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Urbanna › URBANNA › 31 Cross St✓ Source: REIN MLS #10609152 · record updated Mar 17, 2026 · synced every 2 min · your inquiry is never resold
31 Cross ST, URBANNA VA 23175 - Main photo
$395,000
$357 / sqft · est. $2,226/mo →
2beds
1.1baths
1,106sqft
131days on market

31 Cross St, Urbanna, VA 23175

Off MarketResidential · built 1929 · URBANNA

Facts & features

Type

Residential

Year built

1929

Price / sqft

$357

HOA

None

Taxes

$734/yr

County

Middlesex County VA

MLS #

10609152

Interior

Bedrooms
2
Full baths
1
Half baths
1
Approx. sqft
1,106
Stories
1
Flooring
Laminate/LVP
Ensuite bedrooms
2
First-floor bed & full bath
Yes
Total rooms
4
Appliances
Dishwasher, Dryer Hookup, Elec Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Contemp
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Masonry,Wood
Pool
No Pool
Fencing
Partial

Utilities & systems

Heating
Electric
Cooling
Zoned
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.2850
Approx. acres
0.28
Subdivision
URBANNA
Zoning
R1
Ownership
Fee Simple
Garage
Yes
Parking
Garage Det 2 Car, Driveway Spc, Street
Possession
SETTLEMENT

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Nestled in the heart of Urbanna's historic district, this charming 2-bedroom, 1.5-bath home offers the perfect blend of small-town character and modern convenience. With 1,106 square feet of comfortable living space, this property is ideal as a full-time residence, weekend retreat, or potential business opportunity. Step inside to find a partially furnished interior ready for immediate enjoyment. The home features a cozy living area, functional kitchen, and inviting spaces throughout. From the backyard, enjoy peaceful views of Urbanna Creek, adding to the property's relaxed coastal charm. A highlight of this property is the 34x24 detached garage—offering plenty of room for vehicles, a workshop, or storage. Located just a short distance from local shops, restaurants, and the grocery store, this property provides the best of convenience and charm. Zoned for flexibility, it also has business potential, offering endless possibilities in one of Urbanna's most desirable locations.

Listing courtesy of Kyle Bell · RE/MAX Capital · REIN MLS #10609152

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryMiddlesex Elementary
    —
  • MiddleSt. Clare Walker Middle
    —
  • HighMiddlesex
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51119C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,226/mo

Principal & interest

$2,050

Property tax

$61

Home insurance

$115

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Sale & Tax History

List Price

$395,000

Price / Sq Ft

$357

Annual Taxes

$734

Monthly Tax

$61

HOA

None

Tax Rate (effective)

0.19%

Sale Timeline (this listing)

EventDatePriceDetail
ListedDec 29, 2025$395,000—
Currently listed—$395,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Urbanna Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 31 Cross St in a good school zone?+
The assigned zones on the listing record are Middlesex Elementary, St. Clare Walker Middle, Middlesex. School attendance zones can change — always confirm enrollment with the local school division.
Is 31 Cross St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 31 Cross St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 31 Cross St built?+
It was built in 1929, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Kyle Bell · RE/MAX Capital · REIN MLS #10609152

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

31 Cross St, Urbanna, Virginia 23175 · MLS #10609152 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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