Cape Charles › CAPE CHARLES › 270 Old Course Loop✓ Source: REIN MLS #10626880 · record updated Jul 22, 2026 · synced every 2 min · your inquiry is never resold

270 Old Course LOOP, CAPE CHARLES VA 23310 - Main photo

270 Old Course LOOP, CAPE CHARLES VA 23310 - Photo 2

270 Old Course LOOP, CAPE CHARLES VA 23310 - Photo 3

270 Old Course LOOP, CAPE CHARLES VA 23310 - Photo 4

270 Old Course LOOP, CAPE CHARLES VA 23310 - Photo 5

$513,000

$286 / sqft · est. $3,772/mo →

3beds

2baths

1,794sqft

120days on market

270 Old Course Loop, Cape Charles, VA 23310

Name: 270 Old Course LOOP, Cape Charles, Virginia 23310
Brand: Bay Creek Realty LLC
Price: 513000 USD
Availability: InStock

ActiveResidential · built 2005 · CAPE CHARLES

About this home

The listing, in the seller's words

Bright and breezy, this fully furnished second-floor condo is filled with natural light and ideally located in the sought-after Bay Creek community. Recently upgraded with stylish, coastal-inspired furnishings and new flooring throughout, this move-in-ready retreat offers relaxed seaside charm. Currently operating as a second-home vacation rental with bookings already secured for 2026! Enjoy Bay Creek's premier amenities and embrace the coastal lifestyle, just a short golf cart ride from the historic town of Cape Charles with year-round activities to enjoy.

Listing courtesy of Natalie Smith · Bay Creek Realty LLC · REIN MLS #10626880

Schools

ElementaryKiptopeke Elementary
—
MiddleOther Middle School
—
HighNorthampton
—

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2005

Price / sqft

$286

Condo fee

$425/mo

HOA fee

$183/mo

Taxes

$4,235/yr

County

Northampton County VA

Waterfront

Yes

MLS #

10626880

Association amenities

ClubhouseExercise RmGated CommunityGolfPriv BeachSewerTennis CtsTrash PickupWater

$425/mo condo fee + $183/mo HOA fee · Fairways · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms: 3
Full baths: 2
Approx. sqft: 1,794
Stories: 2
Flooring: Laminate/LVP
Ensuite bedrooms: 1
Total rooms: 10
Other rooms: Breakfast Area, Pantry, Porch
Appliances: Dishwasher, Disposal, Dryer, Microwave, Elec Range, Refrigerator, Washer
Equipment: Ceiling Fan

Construction & exterior

Style: Contemp
Subtype: Attached
Foundation: Slab
Roof: Composite
Exterior: Other
Pool: No Pool
Waterfront: Not Waterfront

Utilities & systems

Heating: Electric
Cooling: Central Air
Water heater: Electric
Water: City/County
Sewer: City/County

Lot, parking & ownership

Subdivision: CAPE CHARLES
Unit / floor: 1
Ownership: Condo
Garage: Yes
Parking: Garage Att 2 Car
Possession: AT SETTLEMENT
Disclosures: Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51131C

Flood Risk

Looking up FEMA flood zone…

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,772/mo

Down payment20% · $102,600

Interest rate6.75%

Loan term30 years

Principal & interest

$2,662

Property tax

$353

Home insurance

$150

PMI

None

HOA

$608

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$465,000 – $649,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 2 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

315 Troon CT · 0.2 mi · 1,800 sqft$540,000 sold 2026-06

305 Troon CT · 0.2 mi · 1,550 sqft$495,000 sold 2026-07

702 Prestwick TURN · 0.1 mi · 1,794 sqft$465,000 active

Sale & Tax History

List Price

$513,000

Price / Sq Ft

$286

Annual Taxes

$4,235

Monthly Tax

$353

HOA + condo fees

$608 / mo

Tax Rate (effective)

0.83%

Sale Timeline (this listing)

Event	Date	Price	Detail
Listed	Mar 24, 2026	$513,000	—
Currently listed	—	$513,000	—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cape Charles Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

120 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 270 Old Course Loop in a good school zone?+

The assigned zones on the listing record are Kiptopeke Elementary, Other Middle School, Northampton. School attendance zones can change — always confirm enrollment with the local school division.

Is 270 Old Course Loop in a flood zone?+

FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.

Does 270 Old Course Loop have an HOA or condo association?+

Both — this unit carries a condo association fee and a separate HOA (property owners association) fee. Current amounts for each are shown in the facts section on this page. The association of record is Fairways. Association amenities on record include: Clubhouse, Exercise Rm, Gated Community, Golf, Priv Beach, Sewer, Tennis Cts, Trash Pickup, Water.

When was 270 Old Course Loop built?+

It was built in 2005, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Natalie Smith · Bay Creek Realty LLC · REIN MLS #10626880

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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270 Old Course Loop, Cape Charles — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

270 Old Course Loop, Cape Charles, Virginia 23310 · MLS #10626880 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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