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LancasterALL OTHERS AREA 127123 Waterview Rd✓ Source: REIN MLS #10627625 · record updated Jun 5, 2026 · synced every 2 min · your inquiry is never resold
123 Waterview RD, LANCASTER VA 22503 - Main photo
123 Waterview RD, LANCASTER VA 22503 - Photo 2
123 Waterview RD, LANCASTER VA 22503 - Photo 3
123 Waterview RD, LANCASTER VA 22503 - Photo 4
123 Waterview RD, LANCASTER VA 22503 - Photo 5
$290,000
125days on market

123 Waterview Rd, Lancaster, VA 22503

ActiveLand and Farms · ALL OTHERS AREA 127

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Bulkhead, Deep Water Access, Dock, Navigable, River, Tidal.

Frontage

River · Tidal ✓ VERIFIED

Dock

Dock

Shoreline

Bulkheaded

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Land and Farms

HOA

None

Taxes

$1,446/yr

County

Lancaster County VA

Waterfront

Yes

MLS #

10627625

Construction & exterior

Waterfront
Bulkhead,Deep Water Access,Dock,Navigable,River,Tidal
Deep-water access
Yes

Utilities & systems

Utilities available
Electric, Septic, Well

Lot, parking & ownership

Lot size
0.9000
Road surface
Gravel
Subdivision
ALL OTHERS AREA 127
Zoning
R3
Ownership
Fee Simple
Possession
CLOSING
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Rare waterfront opportunity with dock, bulkhead, and approx. 300' of shoreline in a protected harbor setting. Property features an existing 3,412 sq ft building footprint positioned near the water—an increasingly difficult location to replicate under current Chesapeake Bay and waterfront overlay regulations (buyer to verify). Former oyster house with potential for water-dependent use subject to county approval. Navigable water supports a variety of uses. Brackish water setting offers access to both saltwater and freshwater fishing, with calmer conditions for vessels and docks compared to open bay exposure. Approx. 25 miles by boat to the Chesapeake Bay. No significant mapped wetlands on the parcel per National Wetlands Inventory (buyer to verify). Property sold as-is. 3D tour available. GPT assisted remarks.

Listing courtesy of Adam Garrett · Garrett Realty Partners · REIN MLS #10627625

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

123 Waterview Road in Lancaster, Virginia is a land and farms parcel in the Northern Neck — one of the most quietly captivating corners of the Commonwealth, where tidal creeks, open sky, and a slower pace of life define the everyday experience.

Read the full overview ↓

Why this home stands out

What sets 123 Waterview Road apart is the address itself: Waterview Road, in Lancaster County, Virginia. That name is not accidental. The Northern Neck peninsula is laced with tidal waterways feeding into the Rappahannock River and the Chesapeake Bay, and a parcel here puts you inside that landscape rather than adjacent to it. Raw land in this corridor rarely surfaces, and when it does, it tends to hold its character for generations.

ALL OTHERS AREA 127 and the Lancaster real estate market

Lancaster County sits at the heart of Virginia's Northern Neck, a peninsula bounded by the Potomac River to the north and the Rappahannock River to the south. The county seat of Lancaster Court House anchors a community that has operated at its own deliberate rhythm for centuries — colonial-era courthouses, working watermen, and weekend visitors who eventually decide to stay. The zip code 22503 covers a stretch of the county where farmland and tidal shoreline trade places without ceremony. Small marinas dot the creeks, osprey are a common sight overhead, and the night sky still earns its darkness. This is not suburban Virginia — it is a distinct and unhurried version of the state that rewards those who seek it out on purpose.

What's nearby

Daily life along Waterview Road keeps things local and genuine. The town of Kilmarnock, roughly fifteen minutes away, serves as the commercial hub for the Northern Neck — you will find grocery options, pharmacies, hardware, and a handful of well-regarded restaurants anchored around Main Street. White Stone and Irvington are a short drive in the other direction, offering waterfront dining and the boutique character that draws visitors from Richmond and Northern Virginia on weekends. Rappahannock Community College has a campus nearby, and the Chesapeake Bay itself is never far when you need a horizon.

For different buyers

For first-time buyers

If you have been watching land parcels in rural Virginia and wondering whether the timing and the place will ever line up, 123 Waterview Road is worth a serious look. Raw land in Lancaster County lets you define the project from the ground up — no inherited floor plan, no compromises baked in by a previous owner. For a buyer ready to build toward something specific, this is a genuine starting point.

For buyers drawn to character

For buyers drawn to places that have a real identity — not a developer's theme, but an actual history — Lancaster County delivers. The Northern Neck shaped colonial Virginia, fed generations of watermen, and has resisted the kind of homogenization that erased character elsewhere. A parcel on Waterview Road puts you inside that story. If you are comparing land and farms properties across rural Virginia, few addresses carry this combination of landscape, legacy, and quiet.

More buyer questions

How far is 123 Waterview Road from Camp Peary?

Camp Peary is approximately 69 minutes from 123 Waterview Road by car, traveling south through the Northern Neck and crossing the York River corridor. This parcel is best suited for buyers whose work or lifestyle does not require a daily base commute.

What is the nearest town to 123 Waterview Road in Lancaster, Virginia?

Kilmarnock is the closest commercial center, typically about fifteen minutes away, and offers grocery stores, pharmacies, dining, and essential services for day-to-day needs.

Is 123 Waterview Road in a flood zone?

Flood zone status for this parcel is addressed in the FloodRisk tile on this page, which reflects the most current FEMA mapping data available for the 22503 zip code.

What can land in Lancaster County, Virginia be used for?

Lancaster County land parcels can accommodate a range of uses including residential construction, agricultural activity, and conservation — subject to county zoning and any applicable deed restrictions. A local land-use attorney or the Lancaster County planning office can confirm specifics for this address.

Does 123 Waterview Road have water access or waterfront frontage?

The address sits on Waterview Road in a part of Lancaster County known for tidal creek proximity, but specific frontage and water-access details for this parcel should be confirmed through a current survey and the county's GIS mapping resources.

Ready to explore what 123 Waterview Road could become? Tom and Dariya Milan know this corner of Virginia — reach out and let's talk through the possibilities together.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Lancaster$245K – $335K

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryLancaster Primary
  • MiddleLancaster Middle
  • HighLancaster

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 6 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 51103C

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,710/mo

Principal & interest

$1,505

Property tax

$121

Home insurance

$85

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Own a home nearby? See what it is worth today — What's your Lancaster home worth?

Sale & Tax History

List Price

$290,000

Price / Sq Ft

$0

Annual Taxes

$1,446

Monthly Tax

$121

HOA

None

Tax Rate (effective)

0.50%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 1, 2026$290,000
Currently listed$290,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Lancaster Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

125 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 123 Waterview Rd in a good school zone?+
The assigned zones on the listing record are Lancaster Primary, Lancaster Middle, Lancaster. School attendance zones can change — always confirm enrollment with the local school division.
Is 123 Waterview Rd in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 6 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is 123 Waterview Rd a waterfront property?+
Yes. The listing record shows: Bulkhead,Deep Water Access,Dock,Navigable,River,Tidal.
Does 123 Waterview Rd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Adam Garrett · Garrett Realty Partners · REIN MLS #10627625

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

123 Waterview Rd, Lancaster — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

123 Waterview Rd, Lancaster, Virginia 22503 · MLS #10627625 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.