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Elizabeth City › TOOLEY HARBOR › 306 A Spinnaker St✓ Source: REIN MLS #10649962 · record updated Aug 28, 2026 · synced every 2 min · your inquiry is never resold
306 A Spinnaker ST, ELIZABETHCITY NC 27909 - Main photo
306 A Spinnaker ST, ELIZABETHCITY NC 27909 - Photo 2
306 A Spinnaker ST, ELIZABETHCITY NC 27909 - Photo 3
306 A Spinnaker ST, ELIZABETHCITY NC 27909 - Photo 4
306 A Spinnaker ST, ELIZABETHCITY NC 27909 - Photo 5
3beds
2.1baths
1,757sqft
9days on market

306 A Spinnaker St, Elizabeth City, NC 27909

ActiveResidential · built 2025 · TOOLEY HARBOR

Facts & features

Type

Residential

Year built

2025

Price / sqft

$191

HOA fee

$135/mo

Taxes

$3,275/yr

County

Elizabeth City NC

MLS #

10649962

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
1,757
Stories
2
Flooring
Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
5
Appliances
Dishwasher, Dryer, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer, Washer Hookup

Construction & exterior

Style
Townhouse
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Other
Pool
No Pool
Fencing
Back Fenced

Utilities & systems

Heating
Electric
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
TOOLEY HARBOR
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
CLOSING
Disclosures
Deed Restrictions/Covenants, Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

BEAUTIFUL NEWER CONSTUCTION UNIT. CUSTOM KITCHEN AND BATH. LARGE PRIMARY W/TREY CEILING AND HUGE EN-SUITE BATH W/ WALK-IN CLOSET. OPEN FLOOR PLAN! NICE SIZED BEDROOMS ON 2ND FLOOR WITH SHARED LARGE FULL BATH. OVERSIZED 2 CAR GARAGE. LOTS OF STORAGE. FENCED IN BACK YARD. BEAUTIFUL HOME!!!! INFORMATION IS DEEMED ACCURATE, BUT NO GUARANTEED GIVEN. DIRECTIONS CONTINUED: R on Spinnaker to 306 A.

Listing courtesy of Kenneth Wallace · CENTURY 21 Nachman Realty · REIN MLS #10649962

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

A brand-new 2025 construction townhome at 306 A Spinnaker Street brings three bedrooms, two and a half baths, and 1,757 square feet to one of Elizabeth City's newer residential pockets — fresh finishes, modern layout, and zero deferred maintenance from day one.

Read the full overview ↓

Why this home stands out

What sets 306 A Spinnaker Street apart is simple: everything is new. Built in 2025, this townhome hasn't seen a single owner before you, which means fresh mechanicals, current building codes, and finishes you chose — not inherited. For buyers who want modern construction without a custom-build timeline or price premium, this address delivers a compelling starting point in northeastern North Carolina.

TOOLEY HARBOR and the Elizabeth City real estate market

Elizabeth City sits along the Pasquotank River in the northeastern corner of North Carolina, earning its nickname 'The Harbor of Hospitality' through a genuine small-city warmth that's hard to manufacture. The downtown waterfront district draws residents and visitors alike with locally owned restaurants, boutique shops, and a marina that keeps the riverfront lively through every season. Spinnaker Street sits within a newer residential section of the city, where the streets are quiet and the neighbors are largely fellow owners who chose Elizabeth City deliberately — for the pace, the affordability, and the access to both the Outer Banks and the Hampton Roads metro just across the Virginia border. Pasquotank County's lower cost of living is a real draw, and the city's ongoing investment in its waterfront and downtown core gives the area a forward momentum that newer residents notice quickly.

What's nearby

Daily errands are straightforward from Spinnaker Street. A Walmart Supercenter and Food Lion cover grocery runs without a long drive, and the Pasquotank River waterfront is just a few minutes away for an evening walk or weekend kayak launch. The Museum of the Albemarle offers a surprisingly rich look at regional history, and Moth Graveyard Brewing draws a local crowd for casual Friday nights. The Outer Banks beaches are roughly an hour south via US-158 — close enough for a day trip whenever the mood strikes. Elizabeth City Regional Airport sits nearby for regional travel, and the Virginia border is a short drive north.

For different buyers

For military families relocating

USCG Finance Center Chesapeake is approximately 66 minutes north — a longer commute, but Elizabeth City's significantly lower cost of living makes the trade-off worth calculating carefully. This 2025-built townhome means no repair surprises during a PCS transition, and the Pasquotank River area has quietly attracted Coast Guard and other federal employees who want space and value that the Hampton Roads side of the border can't always match.

For first-time buyers

If you're weighing your options among Elizabeth City homes for sale, 306 A Spinnaker Street removes the biggest first-time-buyer anxiety: unknown repair history. A 2025 build means current electrical, plumbing, and HVAC — all under manufacturer warranty. Three bedrooms and two and a half baths give you room to grow, and the townhome format keeps exterior maintenance manageable while you settle into ownership.

More buyer questions

How far is 306 A Spinnaker Street from USCG Finance Center Chesapeake?

The drive is approximately 66 minutes under normal traffic conditions, heading north through the Chesapeake, Virginia corridor via US-17. Many Coast Guard personnel in the area find the commute manageable given Elizabeth City's cost-of-living advantages.

What is the flood zone status for 306 A Spinnaker Street?

Flood zone designation for this address is covered in the dedicated FloodRisk tile on this page — check there for the current FEMA map panel and zone classification.

Is 306 A Spinnaker Street part of an HOA?

HOA status should be confirmed through current listing documents, but the townhome format at this address commonly includes a homeowners association that handles shared exterior and common-area maintenance.

What are the nearest grocery stores to Spinnaker Street?

A Food Lion and a Walmart Supercenter are both within a short drive, making routine grocery runs quick and convenient from this address.

How new is the construction at 306 A Spinnaker Street?

The home was built in 2025, making it among the newest residential construction available in Elizabeth City — all systems, finishes, and structural components are essentially brand new.

Tom and Dariya Milan at LPT Realty know Elizabeth City's newer construction market well — reach out to get a straight answer on what this address means for your next move.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Elizabeth City$280K – $390K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryWeeksville Elementary
    —
  • MiddleRiver Road Middle
    —
  • HighNortheastern
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37139C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,109/mo

Principal & interest

$1,738

Property tax

$273

Home insurance

$98

PMI

None

HOA/Condo (paid separately)

$135

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$210,000 – $343,795

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

202 Spinnaker ST #A · 0.1 mi · 1,771 sqft$279,900 sold 2026-05
113 Brant CT · 0.9 mi · 1,705 sqft$325,000 sold 2026-06
1319 Moore ST · 1.3 mi · 1,764 sqft$210,000 sold 2026-03

Own a home nearby? See what it is worth today — What's your Elizabeth City home worth?

Sale & Tax History

List Price

$335,000

Price / Sq Ft

$191

Annual Taxes

$3,275

Monthly Tax

$273

HOA fee

$135 / mo

Tax Rate (effective)

0.98%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 19, 2026$335,000—
Currently listed—$335,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Elizabeth City Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

9 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 306 A Spinnaker St in a good school zone?+
The assigned zones on the listing record are Weeksville Elementary, River Road Middle, Northeastern. School attendance zones can change — always confirm enrollment with the local school division.
Is 306 A Spinnaker St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 306 A Spinnaker St have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A.
When was 306 A Spinnaker St built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Kenneth Wallace · CENTURY 21 Nachman Realty · REIN MLS #10649962

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

306 A Spinnaker St, Elizabeth City — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

306 A Spinnaker St, Elizabeth City, North Carolina 27909 · MLS #10649962 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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