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Virginia Beach › PUNGO › 4097 Muddy Creek Rd✓ Source: REIN MLS #10607218 · record updated Feb 20, 2026 · synced every 2 min · your inquiry is never resold
4097 Muddy Creek RD, VIRGINIA BEACH VA 23456 - Main photo
4097 Muddy Creek RD, VIRGINIA BEACH VA 23456 - Photo 2
$225,000
119days on market

4097 Muddy Creek Rd, Virginia Beach, VA 23456

Off MarketLand and Farms · PUNGO

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Creek.

Frontage

Creek ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

About this home

The listing, in the seller's words

Imagine crafting your perfect lifestyle on this 1.4-acre cleared lot in the heart of Pungo, Virginia. This is more than just land—it's an opportunity to embrace the serene, rural charm of coastal Virginia while building a custom single-family home tailored to your vision. Pungo Lifestyle: Enjoy the tranquility of rural living with easy access to Virginia Beach's vibrant amenities, beaches, and community. Picture morning coffee on your future porch, surrounded by wide-open spaces and the beauty of nature. This lot is your blank canvas to create a home that reflects your style and aspirations. Call today to explore this rare opportunity in Pungo!

Listing courtesy of Debbie Childs · RE/MAX Alliance · REIN MLS #10607218

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Land and Farms

HOA

None

Taxes

$890/yr

County

Virginia Beach VA

Waterfront

Yes

MLS #

10607218

Construction & exterior

Waterfront
Creek

Utilities & systems

Utilities available
Septic, Well

Lot, parking & ownership

Lot size
1.4000
Road surface
Dirt, Gravel
Subdivision
PUNGO
Zoning
AG2
Ownership
Fee Simple
Possession
CLOSING
Disclosures
None, Occupancy Permit

See more Virginia Beach waterfront homes.

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone AE · base flood elevation 3 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 515531

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Pungo

Pungo is a rural-suburban neighborhood known for its spacious properties, peaceful setting, and convenient access to beaches and shopping.

$775K

Median sale · 12 mo

$294

Sold $/sq ft

17d

Days on market

17

For sale now

$120K

HH income

85.3%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Pungo →
Map of Pungo with neighborhood boundaryNeighborhood

houses for sale in Virginia Beach →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,307/mo

Principal & interest

$1,167

Property tax

$74

Home insurance

$66

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Sale & Tax History

List Price

$225,000

Price / Sq Ft

$0

Annual Taxes

$890

Monthly Tax

$74

HOA

None

Tax Rate (effective)

0.40%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJan 10, 2026$225,000—
Currently listed—$225,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Virginia Beach Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 4097 Muddy Creek Rd in a good school zone?+
The assigned zones on the listing record are Creeds Elementary (GreatSchools 8/10), Princess Anne Middle (GreatSchools 7/10), Kellam (GreatSchools 9/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 4097 Muddy Creek Rd in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 3 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is 4097 Muddy Creek Rd a waterfront property?+
Yes. The listing record shows: Creek.
Does 4097 Muddy Creek Rd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Debbie Childs · RE/MAX Alliance · REIN MLS #10607218

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

4097 Muddy Creek Rd, Virginia Beach — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

4097 Muddy Creek Rd, Virginia Beach, Virginia 23456 · MLS #10607218 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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