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MoyockLOTUS RIDGE103 Pema St✓ Source: REIN MLS #10645959 · record updated Aug 21, 2026 · synced every 2 min · your inquiry is never resold
103 Pema ST, MOYOCK NC 27958 - Main photo
103 Pema ST, MOYOCK NC 27958 - Photo 2
103 Pema ST, MOYOCK NC 27958 - Photo 3
103 Pema ST, MOYOCK NC 27958 - Photo 4
103 Pema ST, MOYOCK NC 27958 - Photo 5
4beds
2baths
1,694sqft
27days on market

103 Pema St, Moyock, NC 27958

Under ContractResidential · built 2026 · LOTUS RIDGE

Facts & features

Type

Residential

Year built

2026

Price / sqft

$295

HOA fee

$50/mo

Taxes

$2,500/yr

County

Moyock NC

MLS #

10645959

HOA association includes

Other

$50/mo HOA fee · none · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
2
Approx. sqft
1,694
Stories
1
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Breakfast Area, Foyer, PBR with Bath, Porch
Appliances
Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Elec Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Ranch, Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Stone,Vinyl
Pool
No Pool

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Septic

Lot, parking & ownership

Lot size
0.9200
Subdivision
LOTUS RIDGE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc
Possession
AT CLOSE
Miscellaneous
Warranty Plan

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Only 3 homesites remaining! Welcome to Lotus Ridge, Moyock's newest community featuring 1 acre homesites and beautifully designed ranch-style homes. Enjoy the perfect blend of privacy, space, and convenience — located just 2 miles from Chesapeake and 10 miles from the Edinburgh Shopping Center. The Dominica Spring offers a bright, open design with four bedrooms and two baths, great for modern single-level living. The foyer leads into a spacious great room that flows into a gourmet kitchen featuring a large island and dining area. The private owner's suite includes double vanities and an expansive closet. A 2-car garage adds everyday convenience. This well-designed floorplan blends style, function, and comfort throughout. Call today to schedule your appointment! Your ideal homesite awaits at Lotus Ridge!

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10645959

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

103 Pema Street is a brand-new 2026-built, four-bedroom, two-bath home in Moyock, North Carolina — a fast-growing Currituck County community that gives you quiet suburban living with quick access to both Hampton Roads and the Outer Banks.

Read the full overview ↓

Why this home stands out

New construction means everything is yours first: fresh systems, modern finishes, and 1,694 square feet designed for the way people actually live today. There's no deferred maintenance to budget for, no updating to schedule — just a clean slate in a community that's drawing families who want space, value, and room to grow without the congestion of the Virginia Beach corridor.

LOTUS RIDGE and the Moyock real estate market

Moyock sits in the northwest corner of Currituck County, right along the North Carolina–Virginia border, and it's one of the fastest-growing pockets in the entire Hampton Roads region. The town has that unhurried, small-town feel — wide lots, open sky, and neighbors who wave — while still being a practical commute from Chesapeake, Virginia Beach, and the Outer Banks. Pema Street is a residential street in a newer section of Moyock where 2020s construction is reshaping what the area looks like. Currituck County handles local government and services, and the county has invested steadily in infrastructure to keep pace with growth. If you're comparing homes for sale in Moyock, the combination of new construction quality, lower North Carolina property taxes relative to Virginia, and genuine elbow room is a package that's hard to replicate closer to the coast.

What's nearby

Daily life is easy to manage from Pema Street. Grocery runs, hardware stops, and quick-service dining are all accessible along the US-168 corridor in Moyock and nearby Chesapeake. The Currituck County mainland offers parks and open space, and the Outer Banks — with its beaches, fishing, and waterfront dining — is roughly an hour south. Chesapeake's shopping centers, restaurants, and medical facilities are a short drive north across the state line, giving you the best of both states without committing to either city's pace.

For different buyers

For military families relocating

The USCG Finance Center Chesapeake is about 36 minutes away, and the broader Hampton Roads base network — including Naval Station Norfolk and Coast Guard Sector Hampton Roads — is reachable without a brutal daily drive. A VA loan can make financing a new-construction home like this one straightforward, and North Carolina's lower property tax rate is a real budget advantage for military households watching every line item.

For families upgrading

Four bedrooms give everyone their own space, and a 2026 build means you're not inheriting someone else's renovation choices. Currituck County's growth has brought newer infrastructure and a genuine sense of community momentum to Moyock — this is the kind of address that makes sense for families ready to put down roots somewhere that's still finding its stride.

More buyer questions

How far is 103 Pema Street from USCG Finance Center Chesapeake?

The drive is approximately 36 minutes under typical conditions, heading north on US-168 into Chesapeake, Virginia. The route is straightforward with no major bottlenecks outside of peak commute windows.

Is 103 Pema Street in a flood zone?

Flood zone status for this address is covered in the FloodRisk tile on this page, which pulls current FEMA map data. Currituck County's inland areas generally carry lower flood risk than coastal Currituck, but always verify with the official FEMA flood map before closing.

What county is 103 Pema Street in?

The property is in Currituck County, North Carolina, which handles property taxes, permitting, and local services for Moyock residents.

Does 103 Pema Street have an HOA?

HOA status for this address should be confirmed with current listing documents, as community association structures in newer Moyock developments can vary by subdivision phase and builder.

How far is 103 Pema Street from the Outer Banks?

The northern Outer Banks — around Corolla and Duck — is roughly 50 to 60 minutes south via US-168 and NC-12, making weekend beach trips genuinely convenient from this address.

Tom and Dariya Milan at LPT Realty know this corner of Currituck County well — reach out to talk through what 103 Pema Street could look like as your next home.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Moyock$420K – $575K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryMoyock Elementary
  • MiddleMoyock Middle
  • HighCurrituck County

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37053C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,949/mo

Principal & interest

$2,594

Property tax

$208

Home insurance

$146

PMI

None

HOA/Condo (paid separately)

$50

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$418,000$479,950

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

104 PEMA ST · 0.1 mi · 1,694 sqft$444,990 sold 2026-04
100 PEMA ST · 0 mi · 1,533 sqft$452,990 sold 2026-03
165 Green View RD · 0.9 mi · 1,673 sqft$418,000 sold 2026-06

Own a home nearby? See what it is worth today — What's your Moyock home worth?

Sale & Tax History

List Price

$499,990

Price / Sq Ft

$295

Annual Taxes

$2,500

Monthly Tax

$208

HOA fee

$50 / mo

Tax Rate (effective)

0.50%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 25, 2026$499,990
Price increasedAug 14, 2026$499,990+$10,000
Currently listed$499,990

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Moyock Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 103 Pema St in a good school zone?+
The assigned zones on the listing record are Moyock Elementary, Moyock Middle, Currituck County. School attendance zones can change — always confirm enrollment with the local school division.
Is 103 Pema St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 103 Pema St have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is none. Association amenities on record include: Other.
When was 103 Pema St built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10645959

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

103 Pema St, Moyock — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

103 Pema St, Moyock, North Carolina 27958 · MLS #10645959 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.