3 days on market
$3,000
9628 21st Bay St
Norfolk, Virginia 23518
MLS# 10634461 · THE TERN · Norfolk VA
Updated May 15, 2026 · Source: REIN MLS
Est. payment
$16/mo
Edit below
Price / sq ft
$2
1,566 sq ft
Days on market
3
New listing
HOA
None
Year built
2020
6 yrs old
Beds
2
Full Baths
2
Half Baths
1
Sq Ft
1,566
Garage
Yes
Schools
- ElementaryLittle Creek Elementary School4/10
- MiddleAzalea Middle School5/10
- 2/10
Info provided by GreatSchools
About this home
Beautiful MOVE IN READY townhome unit in the heart of Ocean View and less than a block to the beach. One owner and built within the last few years. Updates throughout, open floor plan, 2nd story balcony w. water views, attached garage, open floor plan and much more. Unit also includes Washer/Dryer & Fridge. Central to shopping, restaurants, beach, Bases, interstate, and breweries. Don't miss out on this great oppo…
Listed by Seth Johnson · AtCoastal Realty
VaHome Team property overview
9628 21st Bay Street is a 2020-built townhome in THE TERN community — two bedrooms, two full baths, a half bath, and 1,566 square feet of thoughtfully laid-out living space, all four minutes from JEB Little Creek-Fort Story in Norfolk, Virginia 23518.
Read full property overview ↓Show less ↑
Why this home stands out
Built in 2020, this townhome brings newer construction quality to one of Norfolk's most walkable coastal pockets. You're steps from Sour Street Pizza, Lola's Beach Cantina, and 17th Bay Beach Access, yet the home itself sits in a tidy, low-maintenance community with just under 1,300 square feet of lot to manage. Two full baths plus a half bath across 1,566 square feet makes the layout work hard for two bedrooms — and the JEB Little Creek-Fort Story gate is a four-minute drive.
THE TERN and the Norfolk real estate market
THE TERN is a compact, newer townhome community tucked into Norfolk's East Ocean View corridor — the stretch of the city where Bay-front living meets a genuinely walkable village feel. Streets here are quiet and residential, but you're never far from the water or a good meal. The community was developed in the late 2010s and early 2020s, so the architecture is clean and contemporary against a backdrop of mature coastal landscaping. Among the homes for sale norfolk va searchers discover in this zip code, THE TERN stands out for its proximity to the beach, the brewery, and both major military installations. Norfolk itself is a city of distinct neighborhoods, and East Ocean View has carved out a reputation as the one where you actually walk to dinner, catch a sunset at the park, and still make it to base on time. The 23518 zip code blends long-time residents with newer arrivals, and the energy along Shore Drive reflects that mix — local businesses, community events, and a genuine sense of place.
What's nearby
Daily errands and leisure are genuinely close here. Riffle Farms Market & Co-op is 0.2 miles away for local and specialty groceries, with Food Lion and Dollar General both under a mile for everyday staples. Sour Street Pizza and Lola's Beach Cantina are essentially at your doorstep for dining. COVA Brewing Company is 0.2 miles away when you want something on tap. Fitness options are plentiful — Fit Body Boot Camp is 0.1 miles, Project SixKiller Performance is 0.3 miles, and Xtras Fitness + Wellness is half a mile out. East Beach Fountain Square and Park and a Community Garden are both 0.2 miles away, and 17th Bay Beach Access is just 0.3 miles for a quick walk to the water.
For different buyers
For military families relocating
Four minutes to JEB Little Creek-Fort Story and twelve minutes to Naval Station Norfolk — 9628 21st Bay Street sits in one of the most base-convenient locations in the city. A VA loan can make a newer-construction townhome like this one very accessible, and BAH rates for the Norfolk area align well with this price tier. Whether you're E-5 or O-3, the commute math works.
For first-time buyers
If you're exploring houses for sale norfolk va for the first time, THE TERN is a strong place to land. A 2020 build means fewer surprise repairs, the HOA handles exterior upkeep, and the walkable East Ocean View location means you're buying into a neighborhood with real daily-life convenience — coffee, groceries, the beach, and dinner all within a half mile.
Frequently asked questions
How far is 9628 21st Bay Street from JEB Little Creek-Fort Story?
The main gate at JEB Little Creek-Fort Story is approximately four minutes by car — one of the shortest base commutes available anywhere in the Norfolk market.
How far is 9628 21st Bay Street from Naval Station Norfolk?
Naval Station Norfolk is roughly twelve minutes south by car, making this address a practical choice for sailors and civilians working at either installation.
Is 9628 21st Bay Street part of an HOA?
Yes, THE TERN is an HOA community; the association manages common areas and exterior maintenance, which is a meaningful benefit in a coastal environment.
What is the flood zone status for 9628 21st Bay Street?
Flood zone information for this address is displayed in the FloodRisk tile on this page — review that section and consult your insurance agent for current FEMA map data.
Where is the nearest beach access to 9628 21st Bay Street?
17th Bay Beach Access is 0.3 miles from the front door, and East Beach Fountain Square and Park is just 0.2 miles away for a quick walk to the waterfront.
Want to walk through 9628 21st Bay Street or get current market context for THE TERN? Tom and Dariya Milan at LPT Realty know this neighborhood well — reach out and let's talk.
Summary generated by AI from public records and publicly available information.
Location & Neighborhood
Location & Street View
9628 21st Bay ST, Norfolk
Map and Street View imagery © Google. Imagery may not be current.
Map data ©Google. Click and drag inside the map to explore the surrounding area.
Flood Risk
Property Details
Bedrooms
2
Full Baths
2
Half Baths
1
Approx Sq Ft
1,566
Stories
3
Fireplaces
0
Flooring
Ceramic, Laminate/LVP
Heating
Cooling
Laundry
Interior Features
N/A
Appliances
Dishwasher, Disposal, Dryer, Microwave, Elec Range, Refrigerator, Washer
Sale & Tax History
List Price
$3,000
Price / Sq Ft
$2
Annual Taxes
N/A
Monthly Tax
N/A
HOA
None
Tax Rate (effective)
N/A
Sale Timeline (this listing)
| Event | Date | Price | Detail |
|---|---|---|---|
| Listed | May 16, 2026 | $3,000 | — |
| Currently listed | — | $3,000 | — |
Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:
Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.
Comparable Properties
Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.
About buying in Norfolk
Homes for sale in Norfolk, VA range from historic district townhouses in Ghent (23507) and waterfront condos along the Elizabeth River to ranch-style family homes in Larchmont, Lochaven, and Lafayette-Winona. As the cultural and economic heart of Hampton Roads, Norfolk offers something for nearly every buyer: $200K starter homes in Ocean View (23503, 23518), $400K-$600K Craftsman bungalows in Ghent and West Ghent (23517), executive homes near Old Dominion University (23508), and luxury riverfront properties in Larchmont and Algonquin Park. Norfolk's biggest employer is Naval Station Norfolk — the largest naval base in the world — and the city is also home to Norfolk Naval Shipyard, Eastern Virginia Medical School, Old Dominion University, and Norfolk State University. The active-duty military and academic communities drive steady year-round demand. Public schools include Maury High School in Ghent and Granby High School in Ocean View, and historically strong specialty programs at the Governor's School for the Arts. Buyers searching the 23510 (downtown) and 23508 (West Ghent / ODU corridor) ZIP codes will find the strongest mix of urban walkability and historic architecture; 23503 and 23518 (Ocean View) offer the most affordable waterfront entry points in Hampton Roads. The Norfolk MLS inventory below updates hourly from the REIN feed.
Military Commute
Drive times to nearest basesDrive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.
Estimate your monthly payment
$16/moPrincipal & interest
$16
Property tax
$0
Home insurance
$1
PMI
None
HOA
None
Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.
Listed by AtCoastal Realty · MLS# 10634461
Data provided by REIN MLS. Information deemed reliable but not guaranteed.
$3,000
9628 21st Bay ST, NORFOLK VA 23518
Norfolk, Virginia 23518
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