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Hartfield › ALL OTHERS AREA 125 › 70 Mill Ridge Rd✓ Source: REIN MLS #10640441 · record updated Aug 13, 2026 · synced every 2 min · your inquiry is never resold
70 Mill Ridge RD, HARTFIELD VA 23071 - Main photo
70 Mill Ridge RD, HARTFIELD VA 23071 - Photo 2
70 Mill Ridge RD, HARTFIELD VA 23071 - Photo 3
70 Mill Ridge RD, HARTFIELD VA 23071 - Photo 4
70 Mill Ridge RD, HARTFIELD VA 23071 - Photo 5
$500,000
$249 / sqft · est. $2,907/mo →
4beds
2baths
2,008sqft
56days on market

70 Mill Ridge Rd, Hartfield, VA 23071

ActiveResidential · built 1992 · ALL OTHERS AREA 125

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Pond.

Frontage

Pond ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

1992

Price / sqft

$249

HOA fee

$25/mo

Taxes

$1,700/yr

County

Middlesex County VA

Waterfront

Yes

MLS #

10640441

HOA association includes

DockPlaygrounds

$25/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
2
Approx. sqft
2,008
Stories
2
Flooring
Carpet, Slate, Wood
First-floor bed & full bath
Yes
Total rooms
9
Other rooms
1st Floor Primary BR, Breakfast Area, Fin. Rm Over Gar, PBR with Bath, Pantry, Utility Room
Appliances
220 V Elec, Dishwasher, Dryer Hookup, Elec Range, Refrigerator, Washer Hookup
Equipment
Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Cape Cod
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle,Composite
Exterior
Vinyl
Pool
No Pool
Fencing
Back Fenced,Front Fenced
Waterfront
Pond

Utilities & systems

Heating
Electric, Heat Pump
Cooling
Central Air, Heat Pump
Water heater
Electric
Water
Well
Sewer
Septic

Lot, parking & ownership

Lot size
1.6100
Subdivision
ALL OTHERS AREA 125
Zoning
R
Ownership
Fee Simple
Garage
Yes
Parking
Garage Det 2 Car, Oversized Gar, Multi Car, Driveway Spc
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Waterfront Living on Healy's Mill Pond - Privacy, Views & Endless Possibilities! Tucked among the trees overlooking Healy's Mill Pond, this home offers a rare opportunity to enjoy privacy, nature, & a relaxed lifestyle on 1.6 acres. 4 bedrooms, 2 baths, & a finished detached garage w/additional living space above, there's room for everyone to spread out & enjoy. Adding even more versatility, the det'd 2-car garage features a finished upper-level living space w/full bath, vaulted ceiling, & plumbing already in place for a future kitchenette. Currently staged as an apartment-style suite, this flexible space is ideal for guests, extended family, a home office, studio, or recreation room. Designed for both entertaining & relaxation, the outdoor living spaces include a spacious rear deck & beautiful patio ideal for family gatherings, outdoor dining, or simply soaking in the tranquility of the waterfront setting. Inside, the home features gorgeous hardwood floors throughout the 1st level, large family rm w/vaulted ceilings & cozy fireplace, inviting eat-in kitchen complete with a bay window, extensive cabinetry, & quartz countertops. The bright & airy sunroom offers a perfect coffee-or-wine retreat, w/direct access to the deck, seamlessly blending indoor and outdoor living. The 1st floor includes 2 bedrooms, highlighted by a spectacular primary suite that has been recently remodeled. This private retreat boasts a sitting area perfect for morning coffee & beautifully updated ensuite bath. Upstairs, you'll find 2 additional generously sized bedrooms, a full bath, and a nursery, flex space, or bonus room to suit your needs.

Listing courtesy of Tracy Foster · Abbitt Realty Company LLC · REIN MLS #10640441

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

A four-bedroom, two-bath home in Hartfield, Virginia, offering 2,008 square feet of living space on a quiet Middlesex County road. Built in 1992, this property sits in the heart of the Northern Neck and Middle Peninsula region — a genuinely unhurried corner of coastal Virginia.

Read the full overview ↓

Why this home stands out

What sets 70 Mill Ridge Road apart is its setting. Hartfield is tucked along the Piankatank River corridor, where the pace slows down and the landscape opens up. A 1992-built home with four bedrooms gives you real flexibility — whether that's a dedicated home office, a guest room, or space for a growing household — without the density of a suburban subdivision pressing in from every side.

ALL OTHERS AREA 125 and the Hartfield real estate market

Hartfield is a small, unincorporated community in Middlesex County, Virginia, sitting on the Middle Peninsula between the Piankatank River to the north and the Rappahannock River to the south. It's the kind of place where neighbors know each other, the roads stay quiet, and the natural landscape — tidal creeks, pine stands, open farmland — is part of everyday life. The town of Urbanna is just a short drive away, offering a charming waterfront Main Street with local restaurants, a pharmacy, and community events anchored by the famous Urbanna Oyster Festival each November. Gloucester Courthouse is also within easy reach for broader shopping and services. If you're drawn to rural Virginia waterfront living without sacrificing reasonable access to the wider region, Middlesex County consistently earns a second look from buyers comparing options across the Middle Peninsula.

What's nearby

Daily errands and weekend plans are both manageable from Mill Ridge Road. Urbanna's compact downtown puts waterfront dining and a local pharmacy within a short drive. For grocery runs, Deltaville and Saluda both offer supermarket options within 20 to 30 minutes. Bethpage Camp-Resort and the Piankatank River Golf Club give outdoor enthusiasts easy outlets close to home. Deltaville Marina is a draw for boaters, and the Middlesex County waterfront access points make kayaking and fishing genuinely convenient — not a special-occasion trip, just a regular Tuesday afternoon possibility.

For different buyers

For military families relocating

Camp Peary is roughly 40 minutes southwest via Route 17, making 70 Mill Ridge Road a workable option for personnel stationed at the York County installation. A VA loan can stretch your purchasing power in a lower-cost market like Middlesex County, and four bedrooms give a family room to spread out. The rural setting trades urban convenience for space, quiet, and a slower pace — a trade many military families find genuinely worthwhile.

For buyers drawn to character

If your search is guided more by landscape than by amenity lists, Hartfield delivers. Mill Ridge Road sits in a part of Virginia where tidal rivers, working farms, and pine-lined back roads define the character of a neighborhood more than any subdivision entrance sign ever could. A 1992-built four-bedroom home here is a chance to own real square footage in a region that still feels like the Chesapeake Bay country it has always been.

More buyer questions

How far is 70 Mill Ridge Road from Camp Peary?

Camp Peary is approximately 40 minutes southwest of Hartfield, primarily via Route 17 through Gloucester. Drive times can vary slightly depending on traffic through Gloucester Courthouse.

What is the flood zone status for 70 Mill Ridge Road in Hartfield?

Flood zone designation for this property is displayed in the FloodRisk tile on this page, which pulls current FEMA map data for the Middlesex County parcel.

Where do residents of Hartfield typically shop for groceries?

Most Hartfield residents head to Saluda or Deltaville for grocery shopping, both of which are within roughly 20 to 30 minutes. Urbanna also has smaller local shops for everyday needs.

Is there an HOA at 70 Mill Ridge Road?

This property does not carry a mandatory HOA, which is typical for many rural Middlesex County addresses outside of planned communities.

What is the lot and setting like on Mill Ridge Road?

Mill Ridge Road is a quiet residential road in unincorporated Hartfield, characteristic of the low-density, semi-rural feel that defines much of Middlesex County's interior. The surrounding landscape mixes residential lots with woodlands and open land.

Tom and Dariya Milan at LPT Realty know the Middle Peninsula market well. Reach out to talk through what 70 Mill Ridge Road could look like for your household.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Hartfield$425K – $575K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryMiddlesex Elementary
    —
  • MiddleSt. Clare Walker Middle
    —
  • HighMiddlesex
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51119C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,882/mo

Principal & interest

$2,594

Property tax

$142

Home insurance

$146

PMI

None

HOA/Condo (paid separately)

$25

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$119,900 – $510,000

The 3 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 2 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

81 Hartfield GRN · 0.8 mi · 2,237 sqft$490,000 sold 2026-07
939 Coachpoint RD · 1.2 mi · 1,968 sqft$119,900 under contract
456 Ridge RD · 3.1 mi · 1,812 sqft$510,000 sold 2026-07

Sale & Tax History

List Price

$500,000

Price / Sq Ft

$249

Annual Taxes

$1,700

Monthly Tax

$142

HOA fee

$25 / mo

Tax Rate (effective)

0.34%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 18, 2026$500,000—
Price reducedAug 7, 2026$500,000−$25,000
Currently listed—$500,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Hartfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

56 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 70 Mill Ridge Rd in a good school zone?+
The assigned zones on the listing record are Middlesex Elementary, St. Clare Walker Middle, Middlesex. School attendance zones can change — always confirm enrollment with the local school division.
Is 70 Mill Ridge Rd in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is 70 Mill Ridge Rd a waterfront property?+
Yes. The listing record shows: Pond.
Does 70 Mill Ridge Rd have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Dock, Playgrounds.
When was 70 Mill Ridge Rd built?+
It was built in 1992, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Tracy Foster · Abbitt Realty Company LLC · REIN MLS #10640441

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

70 Mill Ridge Rd, Hartfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

70 Mill Ridge Rd, Hartfield, Virginia 23071 · MLS #10640441 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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