Skip to main content
VaHome.com
Moyock › LOTUS RIDGE › 120 Pema St✓ Source: REIN MLS #10626532 · record updated Mar 24, 2026 · synced every 2 min · your inquiry is never resold
120 PEMA ST, MOYOCK NC 27958 - Main photo
120 PEMA ST, MOYOCK NC 27958 - Photo 2
120 PEMA ST, MOYOCK NC 27958 - Photo 3
120 PEMA ST, MOYOCK NC 27958 - Photo 4
120 PEMA ST, MOYOCK NC 27958 - Photo 5
3beds
2baths
1,696sqft
0days on market

120 Pema St, Moyock, NC 27958

Under ContractResidential · built 2026 · LOTUS RIDGE

Facts & features

Type

Residential

Year built

2026

Price / sqft

$315

HOA fee

$50/mo

Taxes

$2,500/yr

County

Moyock NC

MLS #

10626532

HOA association includes

Other

$50/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,696
Stories
1
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor Primary BR, Pantry, Porch
Appliances
Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Stone,Vinyl
Pool
No Pool

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Septic

Lot, parking & ownership

Lot size
1.0000
Subdivision
LOTUS RIDGE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT CLOSING

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

EDEN CAY. SOLD. TBB.

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10626532

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

A brand-new 2026-built home on Pema Street in Moyock, North Carolina, 120 Pema St delivers 1,696 square feet of thoughtfully designed single-family living across three bedrooms and two baths — fresh construction in a quiet Currituck County community with easy access to Hampton Roads.

Read the full overview ↓

Why this home stands out

What sets 120 Pema St apart is the calendar: built in 2026, everything here is genuinely new. You're not inheriting someone else's decade-old appliances or worn finishes — you're the first person through the door. Three bedrooms and two full baths sit inside 1,696 square feet designed for the way people actually live today, in a Moyock location that keeps both North Carolina and Virginia within reach.

LOTUS RIDGE and the Moyock real estate market

Moyock sits in the northern tip of Currituck County, North Carolina — a stretch of the state that feels genuinely unhurried while staying connected to the broader Hampton Roads metro just across the Virginia line. The community has grown steadily as buyers discover that Currituck County offers a quieter pace without sacrificing convenience. Pema Street itself is a residential address in a low-traffic setting where neighbors tend to know each other and the surroundings stay calm. You're close enough to Chesapeake, Virginia to handle everyday errands with ease, yet far enough from the urban core to feel like you've actually come home. For families comparing new-construction options in the region, this corner of Moyock represents one of the more accessible entry points into Currituck County living.

What's nearby

Daily life from 120 Pema St is straightforward. Moyock's Highway 168 corridor puts grocery stores, pharmacies, and fuel within a short drive. The Virginia state line is only minutes north, opening up the full retail and dining landscape of Chesapeake. Currituck County parks and the open farmland of the surrounding area give the neighborhood a spacious feel that's harder to find closer to the coast. Weekend drives south lead toward the Outer Banks, making this address a genuine base camp for one of North Carolina's most iconic stretches of coastline.

For different buyers

For military families relocating

USCG Finance Center Chesapeake is roughly 36 minutes from 120 Pema St — a manageable commute that keeps you on the North Carolina side of the line, where housing costs tend to run lower. A VA loan can make new construction like this even more accessible, and the three-bedroom layout gives a growing family real room to settle in without feeling squeezed.

For first-time buyers

If you've been weighing your options and looking at new-construction homes in the region, 120 Pema St makes a compelling case. There's nothing to fix, nothing to update — just 1,696 square feet of brand-new space ready to become yours. Three bedrooms and two baths give you room to grow, and Moyock's relatively calm market means you're not fighting a dozen competing offers the moment you show up.

More buyer questions

How far is 120 Pema St from USCG Finance Center Chesapeake?

The drive runs approximately 36 minutes under normal traffic conditions, heading north on Highway 168 into Chesapeake, Virginia. The route is straightforward with no major bottlenecks for most of the day.

What year was 120 Pema St built?

The home was built in 2026, making it brand-new construction — the first occupant will be moving into a home where every system, surface, and fixture is fresh from the builder.

Is 120 Pema St in a flood zone?

Flood zone designation for this address is covered in the FloodRisk tile on this page, which pulls current FEMA map data for the specific parcel.

Does 120 Pema St have an HOA?

HOA status for this property is reflected in the listing details section of this page — check there for the most current information on whether a homeowners association applies.

Can a VA loan be used to purchase 120 Pema St?

Eligible veterans and active-duty service members can generally use a VA loan on a new-construction single-family home like this one, though specific eligibility and builder requirements apply — speaking with a VA-approved lender is the best first step.

Curious about 120 Pema St or new construction in Currituck County? Tom and Dariya Milan at LPT Realty know this corridor well — reach out and let's talk through what this address could mean for you.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Moyock$450K – $615K3+ beds

Listings refresh every 2 minutes, straight from the MLS. At most one email a day. Unsubscribe anytime.

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryMoyock Elementary
    —
  • MiddleMoyock Middle
    —
  • HighCurrituck County
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37053C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,132/mo

Principal & interest

$2,768

Property tax

$208

Home insurance

$156

PMI

None

HOA/Condo (paid separately)

$50

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$418,000 – $479,950

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

104 PEMA ST · 0 mi · 1,694 sqft$444,990 sold 2026-04
100 PEMA ST · 0.1 mi · 1,533 sqft$452,990 sold 2026-03
165 Green View RD · 1 mi · 1,673 sqft$418,000 sold 2026-06

Own a home nearby? See what it is worth today — What's your Moyock home worth?

Sale & Tax History

List Price

$533,490

Price / Sq Ft

$315

Annual Taxes

$2,500

Monthly Tax

$208

HOA fee

$50 / mo

Tax Rate (effective)

0.47%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 4, 2026$533,490—
Currently listed—$533,490—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Moyock Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 120 Pema St in a good school zone?+
The assigned zones on the listing record are Moyock Elementary, Moyock Middle, Currituck County. School attendance zones can change — always confirm enrollment with the local school division.
Is 120 Pema St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 120 Pema St have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Other.
When was 120 Pema St built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10626532

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

120 Pema St, Moyock — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

120 Pema St, Moyock, North Carolina 27958 · MLS #10626532 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

✆