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Moyock › LOTUS RIDGE › 120 Pema St✓ Source: REIN MLS #10626532 · record updated Mar 24, 2026 · synced every 2 min · your inquiry is never resold
120 PEMA ST, MOYOCK NC 27958 - Main photo
120 PEMA ST, MOYOCK NC 27958 - Photo 2
120 PEMA ST, MOYOCK NC 27958 - Photo 3
120 PEMA ST, MOYOCK NC 27958 - Photo 4
120 PEMA ST, MOYOCK NC 27958 - Photo 5
$533,490
$315 / sqft · est. $3,182/mo →
3beds
2baths
1,696sqft
0days on market

120 Pema St, Moyock, NC 27958

Under ContractResidential · built 2026 · LOTUS RIDGE

Facts & features

Type

Residential

Year built

2026

Price / sqft

$315

HOA fee

$50/mo

Taxes

$2,500/yr

County

Moyock NC

MLS #

10626532

HOA association includes

Other

$50/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,696
Stories
1
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor Primary BR, Pantry, Porch
Appliances
Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Stone,Vinyl
Pool
No Pool

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Septic

Lot, parking & ownership

Lot size
1.0000
Subdivision
LOTUS RIDGE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT CLOSING

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

EDEN CAY. SOLD. TBB.

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10626532

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

120 Pema St is a brand-new 2026-built, three-bedroom, two-bath home in Moyock, NC — a fast-growing Currituck County community just across the Virginia state line that offers quiet suburban living with easy access to Hampton Roads.

Read the full overview ↓

Why this home stands out

Being built in 2026 means everything at 120 Pema St is fresh: modern construction standards, current energy codes, and no deferred maintenance to worry about. At 1,696 square feet across three bedrooms and two full baths, the layout gives you room to breathe without the upkeep burden of a sprawling floor plan. New construction in Moyock at this size is a rare find in a market that keeps growing.

LOTUS RIDGE and the Moyock real estate market

Moyock sits in the northern tip of Currituck County, North Carolina — just a short drive south of the Virginia border — and it has quietly become one of the more appealing landing spots for people who work in the Hampton Roads metro but want more space for their dollar. The community has a distinctly small-town feel: wide lots, low traffic, and a pace of life that's genuinely unhurried. Currituck County is known for responsible growth management, which keeps the area from feeling overdeveloped even as new neighborhoods take shape. You're close enough to Virginia Beach and Chesapeake to reach their amenities quickly, yet far enough removed that evenings on Pema St feel genuinely peaceful. It's the kind of place where neighbors still wave from the driveway.

What's nearby

Daily errands in Moyock are straightforward. A Food Lion anchors local grocery runs, and a handful of local diners and casual restaurants line Caratoke Highway (US-168) within minutes of the address. Moyock's position along US-168 puts you on a direct corridor toward Chesapeake, Virginia — where you'll find a full range of big-box retail, dining, and medical offices — in under 20 minutes. The Outer Banks are also reachable in roughly an hour, making weekend beach trips a genuine option rather than a distant dream.

For different buyers

For military families relocating

The USCG Finance Center Chesapeake is about 36 minutes from 120 Pema St — a manageable commute that keeps you well outside the congestion closer to base. New construction means you're the first family through the door, with no surprises hiding in walls or systems. VA loan eligibility can make financing a brand-new home like this especially straightforward, and Currituck County's lower cost of living stretches your housing budget further.

For first-time buyers

Buying new construction as your first home removes a lot of the uncertainty that comes with older properties — the roof, the HVAC, the water heater are all day-one fresh. At 1,696 square feet, 120 Pema St is sized right for a first purchase: enough room to grow into, but not so large it becomes overwhelming. Moyock's quieter market and Currituck County's lower property tax rates also make the ongoing cost of ownership easier to plan around. A VA loan could be worth exploring if you qualify.

More buyer questions

How far is 120 Pema St from USCG Finance Center Chesapeake?

The drive from 120 Pema St to USCG Finance Center Chesapeake is approximately 36 minutes under normal traffic conditions via US-168 North into Chesapeake, Virginia.

What year was 120 Pema St built?

120 Pema St is a 2026 new-construction home, meaning it is built to current North Carolina building codes and energy efficiency standards with all-new systems and materials.

Is 120 Pema St in a flood zone?

Flood zone designation for this address is displayed in the FloodRisk tile on this page — check that section for the most current FEMA map data.

Where is Moyock, NC located relative to Virginia Beach?

Moyock is in northern Currituck County, North Carolina, roughly 25 to 30 minutes south of Virginia Beach via US-168 — close enough for regular trips but far enough to feel like a different world in terms of pace and density.

Can you use a VA loan to purchase a new-construction home like 120 Pema St?

Yes — VA loan benefits can generally be applied to new-construction purchases, though the process involves a few additional steps such as builder approval and construction inspections; speaking with a VA-experienced lender early in the process is the best way to map out your options.

Curious whether 120 Pema St fits your timeline and goals? Tom and Dariya Milan at LPT Realty know this Moyock corridor well — reach out and let's talk through it.

Summary generated by AI from public records and publicly available information.

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryMoyock Elementary
    —
  • MiddleMoyock Middle
    —
  • HighCurrituck County
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37053C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,132/mo

Principal & interest

$2,768

Property tax

$208

Home insurance

$156

PMI

None

HOA/Condo (paid separately)

$50

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$418,000 – $479,950

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

104 PEMA ST · 0 mi · 1,694 sqft$444,990 sold 2026-04
100 PEMA ST · 0.1 mi · 1,533 sqft$452,990 sold 2026-03
165 Green View RD · 1 mi · 1,673 sqft$418,000 sold 2026-06

Sale & Tax History

List Price

$533,490

Price / Sq Ft

$315

Annual Taxes

$2,500

Monthly Tax

$208

HOA fee

$50 / mo

Tax Rate (effective)

0.47%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 4, 2026$533,490—
Currently listed—$533,490—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Moyock Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 120 Pema St in a good school zone?+
The assigned zones on the listing record are Moyock Elementary, Moyock Middle, Currituck County. School attendance zones can change — always confirm enrollment with the local school division.
Is 120 Pema St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 120 Pema St have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Other.
When was 120 Pema St built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10626532

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

120 Pema St, Moyock — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

120 Pema St, Moyock, North Carolina 27958 · MLS #10626532 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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