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South MillsSOUTH MILLS CITY297 Old Swamp Rd✓ Source: REIN MLS #10641832 · record updated Sep 8, 2026 · synced every 2 min · your inquiry is never resold
297 Old Swamp RD, SOUTHMILLS NC 27976 - Main photo
297 Old Swamp RD, SOUTHMILLS NC 27976 - Photo 2
297 Old Swamp RD, SOUTHMILLS NC 27976 - Photo 3
297 Old Swamp RD, SOUTHMILLS NC 27976 - Photo 4
297 Old Swamp RD, SOUTHMILLS NC 27976 - Photo 5
3beds
2baths
1,040sqft
71days on market

297 Old Swamp Rd, South Mills, NC 27976

Under ContractResidential · built 1998 · SOUTH MILLS CITY

Facts & features

Type

Residential

Year built

1998

Price / sqft

$216

HOA

None

Taxes

$586/yr

County

Camden County NC

MLS #

10641832

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,040
Stories
1
Flooring
Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
8
Other rooms
1st Floor BR, 1st Floor Primary BR, Breakfast Area, PBR with Bath, Utility Room
Appliances
Dryer, Elec Range, Refrigerator, Washer
Equipment
Cable Hookup, Ceiling Fan
Accessibility
Level Flooring, Main Floor Laundry

Construction & exterior

Style
Manufactured, Ranch
Subtype
Detached
Foundation
Crawl
Roof
Composite
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Septic

Lot, parking & ownership

Lot size
0.9100
Subdivision
SOUTH MILLS CITY
Ownership
Fee Simple
Garage
No
Parking
Off Street
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Welcome to your slice of country living in highly sought-after South Mills, NC! This beautifully updated 3-bedroom, 2-bath home sits on an acre, offering the perfect blend of privacy, space, and modern comfort. Step inside to discover a completely refreshed interior featuring a brand-new kitchen with updated finishes, new flooring throughout, and a bright, open layout for everyday living and entertaining. Major upgrades have already been completed for you, including a new roof and HVAC system, providing peace of mind for years to come. This well-maintained home offers generous living space, a functional floor plan, and plenty of room to enjoy both inside and out. If you're looking for affordability, updates, and space in a desirable location, this one checks all the boxes. Don't miss your opportunity to own in South Mills! 3D Tour available.

Listing courtesy of Jenn Bryant · The Bryant Group · REIN MLS #10641832

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

A three-bedroom, two-bath home on Old Swamp Road in South Mills, North Carolina — 1,040 square feet of single-family living built in 1998, sitting in the quiet, rural heart of Camden County just minutes from the Virginia border.

Read the full overview ↓

Why this home stands out

South Mills occupies a rare pocket of North Carolina where the pace genuinely slows down. Old Swamp Road delivers that promise — a 1998-built single-family home on a rural corridor where lot space breathes and neighbors aren't stacked on top of each other. Three bedrooms and two full baths in a compact, efficient footprint means lower utility costs and less house to maintain, without sacrificing the basics of comfortable everyday living.

SOUTH MILLS CITY and the South Mills real estate market

South Mills is an unincorporated community in Camden County, North Carolina, positioned along US-17 just south of the Virginia state line. It's the kind of place where you know the folks at the local hardware store and the drive to work — whether that's north into Chesapeake, Virginia or east toward Elizabeth City — is measured in peaceful rural miles rather than stop-and-go frustration. Camden County carries a small-town character that larger Hampton Roads suburbs simply can't replicate: low density, open land, and a genuine sense of community. The area around Old Swamp Road reflects that identity — residential properties set among mature trees and agricultural land, with the Great Dismal Swamp National Wildlife Refuge adding a remarkable natural backdrop just to the west. For buyers comparing South Mills homes for sale, the combination of North Carolina property taxes and proximity to Virginia employment centers is a consistently compelling draw.

What's nearby

Everyday errands stay manageable from 297 Old Swamp Road. The South Mills area connects quickly to US-17, which funnels you north into Chesapeake for grocery stores, pharmacies, and big-box retail within roughly 20 minutes. Elizabeth City — Camden County's nearest urban center — sits about 20 miles to the south and offers a full range of services, dining, and the Museum of the Albemarle. Outdoor enthusiasts will appreciate immediate proximity to the Great Dismal Swamp National Wildlife Refuge, one of the East Coast's most distinctive natural areas, with hiking and paddling trails accessible nearby. The Pasquotank River corridor adds additional recreational options for those who enjoy fishing and kayaking.

For different buyers

For military families relocating

USCG Finance Center Chesapeake is roughly 42 minutes north — a manageable commute that puts you across the state line in Virginia while keeping your housing costs anchored in Camden County, North Carolina. A VA loan can stretch further here than in most Hampton Roads zip codes, and the rural setting offers the kind of quiet that's hard to find closer to base. It's a practical trade-off that many Coast Guard families have made.

For first-time buyers

At 1,040 square feet with three bedrooms and two baths, 297 Old Swamp Road is sized right for a first home — enough space to live comfortably, not so much that upkeep becomes a second job. Camden County's lower cost of living compared to neighboring Virginia jurisdictions makes this corner of North Carolina an appealing entry point, and a VA loan or conventional financing both work well in this price range and market.

More buyer questions

How far is 297 Old Swamp Road from USCG Finance Center Chesapeake?

The drive from South Mills to USCG Finance Center Chesapeake runs approximately 42 minutes under normal traffic conditions, heading north on US-17 across the Virginia border into Chesapeake.

What county is 297 Old Swamp Road in?

The property sits in Camden County, North Carolina — a rural county just south of the Virginia state line, known for low density and relatively low property tax rates compared to neighboring Virginia jurisdictions.

Is 297 Old Swamp Road in a flood zone?

Flood zone status for this address is detailed in the FloodRisk tile on this page — Camden County does include areas with varying flood designations, so reviewing that information before making decisions is worthwhile.

How far is South Mills from Elizabeth City, NC?

Elizabeth City is approximately 20 miles south of South Mills along US-17, making it the nearest full-service urban center for shopping, dining, medical facilities, and county services.

Does 297 Old Swamp Road have an HOA?

Based on available property data, there is no HOA associated with this address, which is typical for rural residential properties along Old Swamp Road in unincorporated Camden County.

Tom and Dariya Milan at LPT Realty know this corner of the Hampton Roads–North Carolina corridor well. Reach out to get the full picture on 297 Old Swamp Road.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

South Mills$190K – $260K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryGrandy Primary
  • MiddleCamden Middle
  • HighCamden County

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 7 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 37029C

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,281/mo

Principal & interest

$1,167

Property tax

$49

Home insurance

$66

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Own a home nearby? See what it is worth today — What's your South Mills home worth?

Sale & Tax History

List Price

$224,900

Price / Sq Ft

$216

Annual Taxes

$586

Monthly Tax

$49

HOA

None

Tax Rate (effective)

0.26%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 29, 2026$224,900
Price reducedAug 27, 2026$224,900−$10,000
Currently listed$224,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

South Mills Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 297 Old Swamp Rd in a good school zone?+
The assigned zones on the listing record are Grandy Primary, Camden Middle, Camden County. School attendance zones can change — always confirm enrollment with the local school division.
Is 297 Old Swamp Rd in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 7 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Does 297 Old Swamp Rd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 297 Old Swamp Rd built?+
It was built in 1998, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenn Bryant · The Bryant Group · REIN MLS #10641832

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

297 Old Swamp Rd, South Mills — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

297 Old Swamp Rd, South Mills, North Carolina 27976 · MLS #10641832 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.