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Cape CharlesCAPE CHARLES128 Golden Bear Cir✓ Source: REIN MLS #10616290 · record updated May 14, 2026 · synced every 2 min · your inquiry is never resold
128 Golden Bear CIR, CAPE CHARLES VA 23310 - Main photo
128 Golden Bear CIR, CAPE CHARLES VA 23310 - Photo 2
128 Golden Bear CIR, CAPE CHARLES VA 23310 - Photo 3
128 Golden Bear CIR, CAPE CHARLES VA 23310 - Photo 4
128 Golden Bear CIR, CAPE CHARLES VA 23310 - Photo 5
$420,000
210days on market

128 Golden Bear Cir, Cape Charles, VA 23310

ActiveLand and Farms · CAPE CHARLES

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Pond.

Frontage

Pond ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Land and Farms

HOA

None

Taxes

$2,510/yr

County

Northampton County VA

Waterfront

Yes

MLS #

10616290

Construction & exterior

Waterfront
Pond

Utilities & systems

Utilities available
City Sewer, City Water, Electric, Gas Avail

Lot, parking & ownership

Road surface
Other
Subdivision
CAPE CHARLES
Ownership
Fee Simple
Possession
AT SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Exceptional Homesite! Welcome to 128 Golden Bear Cir, Lot 60, a stunning pond-front lot in the highly sought-after Bay Creek community. With breathtaking views overlooking the 2nd and 3rd holes of the prestigious Nicholas Course, this generous lot offers the perfect setting for your future dream home. Enjoy the ultimate flexibility with no time frame to build, allowing you to plan your custom home at your own pace. Whether you're looking to create a relaxing retreat or an entertainer's paradise, the possibilities are endless on this spacious lot. Bay Creek offers unparalleled amenities, including world-class golf, a private beach, walking trails, and more. A short golf cart ride to the vibrant, historic town of Cape Charles, brimming with shops, dining, and more!

Listing courtesy of Natalie Smith · Bay Creek Realty LLC · REIN MLS #10616290

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

128 Golden Bear Circle sits inside the Bayfront at Cape Charles golf community on Virginia's Eastern Shore — a rare land opportunity steps from a natural area preserve, walkable to a charming historic downtown, and about 45 minutes from Joint Base Langley-Eustis.

Read the full overview ↓

Why this home stands out

What makes this lot stand out is the combination of setting and scarcity. Cape Charles is one of the few places on the East Coast where a walkable, historic small-town grid meets an uncrowded Atlantic-adjacent shoreline, and Golden Bear Circle places you inside a planned golf community with that entire scene just a short stroll away. Vacant land in this zip code rarely surfaces, making 128 Golden Bear Circle a genuine ground-floor opportunity on the Eastern Shore.

About the Cape Charles real estate market

Cape Charles, Virginia is a late-19th-century railroad town that survived long enough to become something special — a compact, tree-lined grid of Victorian and Colonial Revival homes facing the Chesapeake Bay. The town sits at the southern tip of the Delmarva Peninsula in Northampton County, connected to the rest of Hampton Roads by the Chesapeake Bay Bridge-Tunnel. Life here moves at a deliberate pace: neighbors walk to the beach, kayak the harbor, and linger over coffee on Mason Avenue. The Bayfront at Cape Charles community wraps around a golf course and sits close enough to downtown that errands and evenings out rarely require a car. For buyers comparing land parcels and Cape Charles homes for sale, the town's historic district, protected natural areas, and bay-front access are the consistent draw — the kind of place that rewards people who want to build something exactly right rather than settle for something close enough.

What's nearby

Daily life is genuinely walkable from 128 Golden Bear Circle. Hook @ Harvey, a Cape Charles bistro, is just 0.3 miles away, and The Shanty is a short 0.4-mile stroll for waterfront dining. Mason Avenue Bakery, Cape Charles Coffee House, The Almeta, and Edible Picasso are all within half a mile — morning coffee is never a commute. Gull Hummock Gourmet Market and Drizzles Oil & Vinegar Tasting Store handle specialty grocery needs at 0.5 and 0.6 miles respectively. For outdoor time, Cape Charles Natural Area Preserve and Cape Charles Coastal Habitat Natural Area Preserve are both just 0.2 miles away, and Central Park is an easy 0.7-mile walk. Sky's The Limit Yoga Co rounds out the wellness options at 0.8 miles.

For different buyers

For military families relocating

Joint Base Langley-Eustis is roughly 45 minutes across the Chesapeake Bay Bridge-Tunnel — a commute that trades congestion for scenery. A VA loan can be a strong tool for financing new construction on qualifying land, and Cape Charles offers a quieter, lower-density lifestyle than the busy corridors closer to base. Families who want space, a tight-knit community, and room to build exactly what they need will find Golden Bear Circle worth a serious look.

For buyers drawn to character

If your vision is a custom home in a place with genuine soul, 128 Golden Bear Circle is the kind of lot that makes that possible. Cape Charles has architectural character, a protected historic district, a working waterfront, and a food-and-coffee scene that punches well above its population size. Building here means you design for the life you actually want — on a street inside a golf community, two-tenths of a mile from a coastal nature preserve.

More buyer questions

How far is 128 Golden Bear Circle from Joint Base Langley-Eustis?

The drive is approximately 45 minutes, crossing the Chesapeake Bay Bridge-Tunnel from the Eastern Shore into Hampton Roads. Travel time can vary slightly depending on toll plaza traffic and the time of day.

What is the zoning and intended use for this lot?

128 Golden Bear Circle is classified as Land and Farms in Northampton County, Virginia, within the Bayfront at Cape Charles planned community. Buyers should verify current zoning, allowable uses, and any community covenants directly with Northampton County and the community's governing documents before making build plans.

Is 128 Golden Bear Circle in a flood zone?

Given its proximity to the Chesapeake Bay and coastal natural areas, flood zone status is an important due-diligence item for this address. The property's FloodRisk tile on this page provides current FEMA flood map data, and a licensed surveyor or lender can give you a formal determination.

Does the Bayfront at Cape Charles community have an HOA?

Yes, the Bayfront at Cape Charles is a planned community and does have a homeowners association. Prospective buyers should request current HOA documents, including bylaws and any architectural review guidelines, as part of their due diligence.

Where is the nearest grocery store to 128 Golden Bear Circle?

Gull Hummock Gourmet Market is the closest option at approximately 0.5 miles, with Drizzles Oil & Vinegar Tasting Store just a block further at 0.6 miles — both walkable from the lot.

Ready to explore what's possible at 128 Golden Bear Circle? Tom and Dariya Milan know the Cape Charles market well — reach out and let's talk through your vision for this lot.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Cape Charles$355K – $485K

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryKiptopeke Elementary
  • MiddleOther Middle School
  • HighNorthampton

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51131C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,511/mo

Principal & interest

$2,179

Property tax

$209

Home insurance

$123

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Own a home nearby? See what it is worth today — What's your Cape Charles home worth?

Sale & Tax History

List Price

$420,000

Price / Sq Ft

$0

Annual Taxes

$2,510

Monthly Tax

$209

HOA

None

Tax Rate (effective)

0.60%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJan 6, 2026$420,000
Price reducedMay 19, 2026$420,000−$30,000
Currently listed$420,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cape Charles Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

210 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 128 Golden Bear Cir in a good school zone?+
The assigned zones on the listing record are Kiptopeke Elementary, Other Middle School, Northampton. School attendance zones can change — always confirm enrollment with the local school division.
Is 128 Golden Bear Cir in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 128 Golden Bear Cir?+
Yes — Sky's The Limit Yoga Co is about 1 miles away, per the cached nearby-places record for this address.
Are there parks near 128 Golden Bear Cir?+
Cape Charles Natural Area Preserve is about 0.2 miles away.
Where is the nearest grocery store to 128 Golden Bear Cir?+
Gull Hummock Gourmet Market is about 0.9 miles away. The closest dining on record is Hook @ Harvey a Cape Charles Bistro (0.6 mi).
Is 128 Golden Bear Cir a waterfront property?+
Yes. The listing record shows: Pond.
Does 128 Golden Bear Cir have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Natalie Smith · Bay Creek Realty LLC · REIN MLS #10616290

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

128 Golden Bear Cir, Cape Charles — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

128 Golden Bear Cir, Cape Charles, Virginia 23310 · MLS #10616290 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.