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Cape CharlesCAPE CHARLES270 Old Course Loop✓ Source: REIN MLS #10626880 · record updated Jul 22, 2026 · synced every 2 min · your inquiry is never resold
270 Old Course LOOP, CAPE CHARLES VA 23310 - Main photo
270 Old Course LOOP, CAPE CHARLES VA 23310 - Photo 2
270 Old Course LOOP, CAPE CHARLES VA 23310 - Photo 3
270 Old Course LOOP, CAPE CHARLES VA 23310 - Photo 4
270 Old Course LOOP, CAPE CHARLES VA 23310 - Photo 5
$513,000
$286 / sqft · est. $3,772/mo →
3beds
2baths
1,794sqft
133days on market

270 Old Course Loop, Cape Charles, VA 23310

ActiveResidential · built 2005 · CAPE CHARLES

About this home

The listing, in the seller's words

Bright and breezy, this fully furnished second-floor condo is filled with natural light and ideally located in the sought-after Bay Creek community. Recently upgraded with stylish, coastal-inspired furnishings and new flooring throughout, this move-in-ready retreat offers relaxed seaside charm. Currently operating as a second-home vacation rental with bookings already secured for 2026! Enjoy Bay Creek's premier amenities and embrace the coastal lifestyle, just a short golf cart ride from the historic town of Cape Charles with year-round activities to enjoy.

Listing courtesy of Natalie Smith · Bay Creek Realty LLC · REIN MLS #10626880

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

270 Old Course Loop is a 1,794-square-foot, three-bedroom, two-bath home built in 2005 in Cape Charles, Virginia — a small-town gem on the Chesapeake Bay's Eastern Shore where golf, water, and a walkable historic downtown all converge.

Read the full overview ↓

Why this home stands out

The address puts you on a quiet loop street inside one of the Eastern Shore's most distinctive planned communities, where a championship golf course, bay access, and a nature-forward lifestyle coexist. Cape Charles itself is rare — a genuine Victorian-era railroad town with a real Main Street, a public beach, and a pace of life that larger Hampton Roads cities simply can't replicate. At 1,794 square feet, this home is sized for comfort without excess.

About the Cape Charles real estate market

Cape Charles sits at the southern tip of Virginia's Eastern Shore, connected to greater Hampton Roads by the Chesapeake Bay Bridge-Tunnel. The town was founded in the 1880s as a railroad terminus, and its walkable grid of Victorian and Colonial Revival homes still gives it a storybook quality that draws buyers from across the region. Old Course Loop sits within the Bay Creek community, a master-planned development built around a Palmer-designed golf course and marina. Residents here have access to miles of trails, a private beach club, and sweeping views of the Chesapeake Bay — all within a few minutes of downtown Cape Charles. Northampton County's low-density character means open land, wildlife refuges, and a slower, more intentional lifestyle are always close. Whether you're drawn to the water, the golf, or simply the idea of a town where neighbors actually know each other, Cape Charles delivers something genuinely different from the rest of coastal Virginia.

What's nearby

Daily errands are manageable from 270 Old Course Loop. The small but well-stocked shops and restaurants along Mason Avenue in downtown Cape Charles are under two miles away — think local seafood spots, a hardware store, and a beloved coffee shop. Cheriton, just a few minutes north, adds a pharmacy and grocery options. For big-box shopping and a wider dining selection, Exmore is roughly 20 minutes up Route 13. The Cape Charles Town Beach, one of the most family-friendly stretches on the Chesapeake Bay, is a short drive or even a bike ride from the neighborhood. The Chesapeake Bay Bridge-Tunnel connects the Eastern Shore to Virginia Beach and Norfolk in under an hour.

For different buyers

For military families relocating

Joint Base Langley-Eustis is roughly 46 minutes from 270 Old Course Loop via the Chesapeake Bay Bridge-Tunnel — a longer commute than some prefer, but one that trades traffic for scenery and deposits you into one of Virginia's most affordable and distinctive coastal communities. For service members who want space, quiet, and a real sense of place, the Eastern Shore is worth the drive.

For buyers drawn to character

If you've been searching for a home that comes with a genuine sense of place — not just a subdivision, but a real town with history, a working waterfront, and neighbors who wave — Cape Charles is it. A 2005 build on Old Course Loop gives you modern systems and a low-maintenance footprint inside a community that feels nothing like a generic development. The Bay Creek setting, with its golf course and trails, adds another layer of lifestyle that's hard to find anywhere else in coastal Virginia.

More buyer questions

How far is 270 Old Course Loop from Joint Base Langley-Eustis?

The drive is approximately 46 minutes, crossing the Chesapeake Bay Bridge-Tunnel from the Eastern Shore into Hampton. Traffic on the bridge can vary, so morning commute times are worth factoring in.

What is the Bay Creek community like at 270 Old Course Loop?

Bay Creek is a master-planned community in Cape Charles built around a Palmer-designed golf course, a marina, nature trails, and a private beach club. It has an HOA that maintains common areas and amenities throughout the development.

Is 270 Old Course Loop in a flood zone?

Flood zone status for this address is displayed in the FloodRisk tile on this page — check there for the current FEMA designation and any relevant details.

How close is 270 Old Course Loop to the Cape Charles Town Beach?

The Cape Charles Town Beach on the Chesapeake Bay is roughly two miles from Old Course Loop — an easy drive and a manageable bike ride through town.

What year was 270 Old Course Loop built and what are the basics?

The home was built in 2005 and offers three bedrooms, two bathrooms, and 1,794 square feet of living space on a residential lot within the Bay Creek community in Northampton County.

Want to know more about 270 Old Course Loop or life in Cape Charles? Tom and Dariya Milan at LPT Realty are happy to walk you through everything — reach out anytime.

Summary generated by AI from public records and publicly available information.

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryKiptopeke Elementary
  • MiddleOther Middle School
  • HighNorthampton

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Facts & features

The record, sourced

Type

Residential

Year built

2005

Price / sqft

$286

Condo fee

$425/mo

HOA fee

$183/mo

Taxes

$4,235/yr

County

Northampton County VA

MLS #

10626880

Association amenities

ClubhouseExercise RmGated CommunityGolfPriv BeachSewerTennis CtsTrash PickupWater

$425/mo condo fee + $183/mo HOA fee · Fairways · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,794
Stories
2
Flooring
Laminate/LVP
Ensuite bedrooms
1
Total rooms
10
Other rooms
Breakfast Area, Pantry, Porch
Appliances
Dishwasher, Disposal, Dryer, Microwave, Elec Range, Refrigerator, Washer
Equipment
Ceiling Fan

Construction & exterior

Style
Contemp
Subtype
Attached
Foundation
Slab
Roof
Composite
Exterior
Other
Pool
No Pool

Utilities & systems

Heating
Electric
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
CAPE CHARLES
Unit / floor
1
Ownership
Condo
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51131C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,164/mo

Principal & interest

$2,662

Property tax

$353

Home insurance

$150

PMI

None

HOA/Condo (paid separately)

$608

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$439,000$549,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 3 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

315 Troon CT · 0.2 mi · 1,800 sqft$540,000 sold 2026-06
305 Troon CT · 0.2 mi · 1,550 sqft$495,000 sold 2026-07
104 Old Course LOOP · 0.2 mi · 1,549 sqft$439,000 sold 2026-08

Sale & Tax History

List Price

$513,000

Price / Sq Ft

$286

Annual Taxes

$4,235

Monthly Tax

$353

HOA + condo fees

$608 / mo

Tax Rate (effective)

0.83%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMar 24, 2026$513,000
Currently listed$513,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cape Charles Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

133 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 270 Old Course Loop in a good school zone?+
The assigned zones on the listing record are Kiptopeke Elementary, Other Middle School, Northampton. School attendance zones can change — always confirm enrollment with the local school division.
Is 270 Old Course Loop in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 270 Old Course Loop have an HOA or condo association?+
Both — this unit carries a condo association fee and a separate HOA (property owners association) fee. Current amounts for each are shown in the facts section on this page. The association of record is Fairways. Association amenities on record include: Clubhouse, Exercise Rm, Gated Community, Golf, Priv Beach, Sewer, Tennis Cts, Trash Pickup, Water.
When was 270 Old Course Loop built?+
It was built in 2005, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Natalie Smith · Bay Creek Realty LLC · REIN MLS #10626880

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

270 Old Course Loop, Cape Charles — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

270 Old Course Loop, Cape Charles, Virginia 23310 · MLS #10626880 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.