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Cape CharlesCAPE CHARLES128 Golden Bear Cir✓ Source: REIN MLS #10616290 · record updated May 14, 2026 · synced every 2 min · your inquiry is never resold
128 Golden Bear CIR, CAPECHARLES VA 23310 - Main photo
128 Golden Bear CIR, CAPECHARLES VA 23310 - Photo 2
128 Golden Bear CIR, CAPECHARLES VA 23310 - Photo 3
128 Golden Bear CIR, CAPECHARLES VA 23310 - Photo 4
128 Golden Bear CIR, CAPECHARLES VA 23310 - Photo 5
$420,000
133days on market

128 Golden Bear Cir, Cape Charles, VA 23310

ActiveLand and Farms · CAPE CHARLES

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Pond.

Frontage

Pond ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

About this home

The listing, in the seller's words

Exceptional Homesite! Welcome to 128 Golden Bear Cir, Lot 60, a stunning pond-front lot in the highly sought-after Bay Creek community. With breathtaking views overlooking the 2nd and 3rd holes of the prestigious Nicholas Course, this generous lot offers the perfect setting for your future dream home. Enjoy the ultimate flexibility with no time frame to build, allowing you to plan your custom home at your own pace. Whether you're looking to create a relaxing retreat or an entertainer's paradise, the possibilities are endless on this spacious lot. Bay Creek offers unparalleled amenities, including world-class golf, a private beach, walking trails, and more. A short golf cart ride to the vibrant, historic town of Cape Charles, brimming with shops, dining, and more!

Listing courtesy of Natalie Smith · Bay Creek Realty LLC · REIN MLS #10616290

VaHome team overview

Our read on this home

At a glance

128 Golden Bear Circle sits on Virginia's Eastern Shore in Cape Charles — a rare land opportunity steps from preserved natural habitat, a walkable historic downtown, and the kind of unhurried coastal lifestyle that's genuinely hard to find this close to Hampton Roads.

Read the full overview ↓

Why this home stands out

What sets this parcel apart is its location inside the Bayfront community of Cape Charles, where the Chesapeake Bay and the town's Victorian-era streetscape are both within easy reach. You're a short walk from two protected natural area preserves, yet also a few minutes' stroll from boutique dining, local coffee, and a genuine small-town main street. Land in this position — with all of that surrounding it — doesn't surface often.

About the Cape Charles real estate market

Cape Charles is one of the most distinctive small towns on the East Coast, and 128 Golden Bear Circle Cape Charles Virginia puts you right inside it. The town was founded in 1884 as a railroad terminus and ferry port, and its late-Victorian and early-20th-century architecture has been remarkably well preserved. Wide, tree-lined streets lead to a compact downtown packed with independent restaurants, galleries, and shops — all within walking distance of this address. The surrounding Eastern Shore landscape is defined by open sky, tidal marshes, and the broad western face of the Chesapeake Bay, which gives Cape Charles some of the best sunsets in Virginia. The town sits in Northampton County and operates at a pace that feels deliberately different from the urban side of the bay. Residents here tend to be a mix of longtime locals, remote workers drawn by the scenery, and buyers who wanted something genuinely unique. There's no big-box sprawl here — just a real town with real character.

What's nearby

Step outside and the Cape Charles Natural Area Preserve is 0.2 miles away, with the Cape Charles Coastal Habitat Natural Area Preserve just 0.3 miles further — two protected green spaces that frame the neighborhood beautifully. When you're ready for dinner, Hook @ Harvey, Coach House Tavern, and The Shanty are all within 0.7 miles. Morning coffee is covered by Cape Charles Coffee House, The Almeta, or Peach Street Books, each under a mile away. Gull Hummock Gourmet Market and Drizzles Oil & Vinegar Tasting Store handle specialty grocery needs at 0.9 miles. Sky's The Limit Yoga Co rounds out the wellness options at 1.0 mile.

For different buyers

For military families relocating

Joint Base Langley-Eustis is roughly 45 minutes across the Chesapeake Bay Bridge-Tunnel, making Cape Charles a genuine option for service members who want space, scenery, and a slower pace off-base. A VA loan can be a powerful tool for financing new construction on land like this — worth exploring if you're eligible.

For buyers drawn to character

If your vision is a custom home that actually reflects who you are — on land with preserved nature on one side and a Victorian downtown on the other — Cape Charles is the rare place where that's still possible. Building from the ground up here means you get the architecture, the layout, and the lifestyle on your own terms.

More buyer questions

How far is 128 Golden Bear Circle from Joint Base Langley-Eustis?

The drive is approximately 45 minutes, crossing the Chesapeake Bay Bridge-Tunnel from Cape Charles toward Hampton. Traffic on the bridge can vary, especially in summer, so many commuters plan accordingly.

What utilities and infrastructure are typically available for land parcels in Cape Charles?

Cape Charles is a municipality with town water and sewer service available in many areas — buyers should verify connection availability and any tap fees with the Town of Cape Charles directly before building.

Is there a homeowners association at 128 Golden Bear Circle?

The Bayfront community in Cape Charles does have an HOA; buyers should request the current covenants and restrictions to understand what's permitted on the parcel before finalizing plans.

What is the flood zone status for this parcel?

Given Cape Charles's coastal location, flood zone designation is an important factor — check the FloodRisk tile on this page or consult FEMA's flood map service for the most current designation for this specific parcel.

Are there building restrictions or architectural guidelines for new construction in this area?

Cape Charles has both town-level zoning regulations and, within planned communities, HOA architectural guidelines that govern setbacks, building height, and design standards — a local land-use attorney or the town planning office can clarify what applies here.

Curious about building on this parcel or what the Cape Charles lifestyle really looks like day to day? Tom and Dariya Milan know this market well — reach out and let's talk through it.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryKiptopeke Elementary
  • MiddleOther Middle School
  • HighNorthampton

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Land and Farms

HOA

None

Taxes

$2,510/yr

County

Northampton County VA

Waterfront

Yes

MLS #

10616290

Construction & exterior

Waterfront
Pond

Utilities & systems

Utilities available
City Sewer, City Water, Electric, Gas Avail

Lot, parking & ownership

Road surface
Other
Subdivision
CAPE CHARLES
Ownership
Fee Simple
Possession
AT SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51131C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,511/mo

Principal & interest

$2,179

Property tax

$209

Home insurance

$123

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Sale & Tax History

List Price

$420,000

Price / Sq Ft

$0

Annual Taxes

$2,510

Monthly Tax

$209

HOA

None

Tax Rate (effective)

0.60%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJan 6, 2026$420,000
Price reducedMay 19, 2026$420,000−$30,000
Currently listed$420,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cape Charles Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

133 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 128 Golden Bear Cir in a good school zone?+
The assigned zones on the listing record are Kiptopeke Elementary, Other Middle School, Northampton. School attendance zones can change — always confirm enrollment with the local school division.
Is 128 Golden Bear Cir in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 128 Golden Bear Cir?+
Yes — Sky's The Limit Yoga Co is about 1 miles away, per the cached nearby-places record for this address.
Are there parks near 128 Golden Bear Cir?+
Cape Charles Natural Area Preserve is about 0.2 miles away.
Where is the nearest grocery store to 128 Golden Bear Cir?+
Gull Hummock Gourmet Market is about 0.9 miles away. The closest dining on record is Hook @ Harvey a Cape Charles Bistro (0.6 mi).
Is 128 Golden Bear Cir a waterfront property?+
Yes. The listing record shows: Pond.
Does 128 Golden Bear Cir have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Natalie Smith · Bay Creek Realty LLC · REIN MLS #10616290

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

128 Golden Bear Cir, Cape Charles — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

128 Golden Bear Cir, Cape Charles, Virginia 23310 · MLS #10616290 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.