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South MillsSOUTH MILLS CITY297 Old Swamp Rd✓ Source: REIN MLS #10641832 · record updated Jul 7, 2026 · synced every 2 min · your inquiry is never resold
297 Old Swamp RD, SOUTHMILLS NC 27976 - Main photo
297 Old Swamp RD, SOUTHMILLS NC 27976 - Photo 2
297 Old Swamp RD, SOUTHMILLS NC 27976 - Photo 3
297 Old Swamp RD, SOUTHMILLS NC 27976 - Photo 4
297 Old Swamp RD, SOUTHMILLS NC 27976 - Photo 5
$234,900
$226 / sqft · est. $1,336/mo →
3beds
2baths
1,040sqft
8days on market

297 Old Swamp Rd, South Mills, NC 27976

ActiveResidential · built 1998 · SOUTH MILLS CITY

About this home

The listing, in the seller's words

Welcome to your slice of country living in highly sought-after South Mills, NC! This beautifully updated 3-bedroom, 2-bath home sits on an acre, offering the perfect blend of privacy, space, and modern comfort. Step inside to discover a completely refreshed interior featuring a brand-new kitchen with updated finishes, new flooring throughout, and a bright, open layout for everyday living and entertaining. Major upgrades have already been completed for you, including a new roof and HVAC system, providing peace of mind for years to come. This well-maintained home offers generous living space, a functional floor plan, and plenty of room to enjoy both inside and out. If you're looking for affordability, updates, and space in a desirable location, this one checks all the boxes. Don't miss your opportunity to own in South Mills! 3D Tour available.

Listing courtesy of Jenn Bryant · The Bryant Group · REIN MLS #10641832

VaHome team overview

Our read on this home

At a glance

A three-bedroom, two-bath home on Old Swamp Road in South Mills, North Carolina — compact, practical, and planted in the quiet, rural edge of Camden County where the pace of life slows down and open land stretches in every direction.

Read the full overview ↓

Why this home stands out

Built in 1998, this 1,040-square-foot home sits on a stretch of road that feels genuinely removed from suburban noise. South Mills is one of those small communities that people discover and quietly decide to stay in — close enough to the Virginia border for commuters, yet far enough out that you're trading traffic for tree lines and breathing room. Three bedrooms and two full baths in a single-level footprint means everything you need is on one floor.

SOUTH MILLS CITY and the South Mills real estate market

South Mills is an unincorporated community in Camden County, North Carolina, tucked just south of the Virginia state line along the Dismal Swamp Canal corridor. It's a place where neighbors know each other and the landscape does the talking — flat, wooded, and laced with waterways that draw kayakers, anglers, and anyone who simply wants to watch the seasons change without a subdivision in the way. Camden County is one of the smallest counties in North Carolina by population, which means lower density, a slower pace, and a genuine small-town character that's increasingly hard to find this close to a major metro area. The primary keyword for this area — South Mills NC homes — fits naturally here because the address sits squarely in that rural-residential sweet spot that draws buyers from both the Hampton Roads, Virginia market to the north and the Outer Banks corridor to the southeast. US Route 17 runs nearby, keeping the community connected without overwhelming it.

What's nearby

Daily errands are manageable from 297 Old Swamp Road. Elizabeth City, roughly 20 minutes south, is your go-to for grocery stores, pharmacies, hardware, and a broader range of dining and services. The Dismal Swamp Canal Trail is practically in your backyard — a flat, shaded path popular with cyclists and walkers that follows the historic canal. Chesapeake, Virginia is about 30 minutes north and opens up a full suburban amenity set when you need it. The Outer Banks beaches are roughly 90 minutes southeast, making a day trip genuinely doable on a free weekend.

For different buyers

For military families relocating

The USCG Finance Center Chesapeake is approximately 42 minutes from this address — a manageable commute for Coast Guard personnel who prefer a quieter, more rural home base over suburban Chesapeake. If you're eligible for a VA loan, this property's price point and single-level layout can make the financing conversation straightforward. Camden County's lower cost of living stretches a BAH allotment in ways that denser zip codes simply don't.

For first-time buyers

A three-bedroom, two-bath home with a single-level floor plan is a clean, uncomplicated starting point for first-time buyers. There's no HOA adding layers of rules or fees, and Camden County's rural setting means lower property density and a quieter environment to settle into. If a VA loan is part of your financing picture, this type of property in this county tends to be a good fit for that path.

More buyer questions

How far is 297 Old Swamp Road from USCG Finance Center Chesapeake?

The drive from 297 Old Swamp Road to the USCG Finance Center in Chesapeake, Virginia is approximately 42 minutes under normal traffic conditions, heading north on US Route 17.

What county is 297 Old Swamp Road in?

This property is located in Camden County, North Carolina — one of the state's smaller, more rural counties, situated directly on the Virginia border.

Is there an HOA at 297 Old Swamp Road in South Mills?

No HOA is associated with this property, so there are no mandatory association fees or governing covenants tied to the address.

What is the flood zone status for 297 Old Swamp Road?

Camden County includes areas with varying flood zone designations given its low-lying, canal-adjacent geography — check the FloodRisk tile on this page for the specific designation assigned to this parcel.

How far is 297 Old Swamp Road from Elizabeth City, NC?

Elizabeth City is approximately 20 minutes south of South Mills via US Route 17, making it the nearest city for groceries, medical services, and a wider range of shopping.

Curious whether 297 Old Swamp Road fits your situation? Tom and Dariya Milan at LPT Realty know this corridor well — reach out and let's talk through it.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryGrandy Primary
  • MiddleCamden Middle
  • HighCamden County

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1998

Price / sqft

$226

HOA

None

Taxes

$586/yr

County

Camden County NC

Waterfront

Yes

MLS #

10641832

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,040
Stories
1
Flooring
Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
8
Other rooms
1st Floor BR, 1st Floor Primary BR, Breakfast Area, PBR with Bath, Utility Room
Appliances
Dryer, Elec Range, Refrigerator, Washer
Equipment
Cable Hookup, Ceiling Fan
Accessibility
Level Flooring, Main Floor Laundry

Construction & exterior

Style
Manufactured, Ranch
Subtype
Detached
Foundation
Crawl
Roof
Composite
Exterior
Vinyl
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Septic

Lot, parking & ownership

Lot size
0.9100
Subdivision
SOUTH MILLS CITY
Ownership
Fee Simple
Garage
No
Parking
Off Street
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone AE · base flood elevation 7 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 37029C

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,336/mo

Principal & interest

$1,219

Property tax

$49

Home insurance

$69

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Sale & Tax History

List Price

$234,900

Price / Sq Ft

$226

Annual Taxes

$586

Monthly Tax

$49

HOA

None

Tax Rate (effective)

0.25%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 29, 2026$234,900
Currently listed$234,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

South Mills Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

8 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 297 Old Swamp Rd in a good school zone?+
The assigned zones on the listing record are Grandy Primary, Camden Middle, Camden County. School attendance zones can change — always confirm enrollment with the local school division.
Is 297 Old Swamp Rd in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 7 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Does 297 Old Swamp Rd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 297 Old Swamp Rd built?+
It was built in 1998, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenn Bryant · The Bryant Group · REIN MLS #10641832

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

297 Old Swamp Rd, South Mills — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

297 Old Swamp Rd, South Mills, North Carolina 27976 · MLS #10641832 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.