MoyockLOTUS RIDGE104 Bloom Ln✓ Source: REIN MLS #10639550 · record updated Jul 3, 2026 · synced every 5 min · your inquiry is never resold
104 Bloom LN, MOYOCK NC 27958 - Main photo
104 Bloom LN, MOYOCK NC 27958 - Photo 2
104 Bloom LN, MOYOCK NC 27958 - Photo 3
104 Bloom LN, MOYOCK NC 27958 - Photo 4
104 Bloom LN, MOYOCK NC 27958 - Photo 5
$449,990
$294 / sqft · est. $2,724/mo →
3beds
2baths
1,532sqft
20days on market

104 Bloom Ln, Moyock, NC 27958

ActiveResidential · built 2026 · LOTUS RIDGE

About this home

The listing, in the seller's words

Discover an incredible homesite special on Homesite 165, featuring our best-selling Grand Cayman floor plan offered at our base price—with exceptional added value through included upgrades. This beautiful home sits on a spacious, desirable homesite and is appointed with stylish white cabinetry, elegant quartz countertops, and thoughtful finishes throughout. Now is the perfect time to visit—tour in June and you'll receive a free covered porch, ideal for enjoying outdoor living year-round. Plus, experience our newest community amenities, including a stunning pavilion and fun-filled bocce ball courts. Don't miss this rare opportunity to own a move-in-ready home with premium features at an unbeatable value!

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10639550

VaHome team overview

Our read on this home

At a glance

104 Bloom Lane is a brand-new 2026-built, three-bedroom, two-bath home in Moyock, North Carolina — just over the Virginia border. At 1,532 square feet, it offers modern construction, an efficient layout, and easy access to the Hampton Roads metro.

Read the full overview ↓

Why this home stands out

New construction means everything is yours first — no inherited quirks, no deferred maintenance, no guessing what's behind the walls. Built in 2026, 104 Bloom Lane delivers current building codes, modern energy standards, and fresh finishes from day one. For buyers who want a clean slate without a custom-build timeline, a move-in-ready new build in Moyock hits a sweet spot that older inventory simply can't match.

LOTUS RIDGE and the Moyock real estate market

Moyock sits in Currituck County, North Carolina, right along the US-168 corridor — the main artery connecting the Outer Banks to the Hampton Roads metro. It's one of the fastest-growing communities in the region precisely because it threads the needle between small-town quiet and big-city access. You're in North Carolina, which means North Carolina property tax rates and cost-of-living advantages, while still being a realistic commute from Virginia Beach, Chesapeake, and the broader Hampton Roads area. The Moyock, NC new construction market has expanded steadily here as buyers discover that newer subdivisions offer modern homes at a value that's harder to find just across the state line. The pace of life feels unhurried — there's genuine breathing room between properties, and the flat, open landscape gives the community a spacious feel. Currituck County's rural character is part of the draw, but infrastructure has kept pace with growth, making everyday life genuinely convenient.

What's nearby

Daily errands are straightforward from 104 Bloom Lane. The US-168 corridor puts grocery stores, pharmacies, and fuel within a short drive, with Moyock's own commercial strip continuing to expand alongside its population. Moyock Community Park offers outdoor recreation close to home. For bigger shopping runs or dining variety, Chesapeake, Virginia is roughly 20 to 25 minutes north and delivers full big-city retail options. The northern Outer Banks — Duck, Corolla, and Carova — are accessible to the south, making weekend beach trips a genuine part of life here rather than a once-a-year event.

For different buyers

For military families relocating

The USCG Finance Center Chesapeake is about 36 minutes from 104 Bloom Lane — a manageable commute that keeps you well clear of the congestion closer to base. A VA loan can make financing a new-construction home like this one straightforward, and buying in North Carolina means your housing dollar stretches further than it would on the Virginia side of the line. That combination of commute distance, purchasing power, and brand-new construction is genuinely hard to beat.

For first-time buyers

Buying your first home and getting brand-new construction at the same time is a rare combination. At 104 Bloom Lane, you're not inheriting someone else's deferred maintenance list — everything is fresh, under warranty, and built to current code. The three-bedroom, two-bath layout gives you room to grow, and Moyock's location in Currituck County means your property tax burden starts lower than comparable Virginia addresses. It's a strong foundation for a first chapter in homeownership.

More buyer questions

How far is 104 Bloom Lane from USCG Finance Center Chesapeake?

The drive is approximately 36 minutes under normal traffic conditions, heading north on US-168 into Chesapeake, Virginia. The route is straightforward with no major interchange bottlenecks for most of the trip.

Is 104 Bloom Lane in a flood zone?

Currituck County participates in FEMA's National Flood Insurance Program, and flood zone status varies by parcel. Check the official FEMA Flood Map Service Center using the property's address for the current designation.

What county is 104 Bloom Lane in, and does that affect taxes?

The property is in Currituck County, North Carolina, which generally carries lower property tax rates than comparable jurisdictions across the Virginia state line — a meaningful long-term advantage for buyers comparing similar homes on both sides of the border.

Can a VA loan be used to purchase a new-construction home like this one?

Yes — a VA loan can be used for new construction, though the process involves a few additional steps compared to purchasing an existing home, such as builder approval and construction inspections. Working with a lender experienced in VA new-construction loans makes the process much smoother.

How close is 104 Bloom Lane to the Outer Banks beaches?

The northern Outer Banks communities of Corolla and Duck are roughly 45 to 55 minutes south via NC-168 and NC-12, making weekend beach access a realistic and regular part of life for residents here.

Want to know more about 104 Bloom Lane or new construction in Moyock? Tom and Dariya Milan are ready to walk you through every detail — reach out and let's talk.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryMoyock Elementary
  • MiddleMoyock Middle
  • HighCurrituck County

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$294

HOA fee

$50/mo

Taxes

$2,500/yr

County

Moyock NC

Waterfront

Yes

MLS #

10639550

HOA association includes

Other

$50/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

The flood answer first — quantified, not buried

FEMA flood zone X · outside the high-risk area · FIRM 37053C

Flood Risk

Looking up FEMA flood zone…

Hurricane evacuation zone: not in a designated evacuation zone · VDEM Know Your Zone

Outside all mapped AICUZ jet-noise contours and Accident Potential Zones.

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,724/mo

Principal & interest

$2,335

Property tax

$208

Home insurance

$131

PMI

None

HOA

$50

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$360,000$452,990

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

100 PEMA ST · 0 mi · 1,533 sqft$452,990 sold 2026-03
104 PEMA ST · 0.1 mi · 1,694 sqft$444,990 sold 2026-04
102 PEMA ST · 0.1 mi · 1,338 sqft$399,990 sold 2026-04

Sale & Tax History

List Price

$449,990

Price / Sq Ft

$294

Annual Taxes

$2,500

Monthly Tax

$208

HOA fee

$50 / mo

Tax Rate (effective)

0.56%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 13, 2026$449,990
Currently listed$449,990

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Moyock Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

20 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 104 Bloom Ln in a good school zone?+
The assigned zones on the listing record are Moyock Elementary, Moyock Middle, Currituck County. School attendance zones can change — always confirm enrollment with the local school division.
Is 104 Bloom Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 104 Bloom Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Other.
When was 104 Bloom Ln built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10639550

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

104 Bloom Ln, Moyock, North Carolina 27958 · MLS #10639550 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.