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Cape Charles › CAPE CHARLES › 4 Dream St✓ Source: REIN MLS #10638489 · record updated Jun 14, 2026 · synced every 2 min · your inquiry is never resold
4 Dream ST, CAPE CHARLES VA 23310 - Main photo
$919,000
$448 / sqft · est. $5,678/mo →
4beds
2.1baths
2,050sqft
9days on market

4 Dream St, Cape Charles, VA 23310

Off MarketResidential · built 2026 · CAPE CHARLES

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Pond.

Frontage

Pond ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

About this home

The listing, in the seller's words

Coastal living at its best! Located just one block from the beach, this beautiful 4-bedroom, 2.5-bath home offers over 2,010 square feet of thoughtfully designed living space in one of Virginia's most desirable waterfront towns. The home features a spacious first-floor primary suite, making everyday living convenient and comfortable. Upstairs you'll find three additional bedrooms and a second-story balcony with bay views—the perfect place to enjoy your morning coffee or watch the sunset. The open-concept living area flows into a stunning kitchen with quartz countertops, quality cabinetry, and stainless steel appliances. The backyard overlooks a peaceful lake, providing a relaxing setting for family gatherings or vacation guests. Additional features include:?• 4 Bedrooms / 2.5 Bathrooms?• Approximately 2,010 Sq. Ft.?• First-Floor Primary Suite?• Bay Views from Second-Floor Balcony?• Water Views from Backyard?• One Block to Cape Charles Beach?• Outdoor Shower?• Driveway with Off-Street Parking?• High-End Finishes Throughout No HOA or Historic district. Whether you're looking for a primary residence, second home, or an income-producing vacation rental, this property offers the perfect combination of location, comfort, and coastal charm.

Listing courtesy of Calvin Bennett · Swell Realty Co · REIN MLS #10638489

VaHome team overview

Our read on this home

At a glance

4 Dream Street is a brand-new 2026-built, four-bedroom, two-and-a-half-bath home in Cape Charles, Virginia — a walkable, small-town gem on the Chesapeake Bay. At 2,050 square feet, it offers modern construction in one of the Eastern Shore's most charming communities.

Read the full overview ↓

Why this home stands out

New construction in Cape Charles is genuinely rare. While much of the town's appeal comes from its Victorian-era streetscapes, 4 Dream Street delivers the efficiency and peace of mind that only a 2026 build can offer — fresh systems, modern layout, four bedrooms, and 2,050 square feet of thoughtfully designed space — without sacrificing the small-town character that makes this zip code special.

About the Cape Charles real estate market

Cape Charles sits at the southern tip of Virginia's Eastern Shore, a slender peninsula where the Chesapeake Bay meets the Atlantic. It's the kind of town that surprises people — a genuine walkable downtown with independent restaurants, a harbor, a public beach, and a historic district full of late-Victorian architecture, all tucked into a community of just a few thousand residents. Dream Street sits right in the heart of it. You're within a short stroll of the town's main commercial corridor, and the pace of daily life here is deliberately unhurried. Northampton County governs the area, and Cape Charles has seen steady investment in its downtown core over the past decade. The primary keyword for this address is Cape Charles real estate — and if you've been watching this market, you already know how rarely new construction appears inside the town limits. Summers bring visitors, but year-round residents enjoy a quieter version of the same waterfront lifestyle.

What's nearby

Everything that makes Cape Charles worth living in is within a short walk of 4 Dream Street. Central Park is just 0.3 miles away — an easy stroll for morning routines. Don V's Taco Truck and Edible Picasso are both under half a mile for casual meals, and AJ's Bar & Grill rounds out the local dining scene at the same distance. Coffee is equally convenient: Cape Charles Coffee House, The Almeta, and Edible Picasso all sit within 0.4 miles. Gull Hummock Gourmet Market and Drizzles Oil & Vinegar Tasting Store handle specialty grocery needs nearby, and Sky's The Limit Yoga Co is just 0.6 miles away for daily movement.

For different buyers

For military families relocating

Joint Base Langley-Eustis is approximately 46 minutes from 4 Dream Street — a commute that puts you well within range of Hampton Roads while letting you come home to something completely different. Cape Charles offers a quieter, small-town lifestyle that many service families find genuinely restorative, and VA loan eligibility makes new construction like this an especially practical path to ownership on the Eastern Shore.

For families upgrading

Four bedrooms, 2.5 baths, and 2,050 square feet of new construction give a growing family real room to breathe — and in Cape Charles, that space comes with a lifestyle bonus. Central Park is a short walk away, the downtown is stroller-friendly, and the community's small scale means your kids are growing up somewhere genuinely connected and safe.

More buyer questions

How far is 4 Dream Street from Joint Base Langley-Eustis?

The drive from 4 Dream Street to Joint Base Langley-Eustis (Langley AFB) is approximately 46 minutes under normal traffic conditions. The Chesapeake Bay Bridge-Tunnel connects the Eastern Shore to Hampton Roads, making the commute straightforward.

What is the flood zone status for 4 Dream Street in Cape Charles?

Cape Charles is a coastal community, and flood zone designations vary by parcel — check the dedicated FloodRisk tile on this page for the specific FEMA flood zone classification assigned to 4 Dream Street.

Is 4 Dream Street in a neighborhood with an HOA?

Based on available information, 4 Dream Street does not appear to be subject to a mandatory homeowners association — but buyers should confirm this during due diligence, as new construction communities can establish HOAs at or after buildout.

What can you walk to from 4 Dream Street?

Quite a lot — Cape Charles Coffee House, Don V's Taco Truck, Edible Picasso, AJ's Bar & Grill, Gull Hummock Gourmet Market, and Central Park are all within 0.4 miles, making this one of the most walkable addresses on Virginia's Eastern Shore.

When was 4 Dream Street built?

4 Dream Street was built in 2026, making it brand-new construction — with modern systems, current building codes, and no deferred maintenance concerns typical of older homes in the historic district.

Curious whether 4 Dream Street fits your plans? Tom and Dariya Milan know Cape Charles well — reach out to get your questions answered and schedule a walkthrough.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryKiptopeke Elementary
    —
  • MiddleNorthampton
    —
  • HighNorthampton
    —

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$448

HOA

None

Taxes

$7,700/yr

County

Northampton County VA

Waterfront

Yes

MLS #

10638489

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
2,050
Stories
2
Flooring
Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
8
Appliances
Dishwasher, Dryer, Energy Star Appliance(s), Elec Range, Refrigerator, Washer

Construction & exterior

Style
Contemp, Cottage
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Waterfront
Pond

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
CAPE CHARLES
Ownership
Fee Simple
Garage
No
Parking
Driveway Spc
Possession
SETTLEMENT
Disclosures
Owner Agent

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51131C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$5,678/mo

Principal & interest

$4,768

Property tax

$642

Home insurance

$268

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$454,000 – $1,000,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 4 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

166 Muirfield Drive · 1.6 mi · 2,121 sqft$975,000 sold 2026-04
315 Troon CT · 1.4 mi · 1,800 sqft$540,000 sold 2026-06
213 Palmer DR · 1.2 mi · 2,085 sqft$692,900 under contract

Sale & Tax History

List Price

$919,000

Price / Sq Ft

$448

Annual Taxes

$7,700

Monthly Tax

$642

HOA

None

Tax Rate (effective)

0.84%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 6, 2026$919,000—
Currently listed—$919,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cape Charles Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 4 Dream St in a good school zone?+
The assigned zones on the listing record are Kiptopeke Elementary, Northampton, Northampton. School attendance zones can change — always confirm enrollment with the local school division.
Is 4 Dream St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 4 Dream St?+
Yes — Sky's The Limit Yoga Co is about 0.6 miles away, per the cached nearby-places record for this address.
Are there parks near 4 Dream St?+
Central Park is about 0.3 miles away.
Where is the nearest grocery store to 4 Dream St?+
Drizzles Oil & Vinegar Tasting Store is about 0.4 miles away. The closest dining on record is Don V’S Taco truck (0.3 mi).
Is 4 Dream St a waterfront property?+
Yes. The listing record shows: Pond.
Does 4 Dream St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 4 Dream St built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Calvin Bennett · Swell Realty Co · REIN MLS #10638489

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

4 Dream St, Cape Charles, Virginia 23310 · MLS #10638489 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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