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DunnsvilleALL OTHERS AREA 123994 Fort Lowry Ln✓ Source: REIN MLS #10628836 · record updated Jun 18, 2026 · synced every 2 min · your inquiry is never resold
994 Fort Lowry LN, DUNNSVILLE VA 22454 - Main photo
994 Fort Lowry LN, DUNNSVILLE VA 22454 - Photo 2
994 Fort Lowry LN, DUNNSVILLE VA 22454 - Photo 3
994 Fort Lowry LN, DUNNSVILLE VA 22454 - Photo 4
994 Fort Lowry LN, DUNNSVILLE VA 22454 - Photo 5
$699,000
$395 / sqft · est. $4,059/mo →
3beds
2baths
1,768sqft
71days on market

994 Fort Lowry Ln, Dunnsville, VA 22454

Under ContractResidential · built 1963 · ALL OTHERS AREA 123

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Boat Lift, Bulkhead, Deep Water, Deep Water Access, Dock, Navigable, River, Tidal.

Frontage

River · Tidal ✓ VERIFIED

Dock

Dock · Boat lift

Shoreline

Bulkheaded

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

About this home

The listing, in the seller's words

Experience the Rappahannock River with spectacular views, remarkable wildlife, and endless water recreation. Fish, crab, and harvest oysters from your own dock in prime Lowery Point. This well-maintained block-and-frame ranch offers a semi-detached 1-car garage, carport, huge covered breezeway porch, expansive patio with firepit, flagpole, gutters, outdoor shower, and recently paved roads. New pier/dock includes a 10K-lb boat lift with GEM remote, 2 jet ski lifts, ladder, power, water, lights, MLW 3.5–4 ft, fortified bulkhead, and rip rap. Commercial-grade TPO roof installed 2022; A-line roof shingled 2020; HVAC 2019; alternative septic 2020. Enclosed porch adds a water-view office with 83.95 SF not included in the 1,768 SF. Sweeping views from the living room, eat-in kitchen, dining room, and Florida room. Spacious primary suite with walk-in closet, built-in, and ensuite bath. All appliances, honeycomb blinds, and drapery convey. Two gas fireplaces. Bidets in both baths. No HOA.

Listing courtesy of Tia Stanley · RE/MAX Capital · REIN MLS #10628836

VaHome team overview

Our read on this home

At a glance

994 Fort Lowry Lane is a three-bedroom, two-bath ranch-style home sitting on a half-acre lot in Dunnsville, Virginia. Built in 1963, the 1,768-square-foot property offers a generous footprint, classic mid-century bones, and the quiet breathing room of Essex County's rural landscape.

Read the full overview ↓

Why this home stands out

Half-acre lots in Essex County are genuinely hard to come by at this size without stepping into farm-scale acreage, and 994 Fort Lowry Lane threads that needle well. The 1963 construction gives the home a solid, low-slung ranch character — wide rooms, straightforward layouts, and the kind of structural simplicity that makes updates feel rewarding rather than overwhelming. Outdoor space here is real and usable, not just a number on a spec sheet.

ALL OTHERS AREA 123 and the Dunnsville real estate market

Dunnsville sits in Essex County along the Rappahannock River corridor, a part of Virginia that moves at its own unhurried pace. The surrounding area is defined by farmland, waterways, and small communities that have held their character for generations. Fort Lowry Lane itself is a quiet residential road where half-acre parcels give neighbors genuine separation — you're not sharing a fence line with the whole block. Essex County is the governing jurisdiction here, and the county seat of Tappahannock is the nearest hub for daily needs, sitting just a short drive west. Tappahannock carries the personality of a small river town: locally owned restaurants, a historic downtown streetscape, and a community that actually knows its neighbors. For anyone searching for Dunnsville VA real estate, this address represents the quieter, more land-rich side of the Northern Neck and Middle Peninsula region — close enough to civilization, far enough to actually decompress.

What's nearby

Tappahannock is your closest town for everyday errands, dining, and services — roughly a ten-minute drive from Fort Lowry Lane. The Rappahannock River is part of the local fabric here, with boat launches and waterfront access points within easy reach of the address. Occupacia Creek and the broader Essex County road network connect you to neighboring communities like Loretto and Dunnsville proper without much effort. For a longer day trip, Fredericksburg is accessible to the northwest, and the Northern Neck's waterfront towns — including Warsaw and Kilmarnock — are reachable within thirty to forty-five minutes for dining, shopping, and marina access.

For different buyers

For families upgrading

A half-acre lot in a quiet Essex County setting means kids have room to actually run around, and the three-bedroom layout handles a growing household without anyone feeling squeezed. The 1963 ranch footprint keeps everything on one level, which simplifies daily life considerably. Tappahannock's community resources are close enough for convenience while Fort Lowry Lane stays calm and low-traffic — a combination that's genuinely difficult to find.

For buyers drawn to character

Mid-century ranch homes built in 1963 have a structural honesty that later decades often lost — straightforward framing, generous room proportions, and details that reward careful renovation rather than fighting it. At 994 Fort Lowry Lane, you're getting that foundation on a half-acre Essex County lot with the added appeal of a rural Virginia setting that hasn't been overdeveloped. If you appreciate homes with a real sense of place and era, this one has both.

More buyer questions

How far is 994 Fort Lowry Lane from Camp Peary?

Camp Peary is approximately 86 minutes from 994 Fort Lowry Lane, making it a long daily commute — this address suits military households best when a remote assignment, flexible schedule, or non-daily commute is part of the picture.

What county is 994 Fort Lowry Lane in?

The property falls within Essex County, Virginia, with Tappahannock serving as the county seat and nearest service hub.

Is 994 Fort Lowry Lane in a flood zone?

Essex County does include flood-mapped areas given its proximity to the Rappahannock River system — check the FloodRisk tile on this page for the specific flood zone designation assigned to this parcel.

How big is the lot at 994 Fort Lowry Lane?

The lot measures 0.5 acres, which is a meaningful amount of outdoor space for this part of Essex County and provides solid separation from neighboring properties.

What is the drive time from 994 Fort Lowry Lane to Tappahannock?

Tappahannock is approximately ten minutes west of Dunnsville along Route 17, putting grocery stores, restaurants, pharmacies, and county services well within a quick drive.

Want to know more about 994 Fort Lowry Lane or Essex County properties like it? Tom and Dariya Milan at LPT Realty are ready to walk you through every detail — reach out today.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryTappahannock Elementary
  • MiddleEssex Intermediate
  • HighEssex

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1963

Price / sqft

$395

HOA

None

Taxes

$2,737/yr

County

Essex County VA

Waterfront

Yes

MLS #

10628836

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,768
Stories
1
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
8
Other rooms
1st Floor BR, 1st Floor Primary BR, PBR with Bath, Office/Study, Pantry, Porch, Sun Room, Utility Room
Interior features
Fireplace Gas-propane, Primary Sink-Double, Walk-In Closet, Window Treatments
Appliances
Dishwasher, Dryer, Microwave, Elec Range, Refrigerator, Washer
Equipment
Ceiling Fan

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Crawl
Roof
Other
Exterior
Vinyl
Pool
No Pool
Waterfront
Boat Lift,Bulkhead,Deep Water,Deep Water Access,Dock,Navigable,River,Tidal
Deep-water access
Yes

Utilities & systems

Heating
Electric,Heat Pump,Propane Gas
Cooling
Central Air,Heat Pump
Water heater
Electric
Water
Well
Sewer
Other

Lot, parking & ownership

Lot size
0.5000
Approx. acres
0.50
Subdivision
ALL OTHERS AREA 123
Ownership
Fee Simple
Garage
Yes
Parking
Garage Det 1 Car, Carport, Driveway Spc
Possession
SETTLE
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone VE · base flood elevation 9 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 51057C

Flood Risk

Looking up FEMA flood zone…

Zone VE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,059/mo

Principal & interest

$3,627

Property tax

$228

Home insurance

$204

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Sale & Tax History

List Price

$699,000

Price / Sq Ft

$395

Annual Taxes

$2,737

Monthly Tax

$228

HOA

None

Tax Rate (effective)

0.39%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 8, 2026$699,000
Currently listed$699,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Dunnsville Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 994 Fort Lowry Ln in a good school zone?+
The assigned zones on the listing record are Tappahannock Elementary, Essex Intermediate, Essex. School attendance zones can change — always confirm enrollment with the local school division.
Is 994 Fort Lowry Ln in a flood zone?+
FEMA maps this parcel in Zone VE with a base flood elevation of 9 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is 994 Fort Lowry Ln a waterfront property?+
Yes. The listing record shows: Boat Lift,Bulkhead,Deep Water,Deep Water Access,Dock,Navigable,River,Tidal.
Does 994 Fort Lowry Ln have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 994 Fort Lowry Ln built?+
It was built in 1963, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Tia Stanley · RE/MAX Capital · REIN MLS #10628836

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

994 Fort Lowry Ln, Dunnsville — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

994 Fort Lowry Ln, Dunnsville, Virginia 22454 · MLS #10628836 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.