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Cape CharlesCAPE CHARLES270 Old Course Loop✓ Source: REIN MLS #10626880 · record updated Jul 22, 2026 · synced every 2 min · your inquiry is never resold
270 Old Course LOOP, CAPE CHARLES VA 23310 - Main photo
270 Old Course LOOP, CAPE CHARLES VA 23310 - Photo 2
270 Old Course LOOP, CAPE CHARLES VA 23310 - Photo 3
270 Old Course LOOP, CAPE CHARLES VA 23310 - Photo 4
270 Old Course LOOP, CAPE CHARLES VA 23310 - Photo 5
3beds
2baths
1,794sqft
133days on market

270 Old Course Loop, Cape Charles, VA 23310

ActiveResidential · built 2005 · CAPE CHARLES

Facts & features

Type

Residential

Year built

2005

Price / sqft

$286

Condo fee

$425/mo

HOA fee

$183/mo

Taxes

$4,235/yr

County

Northampton County VA

MLS #

10626880

Association amenities

ClubhouseExercise RmGated CommunityGolfPriv BeachSewerTennis CtsTrash PickupWater

$425/mo condo fee + $183/mo HOA fee · Fairways · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,794
Stories
2
Flooring
Laminate/LVP
Ensuite bedrooms
1
Total rooms
10
Other rooms
Breakfast Area, Pantry, Porch
Appliances
Dishwasher, Disposal, Dryer, Microwave, Elec Range, Refrigerator, Washer
Equipment
Ceiling Fan

Construction & exterior

Style
Contemp
Subtype
Attached
Foundation
Slab
Roof
Composite
Exterior
Other
Pool
No Pool

Utilities & systems

Heating
Electric
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
CAPE CHARLES
Unit / floor
1
Ownership
Condo
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Bright and breezy, this fully furnished second-floor condo is filled with natural light and ideally located in the sought-after Bay Creek community. Recently upgraded with stylish, coastal-inspired furnishings and new flooring throughout, this move-in-ready retreat offers relaxed seaside charm. Currently operating as a second-home vacation rental with bookings already secured for 2026! Enjoy Bay Creek's premier amenities and embrace the coastal lifestyle, just a short golf cart ride from the historic town of Cape Charles with year-round activities to enjoy.

Listing courtesy of Natalie Smith · Bay Creek Realty LLC · REIN MLS #10626880

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

270 Old Course Loop is a 1,794-square-foot, three-bedroom, two-bath home built in 2005 in Cape Charles, Virginia — a small-town gem on the Chesapeake Bay's Eastern Shore where quiet streets, walkable dining, and genuine community character come standard.

Read the full overview ↓

Why this home stands out

What sets 270 Old Course Loop apart is its address in Cape Charles itself — a town that draws people in and keeps them. You're a short walk from craft beer, yoga, and waterfront breezes, yet the home sits on a loop street that keeps through-traffic minimal. At 1,794 square feet across three bedrooms and two baths, the layout is right-sized for real life without the upkeep overhead of something larger.

About the Cape Charles real estate market

Cape Charles, Virginia is the kind of small town that surprises people. Tucked at the southern tip of the Eastern Shore on the Chesapeake Bay, it pairs Victorian-era streetscapes with a genuinely walkable downtown full of independent restaurants, galleries, and local businesses. Old Course Loop sits within easy reach of that core — close enough to walk to dinner, far enough to feel residential. The town itself is compact by design, which means neighbors actually know each other and the pace of daily life is noticeably different from the sprawl of the broader Hampton Roads metro. Northampton County governs the area, and the town maintains its own identity with a historic district, a public beach, and a harbor that draws boaters up and down the Bay. If you've been comparing Cape Charles homes for sale to options elsewhere on the Shore, the walkability and community fabric here are hard to replicate.

What's nearby

Daily errands and leisure are genuinely close from 270 Old Course Loop. Cape Charles Brewing Company is just 0.6 miles away — a local favorite for a casual meal or a pint after work. Cape Charles Mini Golf & Albatross Cafe and El Soul are both within 0.7 miles, giving you solid variety for dining without driving. Sky's The Limit Yoga Co is 0.8 miles out if you prefer to start the morning with a class. For green space, Cape Charles Natural Area Preserve and Cape Charles Cemetery — a historic, tree-lined park — are each about a mile away, offering quiet walking in different registers.

For different buyers

For military families relocating

Joint Base Langley-Eustis runs approximately 46 minutes from 270 Old Course Loop, making Cape Charles a viable home base for Langley-assigned personnel who want something quieter than the Peninsula. The Eastern Shore commute trades congestion for scenery, and the town's tight-knit feel tends to suit families who want a real neighborhood rather than a subdivision.

For buyers drawn to character

Cape Charles has a loyal following among buyers who want a home that comes with a sense of place — and 270 Old Course Loop delivers exactly that. You're steps from a walkable downtown with independent restaurants and local businesses, inside a town with a genuine historic identity and a Chesapeake Bay waterfront. This is the kind of address that feels like a choice, not a compromise.

More buyer questions

How far is 270 Old Course Loop from Joint Base Langley-Eustis?

The drive from 270 Old Course Loop to Joint Base Langley-Eustis (Langley AFB) is approximately 46 minutes under normal traffic conditions. The route crosses the Chesapeake Bay Bridge-Tunnel, so commuters typically factor in toll costs and occasional weather-related delays.

What is the flood zone status for 270 Old Course Loop?

Flood zone information for this address is detailed in the FloodRisk tile on this page, which pulls current FEMA map data. Cape Charles is a coastal community, so reviewing that tile before making decisions is strongly recommended.

Is there an HOA at 270 Old Course Loop?

HOA status for this property is listed in the details section of this page. If an HOA applies, the governing documents will outline any community rules and maintenance responsibilities.

What is Cape Charles like as a place to live?

Cape Charles is a small, walkable town on Virginia's Eastern Shore with a Victorian-era downtown, a public Chesapeake Bay beach, an active harbor, and a strong sense of community. It attracts buyers who want a quieter, more connected lifestyle than the larger Hampton Roads cities offer.

How close is 270 Old Course Loop to downtown Cape Charles?

The home is within easy walking distance of Cape Charles's downtown core — restaurants, the Brewing Company, yoga studios, and the harbor are all under a mile away, making car-free errands and evenings out genuinely practical.

Want to know more about 270 Old Course Loop or Cape Charles as a whole? Tom and Dariya Milan at LPT Realty are ready to walk you through every detail — reach out today.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Cape Charles$435K – $590K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryKiptopeke Elementary
  • MiddleOther Middle School
  • HighNorthampton

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51131C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,164/mo

Principal & interest

$2,662

Property tax

$353

Home insurance

$150

PMI

None

HOA/Condo (paid separately)

$608

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$454,000$975,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

702 Prestwick TURN · 0.1 mi · 1,794 sqft$460,000 sold 2026-09
315 Troon CT · 0.2 mi · 1,800 sqft$540,000 sold 2026-06
305 Troon CT · 0.2 mi · 1,550 sqft$495,000 sold 2026-07

Own a home nearby? See what it is worth today — What's your Cape Charles home worth?

Sale & Tax History

List Price

$513,000

Price / Sq Ft

$286

Annual Taxes

$4,235

Monthly Tax

$353

HOA + condo fees

$608 / mo

Tax Rate (effective)

0.83%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMar 24, 2026$513,000
Currently listed$513,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cape Charles Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

133 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 270 Old Course Loop in a good school zone?+
The assigned zones on the listing record are Kiptopeke Elementary, Other Middle School, Northampton. School attendance zones can change — always confirm enrollment with the local school division.
Is 270 Old Course Loop in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 270 Old Course Loop have an HOA or condo association?+
Both — this unit carries a condo association fee and a separate HOA (property owners association) fee. Current amounts for each are shown in the facts section on this page. The association of record is Fairways. Association amenities on record include: Clubhouse, Exercise Rm, Gated Community, Golf, Priv Beach, Sewer, Tennis Cts, Trash Pickup, Water.
When was 270 Old Course Loop built?+
It was built in 2005, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Natalie Smith · Bay Creek Realty LLC · REIN MLS #10626880

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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270 Old Course Loop, Cape Charles — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

270 Old Course Loop, Cape Charles, Virginia 23310 · MLS #10626880 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.