST, NORFOLK VA 23518 - Photo 5
$2,700
$2 / sqft · est. $15/mo →
2beds
2.1baths
1,500sqft
16days on market

9615 21st Bay St, Norfolk, VA 23518

ActiveRental · built 2022 · THE TERN

About this home

The listing, in the seller's words

IMMACULATE 2 BEDROOM 2.5 BATH TOWNHOUSE W/2 CAR ATTACHED GARAGE JUST FEETFROM THE OCEAN. PROPERTY FEATURES FULLY EQUIPPED KITCHEN, CUSTOM CABINETS,QUARTZ COUNTERTOPS, DINING AREA, 2 SPACIOUS BEDROOMS, PRIMARY W/ATTACHEDBATHROOM, OPEN LIVING ROOM SPACE, 2 CAR ATTACHED GARAGE AND MORE. TRULY A MUST SEE!!

Listing courtesy of Tina Simmons · The Real Estate Group · REIN MLS #10638765

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Rental

Year built

2022

Price / sqft

$2

HOA

None

County

Norfolk VA

Waterfront

Yes

MLS #

10638765

Interior

Bedrooms
2
Full baths
2
Half baths
1
Approx. sqft
1,500
Stories
3
Flooring
Ceramic, Laminate/LVP
Other rooms
Foyer, PBR with Bath, Utility Closet, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment
Ceiling Fan

Construction & exterior

Style
Tri-Level
Foundation
Slab
Roof
Asphalt Shingle
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
THE TERN
Unit / floor
3
Garage
Yes
Parking
Garage Att 2 Car, 2 Space, Off Street, Driveway Spc
Possession
7/5/2026
Disclosures
Crash Zone None, Noise < 65 dB

See more Norfolk homes under $200K.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone AE · base flood elevation 7 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Ocean View

Ocean View is a waterfront neighborhood in Norfolk, Virginia, known for its access to the Chesapeake Bay and maritime character.

$385K

Median sale · 12 mo

$255

Sold $/sq ft

26d

Days on market

79

For sale now

$61K

HH income

36.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Ocean View
Map of Ocean View with neighborhood boundaryNeighborhood

Norfolk real estate

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$15/mo

Principal & interest

$14

Property tax

$0

Home insurance

$1

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

1% of $482,800

City assessment record

Land share of assessed value

26% — $123,500

Improvements $359,300 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$300,000$365,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

7044 Gardner DR · 2.2 mi · 1,456 sqft$300,000 sold 2026-02
1821 S Lakeland DR · 2.7 mi · 1,500 sqft$360,000 sold 2026-03
1728 S Lakeland DR · 2.7 mi · 1,500 sqft$330,000 sold 2026-02

Sale & Tax History

List Price

$2,700

Price / Sq Ft

$2

Annual Taxes

N/A

Monthly Tax

N/A

HOA

None

Tax Rate (effective)

N/A

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 9, 2026$2,700
Price reducedJun 25, 2026$2,700−$295
Currently listed$2,700

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

99% below assessment

Total Assessed

$482,800

Land

$123,500

Improvement

$359,300

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

16 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 9615 21st Bay St in a good school zone?+
The assigned zones on the listing record are Little Creek Elementary (GreatSchools 4/10), Azalea Gardens Middle, Lake Taylor (GreatSchools 3/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 9615 21st Bay St in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 7 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is there a gym near 9615 21st Bay St?+
Yes — Fit Body Boot Camp is about 0.2 miles away, per the cached nearby-places record for this address.
Are there parks near 9615 21st Bay St?+
Community Garden is about 0.2 miles away.
Where is the nearest grocery store to 9615 21st Bay St?+
Riffle Farms Market & Co-op is about 0.2 miles away. The closest dining on record is Sour Street Pizza (0 mi).
Does 9615 21st Bay St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 9615 21st Bay St built?+
It was built in 2022, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Tina Simmons · The Real Estate Group · REIN MLS #10638765

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

9615 21st Bay St, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

9615 21st Bay St, Norfolk, Virginia 23518 · MLS #10638765 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.