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White Stone › ALL OTHERS AREA 127 › 108 Spindrift Road✓ Source: REIN MLS #10539495 · record updated Apr 30, 2026 · synced every 2 min · your inquiry is never resold
108 Spindrift Road, White Stone VA 22578 - Main photo
108 Spindrift Road, White Stone VA 22578 - Photo 2
$995,000
$205 / sqft · est. $5,953/mo →
4beds
4.1baths
4,865sqft
678days on market

108 Spindrift Road, White Stone, VA 22578

Off MarketResidential · built 2000 · ALL OTHERS AREA 127

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Creek, Dock, Pond.

Frontage

Creek · Pond ✓ VERIFIED

Dock

Dock

Source: REIN MLS listing record · waterfront features as listed

About this home

The listing, in the seller's words

"Gray Stone" an exquisite French Provincial/Georgian home in area of upscale homes w/Views of Rappahannock River. Near Marinas, boat ramps, golf, restaurants, shopping, hospital. 1st floor 10'3" ceilings w/ upgrades throughout home & beautiful hardwood floors. Master B/R located on 1st floor w/attached full bath. The 4065 sq ft homes located on private lot, is very inviting w/a grand foyer, French doors, large great room & beautiful large sunroom. The kitchens recently updated w/state of art stainless steel appliances & marble/quartz. Master Suite boasts full bath w/jetted tub, separate shower & large walk-in closets. The Property sits creek side, private w/pier. NO FLOOD ZONE. Deck & Patio for entertaining. COUNTY ASSESSED VALUE IS $968,500.00. Extra lot here for a pool. Room to expand with BONUS sq FT in basement & walk upstairs to attic areas. ADDITIONAL 800 + sq ft Garage Apartment is leased for significant income W/VIEWS OF WATER. This is truly a Keeper and is a fine Manor Home.

Listing courtesy of Deborah Morgan · Morgan and Edwards Real Estate · REIN MLS #10539495

Schools

  • ElementaryLancaster Primary
    —
  • MiddleLancaster Middle
    —
  • HighLancaster
    —

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2000

Price / sqft

$205

HOA

None

Taxes

$6,003/yr

County

Lancaster County VA

Waterfront

Yes

MLS #

10539495

Interior

Bedrooms
4
Full baths
4
Half baths
1
Approx. sqft
4,865
Stories
2
Flooring
Carpet, Ceramic, Wood
First-floor bed & full bath
Yes
Total rooms
10
Other rooms
1st Floor BR, Attic, Foyer, Sun Room
Interior features
Fireplace Gas-propane, Walk-In Attic, Walk-In Closet
Appliances
Dishwasher, Disposal, Dryer, Microwave, Gas Range, Refrigerator, Washer

Construction & exterior

Style
Contemp
Subtype
Detached
Foundation
Basement
Roof
Composite
Exterior
Brick,Stucco
Exterior features
Deck, Patio
Pool
No Pool
Fencing
Decorative
Waterfront
Creek,Dock,Pond
Deep-water access
Yes

Utilities & systems

Heating
Electric,Heat Pump,Zoned
Cooling
Central Air,Heat Pump,Zoned
Water heater
Electric
Water
City/County
Sewer
Septic

Lot, parking & ownership

Lot size
1.9100
Approx. acres
1.91
Subdivision
ALL OTHERS AREA 127
Zoning
RESI
Ownership
Fee Simple
Garage
Yes
Parking
Garage Det 2 Car, Driveway Spc
Possession
AT CLOSING
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51103C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$5,953/mo

Principal & interest

$5,163

Property tax

$500

Home insurance

$290

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Sale & Tax History

List Price

$995,000

Price / Sq Ft

$205

Annual Taxes

$6,003

Monthly Tax

$500

HOA

None

Tax Rate (effective)

0.60%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 30, 2024$995,000—
Currently listed—$995,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

White Stone Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 108 Spindrift Road in a good school zone?+
The assigned zones on the listing record are Lancaster Primary, Lancaster Middle, Lancaster. School attendance zones can change — always confirm enrollment with the local school division.
Is 108 Spindrift Road in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is 108 Spindrift Road a waterfront property?+
Yes. The listing record shows: Creek,Dock,Pond.
Does 108 Spindrift Road have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 108 Spindrift Road built?+
It was built in 2000, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Deborah Morgan · Morgan and Edwards Real Estate · REIN MLS #10539495

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

108 Spindrift Road, White Stone — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

108 Spindrift Road, White Stone, Virginia 22578 · MLS #10539495 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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